natwest

Andrew Boyajian, Head of Variable Recurring Payments, Tink

The UK payments landscape is changing; you might even say it is getting more complex with a multiplicity of payment options now on the table for consumers. Latest to the table is ‘pay by bank’ and coming soon to a bank near you, VRPs in 2 flavours, sweeping and commercial. All of which is fascinating, not to say, exciting for the industry but do banking customers understand what’s coming? Robin Amlôt of IBS Intelligence speaks to Andrew Boyajian, Head of VRP at European open banking platform and Visa subsidiary Tink. 

The podcast that keeps you up to date with what is happening economy-wise in Northern Ireland.  Telling you what you need to know but not necessarily what you want to hear. It is better to be prepared for the economic environment we are operating in and not the world we would like to be in.

Featuring John French, Chief Executive at Utility Regulator

Stephen Wright, Head of Regulation & Standards, Bank of APIs, NatWest

Open banking now has 7 million customers in the UK who, for the most part don’t know they are using open banking capabilities. But most of what they are doing does not earn the banks any money! So the question becomes what can bankers do to monetise open banking, and build on what has been developed into a sustainable business for the future? Robin Amlôt of IBS Intelligence speaks to Stephen Wright, Head of Regulation & Standards, Bank of APIs, NatWest. 

Julie Ashmore Dann (CEO, Rapid Cash at NatWest) sits down with Lloyd to talk about how her company is making loans simple for SMEs.

After entering the industry as a remittance processor, Julie developed her expertise in small-business lending at such companies as Bibby Financial Services, HSBC and Growth Street. In January 2020, she joined Rapid Cash, which helps SMEs get loans in a matter of days rather than months.

In this episode, Lloyd and Julie discuss the ways Rapid Cash has already helped companies weather pandemic-related crises before outlining the benefits of establishing fintechs at major financial institutions. Later they delve into Julie’s leadership experience, outlining the benefits of small, agile teams and sharing Julie’s lessons from a perilous polar expedition!

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Episode Highlights:

06:34: How Rapid Cash helped small businesses get the money they needed to make PPE during the pandemic

16:15: Why customers need increased choice of SME loans during COVID-19

25:00: The future of work: why smaller teams will place a greater emphasis on the customer experience

34:20: How banking became more entrepreneurial over Julie's career

41:23: How Julie remains ridiculously optimistic in trying times

45:27: Career paths: rapid rises vs sustained success

54:00: The hardest moment Julie faced on her South Pole expedition and how she overcame it