micahshilanski

Today, Tammy and Micah continue to address questions they’ve been receiving regarding your TSP and market volatility. In this second part of the series, they will focus on giving insight into the strategies they use when planning. (If you haven’t tuned in to the first part, head back to check out episode 38 before jumping into this one!)

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/39

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and it opens up a few more options. There are a lot of rumors about Medicare that go around (some true, some not true), so facing plan changes and all the uncertainties can be a bit overwhelming. Today, Micah and Tammy get into some of the most important parts of this key decision so you will have a better idea of how to plan for when that time comes.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/36

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They'll be sharing how those two things work together, as well as how you can plan for them to serve you best.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/35

When preparing for retirement, it's important to plan for flexibility. There are a number of post-retirement risks that can upend the most precisely laid-out retirement plans, and the longer the retirement period grows, the harder it is to be certain you have planned accordingly with your assets. So, in this episode, Micah and Tammy will be sharing several misconceptions around the risk of retirement, as well as the actual risks and the potential impact they may have on your financial future.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/33 

When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you don’t know what you don’t know, so it can be easy to overlook these misconceptions and accept them as truth. In this episode, Micah and Tammy will be sharing some insights into things you can look at before you retire to ensure your path to a clear and relaxed future.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/31 

There is so much misinformation out there, and sometimes, it is important to simply get back to basics and ensure your information is correct. So in this episode, Micah and Tammy will be going over the fundamentals of retirement, focusing on how things may change from individual to individual and the different choices that may affect your specific case.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/30 

Divorce is generally not a fun topic, but when you are considering retirement, it is a necessary discussion to have. For many people, the terms and conditions of a divorce can come back to haunt them—even decades later—if they are not completely settled upon in the beginning. So in this episode, Micah and Tammy will be discussing divorce and how to understand all the legal language within a court order so you can avoid any financial shocks later in life.

You can find all show notes for this episode at: https://plan-your-federal-retirement.com/28 

Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is for you! Today, Micah and Tammy chat about how to balance social security and TSP so you get the most benefit. You’ll also learn what things you need to be aware of in order to get the most out of your benefits and make a plan for how to cash in on them properly.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/27 

You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement success? In this episode, we’re talking all about the Thrift Savings Plan and how to find that sweet spot to maintain a nice retirement lifestyle and your savings at the same time. Listen in as we discuss the things you need to consider before taking a loan from the TSP account, what you should maybe look into as a first step, and why it’s important to plan and have an emergency fund. 

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/26

It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with and how you can avoid those issues. As the title hints, life events are a key area where many people do not do enough planning or strategy and in the long run, it hurts them. You will get insight on the types of life events that are most important, how to plan for them and what to watch out for so that you’re set up for success.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/25 

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some people in the financial business that believe it is a one size fits all service, however that is not the case. So where do you begin? In this episode, Micah and Tammy will be dispelling some of these myths as well as explaining exactly how life insurance works - including how much you need, how long to keep it and how to simplify the situation.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/24 

Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their assets whilst they are still alive, but often forget about securing who it will all go to when they are gone. In this episode, Micah and Tammy will be discussing the documents that ever person over the age of 18 should absolutely have, as well as several documents that are optional but will improve your estate planning in the long run.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/22 

Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately, retirement planning doesn’t stop when you retire, and it’s important to make sure you’ll be able to maintain your goals once you have retired. So in this episode, Micah and Tammy will be going over the next steps after your transition out of work, including the dates to be aware of and planning opportunities that may come up.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/21   

When it comes to your retirement, it can be a very stressful time—or it can be a very smooth transition. It really comes down to what planning you have put in place to set yourself up for success. In this episode, Micah and Tammy will be sharing the practices you must have in place the year of retirement in order to ensure you can segue out of your working life with confidence.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/20  

When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we are fully prepared. So today, Micah and Tammy will be discussing all the measurements to put in place as you approach your retirement. They will be sharing how to ensure your loved ones are protected through insurance, as well as the courses you can take to better understand your benefits.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/19  

When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be an overwhelming amount of information to take in at once. So today, Tammy and Micah will be discussing the key factors to keep an eye on when you are 5-10 years out from retirement, including pensions, health insurance, and more.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/18  

Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between what is fact and what is simply a misconception. So today Tammy and Micah will be discussing common mistakes made when it comes to taxes and how to avoid them this year.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/17 

Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before retirement, many employees begin to question whether it is worth remaining in their positions or if they should try something new. In this episode, Micah and Tammy discuss what your pension is worth and the rules around retirement eligibility.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/16 

There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this episode, we’re flipping the narrative and focusing on the things we can control in our personal lives that can really make an impact on your retirement plan.

Listen in to find out some of the small but neat changes that are coming into effect this year, and how you can apply or leverage these changes to positively impact your retirement strategy. Micah and Tammy will be talking all about the small and big changes you need to be aware of so you can take action, re-assess what your strategy is, and make some changes for the new year.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/15

What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and Micah answer frequently asked questions sent in by listeners, addressing everything from survivor benefits to your high-3.

You can find show notes and more information by clicking here: https://plan-your-federal-retirement.com/13