medicare supplement

Being prepared is one thing, but not having the correct knowledge and fortitude to make sure your loved one is getting the care they need, is another. Featured in this episode is Jeff Duffield and his sister, Susan Kuff, along with host, Mary Anne Oglesby-Sutherly, as they converse quite candidly the near disaster of caregiving and a NJ nursing home. This true account of Jeff and Susan’s uncle and the journey they had to consistently walk, is not new nor is it uncommon. With supplementary insurance scams and television commercials that make eldercare look easy and affordable, it’s no wonder that seniors find it so cunningly attractive.

Susan Kuff, a CIGNA professional and one who has counseled many in this Medicare/Supplemental area, found herself in the same predicament as those she counsels. She and her brother, Jeff, fought the system through countless lies and deceit. The best part of this episode is the vulnerable reality that care partnering has to be relentless, not leaving one stone uncovered.

www.verandaministries.org

To watch this episode on YouTube visit: https://www.youtube.com/watch?v=iC9Z_OzKd0o

During the Medicare Annual Enrollment Period it's a good idea to think about whether a Medicare Supplement or a Medicare Advantage Plan is right for you. In this episode Chris Hammond talks about the pros and cons of each.

To download a free copy of the Essential Step-By-Step Retirement Guide click here: https://retirementplanningmadeeasy.com/

I am a financial advisor, but I’m not your advisor financial planner. Please consult with your own tax, legal and financial advisor for personalized advice. Investment advisory services offered through Retirement Wealth Advisors, LLC (RWA), a registered investment advisor. RWA and Hammond Wealth Advisory are independent of each other. Insurance products and services are not offered from RWA but are offered and sold through individually licensed and appointed agents. This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Hammond Wealth Advisory and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Chris Hammond and/or Hammond Wealth Advisory are not affiliated with or endorsed by the Social Security Administration or any other governmental agency.

What is a PPO? What is an HMO? What are the real differences between the two?  Although an HMO may be cheaper than a PPO, you need to understand what you may potentially be giving up by choosing an HMO health insurance plan. In today's episode I go over the differences between HMO's and PPO's that even Insurance Brokers may not fully understand or explain to you. This is information you NEED to know when choosing a health insurance plan whether for yourself or even for your company. 

Thank you for joining me on another episode of Baktari MD! Do you have a question regarding our healthcare system? Please leave your question in the comments below so I can make an episode about it. Also, I’d love to hear any suggestions you may have for future content.

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Disclaimer: All information discussed or provided by Jonathan Baktari, M.D. (“Dr. Baktari”) and/or his affiliates/guests are for educational purposes only. The information discussed and provided is not a substitute for professional medical advice, diagnosis, or treatment.  Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical concern or condition. Never disregard professional medical advice or delay in seeking it because of any information discussed or provided by Dr. Baktari or his affiliates/guests!  If you think you may have a medical emergency, call 911 immediately.  All information concerning hospitals, physicians, insurers, and other healthcare-related companies is based on Dr. Baktari’s observations of the healthcare industry as a whole and do not reflect on any specific hospital, physician, insurer, or other healthcare-related company.