sup

In this episode of The Wealth Guide Podcast, our senior financial planner, Dean Desoukey, shares a client case study about how he helped a mature couple catch up on their retirement savings after years of low superannuation contributions.  

Dean talks about assessing the couple's cash flow to find capacity for additional super contributions, utilising salary sacrifice contributions to maximise tax savings, and reviewing insurance coverages to ensure appropriate coverage at reasonable costs.

He also discusses tailoring a savings strategy to set the couple up for a comfortable retirement, educating them on the value of super even with a part-age pension, and providing them peace of mind through expert advice.  

If you want to learn how to strategically enhance your retirement savings, even if you've started late, then make sure to listen to this episode!

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SHOW NOTES LINKS

https://rykercapital.com.au/
https://au.linkedin.com/company/ryker-capital
https://www.instagram.com/rykercapital/
https://www.tiktok.com/ryker
https://www.facebook.com/profile.php?id=100054854616452
https://www.linkedin.com/in/dean-desoukey-a6651093/   
https://www.linkedin.com/in/tamara-storey/ 

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LISTEN TO THE PODCAST

Spotify: https://spoti.fi/3qJL8w4
Apple Podcast: https://apple.co/3QPF3ch
Amazon Music: https://amzn.to/3YMZjgD
Google Podcast: https://bit.ly/3swIVEF

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FIND US HERE

Facebook: https://bit.ly/3RsO5Mr
LinkedIn: https://bit.ly/3Rs0Qah
Instagram: https://bit.ly/46kZvGp
TikTok: https://bit.ly/3PSbK7U
YouTube: https://bit.ly/3rsKxPG 

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TIME STAMPS:

00:00 - Intro
01:35 - Case Study: Couple with a Low Super Balance
04:25 - Strategy #1: Salary Sacrifice
05:40 - Strategy #2: Selecting the Proper Insurance Cover
08:25 - Conclusion

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DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

The Seemingly Unknown Podcast is literally a podcast about nothing! Sure we discuss sports, music, pop culture, and things like the best snacks to bring to an orgy, but we can also get serious about mental health and the ups and downs of life! Join Zach Myers (of Shinedown) alongside JM Guarnieri (host of Spear Talk podcast) and Paul Dominguez (A baller global merchandising rep) each week as we take on our journey!

Our episodes premiere at 7PM EST on Wednesdays on YouTube!

Find us on Instagram too!

The Seemingly Unknown Podcast is literally a podcast about nothing! Sure we discuss sports, music, pop culture, and things like the best snacks to bring to an orgy, but we can also get serious about mental health and the ups and downs of life! Join Zach Myers (of Shinedown) alongside JM Guarnieri (host of Spear Talk podcast) and Paul Dominguez (A baller global merchandising rep) each week as we take on our journey!
 

Our episodes premiere at 7PM EST on Wednesdays on YouTube!

Find us on Instagram too!

WELCOME TO GRIEF SERIES PART 1
💔Welcome to a heartfelt conversation, " Grieving during the Holidays: A Grief Coach shares tips for Christmas Grief Relief," that delves into the complexities of navigating Christmas grief  💔with resilience and hope. In this special interview, join us as we sit down with a compassionate grief coach who shares invaluable insights on surviving and overcoming the unique challenges that the holiday season can bring after experiencing loss.

 💔  💔 💔 💔Discover practical strategies, genuine stories of healing, and thoughtful guidance to help you find solace during this time. Whether you're seeking support for yourself or someone you care about, this episode is a beacon of light during a season that can be particularly challenging for those dealing with grief. Join us for a journey from sorrow to strength, and let's embrace the possibility of healing together.🌟 Embrace Healing and Hope this Holiday Season 🌟
 In this poignant interview, join Grief Coach Cindy Burns as she compassionately guides us through the delicate journey of grieving during the holidays. 💔✨ Discover heartfelt tips and empowering strategies to find relief from the added weight of Christmas grief.
🎄 Amidst the twinkling lights and festive cheer, Cindy shares insights on honoring our loved ones while navigating the unique challenges that arise during this season of joy. 🕊️❤️ Learn how to transform pain into peace, allowing for a more manageable and compassionate experience of grief.
💖 Join us for a conversation that illuminates the path to gentle healing, providing solace and support for those who have lost a loved one. Together, let's discover the resilience within us to find moments of joy, even in the midst of grief.
  / cindy.j.burns 

💖Don't forget to hit that subscribe button and activate the notification bell to stay tuned for more thought-provoking content.

💖Share this video with your friends and family as we strive to raise awareness and destigmatize ESTATE PLANNING issues.

💖TALKING TABOO WITH TINA PODCAST is brought to you from YOUR BACKUP PLAN. YOUR BACKUP PLAN APP puts your life in 1-place in preparation of any unpredictable circumstance while taking the painful aftermath out of any tragedy! Whether you are a senior, retired, single, or have a family you will want to get this APP for yourself to be more organized!

❤️ ⚠️ Picture this: that horrible knock on the door, the c-word, or that dreaded phone call informing you that someone you love has been in a car accident. Life is unpredictable, and we want to make sure you're protected through it all.
✅ That's where we come in. We've got your back, no matter the difficulty. Our app is designed to give you a Plan B, ensuring your finances are taken care of, even in the worst-case scenario. Download our app today and gain peace of mind.
🌐 But wait, there's more! We've also created a Facebook group with FREE webinars that dive deeper into this topic. Join us and learn how to secure your financial future. Click the link below to join now!
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Our Media Kit for speaking engagements or Webinars, and all Social Media! https://yourbackupplanapp.my.canva.site/

When unimaginable loss transforms into an unbreakable spirit, you get the story of Carole Mac. This deeply touching podcast dives into the layers of grief, acceptance, and extraordinary resilience as Carole navigates the painful journey of losing a child. Alongside other courageous speakers, Carole explores how the agony of loss becomes a catalyst for a new way of life that includes both heartache and hope.

🌟 Episode Highlights:

Overcoming Grief Through Food & Transformation: Carole opens up about her powerful story of healing through the universal language of food. A heartwarming look at how Carole used food as her emotional sanctuary. (Starts at 0:03)

Living with Terminal Illness: Listen to an awe-inspiring story about Carole's son TJ, who even in the face of a terminal illness, taught everyone how to live a life of courage and present-moment joy. (Starts at 1:47)

Navigating Relationship Strain After Loss: Relationships often bear the brunt of grief. Carole describes how she and her partner faced the difficult decision to separate in the journey to heal independently. (Starts at 6:42)

Coping Mechanisms for Grief & Trauma: From punching bags to cathartic screams, Carole discusses practical ways to process and release bottled-up emotions. (Starts at 9:31)

Reframing Tragedy into Triumph: Learn about Carole's Amazon best-selling book that uses the beautiful metaphor of two horses and their Ladybug son to teach acceptance and the redefinition of family after loss. (Starts at 15:31)

Resilience and Support: Discover an organization that brings comfort kits to families dealing with critical illnesses, fortifying them with the resilience to turn adversity into a superpower. (Starts at 22:07)

Future Dreams and Aspirations: What's next for Carole? An exciting preview into her upcoming show "Food Bliss", designed to help others find happiness through delightful culinary experiences. (Starts at 29:30)

This podcast is an experience of profound vulnerability, tangible coping techniques, and the power of reframing one's perspective. 

Tune in to uncover how Carole, amidst the darkest times of her life, found a renewed sense of purpose and joy.

🎧 Available on all major podcast platforms. Subscribe now to join Carole Mac on her awe-inspiring journey from grief to rediscovering joy. 🎧

Find more information and resources here: http://saradavison.com/

Follow me on social media►
Instagram: https://www.instagram.com/saradavisondivorcecoach/
Facebook: https://www.facebook.com/SaraDavisonDivorceCoach
Twitter: https://twitter.com/SDDivorceCoach
LinkedIn: https://www.linkedin.com/in/sara-davison-742b453/

When unimaginable loss transforms into an unbreakable spirit, you get the story of Carole Mac. This deeply touching podcast dives into the layers of grief, acceptance, and extraordinary resilience as Carole navigates the painful journey of losing a child. Alongside other courageous speakers, Carole explores how the agony of loss becomes a catalyst for a new way of life that includes both heartache and hope.

🌟 Episode Highlights:

Overcoming Grief Through Food & Transformation: Carole opens up about her powerful story of healing through the universal language of food. A heartwarming look at how Carole used food as her emotional sanctuary. (Starts at 0:03)

Living with Terminal Illness: Listen to an awe-inspiring story about Carole's son TJ, who even in the face of a terminal illness, taught everyone how to live a life of courage and present-moment joy. (Starts at 1:47)

Navigating Relationship Strain After Loss: Relationships often bear the brunt of grief. Carole describes how she and her partner faced the difficult decision to separate in the journey to heal independently. (Starts at 6:42)

Coping Mechanisms for Grief & Trauma: From punching bags to cathartic screams, Carole discusses practical ways to process and release bottled-up emotions. (Starts at 9:31)

Reframing Tragedy into Triumph: Learn about Carole's Amazon best-selling book that uses the beautiful metaphor of two horses and their Ladybug son to teach acceptance and the redefinition of family after loss. (Starts at 15:31)

Resilience and Support: Discover an organization that brings comfort kits to families dealing with critical illnesses, fortifying them with the resilience to turn adversity into a superpower. (Starts at 22:07)

Future Dreams and Aspirations: What's next for Carole? An exciting preview into her upcoming show "Food Bliss", designed to help others find happiness through delightful culinary experiences. (Starts at 29:30)

This podcast is an experience of profound vulnerability, tangible coping techniques, and the power of reframing one's perspective. 

Tune in to uncover how Carole, amidst the darkest times of her life, found a renewed sense of purpose and joy.

🎧 Available on all major podcast platforms. Subscribe now to join Carole Mac on her awe-inspiring journey from grief to rediscovering joy. 🎧

Find more information and resources here: http://saradavison.com/

Follow me on social media►
Instagram: https://www.instagram.com/saradavisondivorcecoach/
Facebook: https://www.facebook.com/SaraDavisonDivorceCoach
Twitter: https://twitter.com/SDDivorceCoach
LinkedIn: https://www.linkedin.com/in/sara-davison-742b453/

🎙️ Hey, folks! In today's episode of the Digital Supply Chain, we're diving deep into a topic that's affecting businesses and society alike—Modern Slavery. How do you know if your supply chain is clean and free from human rights violations? 🤔

I was thrilled to be joined by Ragini Bhalla and Steve Carpenter from Creditsafe, who pull back the curtain on the shocking prevalence of modern slavery, forced labor, and child labor within today's supply chains. They also share how new legislations are making it more than just a moral issue but also a legal one. 🛠️⚖️

🔍 Due Diligence is KEY!
Steve and Ragini emphasize that due diligence isn’t a “tick-box” activity. Companies that slack here are putting their reputation and bottom line at risk! Brands like Gap and H&M have faced backlash for violations in their supply chains. 😱

📊 Good for Business & Humanity!
Ragini eloquently points out how Corporate Social Responsibility (CSR) isn't just a humanitarian act. When done right, it positively impacts the bottom line. Win-win, right? 🌏💼

📈 Where to Start?
Feel overwhelmed? Steve's got you covered! From how to monitor your supply chain, to risk profiling and even choosing secondary suppliers, they've got tips that you can start implementing right now. 📋👨‍💻

🌐 Digital Solutions are Here!
Ragini emphasizes the role of digital and tech in this process. They both agree that you don't need to visit factories physically for audits. There's a plethora of online data to help you make better decisions. 🌐💻

📚 Want to Learn More?
Head to Creditsafe for a wealth of content and resources that can help you prepare for compliance.

Don't miss this essential episode! It's time we all took part in making the world a better place, one supply chain at a time! 🌍🤝

Thanks for tuning in - and check out the video version of this episode at https://youtu.be/HlVLHf4B4ro! 👋🎧

Podcast supporters
I'd like to sincerely thank this podcast's generous supporters:

• Lorcan Sheehan
• Krishna Kumar
• Olivier Brusle
• Alicia Farag
• Joël VANDI
• Luis Olavarria
• Alvaro Aguilar

And remember you too can Support the Podcast - it is really easy and hugely important as it will enable me to continue to create more excellent Digital Supply Chain episodes like this one.

Podcast Sponsorship Opportunities:
If you/your organisation is interested in sponsoring this podcast - I have several options available. Let's talk!

Finally
If you have any comments/suggestions or questions for the podcast - feel free to just send me a direct message on Twitter/LinkedIn.

If you liked this show, please don't forget to rate and/or review it. It makes a big difference to help new people discover it.

Thanks for listening.

Red Paddle ambassador & founder of She SUPS Vicki Weston talks about how she started her stand up paddleboarding business, blue health and the importance of community. 

WANT MORE FROM VICKI?

To listen to Vicki’s episode on blue health, click here. You can find out more about She Sups via her website. Or follow them on Instagram @shesups_ or Facebook. 

WANT MORE BODY + SOUL? 

Online: Head to bodyandsoul.com.au for your daily digital dose of health and wellness.

On social: Via Instagram at @bodyandsoul_au or Facebook. Or, TikTok here. Got an idea for an episode? DM host Felicity Harley on Instagram @felicityharley. 

On YouTube: Watch Body + Soul TV here.

In print: Each Sunday, grab Body+Soul inside The Sunday Telegraph (NSW), the Sunday Herald Sun (Victoria), The Sunday Mail (Queensland), Sunday Mail (SA) and Sunday Tasmanian (Tasmania). 

See omnystudio.com/listener for privacy information.

Need some inspiration for your morning routine? Red Paddle ambassador & founder of She SUPS Vicki Weston shares her tips on how to win your mornings for a better day.

WANT MORE FROM VICKI?

To hear today's full interview, where Vicki will inspire you to try paddleboarding...search for Extra Healthy-ish wherever you get your pods.

To listen to Vicki’s episode on blue health, click here. You can find out more about She Sups via her website. Or follow them on Instagram @shesups_ or Facebook. 

WANT MORE BODY + SOUL? 

Online: Head to bodyandsoul.com.au for your daily digital dose of health and wellness.

On social: Via Instagram at @bodyandsoul_au or Facebook. Or, TikTok here. Got an idea for an episode? DM host Felicity Harley on Instagram @felicityharley. 

On YouTube: Watch Body + Soul TV here.

In print: Each Sunday, grab Body+Soul inside The Sunday Telegraph (NSW), the Sunday Herald Sun (Victoria), The Sunday Mail (Queensland), Sunday Mail (SA) and Sunday Tasmanian (Tasmania). 

See omnystudio.com/listener for privacy information.

In this episode, Ayesha shared news about the FDA approval of the first gene therapy for the rare blood disorder Hemophilia B. The approval was awarded to CSL Behring’s Hemgenix, a single-dose gene therapy that delivers a working copy of the gene that codes for the Factor IX protein that is deficient, or made in insufficient amounts, in patients with Hemophilia B. The therapy is now officially the world’s most expensive drug at $3.5 million per dose. Hear more about the therapy and how the high price tag of the new drug is actually lower than the cost of treating Hemophilia B patients over their lifetimes with current conventional treatment.

Ayesha also talked about World Antimicrobial Resistance (AMR) Awareness Week, which is led by the World Health Organization (WHO) to improve awareness and take measures to combat the global health threat of AMR. The theme of this year’s awareness week was “Preventing AMR Together,” highlighting the need for multi-disciplinary and collective action against AMR. Ayesha spoke to experts from bioMérieux Canada and One Health to learn more about the global efforts against AMR and shared their insights in this episode.

Read the full articles here:

Hemgenix Approved as First Gene Therapy for Hemophilia B

World Antimicrobial Resistance (AMR) Awareness Week: Preventing AMR Together

For more life science and medical device content, visit the Xtalks Vitals homepage.

Follow Us on Social Media

Twitter: @Xtalks
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We're Off Da Couch and just hackensackin' and chattajackin' over here - making up for radio silence last week. We have a multi-race episode for you!
There's a lot of stuff going on here:
Once again, Will has something to say about his favorite podcast topic: Brent. 
Kelly is overcoming an injury that almost cost them the podcast episode - but she shall prevail. They both reminisce on their past goals and races because now they're just on preschool pickup duty. 

Katie and Wardell Lee are newlyweds with a busy racing schedule but are still committed to putting on one of the best races on the East Coast. The 6th Annual HACK Race on the Hackensack River is on Saturday, October 15th, 2022. This race paddles through a lot of historical landmarks on the Hackensack river. A must-do for anyone looking for something new!

Judson Grey went ham for 31 miles through the Tennessee River Gorge and won the OC1 division at the Chattajack 31 on his Kai Wa'a Draco. He tells us the race strategy he went in with as well as how he prepared mentally for this long-distance race. He's got big goals, and is ready to take on more races. FYI: The Chattajack 31 sells out in MINUTES and is attended by over 500 racers! And yes, they've already announced the 2023 date.
The 12th Annual Chattajack will commence on October 28, 2023 at 8:30AM.
General Registration will open at Midnight EST on May 1st, 2023.

 
 

Off Da Couch Race Results Newport Aquatic Center
The Hack Race put on by the Wanda Canoe Club
Chattajack 31
Culture Hot Sauce 
No Sugar, No Preservatives, No BS
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