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    monthly expenses

    Explore " monthly expenses" with insightful episodes like "To Pay Off or Not to Pay Off - That is the Question", "Save More by Shrinking Your Monthly Income" and "S1E3: Our Monthly Expenses Review" from podcasts like ""Five-Minute Finance", "ThimbleberryU" and "Money Talks on TEA Project: A Personal Finance Podcast"" and more!

    Episodes (3)

    To Pay Off or Not to Pay Off - That is the Question

    To Pay Off or Not to Pay Off - That is the Question
    In this episode of Five-Minute Finance, Larry Mengerink, CFP®, discusses whether or not retirees should pay off their mortgages. He explores the pros and cons of paying off a mortgage early, including the potential benefits of investing that money instead, the value of the mortgage interest tax deduction, and the impact on monthly expenses. Larry also discusses the sentimental value of a home and how paying off the mortgage can help make it part of your legacy. Tune in for a quick and informative discussion on this important retirement question.

    Save More by Shrinking Your Monthly Income

    Save More by Shrinking Your Monthly Income

    Thimbleberry Financial Website and Phone Number:

    https://thimbleberryfinancial.com/

    (503) 610-6510

    "Shrinking your income" may not seem like a good idea, but it's actually a psychological trick to increase your savings. Today, Amy Walls from Thimbleberry Financial explains the process.

    If you think you have less to spend, it will change your habits and decisions. Automatically take different categories of expenses "off the top," such as:

    • Fixed Expenses
    • Non-Monthly Expenses (travel, gifts, savings, etc)
    • Spending/Discretionary Money
    • A family-specific category, like child-related costs

    By taking all of these items off the top, it appears you have less money to spend, and guess what? You'll spend less.

    To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

    S1E3: Our Monthly Expenses Review

    S1E3: Our Monthly Expenses Review

    This is Money Talks on TEA Project: A Family Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finances, Managing a Household, and so much more.

    Gadiel is a father, husband, a Military Veteran, and a Lawyer.

    Michelle is a mother, wife, BOSS, and above all, a productivity ENTHUSIAST!!! Oh yeah, she is also a Certified Public Accountant, and a Financial Director of a large corporation.

    In this episode we review our monthly expenses, have a discussion on each one, and assign someone to determine how to reduce the expense. For example, we have a monthly bill from AT&T (our Internet provider). I, Gadiel, will research all available plans and determine if we are paying too much for internet regarding the specific plan, and if we need to either go with another internet provider or a different internet plan with a lower monthly cost. We will do this with every expense we have.

    Books on Money:
    1. The Total Money Makeover by Dave Ramsey https://amzn.to/2QOCt6C
    2. MONEY Master the Game by Tony Robbins https://amzn.to/39fX0as
    3. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn
    4. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdO

    Please like, subscribe, and share.

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