mortgage lenders

It’s time for your weekly dose of Ask Rob & Rob! 

• (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property? 
• (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for. 

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Rob & Rob are back with more listener questions! 

• (0.36) Anne wants to know the best way to find a true market value of a property. 
• (4.21) Tom is having an issue in that he’s not able to remortgage his property due to a tenancy agreement and he needs Rob & Rob’s insight. 

Enjoy the show? 

• Leave us a review on Apple Podcasts - it really helps others find us! 
• Sign up for our free weekly newsletter, Property Pulse 
• Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. 

See omnystudio.com/listener for privacy information.

Have the property prophets struck again?

It wasn’t so long ago that Rob & Rob sat down to make their predictions for 2022. 

Needless to say, they couldn’t have imagined the year being quite as hectic as it ended up becoming. 

So let’s take a trip back to December ‘21, and remind ourselves of Rob & Rob’s predictions for the following year and see if they were right about house prices, best places to invest, Bitcoin and much, much more. 

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here.

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Rob & Rob are back again this week to answer two more of your burning questions.

The first caller this week is Sam who is stuck in limbo. She’s in a bit of a situation that you might not often find yourself in, but that doesn’t mean you might not be in Sam’s position at some point in the future. 

Sam is using a certain solicitor, however the lender that she’s using for her mortgage isn’t on the same panel. So, in order to get the rate that she wants with this lender, she’ll end up paying extra legal fees. 

She’s not 100% sure on how this works and if there’s a way to factor this into your costs or not. 

So what advice can Rob & Rob offer to Sam? 

Our second question this week comes in from Marcus from London. Marcus has a buy-to-let property in his personal name which he is about to move over into a Limited Company. 

He’s wanting to understand the tax implications around this. 

Essentially, once he’s moved the first property into a Limited Company, when he buys a second property in his personal name, will he still be seen as owning the first property and therefore end up paying double the stamp duty costs? 

It’s a very clever tactic, but is it clever enough to avoid the stamp duty costs? 

Tune in to find out.

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

See omnystudio.com/listener for privacy information.