td

• Banking's move to the cloud: The banking industry is shifting from building and maintaining on-premise infrastructure to adopting cloud services to improve efficiency and agility. The shift is gradual due to the responsibility of safeguarding data and complying with stringent regulatory requirements.
• Global regulations: Navigating diverse global privacy laws and regulatory requirements remains one of the industry's biggest challenges. There are few common positions, although regional agreements are a step in the right direction. There's an example of a customer who had to talk to more than 50 different regulators while implementing an SAP suite.
• AI and machine learning: Artificial intelligence (AI) and machine learning are being applied in banking processes to improve efficiency, predict contract consumption, and provide guided buying procedures.

The Big Quote: ". . .cloud is not like the old managed services where you took your mess, and you made it someone else's problem to execute. It really does require you to understand what you have today [and] where you want to go. And you have to be prepared for that. Because otherwise, it really could be a very unpleasant deployment . . . we avoided a lot of that by being prepared and taking our time and not rushing."

In the last episode of Mills Knows Bills, Mills talked about how saving isn’t your answer to financial freedom – but investing is! Today we explore how Investing allows you to beat inflation, increase your purchasing power, and allow money to work for you 24/7 tirelessly. 

Mills also lays out an easy, how-to investment strategy by unpacking three easy steps that even inexperienced investors can use to begin their personal investment journey today! 

Topic Include:

• How to Open an Investing Account
• The Importance of Sending Money Consistently
• Remembering to Actually Invest Deposited Money
• The Difference Between Acorn and Other Investing Platforms

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In this episode of the Frontier of Finance, James welcomes guests from TD Asset Management (TDAM) back to the show to explore a sector that’s been making headlines since the start of the pandemic – technology. Together with our guests, James explores the latest wave of investing in tech innovation and gets the scoop on TDAM’s newest tech ETF, which launched November 30, 2021. He speaks with Vitali Mossounov, Vice President, Portfolio Manager and Global Technology Analyst and returning guest, Jonathan Needham, Vice President of ETF Distribution. They discuss how the technology sector has performed over the past year and half and where investors are putting their money today. Hear about TDAM’s brand-new tech ETF, the TD Global Technology Innovators Index ETF (TECI), including why it was created, the strategy behind it, and how to use it to help grow your client’s wealth.

Dr. Cherian Karunapuzha discusses the impact of Tardive Dyskinesia (TD) and how it can cause physical changes that may lead to functional and emotional changes.

Dr. Cherian Karunapuzha discusses the impact of Tardive Dyskinesia (TD) and how it can cause physical changes that may lead to functional and emotional changes.