first time home buyers

At the start of 2024, Washington state will require Real Estate licensees to have service agreements signed between buyers and buyers agents, outlining the agency relationship and the way the buyer's agent will get paid. Sarah Aguirre is one of JLS's top buyers agents, assisting 28 clients in 2023, 17 of them being buyers. Sarah goes over her process and some ways she tries to bring value to her clients.

00:15  Buyer agency agreements need to be signed in 2024.
01:15  Sarah Aguirres sales in 2023.
02:35  Sarah updating her process helping buyers in a more challenging market. 
06:30  Creating financing options and lender partnerships.
08:50  Negotiation tactics to help buyers win in today's market. 
11:10  Using data when presenting an offer. 
16:44  Working with Spanish-speaking clients.

You can reach Sarah at sarahaguirre@johnlscott.com

It's our most favorite-est time of the month!  Today we're talking numbers and what you need to know about the changing market in Pinellas county. We also talk about Julie's new listing at 230 33rd Avenue N.! 

Want to work with us? David Vann can be found here, and Julie Jones can be found here! Reach out! We're nice, and we'd love to hear from you!

Welcome to our REAL real estate podcast - David Vann and Julie Jones, top producing real estate agents in the exciting St Petersburg real estate market share their stories, experience and have some fun! 

An intro into who we are, where we came from, and what we are doing here... in the world of podcasting!

Want to work with us? David Vann can be found here, and Julie Jones can be found here! Reach out! We're nice, and we'd love to hear from you!

This week, we're getting a little more personal: We're not just talking about home buying and making the best investment choices for you and your family, but we're talking about movies, music, parenting, and kids. Aaaand we'll also talk Florida real estate, as we dive into the SEPTEMBER market statistics and market trends. Plus, what's new and happening NOW with the exciting zoning changes for City of St Pete, Florida.

Want to work with us? David Vann can be found here, and Julie Jones can be found here! Reach out! We're nice, and we'd love to hear from you!

The real estate market is, to put it lightly, changing. Today we'll talk about the changes we saw in October 2022, and how those shifts impact both buyers and sellers. We'll talk through some of the important metrics and shifts: Days on market, negotiations, inventory building, loan qualification changes, prices and predictions from David and Julie - the St. Pete real estate experts. 

Want to work with us? David Vann can be found here, and Julie Jones can be found here! Reach out! We're nice, and we'd love to hear from you!

What happens when a hurricane hits Florida? David and Julie talk about how hurricanes impact the market, the recovery efforts in southwest Florida, and what we can expect next. We'll also talk about how damage to homes impact rebuilding & market conditions of the Florida real estate market. 

Want to work with us? David Vann can be found here, and Julie Jones can be found here! Reach out! We're nice, and we'd love to hear from you!

Buying a home is one of the largest investments in ones life! There are five steps that a home buyer should take before going out to view homes to help streamline their home buying process which are discussed in this episode of the Calgary Real Estate Podcast. 

In this episode, Ryan goes through an article that was found on fortune.com (See below for link) and discusses why this confirms everything he was saying in episode 5 previously. IF Zillow's forecast model is finally right this time, the rate of home appreciation is about to set a new all-time high. Ryan has been predicting this for months. Tune in now for more dialogue about this topic. 

https://fortune.com/2022/02/17/spring-2022-housing-market-will-crush-buyers-zillow-home-prices-spike-22-percent/

2:00 What are you comfortable paying for a monthly mortgage payment?

3:12 What is your creditworthiness? Things to consider, your credit history, credit score, and your ability to repay the loan, or do you have steady employment?

4:15 What are you paying for at this time? This includes car payments or any monthly payments

5:10 How much does it cost to buy a home? Have you saved money? Are you receiving gift funds? 

8:28 What is a credit check? Does it ding your credit score?

10:00  What is a VA loan? What is a conventional loan? What is an FHA loan?

10:45 What is a down payment?

12:00 Who are Fannie & Freddie? 

12:45 Explanation of an FHA loan

13:32 What is Private Mortgage Insurance (PMI)?

16:17 What are closing costs? These will vary across the country

17:10 Why would a home buyer buy points? (on the loan)

18:20 What are escrow fees, recording fees, and settlement/title costs?

20:00 Explains buying down a rate a little more

22:00 Explains the options with different types of loan products

22:35 Why communication matters during the transaction

Learn more about Alex Margulis on his website with Cross Country Mortgage 

Learn more about Victoria Ray Henderson with The Buyer Brokerage  

and follow Victoria on HomesBuyHendersons Instagram 

or at HomesBuyHendersons

Listen Up, Home Buyers! The podcast offering advice and tips from true buyer agents. 

Host and Producer, Victoria Ray Henderson is the owner and broker of HomeBuyer Brokerage in the Washington D.C. area. Victoria is and a member of the National Association of Exclusive Buyer Agents. 

Meet four female members of the National Association of Exclusive Buyer Agents. These women are exclusive buyer brokers and agents helping home buyers achieve their dream of owning a home.  Charlotte Lemon with The Real Buyer's Agent in Charleston SC, Rona Fischman broker-owner of 4 Buyers Real Estate in Cambridge MA, and Nikolina Lecic broker-owner of Exclusive Buyers Real Estate in Rochester Minnesota!

3:32 Charlotte Lemon in Charleston SC over 100 buyers looked at a single property

4:47 Rona Fischman in Boston on when this crazy market going to end? The pandemic is a factor as is low inventory. 

8:05 Victoria Ray Henderson in Washington DC & Baltimore Metro area on the different market conditions depending on how close or far you are from the major cities. 

9:00 Nikolina Lecic in Rochester Minnesota on how first-time homebuyers need time to get up to speed with how competitive the market conditions are for single-family homes and condos. 

15:00 The earnest money deposit-what is it and how does it affect the home purchase. 

20:00 What you can do to be a strong buyer

26:00 What is a pre-contract home inspection?

30:00 What is fair housing? What does a homebuyer need to know about writing a personal letter to the seller? 

Listen Up, Home Buyers! The podcast offering advice and tips from true buyer agents. 

Host and Producer, Victoria Ray Henderson is the owner and broker of HomeBuyer Brokerage in the Washington D.C. area. Victoria is and a member of the National Association of Exclusive Buyer Agents. 

In this episode members of the National Association of Exclusive Buyer Agents (naeba.com) discuss who represents you, the buyer.

Guests-

Gea Elika Owner & Principal Broker of Elika, an NYC exclusive buyer brokerage  in Noho servicing Manhattan, Brooklyn, Queens, Long Island, and The Hamptons

Andi DeFelice Broker with Exclusive Buyer Realty serving buyers in Savannah Georgia 

Nikolina Lecic, M.B.A.Broker/Owner of Exclusive Buyers Real Estate in Rochester Minnesota

Dave Twombley Exclusive buyers agent with 4 Buyers Real Estate in Massachusetts

For more information on real estate representation go to the Consumer Federation of America's website:

https://consumerfed.org/reports/why-required-real-estate-agent-disclosures-about-representation-fail-and-how-they-can-be-improved/

Listen Up, Home Buyers! The podcast offering advice and tips from true buyer agents. 

Host and Producer, Victoria Ray Henderson is the owner and broker of HomeBuyer Brokerage in the Washington D.C. area. Victoria is and a member of the National Association of Exclusive Buyer Agents. 

This episode of Buying a Home During the 2020 Pandemic is part one and features exclusive buyer agents and brokers sharing their unique expertise on home buying. These guests are members of the National Association of Exclusive Buyer Agents and include; 

Mike Crowley owner of Spokane Home Buyers in Spokane Washington, Benjamin Clark owner of Homebuyer Representation Inc in Salt Lake City Utah, Andi DeFelice Broker of Exclusive Buyer's Realty Inc in Savannah Georgia, Richard Rosa co-founder of Buyer's Brokers Only serving homebuyers in the Boston area, Margaret Lebenson with Elika Associates in New York, New York, Ramzey Khoury with HelpUBuyAmerica in Houston Texas and Richard Harty Broker with Harty Realty Group serving home buyers in the Chicago area. 

What's it like touring houses during the pandemic? Has the pandemic effected the housing market and if so, how? What should home buyers do to prepare for buying a home right now? How are exclusive buyer agents protecting home buyers at this time? 

Listen Up, Home Buyers! The podcast offering advice and tips from true buyer agents. 

Host and Producer, Victoria Ray Henderson is the owner and broker of HomeBuyer Brokerage in the Washington D.C. area. Victoria is and a member of the National Association of Exclusive Buyer Agents.