down payment impacts return on investment

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Anaheim real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Asheville real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Athens real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Berkeley real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Beaverton real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Bend real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Arlington real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Akron real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Anchorage real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Beaumont real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Baltimore real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Baton Rouge real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Bellevue real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Augusta real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Arden-Arcade real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Bakersfield real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Albuquerque real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Oxnard real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Stockton real estate investor podcast? Book a free consultation to discuss.

What is the ideal down payment when purchasing a rental property?

While some real estate investors may barely scrape together the minimum down payment, there are advantages to putting down more. Additionally, changing your strategy to allow for a smaller down payment may also have advantages.

In this mini-class, James discusses how different down payment amounts can affect interest rates, overall return on investment, and changes you are likely to see in both interest rate and cash flow.

Check out the video and interactive charts from this class here:

https://refp.substack.com/p/how-much-should-you-put-down-when

In this class, James discusses:

• Not just down payment... total cost to close + reserves + probably cumulative negative cash flow
• How much should you put down?
• Interest rates vary based on owner-occupant and non-owner-occupant
• Interest rates vary based on loan program
• Interest rates vary based on down payment
• Return in dollars - what changes and what stays the same?
• Return on investment - how does it change with various down payment options
• Chart showing effective interest rate for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing monthly payments for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing difference in monthly payment (and therefore cash flow) for the same down payment
• Chart showing return in dollars for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Chart showing return on investment for various down payment options (owner-occupant and non-owner-occupant investor loans)
• Plus much more...

Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:

https://RealEstateFinancialPlanner.com/spreadsheet

Improve Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.

Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Aurora real estate investor podcast? Book a free consultation to discuss.