insurance company

How will healthcare in 2049 be shaped by advancements in technology, access to education and the intersection of health and wealth? In this thought-provoking podcast episode, Jason Helgerson engages in a captivating conversation with Errol Pierre, Senior Vice President of State Programs at Healthfirst. Explore the potential impact of AI, telehealth and local collaborations on the future of healthcare. Delve into Errol's insights on addressing disparities, fortifying social service programs and the crucial role of policy changes today for a healthier and more equitable tomorrow. Join the discussion as they envision a transformative healthcare landscape and consider the question: What interventions can we make today to shape a brighter healthcare future in 2049?

Errol Pierre

• Book: The Way Up by Errol L. Pierre
• Website: errolpierre.com 
• LinkedIn: https://www.linkedin.com/in/errollpierre 
• Instagram: https://www.instagram.com/errollpierre/ 
• X: https://twitter.com/errollpierre 
• Facebook: https://www.facebook.com/errollpierre

Connect with Health2049:

• Website: https://www.health2049.com
  
  
  
  

Find the complete Show Notes and Transcripts Here -> https://bit.ly/errol-pierre

Timestamps:

• Errol Pierre’s healthcare background. [03:34]
• The best of times and worst of times. [05:37]
• Can AI assist the workforce shortage? [10:43]
• Issues around access and health disparities. [14:55]
• Healthcare technologies that bridge inequities. [18:31]
• Role of health insurance companies. [23:04]
• Consolidated healthcare system. [25:43]
• Can a local healthcare solution work for subpopulations? [29:20]
• Ensuring a brighter health care future. [31:39]

Episode Web Page: https://www.health2049.com/episodes

In this show, I discuss the different options for purchasing insurance and highlight the advantages and disadvantages of each. I emphasize the importance of seeking expert advice to navigate the complex insurance world. While some people may think that buying directly from the insurance company will result in better rates, this is often not the case. I explain that independent insurance brokers have the ability to work with multiple insurance companies, giving them more flexibility in finding the right coverage for their clients.

I also touch on the role of captive agents, who can only offer policies from one or two insurance companies, limiting their options. I stress the importance of having someone who can look out for your interests in the event of an issue or claim. Additionally, I briefly mention the possibility of broker fees, which some brokers may charge for their services. Overall, I provide valuable insights into the world of insurance and the different avenues available for purchasing coverage.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated across several key radio stations throughout California.

Listeners can now tune in to Insurance Hour on:
-- KMET 1490 AM & 98.1 FM
-- KALZ 1400 AM
-- KZSB 1290 AM
-- KFIV 1360 AM
-- KSTE 650 AM
-- KTIE 590 AM

In addition to traditional radio, Insurance Hour has embraced the digital age. The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Have you ever heard of "acting in bad faith"? Well, it's something that insurance companies can do, too. 

And when they do, you want  experienced attorneys like Nathan and Bill on your side. 

On this episode, Montlick lawyers Nathan and Bill break down "bad faith" cases, what they are, how they can affect the value of a case, and why you need a lawyer from the beginning who can make sure you get the money you deserve. 

*The law on the amount of bad faith damages that are recoverable varies by state.

The purpose of this show is to provide general information about the law. Our guests will not provide any individualized legal advice. If you have a personal situation and need legal advice, contact us nationwide at 1-800-LAW-NEED for your free legal consultation with a Montlick attorney.

Follow us on social @montlicklaw or visit lawyersinthehouse.com for more info, clips and tips.

Cybersecurity podcast Security Squawk Episode 107 - Educating business leaders about cyber threats.

Cybersecurity experts Bryan Hornung, Reginald Andre, Ryan O'Hara, and Randy Bryan sit down to discuss a ransomware attack on a company called Maternal and Family Health Services, in which the hackers had access to their system as far back as August 21, 2021. The cyber security experts discussed the potential lawsuit and the time gap between when the attack was discovered and when the notices were sent out. They also mention that it took the company a long time to figure it out and that personal information such as names, addresses, dates of birth, social security numbers, driver's license numbers, financial account payment, card information, user names, passwords, medical information and health insurance information were compromised.

Then the conversation turned to a ransomware attack that affected around 1000 vessels and their Ship Manager software, a Norwegian-based class society. They discussed the lack of detail provided and its impact on the ships, including the potential for the vessel to be locked out of the software and the need to run the boat manually. They also discussed a recent issue with the FAA system, which they believed to be a cyber attack, but they weren't sure if the information provided was accurate. They also talked about the issue of ransomware attacks affecting schools and organizations and the costly lawsuits that follow, such as the case of Hope College, which is currently facing three lawsuits with one as much as $5 million.

This week Rachael Jones shares how her organization is turning stakeholders into teammates and making value-based care work for everyone involved. Listen in as Laura and Rachael discuss issues that cause friction around patient care, how Rachael navigated being an outsider and bringing a team together after a merger, the clarifying questions that matter most.

Here are a few things you’ll learn during this conversation:

• Why Rachael uses the mantra “Clarify role. Clarify goal.”
• The Importance of the Three C’s – Communication, Consensus Building, and Collaboration
• Why Radical Accountability is valuable in emerging leaders
• How to shift the energy of your team
• Strategies for holding conversations with an underperformer

During the 24-Hour Influence Challenge, Rachael encourages you to ask yourself three questions: What’s your win? What’s important now? What’s one thing you could do to move forward?

These questions are based on the book Essentialism by Greg McKeown: http://bit.ly/3i7XYjh

About Rachael Jones:

Rachael Jones is an award-winning healthcare executive, thought leader in advancing Value-Based Care, and self-proclaimed “healthcare analytics nerd” adept in telling stories with data.

As a deep Value-Based Care expert, her distinguished career spans over 25 years in senior leadership roles for some of the largest health insurers and healthcare IT solutions providers in the U.S. including Cotiviti, Anthem, HealthFirst, and the TriZetto Group.

A champion of transformational change, Rachael is passionate about improving the healthcare landscape, with a longstanding history of success in delivering innovative products, performance-enhancing analytics, growth-enabling operational and investment strategies, and cost-of-care controls.

Rachael was recently named the new CEO and co-founder of a startup company still in stealth mode but among the portfolio of 40+ companies owned by Redesign Health, a pioneer in powering innovation in healthcare. In her new executive role, Rachael will be focused on catalyzing the transition to value-based care for health organizations nationwide by offering purpose-built tools and expertise to enable transparent, collaborative, and effective VBC program implementations.

Rachael earned her Bachelor of Science from Montclair State University and a Master of Public Administration from New York University.

You connect with Rachael in the following ways:

Website: https://www.redesignhealth.com/

Linkedin: https://www.linkedin.com/in/rachaelmcjones/

To learn more about Dr. Laura Sicola and how mastering influence can impact your success go to https://www.speakingtoinfluence.com/quickstart and download the quick start guide for mastering the three C’s of influence.

You can connect with Laura in the following ways:

LinkedIn: https://www.linkedin.com/in/drlaurasicola

LinkedIn Business Page: https://www.linkedin.com/company/vocal-impact-productions/

YouTube: https://www.youtube.com/c/VocalImpactProductions

Facebook: Vocal Impact Productions

Twitter: @Laura Sicola 

Instagram: @VocalImpactProductions

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Cyclists are often unaware of the importance of insurance until it's too late. In the event of a crash, having insurance and a good attorney can be vital to getting the compensation you deserve.

Joe Piscitello is a bicycle accident attorney who has seen firsthand the importance of cyclists being properly insured. In this podcast, he discusses the different types of insurance available to cyclists, how much insurance is enough, and what to do in the event of a crash.

He also shares his vision for the future of cycling, and how he believes that technology can help make cyclists safer.

Joe also talks about the cycling community and VizionZero initiative he's closely involved with.

Finally, he offers some advice on what cyclists can do to avoid becoming involved in a crash in the first place.

This is a must listen podcast for any cyclist, whether you're a beginner or a seasoned pro. Having the right insurance in place and knowing what to do and shouldn't do, could make all the difference if you're ever involved in a crash. So, hit play now and find out everything you need to know about insuring yourself as a cyclist.

https://www.piscitellolaw.com/
http://visionzerophl.com/
https://visionzeronetwork.org/

ನಾವು ಸಾಮಾನ್ಯವಾಗಿ ಆರೋಗ್ಯ ವಿಮೆಯನ್ನು ಅನಗತ್ಯವಾಗಿ ಕಾಣುತ್ತೇವೆ. ಆದರೆ ವಿಶೇಷವಾಗಿ ಕೋವಿಡ್ ಮಹಾಮಾರಿಯ ತೊಂದರೆಯ ನಂತರ ಇದು ನಮಗೆ ಅಗತ್ಯವಾದದ್ದು ಎಂದು ತಿಳಿದಿದ್ದೇವೆ. ಜೀವ ವಿಮೆಯ ಅಡಿಪಾಯ ಯಾವರೀತಿ ಇರಬೇಕು ಎಂದು ತಿಳಿಯಲು ಕೇಳಿ ಈ ವಾರದ ಪ್ರಿಯಾಂಕ ಆಚಾರ್ಯ ಅವರ ಬೈ ಟು ಫೈನಾನ್ಸ್ ಸಂಚಿಕೆ.

We often find Health Insurance complicated and unwanted. But we know, specially after the pandemic, that it is significant. Tune in to the latest episode with your host Priyanka Acharya and know interesting and simple facts about foundation of your health insurance only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter | Linkedin | Instagram | Facebook

You can follow Spoorthi Thej on their social media:

Instagram | Twitter

You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

You can check out our website at https://shows.ivmpodcasts.com/featured

Do follow IVM Podcasts on social media.

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Spotify, Google Podcasts, Apple Podcasts, JioSaavn, Gaana, Amazon Music

Do share the word with you folks!

See omnystudio.com/listener for privacy information.

ಮೆಡಿಕ್ಲೈಮ್ ಅನ್ನು ಸಾಮಾನ್ಯವಾಗಿ ಉಪಯುಕ್ತವಲ್ಲದ ಅಥವಾ ಹೊರೆ ಎಂದು ಪರಿಗಣಿಸಲಾಗುತ್ತದೆ ಏಕೆಂದರೆ ನಾವು ಅದನ್ನು ನಿಜವಾಗಿಯೂ ಬಳಸುತ್ತೇವೆಯೇ ಎಂದು ನಮಗೇ ತಿಳಿದಿಲ್ಲ! ಈ ತಪ್ಪು ತಿಳುವಳಿಕೆಯು ದೊಡ್ಡ ತೊಂದರೆಗಳಿಗೆ ಕಾರಣವಾಗಬಹುದು ಎಂಬುದನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಲು ಮತ್ತು ಆರೋಗ್ಯ ವಿಮೆಯಲ್ಲಿ ಎಂದಿಗೂ ನಿರ್ಲಕ್ಷಿಸದ ಮೂಲ ಪರಿಕಲ್ಪನೆಗಳನ್ನು ಕಲಿಯಲು ಕೇಳಿ ಈ ವಾರದ ಪ್ರಿಯಾಂಕಾ ಆಚಾರ್ಯ ಅವರ ಬೈ ಟು ಫೈನಾನ್ಸ್ ಸಂಚಿಕೆ.

One Mediclaim Policy and we feel sorted! Mediclaim is often treated as a sidelined product or a burden because we don't know if we shall really utilize it! Tune in to this episode with your host Priyanka Acharya and understand how little misunderstanding can lead to big troubles! Also learn basic concepts which are never to be ignored in health insurance, only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter | Linkedin | Instagram | Facebook

You can follow Spoorthi Thej on their social media:

Instagram | Twitter

You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

You can check out our website at https://shows.ivmpodcasts.com/featured

Do follow IVM Podcasts on social media.

We are @IVMPodcasts on Facebook, Twitter, & Instagram.

https://twitter.com/IVMPodcasts

https://www.instagram.com/ivmpodcasts/?hl=en

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Follow the show across platforms:

Spotify, Google Podcasts, Apple Podcasts, JioSaavn, Gaana, Amazon Music

Do share the word with you folks!

See omnystudio.com/listener for privacy information.

ಜೀವ ವಿಮೆ ಪ್ರಕ್ರಿಯೆಯಲ್ಲಿನ ರಿವೈವಲ್, ಸರೆಂಡರ್ ಹಾಗೆಯೇ ಸರ್ವೈವಲ್ ನ ಲಾಭದ ಬಗ್ಗೆ ಕೇಳುವಾಗ ರೋಮಾಂಚನವಾಗುವುದಿದೆ, ನಡುಕ ಹುಟ್ಟುವುದಿದೆ ಹಾಗೆಯೇ ಕೆಲವೊಮ್ಮೆ ಹೃದಯಾಘಾತ ಆದಂತೆ ಭಾಸವಾಗುವುದೂ ಇದೆ. ಅವೆಲ್ಲ ನಮಗೆ ಭಾರವಾದ ಶಬ್ದಗಳಂತೆ ಕಾಣಬಹುದು ಆದರೆ ಆರ್ಥಿಕ ವ್ಯವಹಾರ ಅನ್ನೋದು ಯೋಚನೆ, ನಡವಳಿಕೆ ಮತ್ತು ನಾವು ತೆಗೆದುಕೊಳ್ಳುವ ನಿರ್ಧಾರಗಳ ಮೇಲೆ ಅವಲಂಬಿತವಾಗಿದೆ. ಈ ವಿಷಯಗಳ ಕುರಿತು ಹೆಚ್ಚಿನ ಮಾಹಿತಿಗಳಿಗಾಗಿ ಕೇಳಿ ಈ ವಾರದ ಪ್ರಿಯಾಂಕ ಆಚಾರ್ಯ ಅವರ ಬೈ ಟು ಫೈನಾನ್ಸ್ ಸಂಚಿಕೆ.

We get goosebumps, we skip a heartbeat or we get clumsy when we hear certain processes in Life Insurance - Revival, Surrender and Survival Benefit! They seem to be big economic words but after all, finance is all about thoughts, behaviours and actions! Tune in to this episode with your host Priyanka Acharya, and check out the easiest way to understand and remember these, only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter | Linkedin | Instagram | Facebook

You can follow Spoorthi Thej on their social media:

Instagram | Twitter

You can listen to this show and other awesome shows on https://ivmpodcasts.com, the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. 

See omnystudio.com/listener for privacy information.

ನಮ್ಮ ಹಣಕಾಸಿನ ಕುರಿತಾದ ಮೂಲ ಮತ್ತು ನಿರ್ಲಕ್ಷಿಸಲ್ಪಟ್ಟಿರುವ ಅಂಶಗಳನ್ನು ಅನ್ವೇಷಿಸುತ್ತಿರುವ ಈ ಕಾರ್ಯಕ್ರಮದಲ್ಲಿ ಇಂದು ನಾವು ವಿಮೆಯನ್ನು ವಿಳಂಬಗೊಳಿಸುವ 4 ಪ್ರಮುಖ ಕಾರಣಗಳ ಕುರಿತು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ ಮತ್ತು ಅದರ ಜೊತೆಗೆ ಈ ವಿಳಂಬವನ್ನು ಸರಿಪಡಿಸಲು ಕೆಲವು ಸರಳವಾದ ಪರಿಹಾರಗಳನ್ನು ತಿಳಿದುಕೊಳ್ಳೋಣ! ಕೇಳಿ ಈ ವಾರದ ಪ್ರಿಯಾಂಕ ಆಚಾರ್ಯ ಅವರ ಬೈ ಟು ಫೈನಾನ್ಸ್ ಸಂಚಿಕೆ.

While we are exploring basic, yet neglected aspects of finance, let us today understand the 4 big reasons why we delay insurance and of course, we explore the simplest solutions to overcome this delay! Just tune in to this episode with your host Priyanka Acharya, only on #EkChuskiFinance #ASipOfFinance

You can follow our host Priyanka Acharya on her social media:

Twitter | Linkedin | Instagram | Facebook

You can follow Spoorthi Thej on their social media:

Instagram | Twitter

You can listen to this show and other awesome shows on https://ivmpodcasts.com, the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. 

See omnystudio.com/listener for privacy information.

Rich talks with the CEO of Action Benefits, Karl Albrecht about the state of Health Insurance.  Albrecht also gives a candid insight to his personal fight with pancreatic cancer and how being a Health Insurance executive as well as a patient, has given him a unique perspective on how things work, and how they could improve.

Engage the conversation on Substack at The Common Bridge!

In this episode of Startup Hustle, Matt DeCoursey and Alex Frommeyer, CEO & CoFounder of Beam talks about the disruption in the dental insurance industry.

Find Startup Hustle Everywhere:

https://linktr.ee/startuphustle

This episode is sponsored by TriNet:

https://www.trinet.com/

Learn more about Beam:

www.beam.dental

Learn more about Full Scale:

https://fullscale.io/

See omnystudio.com/listener for privacy information.

#023 - Reprise: Why You Save By Getting Your Health Insurance Through Your Employer is an encore presentation of one of our most listened to episodes.    Learn the advantages and reasons why you win, your employer wins and the insurance company wins when your employer provides health insurance as an employee benefit.

History Of Employer Sponsored Health Insurance

In Dallas, one of the earliest known employer sponsored  health insurance plans was arranged by Baylor Hospital to benefit public school employees at the time of the Great Depression.  Baylor had a hospital full of empty beds.  To stimulate demand for its services, spread its risk among a large number of people and efficiently sell its product, Baylor offered a monthly pre-paid hospital benefit to the numerous teachers in Dallas.  We know that plan as Blue Cross.

Similarly, at the turn of the 20th Century, groups of physicians offered their services to the logging and mining communities of Oregon and Washington on a prepaid basis.  We know that plan as Blue Shield.

Baylor Hospital and the PNW

Employers Pay The Majority Of Health Insurance Premiums For Their Employees

Whether employees know it or not, when they get their health insurance through their employer, the employer is paying most, if not all, all of the health insurance premium on their behalf.  The most recent Kaiser Family Foundation Health Benefits Survey shows that 157,000,000 (one hundred and fifty-seven million) people in the United States get their insurance through their employer.  The survey further states that employers pay 80% of the premium for single employees and nearly 60% for employees their families.  This fact is why many people are so surprised when they separate from employment and are faced with paying 100% of their premium under COBRA.

Kaiser Family Foundation 2020 Employer Health Benefits Survey

Make The Most Of Your Deductible

Single employees (i.e Employee Only in insurance jargon) only have to worry about one deductible per year.  Employees with a spouse, a child or both have to face a deductible twice as high as single employees.  This is especially true for High Deductible Health Plans.  Their is an easy solution for families to reduce their deductible to the same as a single employee, however.  It is called an Embedded Deductible.

Embedded deductibles allow families to meet only the individual deductible when a single family member has a claim.  If two family members (or more) have claims in the same year, each is subject to the single deductible, until each reaches the single limit or all reach the family limit.

*When working with a High Deductible Health Plan and a Health Savings Account, make certain that the deductible is at least $2,800 for an individual - otherwise the IRS will not allow you to deduct your HSA contributions for that year.

Embedded Deductible Example

Thanks, as always, for listening!  I appreciate you very much.  Support us by telling your family, friends, co-workers and your boss!

Listen to our theme music and lots of other great songs from Morgan Fingleton here

Talk to you next Thursday!

Why should we design a healthcare model with personal accountability at the center? Dr. Natalie Landman, Executive Director at the ASU Center for Healthcare Delivery and Policy, shares a vision of sustainable healthcare solutions and tools. She offers ideas to Health2049 co-host Bisi Williams on empowering patients and healthcare providers to work together.

Dr. Natalie Landman

• Twitter: @nlandman_ 

Connect with Health2049:

• Website: https://www.health2049.com

Timestamps: 

• Dr. Natalie Landman’s background in the healthcare. [03:30]
• A shared vision for patient and physician. [05:40]
• People impact their own health. [07:36]
• Websites that empower healthcare decision-making. [08:05]
• The Ministry of Health in Singapore discloses health care costs. [10:43]
• Healthcare should be a right, but people have a responsibility, too. [13:35]
• How can we bring healthcare costs down by 2049? [16:24]
• What costs do health insurance really cover? [18:20]
• Health insurance in the US allows for inefficiencies. [20:02]
• The benefit of universal healthcare coverage. [22:53]
• What’s wrong with employer-based health insurance? [23:30]
• Employer-based health insurance affects the job marketplace. [25:04]
• Fundamental things people look for in health insurance. [27:56]
• A healthcare model with personal accountability at the center. [29:21]
• How can we incentivize physicians? [30:20]
• How can we incentivize health insurance providers? [31:07]
• A cheap solution to an expensive problem. [32:34]
• One thing that Dr. Natalie Landman doesn’t want to happen. [35:25]

Host Meg McKeen welcomes Elisa Stampf on this episode of Bound & Determined. Listen as we explore Elisa's recent decision to pursue an opportunity as an independent insurance agent following success working for various insurance carriers.

00:00 –  01:41 | Introduction to Bound & Determined. Thanks for listening!

01:42 – 03:23 | Let’s meet Elisa Stampf and hear more about her current reality in this COVID environment

03:24 – 06:41 | Elisa shares more about her recent career transition, from an insurance carrier sales representative to an insurance agent and agency owner

06:42 – 07:33 | Meg’s observations of Elisa as she’s shifted in her roles – and reflections on her own shift

07:34 – 09:15 | People with an insurance carrier background have an advantage when it comes to selling insurance 

09:16 – 10:15 | The challenges when leaving what you know and trying something new 

10:16 – 12:35 | Elisa’s experience demonstrating authentic leadership in a large corporate, and now small, more intimate environment

12:36 – 16:10 | Let’s talk about instinct and intuition – and the important distinction between the two

16:11 – 19:53 | How imposter syndrome manifests for Elisa – and a reminder that it’s not the same for everyone

19:54 – 22:14 | The importance of self-coaching and our belief in ourselves

22:15 – 24:21 | We’re talking about loving ourselves on an insurance-related podcast. Pinch me!

24:22 – 25:21 | What insurance is actually about, in Elisa’s words. What buyer of insurance wouldn’t want to feel this way?

25:22 – 26:10 | How Elisa resisted her career in insurance – and how she’s achieved the alignment she’s been seeking

26:11 – 28:34 | Saying out loud that your job isn’t working for you – and the shame that can accompany the admission

28:35 – 29:59 | Did you grow up knowing an insurance agent that looked like you?

30:00 – 32:44 | What the “average” insurance agent looks like today

32:45 - 37:58 | The opportunity that’s arisen from the pandemic and what Elisa is optimistic about, in the industry, her business, and for her personally

Learn more about Elisa when you connect with her on LinkedIn. 

Learn more about the work Meg does to support insurance agents here. 

See omnystudio.com/listener for privacy information.