house prices

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach. 

• (1:00) News story of the week 
• (3:31) Using mortgages for property investment… 
• (4:20) Why do investors use buy-to-let mortgages? 
• (5:38) What’s the main benefits of using a mortgage? 
• (6:05) How do they work? 
• (6:40) How much can you borrow? 
• (7:50) Are you locked into a mortgage until its paid off? 
• (9:08) Should investors opt for a fixed or variable rate mortgage? 
• (10:18) How difficult is it to get a buy-to-let mortgage? 
• (10:58) What can you do in preparation for your application? 
• (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company? 
• (13:40) How do investors determine borrowing and payments? 
• (14:32) Why use a broker? 
• (18:20) Hub Extra 

Links mentioned: 

• Financial Times 

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There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on. 

• (1:28) House prices 
• (5:30) Regional affordability 
• (8:58) Interest rates 
• (11:25) Mortgages 
• (13:14) Rents 
• (14:28) Landlords selling 
• (15:51) Rental control 
• (21:02) Hub Extra 

Links mentioned

Resources 

• 3 strategies to bag yourself a deal in a difficult market 
• The silent property crash 
• Property Pulse 
• Alex Hormozi 

House Prices 

• Nationwide House Price Index 
• Halifax House Price Index 
• Rightmove House Price Index 
• Experts predict 7% house price falls but call it ‘a correction, not a crash’ 

Affordability 

• Zoopla House Price Index 

Macro 

• Investors scale back bets on Bank of England hiking interest rates 
• Mountain view: Bank top economist offers two routes to beating inflation 

Mortgages 

• What are the current UK mortgage rates? 
• HSBC and NatWest cut mortgage rates again as rivals tipped to follow 
• Nationwide and Santander slash mortgage rates – ‘other lenders may follow’ 
• HSBC offers 40-year mortgage term to cut monthly bills - but it will cost more overall 
• Bank of Mum and Dad will contribute to 47% of house purchases this year 

Rents 

• Rents jump 10% to top a record £1,240 in July: Homelet 
• London’s Rental Squeeze Is Getting Even Tighter 

Tenants Struggling 

• PropertyMark Housing Insight Report 
• Third of working tenants in England ‘lack savings to pay rent if they lose job’ 
• No-fault eviction proceedings hit highest level for six years in England 

Landlords Selling 

• Britain’s Landlord Selloff May Be Much Bigger Than First Thought 
• Landlords selling up have left it too late for maximum gains 

Politics 

• Growing the economy and tackling poverty 

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• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 

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It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market. 

• (1:06) - We’re hiring 
• (1:55) - What’s going on with house prices 
• (4:04) - First-time buyers are making the headlines 
• (5:50) - Diving into the top cities for house prices 
• (7:36) - Is Help to Buy on the return? 
• (9:33) - The mortgage market 
• (10:45) - 100% mortgages are back! What does this mean? 
• (13:23) - The rental market: what’s happening? 
• (14:27) - Hub Extra 

Links mentioned: 

• Property Hub Jobs 
• Episode 513 – 2023 Predictions 
• Episode 528 - What’s really happening to property prices? 
• Episode 529 - Will the rental boom continue? 
• House price growth shows signs of stabilisation in April 
• Barratt points to sales pickup in tough year 
• Zoopla house price index 
• Sunak puts Help to Buy ‘back on the table’ 
• 40-year mortgages on the rise: what are the risks? 
• Money and Credit - February 2023 
• Mortgage lenders offer 100% loans for first time since 2008  
• Number of people getting mortgages rises sharply 
• Rightmove rental trends tracker 
• Starmer vows to get even tougher on landlords AND free-up market for renters 
• Kindle Paperwhite 

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• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 

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What do Rob & Rob think of the current state of the market? Find out now. 

• (1.10) - House prices 
• (5.20) - What’s next for house prices? 
• (7.00) - Recession? 
• (9.00) - Mortgages 
• (10.00) - Rents 
• (12.45) - Scotland 
• (16.30) - Politics 
• (18.30) - Hub Extra 

Links mentioned: 

• House prices 
• Prices falling 
• Government to help homeowners 
• Housing stock 
• Recession chatter 
• Mortgage rates dropping 
• Rents on the up 
• Hometrack rental predictions 
• Scotland increases land transactions tax surcharge 
• Making Tax Digital delayed again 
• 2022 hotspots performing well 
• 2022 hotspots YouTube video 
• Scotland rent freeze YouTube video 
• David Goggins shorts 
• David Goggins Property Podcast episode 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 

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Tom Slater, co-manager of the UK’s most popular investment trust, Scottish Mortgage, joins this week's episode of Merryn Talks Money. Shares in the trust are down 40% year-to-date. What went wrong? Maybe nothing, says Slater. If you want to get real growth, you need to be prepared to pay an “unreasonable price” to get it, and then you need to be prepared for a lot of volatility before any fortunes are made. Plus, senior reporter John Stepek is back -- this time to talk about the British property market. 

Sign up for John's daily newsletter Money Distilled: https://www.bloomberg.com/account/newsletters/uk-wealth 

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It's Tuesday so Rob & Rob are back answering more of your questions. 

The first question is from John, who’s noticed more talk about Quantitative Tightening – which as the name suggests is the opposite of Quantitative Easing. 

He wants to know – if QE leads to higher house prices, is it natural to assume that QT will have the opposite effect on property? 

Then we have a question from Tom in York. 

Thanks to inheritance and savings, he was able to buy his first BTL outright. 

Obviously that’s not a bad thing – but it has left all his savings tied up in that first property. He wants to know what Rob & Rob would suggest when it comes to saving up for his second BTL property. 

Tune in to find out what The Robs think. 

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. 

And if you’d like to find out more information about Portfolio you can do that here. 

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Is the property market headings towards a halt?

There’s a lot happening in the market right now.  

With a rumoured recession on the horizon, combined with interest rates, inflation, and the cost of living on the rise, are we starting to see the signs that the property market is slowing down? 

Rob & Rob will be revealing exactly that on today's podcast. 

They’ve been combing through the data, reaching out to their huge network and using their own observations to find out exactly what is going on with property market right now – and honestly, the answers might surprise you. 

Major Announcement 

Hub Extra is having a little revamp... and in true Property Hub style we’re making it even more valuable for you! 

From next week, Rob D will be sending you a newsletter straight to your inbox every. single. week. 

He’ll be sharing his opinions on the market, plus the top news that you, as an investor, should know about... and there may be a few little extras along the way. 

This 5-minute read will give you everything you need to keep up to date with the ever-changing property landscape. 

So, if you’ve not already signed up for a free Hub account, now is the perfect time! Just click here. 

Hub Extra 

We’ve got a little bit of a different recommendation for you this week, but if you’re looking for a way to treat yourself this one’s for you. 

We’re very lucky to have a wealth of talent here in the UK and that’s showcased every week in theatres up and down the country. So, if you’ve not been to a musical recently take this as your sign to do so! 

Rob B recently went to see Matilda and he was blown away with just how incredible the industry is, and after the last couple of years now is the perfect time to go out there and support them. 

So, if you’re looking for something a little different try and book a show. We promise you won’t regret it! 

Let’s get social  

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. 

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.

House prices are coming off the boil, but it is London and the South East that are suffering, while some regional cities do well.

But what happens next?

Simon Lambert takes a look at the house price forecasts for 2018 and whether property will rise, fall or flatline in the year ahead.

Hosted on Acast. See acast.com/privacy for more information.

This week we’re talking about inflation. But don’t turn off yet! It’s not the most glamorous subject, but it’s one of the most important factors in property investing – and you probably don’t think about it anywhere near as much as you should. We discuss: Inflation defined Understanding inflation with the help of a pint […]

The post TPP024: Inflation your worst enemy or your best friend? appeared first on The Property Hub.

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