international money transfers

What’s happening with property around the globe? 

It’s no secret that the UK property market has gone crazy this year, and with house price growth in double digits, people are wondering when this is going to end. 

But is the UK market an anomaly or is it happening elsewhere? 

Rob & Rob are taking a closer look at what’s going on in property markets across the globe and are using this to make sense of what’s happening in the UK. 

In the news  

As today is an international episode, it’s only fitting that we share some international news for you. 

As rental prices rise across Europe, this country is trying to get a grasp on the situation as Spain takes on private equity landlords as cost of housing soars 

And the Netherlands is no different as Dutch cities look to ban private investors from the property market to combat soaring house prices. 

Hub Extra  

Sticking with the international theme, as we all (hopefully) start travelling again, this week's Hub Extra is one you’ll want to know about. 

Wise (Formally TransferWise) is the app you need for all your international transactions and transfers. 

With exchange rates that are almost definitely going to be better than your bank, and a debit card you can use to withdraw local currency, you need to add this to your must-have travel list. 

Let’s get social 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. 

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!  

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. 

See omnystudio.com/listener for privacy information.

As we approach the 2020 election, I want to make sure the conversation on this show reflects the actual choice the country is facing. So we are going to be doing a few episodes, including this one, with guests who believe Donald Trump is the better candidate this November.  I wanted to start with foreign policy because that’s where Trump has been most influential. Trump has successfully broken the previous bipartisan consensus on key foreign policy issues. The way Republicans — and now even Democrats — talk about trade, alliances, Russia, and China has changed dramatically over the last four years. That’s an important shift, whether or not you agree with it.  Rebeccah Heinrichs is a senior fellow at the Hudson Institute where she specializes in nuclear deterrence and missile defense, a former adviser to congressional Republicans, and one of the sharpest defenders of Donald Trump’s foreign policy. Heinrichs sees a clear foreign policy worldview animating the Trump administration — one with more successes to its name than critics are willing to admit. I see a worldview that is inconsistently applied, and whose goals are often undermined, by the President’s impulsive, anti-strategic behavior on the world stage. So I asked Heinrichs to come on the show and persuade me that I’m wrong.  In this conversation Heinrichs and I discuss how Trump shattered the foreign policy consensus that preceded him, why he sees China as such a central threat to American interests, the trade-offs that come with engaging in multilateral agreements and institutions, whether the threats America faces require global cooperation to address, the importance (or lack thereof) of how other countries view America, the ways that Trump undermines his own purported foreign policy aims, Trump’s ally-bashing, the US-Saudi Arabia alliance, the Trump administration's stance on human rights, what we can expect from Trump in his second term, and much more. Book recommendations: The World America Made by Robert Kagan  The False Promise of Liberal Order by Patrick Porter  Exercise of Power by Robert Gates  Credits: Producer - Jeff Geld Audio engineer - Jackson Bierfeldt Researcher - Roge Karma Please consider making a contribution to Vox to support this show: bit.ly/givepodcasts Your support will help us keep having ambitious conversations about big ideas. New to the show? Want to check out Ezra’s favorite episodes? Check out the Ezra Klein Show beginner’s guide (http://bit.ly/EKSbeginhere) Want to contact the show? Reach out at ezrakleinshow@vox.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

My first conversation with Harvard political theorist Danielle Allen in fall 2019 was one of my all-time favorites. I didn’t expect to have Allen on again so soon, but her work is unusually relevant to our current moment. She’s written an entire book about the deeper argument of the Declaration of Independence and the way our superficial reading and folk history of the document obscures its radicalism. (It’ll make you look at July Fourth in a whole new way). Her most recent book, Cuz, is a searing indictment of the American criminal justice system, driven by watching her cousin go through it and motivated by the murder that ended his life. Harvard’s Edmond J. Safra Center for Ethics, which Allen directs, has released the most comprehensive, operational road map for mobilizing and reopening the US economy amidst the Covid-19 crisis. And to top it all off, a two-year bipartisan commission of the American Academy of Arts & Sciences, which Allen co-chaired, recently released a report with more than 30 recommendations on how to reform American democracy — and they’re very, very good. This is a wide-ranging conversation for a wide-ranging moment. Allen and I discuss what “all men are created equal” really means, why the myth of Thomas Jefferson’s sole authorship of the Declaration of Independence muddies its message, the role of police brutality in the American revolution, democracy reforms such as ranked-choice voting, DC statehood, mandatory voting, how to deal with a Republican Party that opposes expanding democracy, the case for prison abolition, the various pandemic response paths before us, the failure of political leadership in this moment, and much more. References: My first conversation with Danielle Allen Harvard’s Edmond J. Safra Center's Covid-19 work "Our Common Purpose" report on reinventing democracy for the 21st century Book recommendations: To Shape a New World by Brandon Terry and Tommie Shelby  Solitary by Alfred Woodfox  The Torture Letters by Laurence Ralph Want to contact the show? Reach out at ezrakleinshow@vox.com Please consider making a contribution to Vox to support this show: bit.ly/givepodcasts Your support will help us keep having ambitious conversations about big ideas. New to the show? Want to check out Ezra’s favorite episodes? Check out the Ezra Klein Show beginner’s guide (http://bit.ly/EKSbeginhere) Credits: Producer/Editer/ Jack-of-all-audio-trades Jeff Geld Researcher - Roge Karma Learn more about your ad choices. Visit podcastchoices.com/adchoices

Here’s something to consider: For families in which the lead earner has a college degree, the average white family has $180,500 in wealth. The average black family? $23,400. That’s a difference of almost $160,000 — $160,000 that could be used to send a kid to college, get through an illness, start a small business, or make a down payment on a home that builds wealth for the next generation, too. Sandy Darity is an economist at Duke University, and much of his work has focused on the racial wealth gap, and how to close it. He’s a pioneer of “stratification economics” — a branch of study that takes groups seriously as economic units, and thinks hard about how group incentives change our behavior and drive our decisions. In this podcast, we talk about stratification economics, as well as Darity’s idea of “baby bonds”: assets that would build to give poor children up to $50,000 in wealth by the time they become adults, which would in turn give them a chance to invest in themselves or their future the same way children from richer families do. Think of it as a plan for universal basic wealth — and people are listening: Sen. Cory Booker (D-NJ), a past guest on this show, recently released a plan to closely tracked Darity’s proposal. I know, I know, the election is in a day. But right now, we don’t know who will win. So how about spending some time thinking about what someone who actually wanted to ease problems like wealth inequality could do if they did have power? Recommended books: Caste, Class, and Race by Oliver Cox Capitalism and Slavery by Eric Williams Black Reconstruction in America by W.E.B. DuBois Learn more about your ad choices. Visit podcastchoices.com/adchoices

There are a couple of ideas that drive how I see policy and politics. One of them is that most of what drives health outcomes has nothing to do with what happens in doctor's offices. Another is that we overestimate the importance of the president national politics and underestimate the important of city officials and local politics.Dr. Leana Wen — and this episode — stands at the intersection of those two ideas.Wen is the Baltimore City Health Commissioner — a job she got when she was only 31, after a stint as an ER doctor, and a background as a Rhodes Scholar and medical activist. Her work in Baltimore coincided with the aftermath of Freddy Gray's killing, a brutal opioid epidemic, and a renewed focus on urban health disparities (there are counties in Baltimore that have higher infant mortality than the West Bank).In this conversation, we talk about all that and more. Here's some of the more:-Why her family moved to Utah after leaving China after the Tiananmen Square protests-Whether America's culture of sharing problems and working through pain is actually healthy-How she learned to deal with a serious speech impediment (and how I did)-What it was like growing up in Compton in the early 90s-How Bill Clinton’s autobiography changed her life-What motivated her to become a doctor-How she squares her idea of herself as an activist with being a government official-The unexpected process by which you get a job like Baltimore City Health Commissioner-How the medical community’s understanding of pain has changed, and how that led to the opioid crisis-The misunderstandings of outdated ideas that have made the opioid crisis so much worse-Why she prescribed a drug to treat heroin overdoses to everyone — yes, everyone — in Baltimore-Her thoughts on the paradox of Baltimore’s great health institutions and its huge health disparities-What disturbs her about the patterns that lead up to infant mortalityI particularly want to call out Wen's discussion of the opioid crisis, and what needs to be done about it. It's one of the clearest and most impassioned tours through that epidemic I've heard, and it's worth listening to this conversation just for that. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Arianna Huffington is, of course, the editor and namesake of the Huffington Post, one of the true juggernauts of the new media world. But her path to that position has been a winding one. She was a prominent conservative — and a confidante of Newt Gingrich — in the 1990s. Her first web site was actually dedicated to persuading Bill Clinton to resign from the presidency. The Huffington Post came later, and the stress of it nearly destroyed her. After fainting from exhaustion and seriously injuring herself, she embarked on a quest to reevaluate both her and America's attitude towards work, towards sleep, and towards wellness. The result, she says, has made her a better leader — and a more well-rested one. Arianna and I also talk about:- How she launched the Huffington Post- Her strategy for persuading celebrities and experts to contribute to her site, often for free- What she learned launching versions of the Huffington Post in 15 other countries- How she knows when she's burnt out- How Huffington Post reinvented itselffor the age of social media- Why she doesn't believe in death- Her favorite books And much more. Enjoy!This episode is sponsored by The Great Courses Plus. Visit TheGreatCoursesPlus.com/EZRA to stream hundreds of courses for free! And by MeUndies. Visit MeUndies.com/EZRA for 20% off your first order. Learn more about your ad choices. Visit podcastchoices.com/adchoices