#financialretirementplanning

Our guest, financial advisor David Edmisten, delves into retirement planning beyond finances, emphasizing lifestyle considerations. The discussion covers women's concerns about financial longevity, the intricacies of retirement decisions, and the emotional aspects of this life stage. Edmisten advocates for aligning financial choices with life goals, embracing retirement as a positive transition, and maintaining flexibility in plans.
He recommends creating a dedicated retirement income plan, ensuring 18 months of expenses are in cash, and optimizing taxes. Edmisten encourages individuals to explore and find a trustworthy financial planner who aligns with their values, emphasizing the need for comfort, understanding of fees, and a fit in the planning process. Tune in for valuable insights into holistic retirement planning.

David Edmisten, CFP®, is the Founder of Next Phase Financial Planning, LLC, a financial advisor in Prescott, AZ. Next Phase Financial Planning provides retirement, investment and tax planning that helps corporate employees retire with both financial and lifestyle security.   

I am a Christian, very happily married to my amazing wife Kristy and father of 8 wonderful children.  We enjoy traveling, the beach, hiking, sports, games, and serving others.  I also love music, playing guitar and sharing laughter with family and friends. 

Website: https://www.nextphasefp.com
LinkedIn: https://www.linkedin.com/in/davidedmisten/

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Disclaimer: The views and opinions expressed by the guest in this podcast episode are solely those of the individual and do not necessarily reflect the views, opinions, or official policies of the host or the hosting platform. The content provided by the guest is for informational and educational purposes only, and listeners are encouraged to conduct their own research and seek professional advice before making any financial decisions. Listeners should always use their discretion in evaluating the information presented in this podcast.

Join Gayla Beyer in this engaging podcast conversation with financial advisor Nicholas Pihl as they explore the evolving landscape of retirement planning for women in this new era.

Nicholas emphasizes the importance of moving beyond mere financial numbers and delving into personal values, goals, and experiences that can impact a desired retirement lifestyle.  He encourages women to explore their financial mindset, past experiences with money, and the significance of overcoming fear and scarcity in their financial journey. 

Nicholas and Gayla delve into the shifts in women's retirement patterns, including the trend of women transitioning in and out of the workforce. They explore how the gig economy and remote work, have opened up new opportunities for women to redefine their careers during retirement. Nicholas discusses the financial implications of these shifts, highlighting that part-time work and remote opportunities can allow women to reduce their retirement savings contributions and redirect that money towards their present lifestyle or portfolio growth. He also underlines the importance of addressing the issue of loneliness during retirement and the role that part-time work can play in maintaining social connections.

They discuss the evolving landscape of retirement, particularly in light of recent market fluctuations, and how it impacts women's decisions regarding their retirement portfolios.  And Nicholas highlights the value of consulting with a financial advisor to create a tailored retirement plan that aligns with individual goals, values, and desired lifestyle changes.

Overall, the conversation provides valuable insights into the changing landscape of retirement planning and how women can approach this phase of life with greater flexibility and purpose.

 You can reach Nicholas at https://www.pihlfinancialplanning.com/

Nicholas is a financial planner working primarily with women approaching retirement. What makes Nicholas unique is how he takes an individualized approach to working with each client, helping them design a great life for themselves that provides them with the financial security and abundance to pursue their dreams. 

https://www.facebook.com/profile.php?id=61551084505248https://www.linkedin.com/company/90473738/
https://www.youtube.com/@PihlFinancialPlanning

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Money Mindset Tips: https://artisanal-teacher-6971.ck.page/7325442412

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