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    mortgage eligibility

    Explore "mortgage eligibility" with insightful episodes like "ASK302: Can I remortgage after buying with cash? PLUS: Why would I use leverage in my situation?" and "ASK177: Should I be worried about my off-plan purchase? PLUS: Is it crazy to buy a HMO as my first investment?" from podcasts like ""The Property Podcast" and "The Property Podcast"" and more!

    Episodes (2)

    ASK302: Can I remortgage after buying with cash? PLUS: Why would I use leverage in my situation?

    ASK302: Can I remortgage after buying with cash? PLUS: Why would I use leverage in my situation?

    Rob & Rob are back to answer some more listener questions! 

    Our first question is from Paul and it’s a great one. 

    Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase.  

    What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere. 

    The next question is about leverage.  

    Our listener is going to be retiring early soon and is wondering what do to with the cash he gets. He’s planning on buying one or two houses and living off the income. 

    However, as an avid listener he knows Rob & Rob frequently talk about the power of leverage, but he wants to know why you would bother with a mortgage if you can buy property outright with cash. 

    Tune in to find out what Rob & Rob have got to say. 

    Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

    Or if you prefer, click here to leave a recording via your computer instead

    The next question on Ask Rob & Rob could be yours.  

    Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. 

    See omnystudio.com/listener for privacy information.

    ASK177: Should I be worried about my off-plan purchase? PLUS: Is it crazy to buy a HMO as my first investment?

    ASK177: Should I be worried about my off-plan purchase? PLUS: Is it crazy to buy a HMO as my first investment?

    On this week’s ask Rob & Rob we’ve got two very good questions that will definitely apply to you no matter where you are in your buy-to-let property investment journey.

    Our first question comes from Spencer in Bath. Spencer is wanting to know if he should keep his off-plan purchase or get rid of it. Due to the build being severely delayed and his 30% deposit not being protected, a few concerns have been raised.

    Rob B gives some insight on the potential reasons why a build might be delayed and offers some lessons to be learned for all investors, not just ones in similar situations.

    He also demonstrates how off-plan property has the potential to be the most profitable type of investment. You can learn more about off-plan property on our course over at Property Hub University.

    The second question comes from Adam who’s a new investor and has decided that yield is the most important factor to him. He’s wanting to know if a HMO for a first time investment purchase is a good idea.

    So is a HMO as a first investment a good choice? Or should Adam stick to a single investment option and play it safe, sticking to the normal strategy?

    Tune in to find out what advice Rob D has to offer...

    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on013 808 00035 and leaving a messagewith your name and question (normal UK call rates apply).

    Or if you prefer, click here to leave a recording via your computer instead.

    The next question on Ask Rob & Rob could be yours.

    Have you joined us over on the Property Hub Forumyet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

    See omnystudio.com/listener for privacy information.