finance coach

In this episode, Laura Maurer, a business coach and marketing consultant, interviews Katy Almstrom, a money mentor and financial coach. Together, they delve into the world of entrepreneurship, discuss financial freedom, and talk through practical strategies for maintaining a sense of calm while building a thriving business and a fulfilling life.

• Understanding your individual goals and simplifying your financial strategies.
• Focusing on long-term financial planning, not just immediate concerns.
• How to manage money wisely and align your spending with your priorities.
• How financial freedom empowers intentional money management.
• How to take control of money decisions, track goals, and see your progress.

Tune in to gain insights and strategic tips from Katy’s entrepreneurial journey and her finance advice for business owners.

Follow Katy:

IG: https://www.instagram.com/katy_almstrom/

Free FB community: www.facebook.com/groups/thesimplifiedbusiness

Moneywise Waitlist: https://www.katyalmstrom.com/mm-waitlist

Podcast: https://podcasts.apple.com/us/podcast/messy-to-magnetic/id1594671912

Follow Laura on Instagram: @laurasmaurer

Ready to launch your dream business? Get my FREE 5-step roadmap to successfully launch your service-based business that will help you get clear and take strategic action to build a thriving 6-figure business: https://bit.ly/3rHjd09

Website: lauramaurer.com

“You miss 100% of the shots that you don’t take, so take the shot!”

You hear it all the time: your Mindset is everything! But how much Mindset is involved in charging and making what you’re worth in your side Hustle. Spoiler alert: A WHOLE LOT.

That’s what my guest Shantae Cunningham, Founder of Cobella Financial, is here to talk in this episode.

Highlights:

• Why you need to celebrate every win in your side hustle.
• Where the “struggle mentality” comes from and how to change it.
• A simple Mindset trick to improve your overall outlook on Money.

Shantae Cunningham is an Accounting, Bookkeeping and Tax expert with 9 years in the industry. She has worked with many industries to help them scale and grow their company from Marketing and PR to E-Commerce and service-based industries. She works with individuals and companies from freelancers to small and medium-sized businesses. With uncompromising attention to detail, Shantae uses her passion for both personal and professional finance to support these businesses. Since 2018, Shantae has worked as an Independent Bookkeeper at her own boutique firm, Cobella Financial where she provides her client with a bookkeeping support lifeline.

She is analytical, experienced, and known as a savvy Accountant. Her personality and business acumen sets her apart. She has volunteered with organizations such as Woodgreen Community Centre to provide tax prep services helping those in all tax situations.

Connect with Shantae:
The Finance Coach
Cobella Financial
Instagram: @‌thefinancecoachshantae & @‌cobellafinancial

Get a free 45-minute video AMA (Ask me anything) consultation call by reaching out to Shantae by mentioning the ST5M Podcast when you complete the 'I Need a Lifeline' form!

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Are you READY for CONSISTENT ACTION and LIFE-CHANGING RESULTS in 2024?

Join my 3-Part Side Hustle Success Masterclass Series where I'll be spilling the beans on creating an easy action plan in January, mastering time to feel productive in February, and Creating killer content strategies in March.

Click here to learn more and register. Let's crush those side hustle goals together!
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Crush Goals, Master Time & Stay Consistent with the Side Hustler's Quarterly Guide!

It's the ultimate resource designed to simplify your business planning on a quarterly basis.

Discover a guide that's dedicated to helping you set rock-solid goals, improve time management, and maintain consistency in your side hustle.

Let's turn your aspirations into accomplishments, together! Click here to grab your copy TODAY!
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Remember - I am just a click away from a private 15-min chat with you about what's next on your journey from employee to ENTREPRENEUR. Be sure to ask how the 3D Exit Strategy™ sets you up with a detailed action plan to help you grow your side-hustle AND shift your Employee Mindset, so you can confidently leave your 9to5 within your desired timeframe!

I'd love for you to let me know how you're doing in a DM on Instagram.

Have a Sparkling Day!

Welcome to the "Finance Client Acquisition - Simple Sales Systems for WOC Finance Experts" podcast. Today, we've got a special guest, Annette Campbell, CEO and founder of The Tax Experience. She's an expert in personal and business tax preparation and has recently started mentoring new business owners to earn six figures.

Annette's journey hasn't been all rainbows and sunshine. There was a time when she lost her banking job, apartment, and car, and had to move back in with her family. But she believed in her abilities, started her own business along with her job, and worked her tail off to build it up. And when the pandemic hit and everyone was losing their jobs, her business was already exploding!

In this interview, Annette talks about how she manages her business with over 300 clients using the right systems, the importance of keeping sales as a priority, and strategies for generating recurring revenue beyond tax season. She also shared how she handles 100 discovery calls in a month without getting burnout.

Hit play on this interview episode and unlock the secrets of a winning sales system. 

 In this episode, we talked about:

• Annette's story of losing everything to booking 150 clients and own a million-dollar business
• How to hire people in your team that are looking for you
• How to have recurring revenue beyond tax season
• Sales are the fuel to run your business
• Running a business without getting the B Word
• You are worthy of having Million Dollar business

Resources and Links

-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall

-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch

-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance

-Do you want sales strategies sent straight to your inbox? Sign up HERE.

Connect with Annette

Instagram: @_successwithannette

Website: www.thetaxexperience.com

Connect with Ro

Instagram: @fmcbyro

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

In this week’s episode, I am giving you a sneak peek of our exclusive training only available to clients inside the 7-figure sales systems program.

When it comes to a launch, people have only two thoughts - the bubble bursting celebration of a big figure number or the image of total burnout and exhaustion. But there are a lot of grey areas that are rarely discussed in the financial industry.

So in this episode, I am giving you a view of our 7-figure training where I have gone over evergreen selling, live launching, the difference between a webinar, masterclass, and video training, and the requirements to successfully launch. 

Plus, I’ve shared tips on how to choose a topic for your video training, your launch workflow, content creation, and pretty much every question you may have on launching.

In this episode:

• Evergreen Selling and Live Launching: what do they mean?
• Don’t go for live launching if you have not mastered evergreen selling
• Do people still watch and buy from webinars or masterclasses?
• How can you build, repurpose, and reuse your launch assets?
• Mistakes that make your launches flop
• How can you choose the right video training topic for your audience?
• How to decide your masterclass replay price?
• Managing current launch offers with past or current clients

Resources and Links

-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall

-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch

-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance

-Do you want sales strategies sent straight to your inbox? Sign up HERE.

Connect with Ro:

Instagram: @fmcbyro

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

“The biggest mistake that you can make in any business… is listening to other people on what you should do and what you should not do.”

In this episode of Finance Client Acquisition –  Simple Sales Systems for WOC Finance Experts – I’m talking to Melissa Davis, Money Coach and founder of Iwillwallet. Melissa helps therapists chase freedom and not a check so that they can attain and the life they want to live.

Like so many others, Melissa had imposter syndrome and undercharged for her coaching services. In today's episode, she talks about how she overcame her fear by being surrounded with like-minded people and eliminating distractions.

Tune in and give it listen to this impactful conversation!

In this episode:

• From an idea in the car to making iwillwallet a success - Melissa's journey
• What mistakes do people make with money and what does Melissa do to fix them?
• From charging $50 a month for coaching to owning herself and charging with confidence 
• One thing that helped Melissa uplevel her business
• How does Melissa find the ideal client that she wants to work with?
• Before comparing yourself, check the BTS of the other person's work
• Rest is a necessity and part of business, not a reward for accomplishment

Resources and Links

-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall

-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch

-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance

-Do you want sales strategies sent straight to your inbox? Sign up HERE.

Connect with Melissa

Instagram: @iwillwallet

Facebook: @The.iwill.Wallet

Twitter: @iwillwallet

Website: www.iwillwallet.com

Connect with Ro

Instagram: @theroshah

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

This week’s episode is a replay of my most recent webinar, “3 Sales Systems You Need For Your 6-Figure Year”, as the podcast audio for you to enjoy! 

I met a lot of money coaches, bookkeepers, and accountants who are struggling with inconsistent sales. Despite posting more about their offer and, getting more exposure, they are not hitting their revenue goals.

Its not you, it’s your SALES SYSTEM.

In this episode, I will share with you the exact three sales systems you need to make consistent revenue. These methods have helped my client book 20-30 sales calls a month, and what's interesting is that it's automated, industry-proof, and can be used for any business, rinse and repeat. 

In this episode:

• This training isn’t about vanity metrics, but how to grow your business with sales
• 3 reasons you are not making sales in your financial business (find out which one is stopping you)
• The technique of Proactive Pursuit to make sales on rinse and repeat
• How your low-ticket offers are keeping you broke 
• Listen to my client's success stories of consistently hitting 5-6 figures

Resources and Links

-Listen to my client's interview in depth about their business, struggles, and how they now make consistent 5-6 figures. LISTEN HERE

-Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall

-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch

-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance

-Do you want sales strategies sent straight to your inbox? Sign up HERE.

Connect with Ro

Instagram: @fmcbyro

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

Feeling lost, unsure of your purpose, or jumping from one train to another without finding your way? It's like being in a dense fog, not sure which way to turn and unable to see what lies ahead.

In this episode of Finance Client Acquisition – Simple Sales Systems for WOC Finance Experts, I'm talking to Deanna Brooks, a CPA with more than seven years of experience.

She speaks on her journey with depression to starting as an accountant, joining corporate, and then leaving in search of her passion. She is now running a successful CPA business helping women make 7 figures and enjoying her passion as a hairstylist.

In this episode, she shares all the lessons she's learned: the importance of having a system, building a team that helps your business, and shifting in the economy. 

We talked about:

• Deanna's journey from working in corporate to starting her own business
• Being a multi-passionate entrepreneur
• How you are bleeding money without proper infrastructure and systems in your business
• Not using a screwdriver to hammer in a nail; you need the right people for the job.
• How to know if being a solopreneur or hiring a team is best for you
• Deanna’s message for WOC communities

Resources and Links:

Want to work with me? Choose your option from below and book a call: CALENDLY.com/financevaro/salescall

-VIP DAY: a DONE FOR YOU 5-hour experience where you sit back and I build out your sales systems for your next launch

-7 Figure Sales System Mastermind: a high impact 1:1 three-month container with access to other WOC industry leaders in finance

-Do you want sales strategies sent straight to your inbox? Sign up HERE.

Connect with Deanna 

Deanna is a CPA with more than seven years of experience and a licensed cosmetologist in Chicago. She is passionate about helping women gain financial clarity to scale their businesses to 7 figures and beyond.

Instagram: @deannathecpa

Tik Tok: @deannabrookscpa

Website: https://home.deannabrookscpa.com/landing

Connect with Ro

Instagram: @fmcbyro

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

If you have ever invested in yourself or your business, you might have negative thoughts about possible failure, being cheated, or wasting money. Investing in oneself is a rare skill because everyone talks about investing, but no one actually shows you the proper way to do it.

So in today's episode of "Finance Client Acquisition - Simple Sales Systems for WOC Finance Experts," I am sharing my experience of investing and what I do to make them successful. 

A freebie is a great resource, but it is not a substitute for making a financial investment. And when you choose where to make an investment, it's important to look beyond shiny testimonials, Stripe screenshots, and big numbers.

I have shared four things for you to keep in mind to make the most out of your investment. And it's not all about choosing a great coach but the importance of being honest with yourself and the people you hire to help you and being open about your struggles and barriers.

Tune in to this episode to get all the details!

In this episode, you’ll learn:

• The skill of investing in yourself and your business is rarely discussed in the corporate and nine-to-five world.
• Mentorship is good, but it’s not a free thing
• One thing I start with to make sure my investments are successful
• How does your personality play a role in making your ROI
•  Being industry-specific in choosing a Coach/Mentor for yourself
• Learn to see beyond shiny testimonials, big numbers and dig deep into a client’s story
• Deciding what type of program is best for you: group, one-to-one, weekly, or monthly?
• Listen to my last takeaway if you are feeling anxious to invest in yourself

-Resources from this episode

➡️Our 7-Figure Sales System Program is officially open for enrollment. This is a Sales System Program where you will learn how to build sales systems for your business that you can repeat and build your 7- figure year 

You will have access to 3 months of 1:1 coaching including built-out and:

• Lead Generation Systems
• High Ticket Offer Systems
• Call Note & Sales Content Systems
• 30 days of 1:1 access to my team and me via slack
• Quarterly strategy sessions

APPLY HERE!

PS. ​Even if you're not sure, still apply! You'll walk away with the next steps of how to move the needle in your business regardless.

-Do you want sales strategies sent straight to your inbox? Sign up HERE.
-Curious to learn more about working 1:1 with Ro? Click HERE.

Connect with Ro

Instagram: @fmcbyro

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

In this episode of "Finance Client Acquisition - Simple Sales Systems for WOC Finance Experts," I had the pleasure of speaking with Ontwanet Moran, a business and finance coach who is breaking into the finance industry as a woman of color. Ontwanet comes from a background in fashion and real estate and uses her experience as leverage for her current financial business, where she helps fashion and music artists put their money to work.

We discussed how traditional systems keep people broke by not teaching them about finance, and now Ontwanet is on a mission to end financial illiteracy, particularly for women of color. She shared how the system and strategy we have built for her business have helped her gain momentum and scale her business. She has even transferred this knowledge to her team, who have replicated her success.

You can listen to this amazing conversation on your favorite podcasting platform!

If you want to go deep, dive into the sales system that lets you hit your 5- or 6-figure goals. , Attend our free masterclass - Five Steps to a Multi-Five Figure Launch Training as a money coach, bookkeeper, or accountant, at 6 PM EST on 6 March. REGISTER HERE!

In this episode, you’ll learn:

• More on Ontwanet and her background as a serial entrepreneur  
• How Ontwanet keeps breaking the silence on financial literacy
• How to leverage your background in your business to stand out and niche down
• The sales system that we put in place so Ontwanet could scale her business
• More on our signature proactive pursuit method
• How Entrepreneurship is personal development 
• More on the changing the face of finance and what we need to do for WOC to dominate the industry

Resources from this episode
-Book a call with Ro at: CLICK HERE
-Do you want sales strategies sent straight to your inbox? Sign up HERE.
-Curious to learn more about working 1:1 with Ro? Click HERE.

Connect with ONTWANET

Website: www.ontwanetmoran.com

Instagram: @ontwanet

Facebook: Ontwanet Moran

Linkedin: Ontwanet Moran

Connect with Ro

Instagram: @fmcbyro

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

In this episode of Finance Client Acquisition, I am talking to Haley Kowalewski, owner of Femme Financial Coaching, who has built a massive following of over 122k on Instagram and TikTok and just recently hit her $30K income month goals. (and she doesn’t stop here).

Haley and I have known each other for almost two years and have seen exponential growth in our businesses. In today’s episode, Haley shares with us how implementing repeatable sales systems and processes helped her build a sustainable business that eventually allowed her to leave her 9-5 job. She also shares her interesting story of building her signature course while getting recovering from Covid, her pricing strategy, and so many other golden nuggets you don’t want to miss.

ATTENTION: Are you looking to make 5-6 figures in your business, tried many strategies, but none seems to be working? Attend our free masterclass - Five Steps to a Multi-Five Figure Launch Training as a money coach, bookkeeper, or accountant at 6 PM EST on 6 March. APPLY HERE!

In this episode:
You will learn:

• Get to know Haley and her story of starting Femme Financial Coaching
• From not knowing how to use social media to build a massive following of 122k
• Her repeatable process and system that helped her hit $30K per month
• Transitioning from a 9 to 5 to a full-time business owner 
• Launching her signature course with 7K in sales

Connect with Haley

Instagram: @femmefinancialcoaching

TikTok: femme_financial

Website: www.femmefinancialcoaching.com

Connect with Ro

Instagram: @theroshah

Sign up for the Lead Gen Lab at theroshah.com/lead-gen-lab.

Now that you have shown gratitude for what has happened in the past, let’s look forward. Looking forward into the next year can give you a glimpse of hope or it can be a bit daunting. We must always have something to look forward to, to work toward, or to even be excited about.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

I don’t know about you, but for me it is so easy to get into a rhythm whereas I have good intentions to be a giving person and even have viable giving opportunities, but then get distracted with all the other demands of life. I think this is why giving is so important, especially setting up a rhythm for giving. It’s easy to miss the opportunity if you’re always running from one thing to the next. This is why it’s so important to stop and figure out what rhythm you need to set up, so that you slow down, see the needs around you, figure out how you need to be involved and then take action. This will give you the ability to put life back in perspective, realizing what’s important.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

When giving back, you need to identify who or what is your best means of giving back. Is it something that pulls at you like an orphanage, animal shelter, or preservation society? Is it a mission-based organization that sends missionaries to other parts of the world? This is the part that can be so difficult because there are always so many needs to give to.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

When we have gone through the process of building a Plan to Spend or budget there was a line item designated to giving. Oftentimes people give when the dust settles and they see what is leftover, but you don’t want to wait until this point in order to have a plan and follow through on it in order to give to what matters most to you.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

Looking back on the theme of what's essential, I outlined the importance of what was essential in your home, food, clothing, transportation, health, healthcare, finances and resulting budget. In each of these areas, it’s important to identify what is most important to you then focus your efforts on those aspects that add the most value. What you will find is that there are a lot fewer purchases that really matter to you than you thought. Once you can narrow your purchases to only that which matters, you won’t be sacrificing your lifestyle, but will end up saving money that can then be relocated.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

If it’s true that you change your habits and those then change your life, then why is it that we put so little focus on what we repeatedly do, the actions we perpetually take? I think this is mainly due to how difficult it is to see your habits for what they really are. If we saw the immediate effects of our decisions in eating junk food, not exercising, or not getting enough sleep, we would most-likely take immediate action to make a change. But unfortunately, you may not see the effects for weeks, months, or even years after. This then causes us to be reactive in making changes.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

If you have already put together a summary of your will, insurance policies, and important documents otherwise, you may then consider utilizing a net worth tracking tool. Now this may seem like a strange addition to that group, but it’s not, and here’s why.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

Welcome to Episode 4 of In Her Wallet Podcast! Do you wish to become financially wealthy one day, but don’t know where to start? Then this episode is for you! This week our host Sofiia is teaching you one of the major financial skills she witnessed while working with high net-worth individuals in managing their fortunes. In particular, we talk about the importance of keeping track of your financial situation & the importance of knowing the 5 critical financial numbers if you want to build wealth. 

Previous episodes referenced today:

• 2 ways to know if you’re hooked to emotional spending & 3 techniques to stop it
• Saving vs. investing - which route should you take in 2022?

Next week we will air our first guest speaker episode! If you want to grow your income, receive a raise or a long-awaited promotion before the year end - make sure to follow our podcast and tune in on October 19!

Key Takeaways:

• 00:50 How my friend applied last week’s episode takeaways to her life
• 02:20 I don’t want to calculate how much I spend because I know I can afford it
• 03:00 The one skill I learnt from high net-worth clients when working in Wealth Management
• 04:30 How you behave is more important than what you know
• 06:10 Where your wealth journey starts
• 07:10 Take-home pay - fixed expenses = disposable incomes
• 08:57 Why care about your credit score 
• 11:10 Piggy bank balance and savings rate
• 13:18 Why you shouldn’t check your investment balance too often
• 14:47 What you own vs. what you owe
• 15:55 Why you shouldn’t watch Selling Sunset next time

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There are so many different ways to go about caring for yourself. Oftentimes people immediately think about going on a vacation, to the spa, or heading to the gym to work out. But just as you would care for yourself in these aspects, you also need to make a plan to save for your retirement.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

It’s so easy to allow instant gratification to steal us away from the reality of our financial position. Now, in order to change course--find the one area that is your biggest culprit and simply replace that with a lower-cost, healthier option. This will start you on the path of reducing your monthly expenses to fit within your means in order to take the margin that you will then build by doing so, and using that toward outstanding debt caused by living beyond your means.

Margin Membership Sign-up: https://millennialmargin.com/learn/

How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CW

Jared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.

Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.

Listen to the podcast: https://margin.simplecast.com/

Have a question? Contact Jared at jared@millennialmargin.com

Follow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.com

Goal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.