early retirement

Explore "early retirement" with insightful episodes like "Tricks of the trade-off: How to balance priorities in investing", "How Much Money You Need to Retire (and Why it May be Less Than You Think)", "ASK184: Am I better sticking with my pension instead of property? PLUS: What does “commonhold” mean, and should I steer clear?" and "75. Retirement Kills" from podcasts like ""Many Happy Returns", "The Personal Finance Podcast", "The Property Podcast" and "Freakonomics Radio"" and more!

Episodes (4)

Tricks of the trade-off: How to balance priorities in investing

Investment decisions always involve trade-offs. Spend vs save. Risk vs return.

There's no way around them, no matter how many times you rejig your spreadsheet.

We look at five trade-offs every investor has to face:

Spend vs save
Risk vs return
Ethics vs diversification
Reliability vs excitement
Liquidity vs lifestyle choices

And in today’s Dumb Question of the Week: Is it better to overpay your mortgage or invest?

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Get in touch

📧 mhr@pensioncraft.com

🎧 many-happy-returns.captivate.fm

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Disclaimer

This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.

Many Happy Returns

enNovember 30, 2022

investment strategies

early retirement

esg funds

investing risk

mortgage vs investing

How Much Money You Need to Retire (and Why it May be Less Than You Think)

Episode 22: How Much Money You Need to Retire (and Why it May be Less Than You Think) In this episode we cover: How much you need to retire How to Retire Early (FIRE) The safe withdrawal rate The 4% Rule How to make sure you have a bulletproof retirement RESOURCES: M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) ** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We only recommend products we truly believe in. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Personal Finance Podcast

en-usOctober 07, 2020

real estate investing

ASK184: Am I better sticking with my pension instead of property? PLUS: What does “commonhold” mean, and should I steer clear?

Rob D is flying solo on Ask Rob & Rob today whilst Rob B is enjoying his holiday.

So this week we’ve got two very interesting questions - and one is on a topic we’ve never covered before. That almost never happens!

First up is Marcus: He’s in full time employment and paying into a company pension scheme. He isn’t satisfied with how his pension pot is looking for when he retires so is looking at turning his hand to buy to let property.

After doing some research, Marcus found out that he could get 40% tax relief on any extra money he puts into his pension. So is he better off investing in property or putting the extra money into his pension fund?

Rob D completely agrees that pension tax relief schemes are fantastic and even better if your company matches your contribution. However, if you’re thinking of retiring early you won’t be able to access this cash, so you’ll need a back up plan.

He’s no tax expert so you definitely should speak to the professionals, but have a listen to what else Rob D has to say about pensions.

The second question comes from James - he’s found a flat that he likes the look of. It’s two years old and in a new development but it has a commonhold tenure. So, what is a commonhold tenure and what should James do? Tune in to find out.

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

See omnystudio.com/listener for privacy information.

enApril 30, 2019