moneymoves

🎙️New Podcast Ep: My AMAZING Simple New Year Focus + Follow Through Process

If you’re like me and you crave simplicity, spaciousness and focus in your life and work… then you’ll love my AMAZING simple planning process to head into the new year feeling inspired and on your game. 

Multi-passionate creatives like me run the risk of self sabotaging and not hitting our goals when we try to take on too much. I’m a big believer that we get to have it all… just not all at the exact same moment.

I wanted to find a way to hold myself accountable to following through on my most meaningful projects, without it feeling pressured or like I had to push myself there. 

I did it! By combining a masculine structure with clear planning and goal setting, with deeply aligned intentionality, energy management rituals and the right mindset.

I’m so excited to share my process with you, along with how I have set myself up for success to make my big dreams of reaching my next level of financial security and success as a writer and creative entrepreneur easy to achieve over the coming months.

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

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🎙️New Podcast Ep: Balancing Masculine & Feminine Polarities to Manifest Magic 

Have you ever wondered how you can possibly create bigger results when you’re already working so hard and have so much on your plate?

In this super juicy convo with Amy Lee, badass entrepreneur and mom of 5 kids, as she shares how to shift our level of consciousness to create new levels of ease and while expanding our capacity to create in our life and work. 

She breaks down how to understand on a cognitive level that we are a channel of infinite divine power, which we are able to access when we understand the feminine and masculine principles at work in the universe. 

Do you want to break out of working hard for limited results? The nuggets of wisdom in this episode will help you to unlock levels of power you’ve never used before from a place of intentionality, desire and RECEIVING so much magic!

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

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🎙️New Podcast Ep: Overspending. Why do we do it?

You’re about to find out exactly WHY you fall into the tendency to overspend and exactly HOW to stop it!

Join me and Money Coach Germaine Foley in a powerful interview that will help you to keep more of your money for intentional uses that grow your happiness, wealth and power instead of spending it all at Target!

Join us to discover what it really takes to create your vision of money in the bank, a healthy savings account and a consistently growing net worth… no matter how much or how little you’re making. 

Germaine Foley is a Certified Life & Money Coach. 

She thrives off of helping high achieving women manage and grow their money without losing the freedom to spend and enjoy life.

Germaine fell in love with doing this work because she knows what it’s like to have an “it’s complicated” relationship with money. At one point, she was only concerned with making it, and spending it. And as you can guess, that left her feeling frustrated and ashamed, even though she made 6 figures in her corporate career.

Everything looked prim and proper on the outside, but on the inside her finances were a HOT MESS!

She’s happy to share that she got her act together! 

She paid off a ton of debt (over $200k), created a growing multiple 6 figure net worth & built her dream home while still having lots of fun and enjoying life.

But here's the truly amazing thing, the same is 100% possible for you!

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

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🎙️New Podcast Ep: From Broke to a Multi-6-Figure Coach

If you want to hear a super inspiring story in all the juicy details of what it REALLY takes to heal your relationship with money… this week’s episode of Creative Magic Club is a must-listen!

Victoria Welsh shares how she went from having $200 in her bank account and finding herself homeless, to becoming a multi-6-figure coach by healing her traumas around money.

She shares the specifics of the work required to shift patterns of CPTSD and anxiousness in her relationship with money that she was carrying deep within her DNA.

She shares how her coaching business took off and exactly what she was doing to radically transform her financial reality, while helping others along the way.

Victoria is a Business + Wealth Energetics Mentor, helping Heart Centered Leaders & Spiritual Entrepreneurs grow their businesses with a balance of conscious strategy and energetic mastery to become a channel for wealth. She is an intuitive channel, energy healer & spiritual practitioner who facilitates healing sessions and in person spiritual retreats (𝐅𝐢𝐞𝐫𝐜𝐞 𝐅𝐞𝗺𝐢𝐧𝐢𝐧𝐞 𝐑𝐞𝐭𝐫𝐞𝐚𝐭𝐬™). She is the CEO of the Soul Rich Life™ brand, the brand for Business, Soul & Money liberation and a two time Best Selling Author.

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

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🎙️New Podcast Ep: 5 truths from 5 years in business 

I’m celebrating 5 years in my coaching business! WOW time flies! 

I’m celebrating the things that have been consistent for me since my very first year… I’ve made thousands of dollars every single month since I started (varying from $1k to $24k!) I’ve consistently really LOVED my business and had so much fun doing it… I’ve consistently attracted INCREDIBLE clients who I feel so grateful to know….

And today I’m sharing with you exactly what has made all of this possible.

In reflecting on the things I have been consistent with over time that have directly produced meaningful results for me, it’s very obvious why I have made it into the small percentage of businesses that succeed… 

Tune in to the Creative Magic Club episode this week to find out the truth of what has kept business fun, consistent and rewarding.

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

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🎙️New Podcast Ep: How writing a book is evolving my message

Have you been feeling the pull to write a book? I’m more than halfway through writing mine and the process has created some SUPER powerful shifts in my messaging, confidence and clarity in my work. 

In this week’s episode of Creative Magic Club I give you a sneak peak into my book writing process and all of the golden nuggets of wonder that have been revealing themselves related to my story and message!!

I talk about the power of long form exploration into your story and ideas, and how the joy of writing can bring another level of confidence in sharing the stories we are here to share. 

I talk about the kind of clarity that comes when we trust our intuition over the fears, and how I broke through another layer of visibility fear.

AND I share some juicy nuggets around money mindset and how that relates to our IDENTITY which I will be talking about a lot more!!

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

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🎙️New Podcast Ep: Money manifestation challenges when you have CPTSD

Have you ever struggled to make conventional money manifestation advice work for you?

When someone says ‘feel the feelings of already having your money goal’ do you get in your body and immediately feel NOT GOOD? Or super confused?

As someone who has experienced intense symptoms of CPTSD, the embodiment and energy management practices connected to money manifestation have been super challenging for me to get on board with. 

I think it’s so important to talk about our unique experiences to put an end to the comparison or feeling like something’s wrong with us when conventional wisdom doesn’t seem to be working. 

In this week’s episode of the Creative Magic Club podcast I share my experience of what hasn’t worked, and how I’ve found ways for money manifestation to work for me through some intense mental, physical and life challenges. 

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

Share this episode with your friends!

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🎙️New Podcast Ep: How The Patriarchy Is Cock-Blocking Your Financial Health (And How to Stop It!)

Have you ever questioned why money can feel so complex, overwhelming and downright shitty to navigate?

Do you ever wish you could be the kind of person who had consistent access to opportunities, cash flow, new clients, clarity and confidence with how to make money in fun, aligned ways?

I get it… I was the girl who was consistently overspending, falling short of her income goals, overworking, and feeling like I was constantly giving more than I was receiving. 

Until I discovered how to heal my relationship with money and realized that my struggles were a direct result of a toxic patriarchal culture. 

I decided to talk about this in this week’s episode so I can share my insights, understanding and healing process with you so you can stop giving yourself a hard time for falling short of your desired income yet and have the ability to shift that. 

So if you have been feeling like making money in the ways you desire to is harder than it needs to be, then you’re going to want to listen to this episode! 

This is a powerful topic in honor of my 100th podcast episode - and an example of what’s to come as I deepen my commitment to supporting you to make more and more money going forward!!

Loved this episode?! Let’s keep playing together!

Say hey on IG: https://www.instagram.com/creativemagicclub/

Check out the Freebies tab on my website: https://withsarahmac.com/

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Notes:

In this episode, Luis talks about the following and more:

• A unique opportunity that expires at the end of tax season
• How you can use your tax refund to create a ripple effect in your finances
• The many ways you can invest in yourself

Resources:

• Download the 3 Fundamental “Money Moves” to Make Before Turning 45
• LatinXcellence, more than a brand, it’s a movement!
• Luis’ LinkedIn
• Luis’ Twitter
• Luis’ IG

On this episode of Financially Naked: Stories from The Financial Gym, two of our trainers sit down to Gymsplain student loans. Mike, Level 2 Certified Financial Trainer, is joined by Joy, Head of Trainer Academy and Certified Financial Trainer.

The general consensus around The Financial Gym: student loans are really no big deal. Common feelings surrounding student loan debt are often fear, anxiety, and shame. Joy and Mike hope to demystify these loans and provide some tips for your debt payoff journey. You don’t have to scale the mountain of student loan debt before enjoying your life. 

**Please note this episode was recorded before the government’s decision to extend student loan payment pause through May 1, 2022. For more information on this check Federal Student Aid website. The advice still applies!

Podcast Notes

• There are two main types of student loans:
  Federal Loans - provided by the government based on your FAFSA results
  Private Loans - provided by a private lender like a bank or company
  

FEDERAL LOANS: 

• there are a few different types of federal student loan options. 
• • Subsidized: government pays the interest while you are in school
  • Unsubsidized: You’re responsible for the interest accrued while in school 
  • Parent Plus: Loans your parents take on your behalf
  • Grad Plus: For graduate students based on a federal aid package  
• All of these federal loans have various repayment options.
  Standard, income-based, and gradual repayment plans are some examples. 
• Income-based repayment plans all come with loan forgiveness later down the road (20-25 years). 
• Public Service Forgiveness is available if you are employed by a U.S federal, state, local, or tribal government, or not-for-profit organization. This is a 120-month or 10-year program. 
• The Federal Government put an administrative pause on federal loans the last two years as part of COVID relief efforts, which is a huge benefit of federal loans. 
• You can apply for your own deferment or forbearance if you are personally experiencing a hardship.  
• Federal loans can be consolidated into one big federal loan. This opens up other repayment options and can simplify your payments. 
• You can refinance your federal loans into private loans, if you wish. Though it is rarely recommended because you lose the flexibility and benefits that come with federal loans. 
• Unlike other collections, student loans don’t go away. You do have the option for loan rehabilitation. It’s important to be prepared and organized for this process because you only have one chance with this program. A trainer can help get your ducks in a row. 

PRIVATE LOANS: 

• Typically supplemental funds families take out if they don’t have enough federal aid to cover the cost of school.
• They can be used to cover living expenses and fees and other school-related costs. 
• These are more similar to a traditional loan because they are held by a private lender, bank or company that handles only student loans 
• They are under no obligation to honor and forgiveness or other programs the government is offering with federal loans
• One perk of private loans is it is a competitive industry, so there are options for refinancing as your income and credit score increase. 

OVERALL THOUGHTS ABOUT STUDENT LOANS 

• When it comes to student loans, the goal doesn’t always have to be ‘get the balance to 0’
• Student loan payments are money you can’t get back once you pay it.  
• Instead of paying student loans off early, there are other financial priorities to focus on, depending on your situation. It could be high-interest debt, saving into an emergency fund, or investing for retirement. 
• Student loans don’t need to be an emotional burden or cause you stress. 
• Federal student loans came about during the cold war. They wanted to encourage a population full of people with higher education to keep them competitive in the space race and other global affairs. 
• Because there are no regulations around the cost of school, the price has gone up astronomically. There are a lot of issues within the workings of higher education and we carry that burden on our backs through these loans. 
• It is absolutely okay to just pay the minimum. The government prefers you pay the minimum and use your money to stimulate the economy. Doing things like saving for retirement, buying a home, shopping at local businesses.
  
  

Meet The Trainers

Meet Joy Liu, Head of Trainer Academy and Certified Level 2 Trainer 

Meet Mike Poulin, Level 2 Certified Financial Trainer 

• If you want one of our Certified Financial Trainers to work with you on a student loan strategy, book a complimentary consultation today! 

This podcast episode is one you will revisit as you go through the seasons of life. Kenishia, Personal Financial Strategist and CEO of ThrivingDollars, dropped so many gems about her entrepreneurship journey and how believing she was meant for more got her through the hard times. 

In this episode, you will hear how betting on yourself and having a solid mentor can change the course of your life. Hear how Kenishia went from broke to CEO.

Money & sex are the two things couples argue most about. Most couples don't want to talk about it because they fight. Budgets are like diets, they don't work. Learn here how to think about a spending plan. Instead of beating yourselves up for your past attempts at trying to talk about money, try acknowledging where each of you come from in terms of your family histories without judgment.   

In today's episode, we talk with Ally, a millennial who is killing it financially! We talk about where she's developed her drive to succeed and some of the small steps that she's taken for a big future down the road. 

We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email thepriceofavocadotoast@gmail.com or reach out on Instagram @thepriceofavocadotoast

Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at thepriceofavocadotoast@gmail.com 

Follow us on @thepriceofavocadotoast on Instagram and @PriceAvocado on Twitter!

-Book your FREE financial coaching consultation with our Financial Coach, Ryan @mefinanciallyfree on Instagram. Type the code HELP50 in the consultation notes. 

Check out by Producer Bearcatshark's new album, Take It Back! All streaming revenue goes to Black Lives Matter and Color of Change. His new album is available on all streaming platforms. Follow @bearcatshark on Instagram!

We moving up in the world as my boy Picaso Famouz comes thru to promote his new hot single track "Back Then" busting the charts of youtube. We then talk about the fashion and the flavor that comes with being a rapper in todays society as well as the troll game. Then we break down the rules of getting money and being black in Beverly Hills and how to invest you money wisely  

Hey Listeners!

Let's talk finances, Brenda and Michelle talk with their special guest Melissa. She talks on the basic information everyone should know when it comes to money. How to maximize your savings and how to better use the resources that your financial institution has to offer.

Learn how to make money moves the smart way and save that coin. 

Hey Listeners!

Let's talk finances, Brenda and Michelle talk with their special guest Melissa. She talks on the basic information everyone should know when it comes to money. How to maximize your savings and how to better use the resources that your financial institution has to offer.

Learn how to make money moves the smart way and save that coin.