neobank

Interview mit Adrian Smiatek, Head of Communication bei Vivid Money

Wir starten mit Adrian Smiatek, Head of Communication bei Vivid Money in eine neue Woche voller spannender Interviews. Aufhänger für das Interview ist die Series-C-Finanzierungsrunde in Höhe von 100 Millionen Euro in das Berliner Fintech.

Vivid Money ist eine Finanzplattform, die tägliche Bedürfnisse rund um das Thema Geld in einer App vereinen möchte. Die Startup-Bank bietet aber nicht nur die klassischen Funktionen eines Girokontos. Kundinnen und Kunden können in der App auch ihr Geld in Aktien, Fonds und andere Finanzprodukte anlegen. Außerdem kann man via Vivid auch in Kryptowährungen investieren. Das Unternehmen ist in Deutschland, Frankreich, Spanien und Italien aktiv und wurde 2019 von Artem Iamanov und Alexander Emeshev gegründet.

Mit der neuen Runde verdoppelt das Berliner Unternehmen eigenen Angaben nach seine Bewertung auf 775 Millionen Euro. Die frische Series-C-Runde wurde von Greenoaks Capital unter Beteiligung von Ribbit Capital und dem SoftBank Vision Fund 2 angeführt. Im April hatte das Unternehmen in einer zweiten Finanzierungsrunde 60 Millionen Euro vor allem von amerikanischen Wagniskapitalgebern eingesammelt, um gegen Neobanken wie N26 und Revolut, aber auch gegen traditionelle Institute und Direktbanken anzutreten.

One more thing wird präsentiert von Sastrify – Die smarte Lösung für das Management eurer Software-Verträge. Erhaltet jetzt eine kostenlose Analyse eurer SaaS Tools und alle weiteren Informationen unter www.sastrify.com/insider.

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Welcome to the first episode of 2022!

We've thought to bring you something special therefore this week on #PaisaVaisa, Anupam Gupta is joined by Sambhav Jain and Kush Taneja, Co-founders of FamPay, and Vedant Krishnan who's a student at Bombay International School. They all discuss the finance for teenagers in India and what FamPay has to offer and much more! They begin the conversation with a brief introduction of FamPay, how FamPay Card is different from cash, and decode the whole financial procedure between parent and child. Further, they even chat about FamPay's various features such as transaction transparency, parental control and much more!

Team IVM Podcasts wishes you a very Happy New Year :)

Paisa Vaisa is India's leading podcast on personal finance with 1m+ downloads, 130+ hours of content and conversations, 150+ guests, and 300+ episodes. Since 2017, Paisa Vaisa has interviewed experts across the spectrum of personal finance covering diverse topics such as mutual funds, stocks, housing, loans, education, crypto, and much more. Listen in now to make smarter decisions with your money!

You can know more about FamPay: ( https://fampay.in/ )

Linkedin: ( https://www.linkedin.com/company/fampay/ )

Twitter: ( https://twitter.com/fampayindia )

Facebook: ( https://www.facebook.com/fampay.in/ )

Instagram: ( https://www.instagram.com/fampay.in/ )

You can follow Kush on social media:

Linkedin: ( https://www.linkedin.com/in/kushtaneja/ )

Twitter: ( https://twitter.com/iamkushtaneja )

You can follow Sambhav on social media:

Linkedin: ( https://www.linkedin.com/in/sambhavanandjain/ )

Twitter: ( https://twitter.com/_SambhavJain_ )

You can follow Vedant on social media:

Instagram: ( https://www.instagram.com/vedantkrishnan/ )

Get in touch with our host Anupam Gupta on social media:

Twitter: ( https://twitter.com/b50 )

Instagram: ( https://www.instagram.com/b_50/ )

Linkedin: ( https://www.linkedin.com/in/anupam9gupta/ )

You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

You can check out our website at https://www.ivmpodcasts.com/

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Interview mit Jes Hennig, Co-Founder & CEO von Pockid

In unserer Nachmittagsfolge sprechen wir mit Jes Hennig, Co-Founder & CEO von Pockid, unter anderem über die Seed-Finanzierungsrunde in Höhe von 4 Millionen Euro. Die Runde wurde vom Berliner Frühphasen-Investor Cavalry Ventures angeführt.

Pockid ist ein Fintech aus Hamburg und wurde im Jahr 2020 von Jes Hennig, Max Schwarz, Timo Steffens und Deepankar Jha gegründet. Basierend auf der Vision „Empower Europe's young generation to become financially independent” bietet das Startup jungen Menschen ein sicheres Bankkonto mit einer Debit Mastercard an. Damit spricht die „Neobank” Jugendliche und junge Erwachsene an, die in den späten 1990er-Jahren oder in den 2000ern geboren wurden. Das Konto kann nicht überzogen werden, die Eltern bekommen bei Minderjährigen eine Übersicht der Finanzen, können aber nicht alle Details der Transaktionen sehen.

Die Runde wurde angeführt von Cavalry Ventures unter Beteiligung von Vorwerk Ventures. Mit dem Geld möchte Pockid nun sein Produkt weiterentwickeln und seine Community ausbauen.

One more thing wird präsentiert von OMR Reviews – Finde die richtige Software für Dein Business. Wenn auch Du Dein Lieblingstool bewerten willst, schreibe eine Review auf OMR Reviews unter moin.omr.com/insider. Dafür erhältst du einen 20€ Amazon Gutschein.

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Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS, Codebase Technologies

Africa’s adoption of feature phone-based mobile money led the world but now the question is whether the continent’s traditional institutions and neobanks can rise to the challenge and opportunity being presented by the pandemic. The answer may, again, be governed by communications with increasing smartphone penetration making eKYC solutions practicable for financial institutions. Robin Amlôt of IBS Intelligence discusses the outlook for neobanks and challenger banks in Africa with Paul Nilsen, Commercial Director/Managing Director Africa, CIS & Global SaaS for Codebase Technologies.

In episode 88 of Fintech Chatter Dexter Cousins reconnects with Matt Baxby, Country CEO of Revolut.

Recorded the week after Revolut became the UK's undisputed Fintech leader, Revolut needs no introduction to our listeners.

A MASSIVE Series E raise valuing Revolut at US $33bn and investors including Tiger and Softbank getting behind the financial super app last week.

It has been 12 months since Matt was last on the show. Since then, Matt has been acting in the Global Banking CEO role overseeing the launch of new businesses in Australia, India, North America and Asia, giving him a unique perspective on how Fintech is taking off globally.

And it has been a record-breaking 12 months for Revolut. Many people thought the global travel restrictions would have crushed Revolut's business model. Instead they have grown to 16 million customers, launched a stack of new products and even hit break-even.

Find out how they've done it and what makes this business so unique in the world of Fintech and digital banking.

Matt also shares his own personal journey from incumbent bank to Fintech rocket ship. And we also get his insights on how to build a high-performing remote-first team, who had never met each other for the first 18 months of operation!

There are some great tips on the hiring process and the skills you need to focus on to deliver long-term success.

To find out more about Revolut - https://www.revolut.com/en-AU/

LIMITED OFFER - Sign up with my link and get 40 AUD after your first 3 purchases with your free Revolut card. https://revolut.com/referral/dexterh8s!jul1agg

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M1 Finance bundles together roboadvisory, neobanking and lending into a single “super app”, allowing for combined pricing power (i.e., charging nothing on asset allocation). The firm currently has $3 billion in AUM, a growth of 50% in the past four months and tripling their total in just over a year. Notably, the company has its own broker/dealer and offers fractional shares, and partners with Lincoln Savings bank on the deposit accounts. That makes for a compelling business model from securities lending, interchange, and order flow.

For more analysis parsing 12 frontier technology developments every week, a podcast conversation on operating fintechs, and novel food-for-thought essays, become a Blueprint member below.

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Hope you enjoy, and do not hesitate to reach out here!

Disclaimer here — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella

Want to discuss? Stop by our Discord and reach out here with questions.

In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by a returning guest, Vinay Bagri is Co-founder & CEO of Niyo. Anupam and Vinay talk about the Niyo IDFC First Savings account. Niyo IDFC First Savings account is a product jointly curated by IDFC First bank and Niyo. They chat about various topics as on what exactly are the user experience problems at banks today; where are the gaps; how does a neo-bank solve customer problems. They also discuss about the Niyo-IDFC First Savings account, what's unique about it, what are the first time features that users can look forward to; Are there any user benefits in opening an account through Niyo instead of directly opening an account through the bank. All this and much more on this episode of Paisa Vaisa.

Tune in to find out more about finance on #PaisaVaisa with Anupam Gupta.

You can know more about Niyo: (https://www.goniyo.com/)
Instagram: @go_niyo (https://www.instagram.com/go_niyo)
Twitter: @theniyo (https://twitter.com/theniyo)
Linkedin: (https://in.linkedin.com/company/niyo-solutions-inc)
Facebook: (https://www.facebook.com/getniyo/)
Youtube: (https://www.youtube.com/channel/UCS3ze-1OXrgXIW4jEWRcS8g)

You can follow Vinay on his social media:
Linkedin: (https://in.linkedin.com/in/vinayniyo)
Twitter: @Vinaybagree (https://twitter.com/Vinaybagree)

Send in your finance related queries or feedback to our host Anupam Gupta on Twitter: @b_50 (https://twitter.com/b50)

If you want to listen to the Niyo Global Card Special episode, check here (https://ivmpodcasts.com/paisavaisa-episode-list/2019/6/24/ep-192-niyo-global-card-special)

You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

See omnystudio.com/listener for privacy information.

In this week's episode of 'Paisa Vaisa', Host Anupam Gupta is joined by Madhusudanan R, Co-founder at YAP. It allows us to create our own stream of neo-banking and deposit products using their bank-grade APIs. Anupam and Madhusudanan talk about the concept of APIs; the difference between fintech and neo bank; how neo bank helps the traditional banking ecosystem via digital sources and how it is transforming the landscape of the fintech industry across the globe. They also discuss about YAP, its genesis and various products; where does YAP fits in the overall neo-banking structure; how YAP is contributing in it when it comes to promoting the cashless economy concept; how YAP performing to global players during the pandemic times. All this and much more on this episode of Paisa Vaisa.

Tune in to find out more about API on #PaisaVaisa with Anupam Gupta.

You can know more about YAP: (https://yappay.in/)
Twitter: @poweredbyyap (https://twitter.com/poweredbyyap)
LinkedIn: (https://www.linkedin.com/company/yapfromm2p/)

You can follow Madhusudanan on social media:
Twitter: @onlymadhoo (https://twitter.com/onlymadhoo)
Linkedin: (https://www.linkedin.com/in/madhusudanan-r-82178b7/)

Send in your finance related queries or feedback to our host Anupam Gupta on Twitter: @b_50 (https://twitter.com/b50)

You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

See omnystudio.com/listener for privacy information.

It's episode 25 and to mark such an occasion Dexter is joined by a very special guest who needs no introduction.

Anthony Thomson is Co-Founder and Chairman of 86 400, Australia's first Smart Bank. 

And with a resume that includes Founder and Chairman of Atom Bank the UKs first mobile-first bank and Metro Bank in the UK, Anthony is one of the world's leading pioneers in digital banking. 

With two Geordies, on a Fintech podcast in Australia I'm thinking of renaming the show

The Ant and Dex show OR I’m a Fintech Celebrity, Get Me Out Of Here 🤣🤣

Tune in as we talk about the future of banking and Anthony's observations on the global Fintech scene.

You can find out more about Anthony www.anthonythomson.co.uk

Anthony's book: No Small Change - Why Financial Services Needs A New Kind Of Marketing

Find out more on 86 400 http://86 400.com.au

Download at the app store OR Google Play

This podcast is produced by Tier One People, Australia's leading FinTech Executive Search firm

Thanks to our partners FinTech Australia - a member-driven organisation that is building an ecosystem of Australian Fintechs advancing the global economy

We share their mission to build a strong community, foster connections and support innovation. To become a member go to https://fintechaustralia.org.au/join-now/

• Your Host, Dexter Cousins is Founder and CEO of Tier One People
• To hire game changing talent contact talent@tieronepeople.com
• If you would like to sponsor the show please contact info@tieronepeople.com

JOIN THE FASTEST GROWING COMMUNITY IN FINTECH

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Who do you trust to provide you with the best advice about managing your finances? The traditional banks clearly feel that they own this space, but the rise of Open Banking and the increasing sophistication of AI has created new money management apps and opened the door to new entrants. 

In the battle for retail banking customers Personal Financial Coaches (PFC's)  are becoming ground zero.  Players understand that winning this battle will define who thrives and who may not survive in the new banking world. 

In this episode we talk to Mandana Dilmaghani, Virtusa xLabs Service Design Lead, and Anil Awasthi, Virtusa's head of  Retail Banking about the evolving PFM space and how players like Toucan, Plum and Yolt are designing and delivering engaging solutions using emerging tech.