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    digital experience

    Explore " digital experience" with insightful episodes like "EP668: iGCB to modernise OTP Bank’s core banking system", "Data-Driven Marketing - Strum", "Designing an Authentic Brand with Vladimer Botsvadze", "Transforming Payments - Alacriti (#74)" and "Data Unification - CRMNEXT (#73)" from podcasts like ""IBS Intelligence Podcasts", "The CUInsight Network", "Experience by Design", "The CUInsight Network" and "The CUInsight Network"" and more!

    Episodes (54)

    EP668: iGCB to modernise OTP Bank’s core banking system

    EP668: iGCB to modernise OTP Bank’s core banking system

    Rajesh Saxena, CEO, Intellect Global Consumer Banking (iGCB), Intellect Design Arena

    Hungary-based OTP Bank, one of the leading banks in central and eastern Europe, has signed up with Intellect Global Consumer Banking to modernise its core banking system, heading for a cloud-native public cloud installation. Robin Amlôt of IBS Intelligence speaks to Rajesh Saxena, Chief Executive Officer of Intellect Global Consumer Banking, Intellect Design Arena. 

    Data-Driven Marketing - Strum

    Data-Driven Marketing - Strum

    “Know your members better than you ever have.” - Mark Weber

    Thank you for tuning in to The CUInsight Network, with your host, Lauren Culp, President & CEO of CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Mark Weber, CEO at Strum and Strum Platform. Mark shares his career journey and how his passion for credit unions began as a child. Strum is a full-service marketing agency helping credit unions build growth strategies through naming, branding, and marketing. Strum Platform is a financial marketing analytics software that helps credit unions better understand their members through data.

    During our conversation, Mark and I discuss the importance of data to engage and retain members. He explains the significance of omnichannel tracking in today's environment. Members and prospects have unique journeys as they seek service with multiple touchpoints throughout and he shares how important it is to capture this. Listen as Mark dives into the power of data and the exciting things to come.

    As we wrap up the episode, Mark talks about making time for his passion for music, enjoying Honolulu, and going with his team to sing karaoke. Enjoy my conversation with Mark Weber!

    Find the full show notes on cuinsight.com.

    Connect with Mark:
    Mark Weber, CEO at Strum
    mark.weber@strumagency.com
    strumagency.com     
    Strumplatform.com
    Mark:
    LinkedIn
    Strum:
    LinkedIn | Twitter | Facebook | Instagram | YouTube
    Strum Platform:
    LinkedIn

    Designing an Authentic Brand with Vladimer Botsvadze

    Designing an Authentic Brand with Vladimer Botsvadze

    Before, our work lives were defined by our relationship with the brands we worked for. Growing up in Detroit, a person might be a “Ford person” or a “GM person”.  The same can be said for those who worked for Mary Kay or Tupperware. Through our association with the brand, we gained a sense of self that was enriched by that association. 

    Today, people are feeling the pressure to become their own brands. We seek not to just influence those people with whom we come into direct contact, but everyone everywhere all at once. Being an influencer is exhausting. Or at least it seems to be when looking at those who are fully engaged in it. Constantly putting content on various social media channels. Responding and replying to other people’s posts. Creating and curating a digital experience for them that communicates who you are, or better put how you want to be seen. One of the ironies in all of this is the struggle of appearing authentic when we are portraying ourselves. 

    Today in the Experience by Design Studio, we’re excited to welcome Vladimer Botsvadze. Vladimir is a digital marketing and social media content machine. A global digital marketing expert, he has worked with top brands and executives worldwide, guiding them to drive growth and position their brands as market leaders. As a mentor to startups and a judge at the Webby Awards, Vladimer brings a wealth of knowledge on creating business opportunities, running businesses, and leveraging social media channels to build your brand.  

    He’s also passionate about communication, and believes it to be the backbone of success. As we discuss in the episode, he put in years of 16 hour days dedicated to building his craft and a strong online presence across social media platforms. With this in mind, we dig in on what are the characteristics of good content, how do we create community around content. Vladimir also walks us through his marketing strategies and mindset for creating with curiosity and persistence in ways that capture attention and make lasting impact.

    Transforming Payments - Alacriti (#74)

    Transforming Payments - Alacriti (#74)

    “The more ways you offer a member to make a payment, the more likely they are to use it.” - Stuart Bain

    Thank you for tuning in to episode 74 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Stuart Bain, SVP of Product Management at Alacriti. Stuart shares his career journey that led him to his current role. Alacriti is a leading financial technology company dedicated to helping credit unions accelerate their digital payments transformation. The team is dedicated to providing solutions that empower clients to deliver the innovative digital payment experiences today’s members demand. 

    During our conversation, Stuart and I chat about payment solutions evolving to provide seamless and efficient experiences. He discusses the benefits of these solutions and the importance of delivering a modern digital payment experience in today’s world. Listen as Stuart talks about embracing digital payment transformation and self-service options along with what is to come in the future.

    As we wrap up the episode, Stuart talks about which car he would splurge on, which food chain he enjoys in Tennessee, and which tech hack he uses for balancing work and life. Enjoy my conversation with Stuart Bain!


    Find the full show notes on cuinsight.com.

    Connect with Stuart:
    Stuart Bain, SVP of Product Management at Alacriti
    stuart.bain@alacriti.com
    alacriti.com     
    Stuart:
    LinkedIn
    Alacriti:
    LinkedIn | Twitter | Facebook | Instagram 

    Data Unification - CRMNEXT (#73)

    Data Unification - CRMNEXT (#73)

    “We need to be more data-driven than we have ever been.” - Joshua Barclay

    Thank you for tuning in to episode 73 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Joshua Barclay, Growth Marketing Manager at CRMNEXT. Joshua shares his career journey that led him to his current role. CRMNEXT is a cloud or on-premise CRM solution provider specifically built for credit unions. Their focus is to support credit unions with actionable data to simplify work, drive growth, and deliver on experience. 

    During our conversation, Joshua and I chat about the importance of data and technology in this changing financial landscape. Joshua talks about the New World Banking Order and what this means for the future. Listen as Joshua talks about how credit unions can move towards data unification.

    As we wrap up the episode, Joshua talks about the leadership legacy of one of his family members, his enjoyment of fine dining experiences, and the city he enjoys traveling to most. Enjoy my conversation with Joshua Barclay!


    Find the full show notes on cuinsight.com.

    Connect with Joshua:
    Joshua Barclay, Growth Marketing Manager at CRMNEXT
    joshua.barclay@crmnext.com
    crmnext.us     
    Joshua:
    LinkedIn
    CRMNEXT:
    LinkedIn | Twitter | Facebook | Instagram | Youtube

    स्क्रीन से जुडी खेलो की रोमांचक दुनिया | Evolution of PC Gaming

    स्क्रीन से जुडी खेलो की रोमांचक दुनिया | Evolution of PC Gaming
    इलेक्ट्रॉनिक गेमिंग से लेकर PC तक आज गेमिंग की दुनिया काफी आगे आ चुकी है। एक सिंपल गेम स्पेस वॉर से शुरू हुआ ये सफर आज हाई एन्ड ग्राफ़िक्स, स्मूथ गेमप्ले और अपडेटेड हार्डवेयर की सहायता एक अनोखा अनुभव प्रदान कर रहा है ।

    Ep. 59 Near Futurism and Spatial Computing with Neil Redding - Founder, Redding Futures

    Ep. 59 Near Futurism and Spatial Computing with Neil Redding - Founder, Redding Futures

    ABOUT NEIL REDDING:

    Neil's LinkedIn Profile: https://www.linkedin.com/in/reddingneil/

    Website: 

    https://www.neilredding.com/

    Editor, Near Future of Retail

    BIO:

    Neil Redding is a keynote speaker, author, Innovation Architect and Near Futurist.
    Neil has worked at the convergence of digital and physical for decades, and is an expert speaker and advisor in the realms of spatial computing, augmented reality (AR), AI, and convergent brand ecosystems. As a Near Futurist, Neil focuses on connecting what's possible with what's practical — pulling the future into the present through a digital experience lens.
    Neil currently leads Redding Futures, a boutique consultancy that enables brands and businesses to engage powerfully with the Near Future. Prior to founding Redding Futures, Neil held leadership roles at Mediacom, Proximity/BBDO, Gensler, ThoughtWorks and Lab49.
    He has delivered for clients including Visa, Nike, Cadillac, Macy’s, NBA, Verizon, TED, The Economist, MoMA, Converse, Morgan Stanley, Apple, Oracle, Financial Times, and Fidelity Investments.
    He has spoken at numerous conferences including SXSW, AWE, Immerse Global Summit, infoComm, Tech2025, CreateTech, SEGD XLab, A.R.E. Shoptalk, Creative Technology Week, Design+AI and VRevolution.
    Neil is also editor of Near Future of Retail, author of the forthcoming book The Ecosystem Paradigm, and advises multiple startups at the leading edge of the digital-physical convergence.

    SHOW INTRO: 

    Welcome to the NXTLVL Experience Design podcast.

    These dynamic dialogues based on our acronym DATA - design, architecture, technology, and the arts crosses over disciplines but maintains a common thread of people who are passionate about the world we live in and human’s influence on it, the ways we craft the built environment to maximize human experience, increasing our understanding of human behavior and searching for the New Possible.

    The NXTLVL Experience Design podcast is presented by VMSD. 

    VMSD is the publisher of VMSD magazine and brings us, in the brand experience world, the International Retail Design Conference. The IRDC is one of the best retail design conferences that there is bringing together the world of retailers, brands and experience placemakers every year for two days of engaging conversations and pushing the discourse forward on what makes retailing relevant.

    You will find the archive of the NXTLVL Experience Design podcast on VMSD.com.

    Thanks also goes to Shop Association the only global retail trade association dedicated to elevating the in-store experience. 

    SHOP Association represents companies and affiliates from 25 countries and brings value to their members through research, networking, education, events and awards. Check then out on SHOPAssociation.org

    In this episode I talk with Neil Redding Founder of Redding Futures about Near Futurism and Spatial Computing.

    But first a few thoughts.

    ****************

    I grew up on Star Trek. And Walt Disney of course.

    Sunday nights were special my brothers and I would gather together with my father watching captain James T Kirk careening around the universe and battle everything from klingons to tribbles.

    It gave me a vision of the future and a world of possibility beyond what was known. 

    I think having had that experience, and my father's fascination with the possibility of beaming anywhere, set me on a path for being always curious about the expanse of the universe, the possibility of extraterrestrial life, what would happen when you traveled at the speed of light or entered the event horizon of a black hole. 

    Later on I began to be interested in string theory and tried hard to understand the math and physics of the general theory of relativity.

    It's equally become important as a practice to hold future thinking in context with present realities. 

    The pandemic offered an opportunity to really understand what it meant to be present -where the future vision for my life that I had established weren't coming to pass - at least in the short term. 

    And so, it became interesting for me to think about the future not as some long far off vision of something that would happen 25 or 50 or 100 years from now but to think increasingly about the near future. 

    It also became clear that the distant future was becoming increasingly difficult to imagine. 

    When thinking about the exponential pace of change it became very clear to me that we were very definitely on the upswing of an exponential curve where moments of significant technological advances would become closer and closer together and therefore the deltas between one significant moment and the next would also become smaller putting us perhaps in the perpetual present, fluidly moving from now and next .

    And of course, if you do any meditation or have a mind body practice, the whole idea is to find yourself in the present letting go of past and a longing for understanding future. 

    And that's great and I do have a meditation practice each day that helps me stay centered focused on the now, hopefully ridding me of my worries or my regrets from things that I might have done in the past or perpetually longing for a future to be a certain way.

    But at the same time, there seems to be a paradox - we're not naturally good at staying in the perpetual present because we need to rely on past for learning and we often long for understanding our future perhaps because we want some sense of predictability in in otherwise largely unpredictable world. 

    And so I began to think a lot about this idea of near future - not lingering on the past, though hoping that I bring lessons learned from those experiences forward to make me smarter and help support the decision making in the present and not completely alienating myself from future.

    I’ve come to think of this a matter of a proportioning of my daily brain power - how much time am I spending thinking about what was or has not yet come to pass. 

    And so when I reconnected with Neil Redding in an online conference that I see saw him speaking at, I was fascinated with his concept around near futurism end other subjects like spatial computing. 

    Things that has focused his profession professional path on over the past number of years since our first meeting in New York over a decade ago.

    When we met then we shared a stage at a Society for Graphic Designers event and I had just published my book Retail (r)Evolution and was talking about the emergence of a new experience seeking cohort of shoppers focused in the digital world and what the emergence of digital media, as a medium for interacting with customers, would mean.

    Then I was talking about Google Glass which had just come on to the market and I saw it as a potentially new way of engaging in experiences of our physical environment.

    I explained to my sons that I was selected to be a beta tester and their remark to me then was “dad, you're not actually gonna put that thing on your face are you?”

    Google Glass ended up not gaining traction and faded away. But that didn't mean that companies developing augmented reality headsets head disappeared they were just perhpas waiting for a time where general adoption of the tech would become more robust. 

    I happen to think that augmented reality is a better solution than virtual reality because augmented reality keeps us in the present it keeps us in a place where we are actively engaged in a mind body way with the environments that we're in.

    Augmented reality offers us an opportunity to have a digital overlay on those experiences and it draws from our Hansel and Gretel trail of digital ones and zeros that suggest our preferences, our desires, our need for certain kinds of information so that products and places could be customized by us. 

    Augmented reality also offers us the opportunity to share in the expereicne of place.

    Both myself and a friend or family member could visit a store, a museum or even a National Park standing side by side and through our augmented reality headsets or glasses, we could at the same time, share in the experience and also have it equally customized to our individual preferences. 

    The idea of augmented reality actually isn't new. L Frank Baum, who wrote the Wizard of Oz, actually described a headset in his 1901 book “THE MASTER KEY”.

    There he previewed the invention of the Taser, a hand-held PDA with Google Glass-like capability, including live video /AR and a wireless phone.

    The Master Key: An Electrical Fairy Tale, Founded Upon the Mysteries of Electricity and the Optimism of its Devotees, describes the adventures of a 15 year old boy who experiments with electricity. 

    The young lad accidentally touches "the Master Key of Electricity," and comes into contact with a Demon who bestows upon him various gifts.  

    One of these gifts is a "Character Marker" which is described on p. 94:

    "It consists of this pair of spectacles. While you wear them everyone you meet will be marked upon the forehead with a letter indicating his or her character. The good will bear the letter 'G,' the evil the letter 'E.' The wise will be marked with a 'W' and the foolish with an 'F.' The kind will show a 'K' upon their foreheads and the cruel a letter 'C.’ Thus you may determine by a single look the true natures of all those you encounter."

    Sometimes I think people like L Frank Baum and others like Nicola Tesla knew, long before they actually came into common usage, where our technology would finally bring us. It just seems like the actual evolution of digital technology was simply lagging behind our imagination.

    Tesla for example was quoted in in 1926 Colliers magazine article as saying “when wireless is perfectly applied the whole earth will become converted to a huge brain, which in fact it is. All things being particles of a real and rhythmic whole... and the instruments through which we shall be able to do this will be amazingly simple compared to our present telephone. A man will be able to carry one in his vest pocket” and then he goes on to say that we'll be able to communicate with each other independent of geography.

    About a decade ago there was a Time magazine article called “Never Offline” where they described wearables - meaning the digital interfaces that we would put on our bodies from smartwatches to things like Google Glass or augmented reality goggles. 

    In that article they suggested that “…wearables will make your physical self visible to the virtual world in the form of information, an indelible digital body print, and that information is going to behave like any other information behaves these days. It will be copied and circulated. It will go places you don't expect. People will use that information to track you and to market to you.”

    Now I suppose one way of taking this view would be that it aligns with the often dystopian vision of a future where information is used without our knowing and perhaps to our detriment. 

    On the other hand, things like wearables and spatial computing devices can be used to augment experiences to the benefit of people. 

    One of them which seems to be Ground Zero for the application of augmented reality or spatial computing is in the retail world. 

    It's easy to imagine shopping experiences that are already difficult to navigate - because retailers cram their spaces with so many products that it makes choosing and navigation of the assortment difficult - could be alleviated through the use of smart devices like an augmented reality headset of some kind. 

    Signage could be clearer, information leading to better decision making could be better and navigation through a complex maze of products in any store could also be made more efficient.

    Wearable technologies have not disappeared since Google Glass came on the market and then faded away. Compnaies have been spending time refining technologies allowing our ability to collect, parse and share data.

    The introduction of artificial intelligence and natural language processing has also become more part of our everyday world. And this is where spatial computing becomes increasingly interesting. 

    What if we can talk to our devices as we navigate space what information could we call up that would help us make decisions or be better informed?

    What visual clutter could we remove from our streets and highways? that instead of having large billboard structures lining highways that that information could simply be a visual virtual overlay that we see through our dashboard or through the glasses we're wearing on our face.

    Or maybe it offers up the opportunity for things that are specifically related to me like what restaurant I'd like to go to and how far it is away because my personal preferences are already loaded into the algorithm. 

    Perhaps our actual 3D environment becomes less littered with this type of visual noise and the work of providing that kind of information is provided through a set of glasses and an augmented reality overlay.

    So having this conversation with Neil was interesting because he's actually doing this sort of thing.

    Neil Redding has worked at the convergence of digital and physical for decades, and is an expert speaker and advisor in the realms of spatial computing, augmented reality (AR), AI, and convergent brand ecosystems. 

    As a Near Futurist,Neilfocuses on connecting what's possible with what's practical — pulling the future into the present through a digital experience lens.

    Neil currently leads ReddingFutures, a boutique consultancy that enables brands and businesses to engage powerfully with the Near Future. 

    Prior to foundingReddingFutures,Neilheld leadership roles at Mediacom, Proximity/BBDO, Gensler, ThoughtWorks and Lab49.

    He has worked for companies including Visa, Nike, Cadillac, Macy’s, NBA, Verizon, TED, The Economist, MoMA, Converse, Morgan Stanley, Apple, Oracle, Financial Times, and Fidelity Investments.

    He has spoken at numerous conferences including SXSW, Immerse Global Summit, infoComm, Tech2025, CreateTech, SEGD XLab, A.R.E. Shoptalk, Creative Technology Week, Design+AI and VRevolution.

    Neil is also editor of Near Future of Retail, author of the forthcoming book The Ecosystem Paradigm, and advises multiple startups at the leading edge of the digital-physical convergence.

     

    ABOUT DAVID KEPRON:

    LinkedIn Profile: linkedin.com/in/david-kepron-9a1582b

    Websites: 

    https://www.davidkepron.com    (personal website)

    vmsd.com/taxonomy/term/8645  (Blog)

    Email: david.kepron@NXTLVLexperiencedesign.com

    Twitter: DavidKepron

    Personal Instagram: https://www.instagram.com/davidkepron/

    NXTLVL Instagram: https://www.instagram.com/nxtlvl_experience_design/

    Bio:

    David Kepron is a multifaceted creative professional with a deep curiosity to understand ‘why’, ‘what’s now’ and ‘what’s next’. He brings together his background as an architect, artist, educator, author, podcast host and builder to the making of meaningful and empathically-focused, community-centric customer connections at brand experience places around the globe. 

    David is a former VP - Global Design Strategies at Marriott International. While at Marriott, his focus was on the creation of compelling customer experiences within Marriott’s “Premium Distinctive” segment which included: Westin, Renaissance, Le Meridien, Autograph Collection, Tribute Portfolio, Design Hotels and Gaylord hotels. 

    In 2020 Kepron founded NXTLVL Experience Design, a strategy and design consultancy, where he combines his multidisciplinary approach to the creation of relevant brand engagements with his passion for social and cultural anthropology, neuroscience and emerging digital technologies. 

    As a frequently requested international speaker at corporate events and international conferences focusing on CX, digital transformation, retail, hospitality, emerging technology, David shares his expertise on subjects ranging from consumer behaviors and trends, brain science and buying behavior, store design and visual merchandising, hotel design and strategy as well as creativity and innovation. In his talks, David shares visionary ideas on how brand strategy, brain science and emerging technologies are changing guest expectations about relationships they want to have with brands and how companies can remain relevant in a digitally enabled marketplace. 

    David currently shares his experience and insight on various industry boards including: VMSD magazine’s Editorial Advisory Board, the Interactive Customer Experience Association, Sign Research Foundation’s Program Committee as well as the Center For Retail Transformation at George Mason University.

    He has held teaching positions at New York’s Fashion Institute of Technology (F.I.T.), the Department of Architecture & Interior Design of Drexel University in Philadelphia, the Laboratory Institute of Merchandising (L.I.M.) in New York, the International Academy of Merchandising and Design in Montreal and he served as the Director of the Visual Merchandising Department at LaSalle International Fashion School (L.I.F.S.) in Singapore.  

    In 2014 Kepron published his first book titled: “Retail (r)Evolution: Why Creating Right-Brain Stores Will Shape the Future of Shopping in a Digitally Driven World” and he is currently working on his second book to be published soon. David also writes a popular blog called “Brain Food” which is published monthly on vmsd.com. 

    ************************************************************************************************************************************

    The next level experience design podcast is presented by VMSD magazine and Smartwork Media. It is hosted and executive produced by David Kepron. Our original music and audio production by Kano Sound. 

    The content of this podcast is copywrite to David Kepron and NXTLVL Experience Design. Any publication or rebroadcast of the content is prohibited without the expressed written consent of David Kepron and NXTLVL Experience Design.

    Make sure to tune in for more NXTLVL “Dialogues on DATA: Design Architecture Technology and the Arts” wherever you find your favorite podcasts and make sure to visit vmsd.com and look for the tab for the NXTLVL Experience Design podcast there too.

    The next level experience design podcast is presented by VMSD magazine and Smartwork Media. It is hosted and executive produced by David Kepron. Our original music and audio production by Kano Sound. 

    The content of this podcast is copywrite to David Kepron and NXTLVL Experience Design. Any publication or rebroadcast of the content is prohibited without the expressed written consent of David Kepron and NXTLVL Experience Design.

    Make sure to tune in for more NXTLVL “Dialogues on DATA: Design Architecture Technology and the Arts” wherever you find your favorite podcasts and make sure to visit vmsd.com and look for the tab for the NXTLVL Experience Design podcast there too.

    #16 Tech Talks: Cloud-native Applikationen – Skalierbar und Resilient

    #16 Tech Talks: Cloud-native Applikationen – Skalierbar und Resilient

    Habt ihr nicht so viel Zeit? Damit ihr direkt zu der Frage springen könnt, die euch am meisten interessiert:

    1:19 - Was ist eine Cloud-native Applikation und wieso ist es relevant für mich? 

    3:20 - Was für Voraussetzungen müssen gegeben sein, um eine Cloud-native Applikation zu bauen? 

    6:31 - Wie lange dauert es, eine Applikation zu bauen? Womit muss ich rechnen? Tage, Woche oder Monate? 

    8:32 - Wie einfach ist es, ein Extra-Feature nachträglich hinzuzufügen? Wie flexibel bin ich? Und bin ich von Hyperscalern abhängig? 

    13:41 - Was sind Stolpersteine und Lessons Learned?

     

     

    VISIT US: 

    Mehr Info zu unserem Podcast und was wir machen, findest du auf unserer Website: www.ipt.ch/podcast 

    Unseren Blog mit aktuellen Beiträgen: https://ipt.ch/de/impuls/ 

    LinkedIn: https://www.linkedin.com/company/ipt-innovation-process-technology

     Instagram: https://www.instagram.com/innovationprocesstechnology/

    DXTalk Prolog

    DXTalk Prolog

    Your three hosts Bolette Kern, Jonas Poulsen, and Lasse Fredslund present themselves and the story behind the podcast DXTalk: Navigating the Digital Experience Industry.  

    They explain what they hope to get out of the podcast series and what you as a listener, hopefully, can look forward to in the coming episodes. 

    Although they all work in various roles at Umbraco, this is not a podcast about Umbraco, but a podcast about the Digital Experience Industry, which our three hosts try to explore and navigate.

    Lead & Lend - Coviance (#56)

    Lead & Lend - Coviance (#56)

    “Let’s challenge each other to lead.” - Allen Jingst

    Thank you for tuning in to episode 56 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Allen Jingst, Chief Revenue Officer at Coviance. Allen talks about his passion for people and technology sales which led him on his career journey to his current role. Coviance is a technology-focused lending platform that makes home equity and HELOC lending simpler, faster, and friction-free. Coviance’s goal is to create a better and faster lending experience for credit unions, their members, and employees.

    During our conversation, Allen talks about  automating the lending process while enhancing the human touch to improve member experiences. The team at Coviance supports credit unions during the entire process of analyzing, innovating, and initiating new workflows.  Allen believes credit unions are long standing financial institutions with a lot of insight to leverage. As we look to the future, Coviance is focused on perfecting the lending experience and continuously improving the process so credit unions can operate more efficiently and gain new members through real estate loans. Listen as Allen shares how credit unions can encourage each other to innovate and lead the movement forward.

    As we wrap up the episode, Allen talks about spending time with family, a gadget that he can’t live without for business and personal use, and enjoying nature. Enjoy my conversation with Allen Jingst!

    Find the full show notes on cuinsight.com.

    Connect with Allen:
    Allen Jingst, Chief Revenue Officer at Coviance
    ajingst@coviance.com
    coviance.com
    Allen:
    LinkedIn
    Coviance:
    LinkedIn | Facebook | Twitter

    Modern Core - Nymbus CUSO (#55)

    Modern Core - Nymbus CUSO (#55)

    “Digital transformation is a team sport.” - John Janclaes

    Thank you for tuning in to episode 55 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is John Janclaes, President at Nymbus CUSO. John was a guest on the podcast two years ago so we dive right into how the environment for credit unions has evolved and how Nymbus has grown. The team at Nymbus offers a fresh perspective on growth for brands, credit unions, banks, and fintechs, with the technology and support for digital transformation. 

    During our conversation, John talks about the significance of technology as it pertains to acquiring members, deepening relationships, and retaining members for growth. He expresses how digital transformation is a team sport and it takes collaboration to integrate new systems and see progress. John talks about the book he is writing to help leaders assess, manage, and optimize partner relationships called, “The Partnership Advantage: How to Revitalize Community Financial Institutions.” It will be available this summer. When looking ahead, John is particularly looking forward to the Modern Core his team is developing to reach new growth and unlock new opportunities. Listen as John shares insights as the industry is evolving and how we can continue learning from each other.

    As we wrap up the episode, John talks about an influential leader in his life, a book about high performing companies, and a city he loves to visit. Enjoy my conversation with John Janclaes!

    Find the full show notes on cuinsight.com.

    Connect with John:
    John Janclaes, President at Nymbus CUSO
    jjanclaes@nymbus.com
    nymbus.com/
    John:
    LinkedIn
    Nymbus:
    LinkedIn | Twitter 

    Evolving Experiences - Allied Solutions (#54)

    Evolving Experiences - Allied Solutions (#54)

    “Credit unions are in a perfect spot to help people, to grow, and to be relevant.” - Jack Imes

    Thank you for tuning in to episode 54 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Jack Imes, Chief Client Lending Consultant at Allied Solutions. Jack spent over 35 years working with credit unions and community banks. Allied Solutions is focused on using technology-based solutions to help clients grow their bottom line, protect their business and members, and evolve to stay ahead of the competition.

    During our conversation, Jack shares how technology is the key to creating a better member experience for all generations. He talks about constantly building relationships to bring the latest innovations to clients and their members. Jack explains how Allied Solutions’ portfolio of diversified products is customized to meet individual partnership needs. As we look to the future, Allied Solutions is focused on supporting credit unions and providing them with tools for growth and longevity. Listen as Jack talks about providing seamless tech stack solutions to scale services and experiences.

    As we wrap up the episode, Jack shares why he admires Michael Jordan, listening to podcasts, and exploring small towns. Enjoy my conversation with Jack Imes!

    Find the full show notes on cuinsight.com.

    Connect with Jack:
    Jack Imes, Chief Client Lending Consultant at Allied Solutions
    jack.imes@alliedsolutions.net
    alliedsolutions.net
    Jack:
    LinkedIn
    Allied Solutions:
    LinkedIn | Twitter | Facebook 

    Data Warehouse & Workflows - Lodestar Technologies (#51)

    Data Warehouse & Workflows - Lodestar Technologies (#51)

    “Credit unions have all of the data needed to translate it into value.” - Andrea Brown

    Thank you for tuning in to episode 51 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Andrea Brown, VP of Client Engagement at Lodestar Technologies. Andrea begins by sharing her education and career journey that molded her two passions together; data and credit unions. Lodestar Technologies is an analytics partner for financial institutions, providing a full-service analytics platform of data connectors, visuals, workflows, and strategic guidance to move forward in the analytics journey. Their team of experts come directly from the financial services industry and truly understand credit unions, their values, and mission. As partners, they empower and help clients spend less time on data collection so they have more time to dive in and understand and utilize their data. 

    During our conversation, Andrea shares how credit unions can build a data strategy and put action behind it. She believes credit unions have a lot of choices and control over the systems they use which is beneficial in customizing it to their specific member needs. Andrea points out places where member data lives throughout the organization and which data strategies to prioritize. She explains where data plays a role in impactful marketing, through targeted communication and campaign management. We discuss how credit unions can translate data into value to create exceptional member experiences. As we look to the future, Andrea talks about machine learning, artificial intelligence, and advanced analytics as it pertains to credit unions and their data-marketing strategies.  

    As we wrap up the episode, Andrea talks about why she has so many household organizers, her favorite podcasts, and which video game she plays with her sons. Enjoy my conversation with Andrea Brown!


    Find the full show notes on cuinsight.com.

    Connect with Andrea:
    Andrea Brown, VP of Client Engagement at Lodestar Technologies
    andrea.brown@lodestartech.ca
    https://lodestartech.ca
    Andrea:
    LinkedIn
    Lodestar Technologies:
    LinkedIn

    Bridging Vendor Relationships - JMFA (#50)

    Bridging Vendor Relationships - JMFA (#50)

    “Find the best partner that can help enhance the strategic goals of the institution.” - Kelly Flynn

    Thank you for tuning in to episode 50 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Kelly Flynn, National Sales Director at JMFA. Kelly’s been connected to the credit union industry all her life. After years of working within the movement Kelly joined JMFA, one of the most trusted names in the industry helping credit unions improve their performance and profitability. JMFA offers a program called the Contract Optimizer, which helps credit unions evaluate and negotiate their third party vendor agreements and find the best fit for them. 

    During our conversation, Kelly shares how JMFA works to help credit unions overcome challenges such as reducing member friction, increasing digital capabilities, improving efficiencies, and managing expenses. In a rapidly changing industry, Kelly discusses how financial services must be able to meet the needs of all generations. She explains the many ways that JMFA supports credit unions, specifically how credit unions can become a member’s primary financial institution. Kelly shares the importance of managing vendor relationships and the impact it has on member experience, service, and the credit union’s bottom line.

    As we wrap up the episode, Kelly talks about the tennis shoes she can’t live without, the habit she thinks makes a successful person, and the moments she’s looking forward to as spring comes. Enjoy my conversation with Kelly Flynn!


    Find the full show notes on cuinsight.com.

    Connect with Kelly:
    Kelly Flynn, National Sales Director at JMFA
    kelly.flynn@jmfa.com
    https://www.jmfa.com
    Kelly:
    LinkedIn
    JMFA:
    LinkedIn

    [Greatest Hits] Senior Director of Digital Experience at Hawaiian Airlines: Kevin Bowling - Building an Outstanding Digital Experience in the Airline Industry

    [Greatest Hits] Senior Director of Digital Experience at Hawaiian Airlines: Kevin Bowling - Building an Outstanding Digital Experience in the Airline Industry
    As people's reliance on technology grows every year, many travelers believe a positive digital experience is the number one criterion when choosing an airline. So airlines try to meet the latest technological demands to remain competitive and grow their business. To better understand the most recent digital trends in the airline industry, we invited Kevin Bowling, Senior Director of Digital Experience at Hawaiian Airlines. Leading the digital experience technology team, Kevin is responsible for mission-critical customer-facing products, including HawaiianAirlines.com and iOS and Android apps. Today, Kevin shares Hawaiian Airlines' approach to digital innovation to better engage and retain different types of travelers.

    Impact Driven Organizations - PixelSpoke (#48)

    Impact Driven Organizations - PixelSpoke (#48)

    “Credit unions are the original social enterprise.” - Cameron Madill

    Thank you for tuning in to episode 48 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.

    My guest on today’s show is Cameron Madill, CEO and Co-owner at PixelSpoke. Cameron begins by sharing his education and career journey that led him to finding a passion working with credit unions. PixelSpoke is a worker-owned cooperative and certified B Corp that helps credit unions create beautiful and efficient websites. Cameron believes credit unions are the original version of what it means to be a social enterprise. As a team, PixelSpoke is committed to doing exceptional work and building “everybody wins relationships” that inspire positive change.

    During our conversation, Cameron discusses strategy and the three core pillars PixelSpoke has built for credit unions: best practices and creativity, digital branch analytics, and impact storytelling. We talk about how PixelSpoke can help credit unions differentiate their impact work to better align with their brand identity. He shares the three core components or three C’s for impact marketing: core focus, committing to something big, and communicating memorably. Cameron talks about climate finance and how it pertains to credit unions and their members. As we look to the future, PixelSpoke is focused on blending digital capabilities and human services to provide a positive member experience.

    As we wrap up the episode, Cameron talks about enjoying his favorite coffee machine, listening to opera, and going out in nature when he gets the chance. Enjoy my conversation with Cameron Madill!

    Find the full show notes on cuinsight.com.

    Connect with Cameron:
    Cameron Madill, CEO and co-owner at PixelSpoke
    cameron@pixelspoke.com
    https://www.pixelspoke.com
    Cameron:
    LinkedIn
    PixelSpoke:
    Twitter | Instagram | LinkedIn | Facebook

    Ep.47 The Synchronicity Architect and The Art Of Being There with Justin Bolognino, Founder & CEO of META

    Ep.47 The Synchronicity Architect and The Art Of Being There with Justin Bolognino, Founder & CEO of META

    ABOUT JUSTIN BOLOGNINO:

    Justin "JB"’s LinkedIn Profile

    linkedin.com/in/jbolognino

    Websites

    Links:

    Flatland: https://www.metajb.com/flatland-a-romance-of-many

    Unreality: https://www.metajb.com/unreality-1 

    The Map of Realities: https://medium.com/@jbolognino/the-map-of-realities-4dc12875adbc 

    Twitter

    Justin Bologninos' Bio:

    Justin Bolognino is the original META.

    His ground-breaking endeavors are threaded by technology, real-time design and evolutionary immersive experiences focused on revealing hidden human connections. The “Synchronicity Architect" is founder and CEO of META, an immersive experience studio that specializes in “The Art of Being There.” A new META spinoff, launching publicly in early 2022, Unreality is set to be the definitive professional ecosystem for the global “Immersive Media industry.” Taking their skills and touch to nature, Bolognino and wife Elizabeth founded Silent G Farms in North Branch, NY, a retreat compound designed for nourishing creativity and consciousness. JB also helped to develop and launch of Brooklyn Bowl (2009), serving as Creative and Media Director, as well as Arcadia Earth (2019) in NYC, the first artist-driven immersive experience dedicated to sustainability, where he also designed two of the installations.

    With brand clients like Spotify, Twitter, HP, Samsung, Google, Vimeo, and artistic collaborations with St. Vincent, Dubfire, Skrillex, Phish, Porter Robinson, Troye Sivan, Tiesto and many more, META creates live, multi-sensory experiences that use technology, design and storytelling to ignite the human spirit. META was born originally as “the Meta Agency” in 2009 under Bolognino’s philosophy that the artists creating cutting-edge digital event designs and high-tech performance elements should be recognized, much like the celebrities and brands they create for. 

    An industry visionary, Bolognino is extremely forward-thinking when it comes to technology’s role in immersive experiences. Over the last 15 years, Bolognino has helped make Brooklyn Bowl a celebrated institution, redefined the SXSW experience through #FEED, produced multiple documentaries, led marketing campaigns, and created interactive art and live music for the sake of creation through his first company, Learned Evolution. His role as designer and curator of The Lab at Panorama, and Director of The Antarctic dome show at Coachella, “FLATLAND: A Romance of Many Dimensions”, has played an essential part in the evolution of the festival experience. 

    Bolognino currently lives at Silent G Farms with wife Elizabeth, daughters Chloe and Francesca, son Just, and puppy Billie Holiday.

    SHOW INTRO:
    For some time now I have been interested in the merging of design, AI, technology, neuroscience, and art. They all seem to be coalescing into the creation of a new form of place-making.

    I like most others have been calling it 'immersive experiences' 

    And while the places that are now being created to provide them are proliferating, I think that we are often seeing them only as spectacle. We pay a few dollars, get immersed in data paintings and surround sound, sometimes get corralled into a gift shop, and we’re done. 

    My guess is that we don’t often look beyond the use of light and data as building materials – which on it’s own is a fantastic and transformational tool in our designers tool box – to consider things like the interrelationship of the design of our environment and consciousness.

    I’m a big advocate of ontological design, which in its most basic description can be frames as - the things we design design us back. Our brain/body/mind is in a reciprocal feedback loop in which the things we design and put into the world in turn influence our neuro-biochemistry and neuro-physiology so that we are literally made in the image of the environments we inhabit.

    If we venture down the path of consciousness, we need to consider then that we are not singular entities in this world but that we are part of an integrated and interdependent rhythmic whole. 

    Nicola Tesla wrote an article for Colliers Magazine in 1926 where he penned …“When wireless is perfectly applied, the whole earth will be converted to a huge brain, which in fact it is. All things being particles of a real and rhythmic whole…” 

    He went on to explain that ‘the devices with which we would do this would fit in our breast packet and we would communicate with each other independent of geography…’

    1926!

    While written almost a hundred years ago Tesla was envisioning a future of digital communication where we would share information, enabled by software and hardware, and in doing so, we would augment our mindware.

    Dr. Dan Siegal has a definition of mind that seems to work from me.

    He explains the mind this way: 

    The Mind is an “emergent, self-organizing, embodied, and relational process that regulates the flow of energy and information.”

    Our minds are in constant reciprocal feedback loop with the environment including the people in it. We are not independent of it. Each of us as a constituent of a larger whole.

    The environments we inhabit change us as do the other people that we share those environments with. 

    While we participate in our environments, digitally immersive or otherwise, our perceptions are our realities. 

    This too invites us to consider the various types of realities we now engage in. We are growing beyond what we would have only considered as the reality of immediate experience. The ‘as lived’ in ‘real-time’ reality of every day. 

    We now have Augmented Reality and Virtual Reality. But it doesn’t stop there.

    This is where Justin Bolognino helps created a framework for how we are coming to experience the world around us.

    Justin’s ground-breaking endeavors are threaded by technology, real-time design and evolutionary immersive experiences that focus on revealing hidden human connections. 

    For Justin, our world of experiences include a number of realities can be mapped. Between the Universe – the analog realities and the Metaverse – the digital realities, he defines 6 realities including sonic, IRL, conscious, augmented, virtual and on-line realities.

    All of these are interrelated and influence the others as well as how we create experiences. Justin’s Map of realities is complex and layered with an acute awareness of where each plays a role in our lives creating context meaning and levels of consciousness.

    He calls himself a “Synchronicity Architect", which is a whole other realm of discussion that we get to in our conversation, and is the founder and CEO of META, an immersive experience studio that specializes in “The Art of Being There.” 

    His company was founded originally as “the Meta Agency” in 2009 under Bolognino’s philosophy that the artists creating cutting-edge digital event designs and high-tech performance elements should be recognized, much like the celebrities and brands they create for. 

    Bolognino is extremely forward-thinking when it comes to technology’s role in immersive experiences. 

    Over the last 15 years, Bolognino has helped make Brooklyn Bowl a celebrated institution, redefined the SXSW experience through #FEED, produced multiple documentaries, led marketing campaigns, and created interactive art and live music for the sake of creation through his first company, Learned Evolution.

    He is a jazz musician and our conversation was woven with music theory, neuro and social science, digital media making, consciousness, branding, the influence of social networks on culture and more. 

    There’s a lot to Justin Bolognino, much more than I could ever hope to unpack in one podcast.

    Furthermore, I got the deep impression that the simple auditory format of the show would not do justice to Justin.

    I nevertheless take that limitation as a given and encourage all to visit his website and dive into his multilayered creative framework for creating live, multi-sensory experiences that use technology, design and storytelling to ignite the human spirit.

     

    ABOUT DAVID KEPRON:

    LinkedIn Profile: linkedin.com/in/david-kepron-9a1582b

    Websites: 

    https://www.davidkepron.com    (personal website)

    vmsd.com/taxonomy/term/8645  (Blog)

    Email: david.kepron@NXTLVLexperiencedesign.com

    Twitter: DavidKepron

    Personal Instagram: https://www.instagram.com/davidkepron/

    NXTLVL Instagram: https://www.instagram.com/nxtlvl_experience_design/

    Bio:

    David Kepron is a multifaceted creative professional with a deep curiosity to understand ‘why’, ‘what’s now’ and ‘what’s next’. He brings together his background as an architect, artist, educator, author, podcast host and builder to the making of meaningful and empathically-focused, community-centric customer connections at brand experience places around the globe. 

    David is a former VP - Global Design Strategies at Marriott International. While at Marriott, his focus was on the creation of compelling customer experiences within Marriott’s “Premium Distinctive” segment which included: Westin, Renaissance, Le Meridien, Autograph Collection, Tribute Portfolio, Design Hotels and Gaylord hotels. 

    In 2020 Kepron founded NXTLVL Experience Design, a strategy and design consultancy, where he combines his multidisciplinary approach to the creation of relevant brand engagements with his passion for social and cultural anthropology, neuroscience and emerging digital technologies. 

    As a frequently requested international speaker at corporate events and international conferences focusing on CX, digital transformation, retail, hospitality, emerging technology, David shares his expertise on subjects ranging from consumer behaviors and trends, brain science and buying behavior, store design and visual merchandising, hotel design and strategy as well as creativity and innovation. In his talks, David shares visionary ideas on how brand strategy, brain science and emerging technologies are changing guest expectations about relationships they want to have with brands and how companies can remain relevant in a digitally enabled marketplace. 

    David currently shares his experience and insight on various industry boards including: VMSD magazine’s Editorial Advisory Board, the Interactive Customer Experience Association, Sign Research Foundation’s Program Committee as well as the Center For Retail Transformation at George Mason University.

    He has held teaching positions at New York’s Fashion Institute of Technology (F.I.T.), the Department of Architecture & Interior Design of Drexel University in Philadelphia, the Laboratory Institute of Merchandising (L.I.M.) in New York, the International Academy of Merchandising and Design in Montreal and he served as the Director of the Visual Merchandising Department at LaSalle International Fashion School (L.I.F.S.) in Singapore.  

    In 2014 Kepron published his first book titled: “Retail (r)Evolution: Why Creating Right-Brain Stores Will Shape the Future of Shopping in a Digitally Driven World” and he is currently working on his second book to be published soon. David also writes a popular blog called “Brain Food” which is published monthly on vmsd.com. 

    ************************************************************************************************************************************

    The next level experience design podcast is presented by VMSD magazine and Smartwork Media. It is hosted and executive produced by David Kepron. Our original music and audio production by Kano Sound. 

    The content of this podcast is copywrite to David Kepron and NXTLVL Experience Design. Any publication or rebroadcast of the content is prohibited without the expressed written consent of David Kepron and NXTLVL Experience Design.

    Make sure to tune in for more NXTLVL “Dialogues on DATA: Design Architecture Technology and the Arts” wherever you find your favorite podcasts and make sure to visit vmsd.com and look for the tab for the NXTLVL Experience Design podcast there too. 

     

    The next level experience design podcast is presented by VMSD magazine and Smartwork Media. It is hosted and executive produced by David Kepron. Our original music and audio production by Kano Sound. 

    The content of this podcast is copywrite to David Kepron and NXTLVL Experience Design. Any publication or rebroadcast of the content is prohibited without the expressed written consent of David Kepron and NXTLVL Experience Design.

    Make sure to tune in for more NXTLVL “Dialogues on DATA: Design Architecture Technology and the Arts” wherever you find your favorite podcasts and make sure to visit vmsd.com and look for the tab for the NXTLVL Experience Design podcast there too.

    Finance 2030

    Finance 2030

    The next generation of fintech is just around the corner. Gen one brought financial institutions greater technological integration during the dot-com boom, and gen two delivered traditionally in-person functions digitally thanks to the use of APIs and the cloud. But gen three will bring the financial services industry into a new era, building upon the successes of gen one and two to enable the greatest user and institution experience yet.


    In this episode of Financial Futures, we take a look at the development of financial services over the last 30 years and examine the advances taking place to define the future of finance into 2030 and beyond. We learn all about the technological milestones and societal shifts that are influencing change within the fintech industry, and we’ll hear how institutions will respond to changing consumer attitudes and the never-ending innovations within the financial space.


    In today's episode, we speak with SVP and global head of venture investment at FIS, Stephane Wyper to find out what gen 3 will mean for customers, institutions, and even society. We'll explore the advances and attitudes that will shepherd in this new age of fintech and find out how the digital and physical will combine, making financial services truly omnichannel.


    We'll also ask:

    • What is fuelling innovation and the change in customer attitudes?
    • What are the factors affecting new technology adoption?
    • Where do cloud and API technology fit into the third generation of fintech?
    • What is developer-less integration?
    • What will the financial services industry look like in 2030?
    • What is the future of brick-and-mortar banks and financial institutions?