meettheteam

JetDev c'est un Carapuce ou un Carabaffe ? 🍿💙 

On a rencontré Ramzy, Baptiste et Florian pour découvrir JetDev. C'est le projet de 3 potes qui rêvaient de bosser sur quelques projets ensemble, et puis c'est devenu bien plus. Déçus de leurs précédentes expériences en ESN, ils ont façonné une entreprise où chacun participe au projet, et vous allez voir qu'on le ressent énormément dans tout l'épisode !

N'hésitez pas à poser vos questions à l'équipe de JetDev en commentaire, nos invités y répondront avec plaisir ! 🌞

Retrouvez JetDev sur WeLoveDevs : https://w3d.to/jetdev

Chapitrage

0:01 : Introduction et présentation

4:33 : Rencontrez JetDev

20:32 : Apporter de la valeur aux collabs

28:07 : Apporter de la valeur aux clients

50:02 : La recette du bonheur - Conclusion

Abonne-toi à la chaîne : https://w3d.to/chaine-W3D

On a aussi une chaîne secondaire : https://w3d.to/chaine-secondaire-W3D

On est aussi présents sur 👇

LinkedIn : https://w3d.to/Linkedin-W3D

Twitter : https://w3d.to/Twitter-W3D

Facebook : https://w3d.to/Facebook-W3D

Discord : https://w3d.to/Discord-W3D

Et bien sûr, toute notre actu sur le site : https://w3d.to/Site-W3D

et le blog : https://w3d.to/Blog-W3D ✨

On this episode of Financially Naked: Stories from The Financial Gym, our host is Joy Liu, Director of Trainer Academy.  She is joined by two of our new Certified Level 2 trainers based in  Los Angeles, Jazmin and Yenny. 

As Director of Trainer Academy, Joy has the pleasure of onboarding all of the new trainers when they join the team and certifying them to become trainers. On the show today, Jazmin and Yenny will introduce themselves and discuss how they found The Gym, some personal stories, and what excites them most about being part of the team.

Podcast Notes

HOW WERE YOU LED TO THE GYM

• Yenny’s personal finance journey started when she was young. She grew up in a low-income immigrant household, where there was always a feeling of scarcity around money. This kind of mindset was motivating, but led to fear based choices in her adult life. Once she started earning a higher salary, she didn’t know what to do with the money. She wanted to set goals for herself and make the money feel personal and intentional. A friend sent her the Financial Gym’s Instagram page and she followed for a year. Once she honed in on what she wanted to do as a career, she applied to The Gym. 
• Jazmin had the experience growing up on welfare fairly early in life. She decided to go her own route and got married after graduating high school. She found herself taking on debt before making the money to pay it off. Without many examples growing up, it was hard to make a plan. I went to school, took out student loans and started a family. Her income at the time was solely supporting the family and there wasn’t room for much else. She found herself in six figures of debt, and wanted to get serious about personal finance. She dove deep into reading and researching, learning as much as possible about personal finance. The Gym was one of many resources she found. Through the process, she began sharing her knowledge with friends, family, and members of her church. The lack of access to quality financial education is what attracted Jazmin to The Gym. 
• At The Gym, it is important for the clients to know their trainer has walked in their shoes. They’ve been on their own finance journeys and want to help usher others. 
• There can be an assumption that a financial professional has always done the right thing or led a perfect financial life, and that shouldn’t be the case. 

Before your personal finance journey.. What was your best decision and the biggest learning opportunity?

• For best decisions, Yenny talks about taking out less than the maximum amount of student loans and buying her first home. While she doesn’t live in that home anymore, she was able to sell it for a profit. The home was also the biggest learning opportunity because it needed a lot of work and she wasn’t financially or mentally prepared at the time for it. 
• Jazmin shares a story about her friend asking her about contributing to their workplace 401k. This friend explained the employer match and the importance of compound interest. This was a huge turning point for Jazmin’s journey. Years later, she can see the effects of those earlier contributions growing. The biggest opportunity, a timeshare, which Jazmin was introduced to at a Dodgers game. She was able to pay it off, but it was painful.
  
  

TELL US ABOUT YOUR FAMILY 

• Yenny lives with her husband and they don’t have any children or fur babies right now. As a child of immigrants, giving back and taking care of family, including financially, is incredibly important to her. She’s learned to set boundaries and set up systems that work well for her and her family. This looks like family plans for insurance and phone bills and sharing my resources and knowledge with my family so they can empower themselves. She has a strong financial connection to them, which is common in many cultures. 
• Jazmin and her husband have two teenagers and two dogs. Her teenagers are very athletic so she’s always at various games and meets. Back when we first started on this personal finance journey as a family, her husband was a huge part of that. They would listen to money talk shows on the radio and have conversations based on quotes from the show. The kids had an allowance, which gave them the opportunity to be part of the family journey and learn with their own money. Her husband now is all about finding ways to earn passive income. He’s incredibly strategic and thoughtful about their budget and it keeps the whole family motivated and excited. Jazmin’s family has started a number of physical locations and service-based businesses. She is an advocate for starting these without taking on debt. 
  
  

WHAT KIND OF CLIENTS ARE YOU HOPING TO ATTRACT 

• Yenny hopes to work with folks who are new to the security of money and what it can provide. 
• Jazmin hopes to work with folks who have messy, sticky, situations. She loves taking a financial puzzle and putting the pieces together. 
• If you resonate with Jazmin or Yenny’s stories and want to work with them, book a complimentary warm-up call today. Let your consultant know that you’re ready to work with one of them. They’re so excited to get YOU started on your own financial journey! 

 

Meet The Trainers

Meet Joy Liu, Head of Trainer Academy 

Meet Jazmin Higgins, Level 2 Certified Financial Trainer 

Meet Yenny Urquilla, Level 2 Certified Financial Trainer 

On this episode of Financially Naked: Stories from The Financial Gym, our host is Joy Liu, Head of Trainer Academy.  She is joined by two of our new Level 2 Certified Financial Trainers based in the Los Angeles office, Corben and Genar. 

As Director of Trainer Academy, Joy has the pleasure of onboarding and training all of the new trainers when they join the team and certifying them to be Certified Financial Trainers. On the show today, Corben and Genar will introduce themselves and discuss how they found The Gym and what excites them most about being part of the team.

Podcast Notes

• Corben’s personal finance journey started in 2015. Through church, he was introduced to Dave Ramsey Financial Peace University and went through the program. Through that he learned about money and his outlook on it began to change. Fast forward to now, other than their mortgage, Corben and his wife are debt free and continue to learn about building wealth. 
• Genar, like many other folks, didn’t know much about money growing up. He made all the mistakes in the book. He moved abroad for a year (financed on credit cards) and upon returning from that trip, had a moment where he realized he needed to make a change. He also followed Dave Ramsey’s method step by step. It was a slow process, but started to feel empowering. At the time, he met his now wife, which added a whole level of motivation for the journey. 
• We at The Gym are only interested in changing your life
• It take some time, but it really is life changing stuff

 

BEST FINANCIAL MOVE and THE BIGGEST LEARNING OPPORTUNITY 

• Corben said the best move was investing in himself. Knowing there was a learning opportunity and investing the money to gain the knowledge. Whether that is books or online courses, it’s all about accessing the information. 
• Looking back to when Corben was in his early twenties, he was receiving chapter 35 benefits from his father’s service in the war. He spent that money on watches, speakers, and other fun things. Sometimes he thinks about what that money could have turned into if he had the knowledge then that he does now, but ultimately is thankful for the experience. Mistakes are lessons along the way.
• Genar also talks about the decision to invest in himself. Not directly in the area of personal finance, but learning how to communicate and care for himself. It allowed him to personally grow and be around others. That led to him being able to ask for help. We need community and support and asking for help is always okay! 
• When Genar lived abroad, he sold all of his belongings and financed his high end lifestyle with credit card debt. Definitely not the smartest move financially, but the realization when returning home is what sparked the personal finance journey! 
• Sometimes you have to feel the consequences of things to inspire change.
• The idea of paying money to save money might be a new concept. 

HOW HAVE YOU PERSONALLY SEEN THAT RETURN ON INVESTMENT &
WHY DO YOU RECOMMEND IT. 

• Corben shared for years, he felt like even though he had big goals, he was unable to move the needle. There was a need to try something different. Why was it so easy to spend on things that bring instant gratification, but not invest in something that can have long term growth potential? He wanted to shift away from that thinking. It’s been a journey and surrounding yourself with people who have the information and will meet you where you are is incredibly valuable.
  
  
• Genar talks about how when he felt limited in life the most, he invested in himself the least. He felt that paying for these resources was taking away from him rather than a potential growth opportunity. You can always try to figure things out on your own, but paying for someone else utilizes their experience and in turn, accelerates your growth. Going through the process alone is unnecessary. Olympic athletes, who are the best of the best, work with coaches. People work with personal trainers. These pros help you push through perceived limits. Investing in yourself is the best decision you’ll make.
  
  Joy points out the theme in both of the trainers' stories, working with a professional helps you eliminate decision fatigue. There are so many ways to do everything and we can get stuck in trying to find the ‘right’ when it might be best to commit to one thing for a while. 

 

YOU WILL WORK WITH MANY TYPES OF CLIENTS, WHO ARE YOU MOST EXCITED TO WORK WITH? 

• Corben: He is looking to be of service to whoever is willing and open to put themselves out there because getting financially naked is vulnerable. Working with people who are open to change and want something better is his hope. As an African American man, Corben says he really wants to work with people who look like him and who have similar stories. He shares a story about  a client earlier this week who reminded him of his mom as she was expressing where she was financially, which is the perfect example of his ideal client.
  
• Genar: A main drive in Genar’s life is being of service to others, which is why he was attracted to working with The Financial Gym in the first place. He knows the power of having someone believe in you when you don’t believe in yourself. He wants to work with the person who doesn’t believe in themselves yet and share the magic with them. He’s seen too much magic in his life to not believe in it and it is contagious. He wants to share that with everyone who comes through the virtual office door. 
• If you resonate with Genar or Corben’s stories and want to work with them, book a complimentary warm-up call today. Let your consultant know that you’re ready to work with one of them. They’re excited to get YOU started on your own financial journey! 

 

Books mentioned:
How to Make Money in Stocks - William J. O'Neil

The Simple Path to Wealth - J.L. Collins

Money Master the Game - Toni Robbins 

Meet The Trainers
Meet Joy Liu, Head of Trainer Academy

Meet Corben Wilson, Level 2 Certified Financial Trainer

Meet Genar Mendez, Level 2 Certified Financial Trainer