debt_repayment

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I buy a home for my parents to rent?" Why you should never loan money to anyone including family & friends, "I co-signed on my ex-wife's house," "Should I buy rental property before paying off my house?" "I'm scared about money," "Should I move in with my in-laws to save money?" Support Our Sponsors: NetSuite Zander Insurance Eight Sleep Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! ✂️ Share hope by leading an FPU class at your church! 📈 For help with investing, get connected with a SmartVestor Pro.  📊 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Dr. John Delony answer your questions and discuss: "Setting boundaries with friends and family," "What's the best way to invest my money?" "How can I pay off $460K of student loan debt?" "Setting kids up for success," Why you have to change your behavior if you want to win with money. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Eight Sleep BetterHelp Zander Insurance Neighborly Next Steps ❤️ Money & Marriage Getaway is back! Get your tickets today! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

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Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co 

_______________________ 

Timestamps: 00:00 Job and income 03:10 He thinks his finances are "ok" (they are not) 04:20 Spending EVERYTHING 12:40 Day trading on Robinhood... 15:20 Trying to stop being a child! 20:40 WHY DOES THIS TERRIBLE DEBT EXISTS?! 27:00 You're drowning dude... 28:45 Your needs are INSANE 35:35 THIS IS F'D 37:00 WHAT DO YOU POSSIBLY MEAN!!!??? 41:36 Very scary time in his life 46:10 Time to clean this up! 55:00 This is going to take a while... 59:04 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Not knowing how much money he makes 02:08 How are you going to live?! 04:20 No place to live 05:30 Asking people for money... 06:42 Hidden credit card debt 09:04 YOU HAVE NO MONEY 12:34 Dude, this makes no sense! 13:28 Apple credit card INSANITY 15:34 LOSING MY MIND 20:00 MISSING EIGHT CAR PAYMENTS IN A SINGLE YEAR AHHHHHH 23:00 I am terrified for your future... 24:00 Credit score and insane debts 27:00 Owing banks even MORE money!! 28:00 He's not willing to turn his life around... 30:00 Caleb is talking about Panda Express again (fatty) 31:00 You need a place to live in 31:50 Bills bills bills 35:30 YOU NEED TO CLEAN THIS MESS UP 40:30 He's not willing to sacrifice 44:15 You can't afford life 45:40 What do you even want to do? 50:10 Hammer Financial Score

--- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

On paper, saving for maternity leave shouldn’t be an issue for Hannia and Alex. She earns $100,000 a year, but she likes to spend her money as soon as payday arrives. She plays many subconscious tricks (I call it the “Innocent Doe” technique) to justify a $300 drop at Target and her Old Navy credit card debt.  Let’s disregard the distractions. What’s the real reason why Hannia cannot save money? And how is her humble childhood in Costa Rica playing out in her everyday money decisions? Sometimes, advanced financial concepts have to take a backseat to get honest with the numbers—and ourselves. It’s time to get real.  Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.