pay off debt

Struggling with finances and feeling alone in your journey? Many of us have been there. Debt can indeed be a tough challenge to navigate. Nevertheless, with the right guidance and mindset shifts, escaping the debt trap is entirely possible. This blog post highlights the inspiring story of Craig Miller, who made remarkable progress in his financial journey in just five months. 

What You'll Learn

• Craig shares about his financial journey.
• Craig discusses the importance of boundaries and overcoming barriers. 
• Craig reveals his financial transformations in just 5 months. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Support the show

It is a phenomenon that has gained significant attention in recent years - adult children living with their parents. According to a Pew Research study, nearly half of adults under 30 are now residing with their parents. This statistic has seen a dramatic increase over time, undoubtedly driven by rising living costs and financial challenges faced by young adults. In this blog post, we will explore the financial implications of this trend and discuss the viewpoints of experts in the field. 

What You'll Learn

• The financial strain on parents and how it affects their financial progress.
• How parents aid in teaching financial independence. 
• What are healthy boundaries between parents and their adult children?

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Are you a young adult struggling with your finances? Don't worry, you're not alone. Many people in their 20s face financial challenges, but the good news is that there are ways to turn things around. In this blog post, we'll take a closer look at the inspiring journey of Paige Snyders, a 25-year-old who decided to take control of her finances and achieve a better future. Join us as we explore her story and the changes she made to transform her financial situation.

What You'll Learn

• We learn about Paige's financial rollercoaster and what was the turning point?
• Paige discusses how changing some habits affected her for the better.
• Paige talks about the power of support and accountability. 
• Paige talks about her response to making financial mistakes. 

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

In recent times, a new financial trend has taken the world by storm - loud budgeting. With its increasing popularity and presence on social media platforms, more and more individuals are embracing this technique to be more intentional with their finances. The practice of loud budgeting aims to help people save money, pay off debt, and reduce financial stress. In this episode, we will explore what loud budgeting is all about, its benefits, and how you can incorporate it into your financial journey. 

What You'll Learn

• What is Loud Budgeting?
• How to embrace financial accountability.
• The importance of a supportive network.
• How to keep the momentum when it comes to financial goals.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

You're on a mission to pay off debt, but what's the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We've also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why.

What You'll Learn

• Uncover the most effective strategies to accelerate your journey to financial freedom. Discover the fastest route to eliminate debt and reclaim control of your financial destiny.
• Listen in as we explore methods that make paying off debt a stress-free experience. Imagine the relief of systematically reducing your debt burden while maintaining a lifestyle that allows you to enjoy the journey. Say goodbye to financial stress and hello to a debt-free, worry-free future.
• Discover what methods worked best for us in our journey out of debt!

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Picture this: you, basking in the glow of less financial stress. You've got an emergency fund in place. You're actively saving for upcoming expenses and purchases, and you've paid off a ton of debt. I mean think of that - no more stress or worry. Life is good! How amazing would that feel? And you know what, for most of us, the only thing keeping us from that kind of life is our money habits. So stick around... today, we will share tips about how we broke free from our bad money habits so you can do the same and experience the same kind of financial freedom we all do.

What You'll Learn

• Discover the power of transforming your financial habits to break free from the chains of debt and limited resources. Embrace a new mindset that opens doors to opportunities and financial independence.
• By making positive changes to your financial habits today, you're laying the foundation for a more secure and prosperous future. Imagine the peace of mind that comes with knowing you're building savings and safeguarding your financial well-being.
• Improving your financial habits isn't just about surviving paycheck to paycheck; it's about thriving and enjoying a life of abundance. Learn how simple shifts in your approach to money can lead to a more fulfilling and less stressful life.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, sh

Ever find yourself getting all tangled up in comparing your life to everyone else's? Or trying to keep up with others financially? The struggle is real, right? FOMO, stress, anxiety – it's a whole package deal. But what if there was a way to shake off that vibe? Get ready, because today we've got the awesome Laura Eiman on the podcast. Laura is an Olympic gold medal weightlifter and certified confidence coach. Laura's gone from ordinary to extraordinary with her "Oh Yes I Can!" mindset, and she's here to spill the beans on kicking that fear of judgment, ditching the comparison game, and boosting confidence in your money matters.

What You'll Learn

• Break Free from Comparison: Are you tired of constantly comparing your life to others and feeling the weight of FOMO, stress, and anxiety? Join us on the podcast with Laura Eiman, an Olympic gold medal weightlifter and certified confidence coach. She'll share powerful insights on how to break free from the comparison game, helping you embrace your unique journey and live life on your terms.
• Transform Your Mindset: Laura's "Oh Yes I Can!" mindset is a game-changer. Discover how this Olympic champion turned her ordinary life into something extraordinary. Gain practical tips and strategies to kick the fear of judgment, paving the way for a more confident and empowered you. It's time to shift your mindset and unlock your full potential.
• Master Your Money Matters: Financial comparison can be a major source of stress. Laura Eiman will dive into actionable steps to boost your confidence in handling money matters. Whether you're navigating financial challenges or aspiring to level up your financial game, this episode will equip you with the tools and mindset to take control of your financial well-being. Don't miss out on this opportunity to transform your relationship with money and live a more fulfilling life.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In,

Do you feel like your finances are a rollercoaster? Do you have a hard time with credit card debt or building an emergency fund? If so, you're not alone! That's exactly how Hope felt a little over 90 days ago. But today, things are much different for Hope, and she is my guest today and she is here to share what's helped her go from a financial rollercoaster to financial hope in just three months.

What You'll Learn

• Discover how Hope paid off over $5,000 in four years.
• Hear how improving her finances has massively improved other areas of her life.
• If she had to start all over again, hear what she would tell herself knowing what she knows now.
• Listen as she shares what has made the biggest difference for her.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Creating a budget that truly works can be a stressful task, especially for beginners navigating the maze of personal finance. Many of us have never been shown how to budget, leaving us with questions like: How do you plan for groceries, irregular expenses, and unpredictable monthly costs? Is it necessary to make drastic cuts so you can save and pay off more debt? Should saving take precedence over debt repayment in your budget?

If you find yourself confused and stressed about budgeting, rest assured, you're not alone. Each of us on the Debt Free Dad podcast has faced the same challenges. Today, we aim to demystify the process and answer the burning question: How can you create a budget that not only works but empowers you to alleviate financial stress and make significant strides in your financial journey? Join us as we share insights and practical tips, drawing from our experiences to guide you towards a stress-free financial life.

What You'll Learn

• Take control of your financial destiny by creating a budget tailored to your goals. A well-crafted budget empowers you to allocate resources strategically, ensuring your money works for you, not against you.
• Forget the misconception that budgeting means sacrificing everything you love. A smart budget is about prioritization, not deprivation. Discover how to enjoy your favorite things while still making significant strides toward saving and debt reduction.
• Unlock the door to financial freedom with a budget that aligns with your aspirations. Learn the art of balancing spending, saving, and debt repayment, paving the way for a future filled with financial stability, opportunities, and peace of mind.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music,

Do you feel like you're constantly struggling with your finances? Do you have a hard time keeping up with bills, paying down debt, or building an emergency fund savings? If so, you're not alone! That's exactly how Micheale felt about four years ago before joining Roots. But today, things are much different for Micheale, and she is my guest today and she is here to share what's helped her pay off over $150,000 of debt in the last four years.

What You'll Learn

• Discover how Micheale paid off over $150,000 in four years.
• Hear how improving her finances has massively improved other areas of their lives.
• If she had to start all over again, hear what she would tell herself knowing what she knows now.
• Listen as she shares what has made the biggest difference for them.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Maybe you've tried everything to improve your finances and nothing seems to work. Or maybe your finances stress you out so much you're just not sure how to get started, or maybe you're struggling with what you should focus on first. We've all been there. Today we are sharing a variety of tips that will give you a clear direction to help you reduce stress and crush your finances over the next year, so you can start to save more and pay off more debt.

What You'll Learn

• Discover tips to help you reduce financial stress and improve your finances in 2024.
• We did it! And so can you. All five of the cohosts on the podcast have navigated
  their way out of debt. Hear our take and what helped us most.
• If you're overwhelmed on how to get started, get a step by step plan so you know exactly what to do to make better progress in 2024.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #200 of the Debt-Free Dad Podcast. Can you believe it? Two hundred episodes of real life, laughter, insights, and navigating the journey to financial freedom. Today, we're taking a stroll down memory lane, reflecting on the incredible four-year adventure of the Debt Free Dad Podcast. The evolution of this podcast mirrors the path of escaping debt. Get ready for some golden nuggets of wisdom as we share how our experiences can light the way for your own financial journey. Plus, stick around as we delve into the treasure trove of feedback from our fantastic listeners. It's not just a celebration; it's a gratitude-filled, knowledge packed extravaganza! Thank you for being a part of this incredible ride with us, and stay tuned for episode 200!

What You'll Learn

• Celebrating Success: Join us in celebrating a remarkable milestone – 200 episodes of the Debt Free Dad Podcast! This journey has been filled with real-life stories, laughter, and invaluable insights into achieving financial freedom. Each episode has been a stepping stone on the path to success, and we're excited to share the wealth of knowledge we've gained along the way.
• Lessons from the Journey: Our podcast's evolution mirrors the transformative journey of escaping debt, and in this special episode, we're sharing the golden nuggets of wisdom we've unearthed. These lessons aren't just for reflection; they're a guide to illuminate your own financial journey. Learn from our experiences as we delve into the ups and downs, offering insights that can inspire and empower you on your path to financial well-being.
• Gratitude and Engagement: This isn't just a celebration; it's a gratitude-filled, knowledge-packed extravaganza! We extend our heartfelt thanks to you for being a part of this incredible ride. Stick around for episode 200 as we dive into the treasure trove of feedback from our fantastic listeners. Your engagement has been our driving force, and we're excited to continue sharing valuable insights as we navigate the road to financial freedom together.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio,

Welcome to episode #199 of the Debt Free Dad Podcast. You've probably heard the term "SMART goals" before, but what exactly does it mean? Well, SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-bound. These five elements work together to create a framework that turns your dreams into actionable and achievable objectives. In today's episode, we'll break down each component of SMART goals, exploring why they're crucial for success and how you can apply them to help get you out of debt.

What You'll Learn

• Discover how SMART goals bring precision to your aspirations by emphasizing specificity. Instead of vague objectives, these goals compel you to define your targets clearly, ensuring a focused and effective approach to turning your dreams into reality.
• Learn how the Measurable aspect of SMART goals transforms abstract ambitions into quantifiable milestones. By incorporating measurable criteria, you gain the ability to track progress objectively, providing a sense of accomplishment and allowing for adjustments to stay on the path to success.
• Hear how The Achievable, Relevant, and Time-bound elements of SMART goals collectively create a realistic roadmap. This framework ensures that your objectives are not only attainable but also aligned with your overall vision. Setting a timeframe adds a sense of urgency, motivating you to take consistent actions toward financial freedom.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in

Welcome to episode #198 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, and soon after joined Roots. Today they are here to celebrate an amazing milestone, which they have had us on the edge of our seats for months now... If you're looking for some inspiration and motivation... this is going to be for you.

What You'll Learn

• Discover how Daniel and Lori saved and paid off $134,718.32 in a year and a half.
• Hear how improving their finances has massively improved other areas of their lives.
• If they had to start all over again, hear what they would tell themselves knowing what they know now.
• Listen as they share what has made the biggest difference for them.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #197 of the Debt Free Dad Podcast. A recent article written by Jeannine Mancini on Benzinga says $150,000 salaries aren't enough anymore and high earners are still TRAPPED living paycheck to paycheck and CAN'T get ahead. Seriously?We are going to get into this on today's show.

What You'll Learn

• Recent data shows that people making over six figures are living paycheck-to-paycheck. Hear our take!
• Discover the reasons high-income earners are struggling. Are they really struggling, or is there another reason?
• The majority of us are debt-free... hear our take on articles like these.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Welcome to episode #196 of the Debt Free Dad Podcast. Tis the season to be jolly, but for many, it's also the season to be financially frazzled! The holiday spirit can bring not only cheer, but also a sleigh-load of financial stress and pressure. Fear not, though, as we're about to embark on a merry journey to discover some fantastic ways to keep your holiday budget in check, all while ensuring your celebrations are full of joy, not debt. So, grab a cup of cocoa, cozy up by the fire, and let's unwrap the secrets to battling holiday financial stress with a dash of festive fun!

What You'll Learn

• Learn some tips to help you breeze through the holiday season without breaking the bank. Discover some helpful tips to create a realistic budget, stick to it, and enjoy the festivities stress-free.
• Discover tips to make your celebrations more affordable, ensuring your wallet stays happy while you enjoy the holiday spirit.
• Give yourself the gift of financial peace this season. Say goodbye to the stress and hello to the joy of the holidays.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

With rising interest rates, paying off debt can feel like it has to be your only financial priority. But should you not be saving for those unexpected expenses that keep popping up? How do you build financial resilience in these challenging times? Savings versus paying down debt, it’s a balancing act. Licensed Insolvency Trustee, Mary-Ann Marriot talks about strategies you can use to do both at the same time.

He also discusses:

• Finding out and tracking the expenses you are using credit for
• Typical savings objectives divided into 3 categories 
• Advantages of using multiple bank accounts 
• Common mistakes we make when saving
• Options to consider when your income is not meeting your expenses

Licensed Insolvency Trustees are federally regulated and governed by the Canadian government. You can be assured you are receiving the best unbiased advice from these debt professionals.

About Mary-Ann Marriot

Mary-Ann Marriot has been working in the insolvency field for over 25 years. She received her Chartered Insolvency & Restructuring Professional designation in 2005 and her Licensed Insolvency Trustee license in 2014.

Mary-Ann is passionate about helping people become financially literate. She feels honoured to be able to help individuals discover solutions to overwhelming situations and find peace-of-mind in their lives. 

Additional Resources 

• Allan Marshall & Associates Licensed Insolvency Trustee
• What Happens if I Can’t Pay My Credit Card Bills? Late Payments & Credit Scores
• Debt Podcasts

Welcome to episode #195 of the Debt Free Dad Podcast. Today I am excited to welcome Samantha Hubbs to the podcast. Samantha joined Roots in March of 2023, and in just the last seven months has made some amazing progress saving and paying off $35,790. Samantha is here to share her journey and what changes she's made to get these results.

What You'll Learn

• Discover what made the biggest difference to help her save and pay off over $35,000 in just seven months.
• Hear how she went from stressed, to feeling very hopeful and confident in her finances.
• Listen as Samantha shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.

Resources Mentioned

Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days 

• The Totally Awesome Debt Freedom Planner
• For more help, and a step-by-step process to get started, enroll in Brad's FREE online course, LIFE WITHOUT PAYMENTS.

Free Tools and Downloads at www.debtfreedad.com

Connect With Brad

• Website - https://www.debtfreedad.com
• Facebook - https://www.facebook.com/thedebtfreedad
• Private Facebook Group - https://www.facebook.com/groups/lifewithoutpayments
• Instagram - https://www.instagram.com/debtfreedad/
• TikTok - https://www.tiktok.com/@debt_free_dad
• YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured

Thanks For Listening

Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube.

We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one.

Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

Credit card spending in Canada has reached a historically high level. With such high demands for credit, credit card companies are finding ways to be more competitive. Some offer lower-interest or no-interest cards for a limited time when you do a balance transfer. But is it a good idea to pay one credit card down with another? Today, Licensed Insolvency Trustee, Mary-Ann Marriot, discusses low-interest credit cards and how to make them work for you.

She also answers the questions:

• How will my credit score be affected?
• Should I cancel my credit card once it’s paid off?
• Would a consolidation loan be a better option?
• Where can I get a low-interest or no-interest credit card?
• Is it beneficial to increase my credit limit?
• What is the optimum percentage of credit utilization to get a good credit score?

If you are struggling to keep up with your credit payments, talking to a Licensed Insolvency Trustee can help. They are qualified debt professionals that offer resources and strategies to improve your financial well-being.

About Mary-Ann Marriot

Mary-Ann Marriot has been working in the insolvency field for over 25 years. She received her Chartered Insolvency & Restructuring Professional designation in 2005 and her Licensed Insolvency Trustee license in 2014.

Mary-Ann is passionate about helping people become financially literate. She feels honoured to be able to help individuals discover solutions to overwhelming situations and find peace-of-mind in their lives. 

Additional Resources 

• Allan Marshall & Associates Licensed Insolvency Trustee
• Can I Pay Off A Credit Card With Another Credit Card Or Line Of Credit?
• 8 Tips to Take Charge of Your Finances During Financial Literacy Month