money-saving hacks

Yes We Can Travel, we're your compass to savings in the world of travel. Join us as we unravel practical and innovative ways to save on your next adventure, ensuring you get the most out of your travel budget. From insider secrets to budget-friendly hacks, we've got your travel savings roadmap covered.

But that's not all – we're also diving into the latest developments on the rise in travel costs. Understand the factors driving these changes and stay ahead of the curve with our insights into navigating fluctuating travel prices.

Additionally, discover the untapped benefits of group travel for you and your fellow explorers. From shared expenses to unique group discounts, we explore how traveling with a group can enhance your overall travel experience while keeping costs down.

Tune in for a dynamic discussion that not only explores the art of saving on travel but also equips you with the knowledge to make informed decisions in the face of rising travel costs. Join us on "Thrifty Traveler Talks" – where every episode is your ticket to a more affordable and fulfilling travel journey!

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• Rod Smith introduces the topic of learning from losers and shares three essential principles.
• He express his excitement and mention being a fan of the Denver Nuggets basketball team.
• The first principle discussed is preparation, emphasizing its importance in achieving success.
• Rod Smith draws parallels between sports and business, highlighting the need for extensive preparation.
• He mention reading books, listening to audios, and learning from experts as ways to prepare effectively.
• The second principle is perseverance, and the speaker encourages the audience to never give up.
• He discuss failure as a part of the journey and use examples from the Nuggets' journey and personal experiences to emphasize the importance of resilience.
• Rod Smith urges listeners to keep going and not let setbacks define their journey.
• The third principle is passion, and the speaker emphasizes its role in fueling motivation and determination.
• Rod encourage the audience to embrace their passion and turn their pursuits into games.
• He concludes by congratulating the Denver Nuggets and expressing their passion for financial literacy.
• He encourage listeners to embrace the three principles (preparation, perseverance, and passion) in their own journeys and strive for success.

Episode highlights:

• The financial statement brings awareness to your financial situation.
• It reveals the truth about your income, expenses, assets, and liabilities.
• It helps you understand where your money is going and how it's being utilized.
• The financial statement provides clarity by organizing your financial information in one place.
• It allows you to see the big picture of your finances.
• You can assess cash flow, identify overspending or undersaving, and align your habits with long-term goals.
• Clarity empowers you to make informed decisions and take control of your financial future.
• The financial statement enables you to create a plan.
• You can develop a strategic financial plan that aligns with your goals and values.
• You can prioritize spending, establish a budget, and allocate resources towards savings and investments.
• With a plan in place, you have a roadmap to financial stability and success.
• By filling out the financial statement, you can transform your financial life.
• It can help you avoid financial ruin and achieve financial freedom.
• Wealth is not just about how much money you make, but how effectively you manage and grow it.
• Take control of your financial future today by using the financial statement and accompanying video guide.

Episode highlights:

• Many people strive to become debt-free as a primary financial goal.
• Being debt-free provides a sense of freedom, reduces stress, and allows for financial security.
• Accumulating debt can lead to a never-ending cycle of work and debt repayment, limiting enjoyment of the present and pursuing passions.
• Debt can be a powerful tool if used wisely and strategically.
• Good debt helps generate income, build assets, and create wealth.
• Debt can be leveraged to amplify financial capacity and accelerate progress towards goals.
• Wealthy individuals and successful entrepreneurs use debt strategically to increase wealth and create more opportunities.
• It is essential to educate yourself, seek guidance, and develop a clear strategy for utilizing debt intelligently.
• Understand the risks involved and ensure that potential rewards outweigh those risks.
• Being debt-free may not always be the ultimate goal; instead, shift the mindset towards leveraging debt intelligently and strategically to build wealth and create a better future.

Episode highlights

• Rod Smith discusses how to make tough decisions in business and life.
• As a former professional athlete, he emphasizes the need for quick decision-making.
• The three steps to making tough decisions are introduced.
• Step 1: Reflect on the decision's impact three to six months into the future.
• Step 2: Remove emotions from the decision-making process and focus on logic and outcomes.
• Step 3: Reevaluate the decision after taking action and make adjustments if necessary.
• Rod shares a client's testimony about using these steps to make a difficult business decision.
• Reflecting on the future impact helps gain clarity and determine the best course of action.
• Removing emotions enables logical decision-making and avoids hasty choices.
• Reevaluation allows for adjustments to be made based on the desired outcome.
• Rod Smith emphasizes the importance of these steps in making decisions that affect family, finances, health, and future growth.
• Making tough decisions becomes easier with this three-step formula.
• Rod  encourages viewers to apply the formula and move closer to their goals.
• The video concludes with a call to engage with the content and stay tuned for future videos.

Welcome to the Balanced FI Podcast, episode 38 - The 20 Best Money-Saving Life Hacks

Planning for your money, conserving, meal planning, and more… little changes can lead to big improvements in your finances. 

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RESOURCES:

Read- The 20 Best Money-Saving Life Hacks: Ways to Save Money in Everyday Life

Read- 4 Ways to Be Intentional With Your Money

Read- 7 Steps to Find Your Motivation For Debt Payoff

Read- 10 Ways to Make Saving Money Fun

Buy- Meal Planner Printable Bundle

Read- I Can’t Afford Mental Health Care: How to Find Good Care That Fits in Your Budget

Sign up- Intentionally Debt Free

Read- Financial Security Step 1: Track Your Expenses

Read- Financial Security Step 7: Pay off Debt

FREE Sign up- Debt Payoff Planner

Read- Financial Security Step 2b: Begin Saving for Retirement

Read- Financial Security Step 8: Save an Emergency Fund

Read- Financial Security Step 10: Choose Your Next Financial Goal

Read- 3 Ways to Use Meal Planning to Save Money

Read- Top Tips for Frugal Activities

Read- 5 Quick Questions to Ask Yourself Before Purchasing

FREE Sign up- Money Makeover Challenge

SOURCES:

Source- Want to control your spending? Try the 30-Day Rule

Source- Save Money Easily with the $5 Savings Challenge

Buy- CyperPower Energy-Saving Surge Protector Power Strip

Buy- Krups Coffee Grinder

Buy- Steam Espresso Machine with Milk Frother