How Do You Know If You Have A Spirit Attachment
Jay, Amber, and Liz discuss how to know if you have a Spirit attached to you.
Explore " tpa" with insightful episodes like "How Do You Know If You Have A Spirit Attachment", "How to Cope with World Events and Conflict", "22. Gary Thiara - General Manager & Partner of Empire Nut Company, Indian roots, building communities, walnuts, sustainable agriculture, and much more.", "TPA vs. ASO: Which Is Right For You? with Lee Lewis, CSO & GM Medical Solutions at Health Transformation Alliance" and "18. David Nikssarian, President of Nikssarian Insurance Services, Inc., Stories of Impact, Transformation, and Compassion" from podcasts like ""The Psychic Jam", "The Psychic Jam", "This is Ag!", "The Benefits Playbook" and "This is Ag!"" and more!
Jay, Amber, and Liz discuss how to know if you have a Spirit attached to you.
Jay, Amber, and Liz discuss tips and advice on how to cope with world events and conflict.
In this month's episode, I sat down with Gary Thiara, general manager and partner of Empire Nut Company. Throughout our conversation, we spoke about the humble beginnings of the family-owned business, the public perception of the agriculture industry, and how partnering with UnitedAg has strengthened the Thiara family’s relationship with their employees.
Empire Nut Company started as a small orchard, and their success was built upon the support and collaboration of the local farming community. The nature of the agriculture industry produces modest, generous farmers who understand that investing in their communities yields the best harvests. Gary emphasizes that the public’s perception of the agriculture industry often includes stereotypes of overconsumption of natural resources and mistreatment of laborers, which he argues is far from reality. The Thiara family recognizes that the well-being and safety of their employees is essential for the success of their business. Partnering with UnitedAg, as Gary explains, streamlined the integration of healthcare and workplace benefits; this partnership helps address a common challenge in the industry, where these benefits might not be readily accessible. Empire Nut Company’s success derives from the people in their communities -- employees, partners, families – and their generosity. The values held by Empire Nut Company aligns with those of UnitedAg, resulting in a beneficial partnership that contributes to the overall well-being of employees and longevity of business.
Empire Nut Company - https://empirenut.com/
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg.
Reach me at kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg website - www.unitedag.org
Episode Contributors - Samantha Taylor, Kirti Mutatkar, Paul Lecrone, Melanie Larsen
The episode is also sponsored by Brent Eastman Insurance Services Inc. - https://brenteastman.com/Blue
Shield of California - https://www.blueshieldca.com/Elite
Medical - https://www.elitecorpmed.com/Gallagher
Medical https://sainmedical.com/
This episode features an interview with Lee Lewis, Chief Strategy Officer and General Manager of Medical Solutions for Health Transformation Alliance (HTA). At HTA, he spearheads efforts across 50 large employers and six million employees to transform healthcare, save lives, and save millions of dollars. Lee has spent his career advising Fortune 10 employers, insurance companies, medical associations, and the Departments of Justice and Labor.
In this episode, Sasha sits down with Lee to discuss the benefits of a TPA versus an ASO, virtual primary care, and putting trust back into healthcare.
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“If you are a huge employer, if you’re AT&T or Walmart, you have enough leverage that carriers will build systems in place that enable you to do creative things. The difference between a TPA and a carrier is, it's still remarkable but it's smaller. The gap is smaller. But, if you're a small employer, you don't have the buying power with any carrier anywhere. You're a rounding error to them. You're not going to get any type of flexibility or creativity supported. Whereas, if you work with an independent TPA, you can still access a lot of those things that might otherwise only be accessible for a huge employer. Secondly, getting data is really hard with large carriers. If you have a TPA, you have the chance to get your data like a large employer might, even though you're smaller.” – Lee Lewis
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Episode Timestamps:
*(01:09): Lee breaks down TPA versus major carrier options
*(04:53): Busting the myth that TPA is more complicated than ASO
*(10:39): The top 3 components of a best-in-class healthcare benefits program
*(22:05): Lee’s opinion on virtual primary care
*(28:27): Lee discusses self-funded versus fully insured
*(33:17): Lee shares his favorite healthcare story
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Links:
Listen to Broken Benefits Podcast
In this captivating podcast episode, I had the privilege of interviewing David, a seasoned broker with over 38 years of experience in the Insurance Industry. Together with his wife and business partner, Mary, they established Nikssarian Insurance Services, Inc. in 2003, showcasing an unwavering dedication to excellence. During our conversation, David shared his personal story, growing up in Fresno, CA, and working in agriculture. He touched on the importance of work ethic, passion, and embracing a fulfilling lifestyle.
What stood out to me the most was David's genuine commitment to making a difference in people's lives. For him, it's not simply about the work; it's an integral part of his life. David and his team go above and beyond to work closely with their clients, particularly in healthcare claims, ensuring a seamless and supportive experience. Their focus on building and nurturing relationships truly leaves a lasting impact. Throughout our discussion, David emphasized the significance of growth and adaptability in an ever-changing industry. He stressed the importance of humility, doing right by people, and consistently striving to be better than they were before. We delved into the challenges of engaging employees and collaborating with different providers, highlighting the critical role of respect and engagement in fostering successful partnerships. We explored innovative programs and services, including underutilized opportunities and personalized healthcare initiatives. Overall, our conversation shed light on the profound influence that relationships, service, and a genuine desire to positively impact lives can have on the insurance industry. David's dedication to making healthcare more accessible and affordable serves as an inspiration to us all.
Nikssarian Insurance Services, Inc. website - https://www.nikins.com/
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg.
Reach me at kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg website - www.unitedag.org
Episode Contributors - David Nikssarian, Kirti Mutatkar, Paul Lecrone
The episode is also sponsored by Brent Eastman Insurance Services Inc. - https://brenteastman.com/Blue
Shield of California - https://www.blueshieldca.com/Elite
Medical - https://www.elitecorpmed.com/Gallagher
Medical https://sainmedical.com/
My guest Frank Chavez, CEO of Agrofruits and AgroCoCo is no stranger to the agriculture industry. As a child, Frank spent summers on his family farm in Mexico, and his time there instilled him with a strong work ethic. By 2023, Frank has not only founded two of his own businesses, AgroCoco and AgroFruits, but also partners with PATROMEX, Nutra Fruits Int., and Coconutworld Exports. He has valued expertise within the agriculture industry and his innovative use of coconuts has transformed the market; however, the longevity of Frank’s career is built from this personal business practice -- treat people with respect. Frank’s commitment to producing the finest coconut products trickles down to his investment in his customers. The familial manner of Frank Sanchez’ solidifies the relationship between grower and customer. His story and success have touched the lives of many and demonstrates the power of investing in community. Please enjoy my conversation with Frank.
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me at kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
Episode Contributors - Frank Chavez, Paul LeCrone, Rhianna Macias, and Kirti Mutatkar
The episode is also sponsored by
Brent Eastman Insurance Services Inc. - https://brenteastman.com/
Blue Shield of California - https://www.blueshieldca.com/
Elite Medical - https://www.elitecorpmed.com/
Gallagher - https://www.ajg.com/
SAIN Medical - https://sainmedical.com/
My guest Rodney Braga is the President and CEO of Braga Fresh Family Farms. For three generations, the Braga Farms has been at the forefront of the fresh produce industry, growing, packing, and shipping the highest quality fresh vegetables all over the world. Rodney's visionary leadership, which is centered on people and their well-being, the health of the soil, building strong and sustainable communities, and empowering women, is a source of inspiration. Through his commitment to these values, he has not only transformed his own operations but has also set an example for others in the industry to follow.
Braga Family Farms website - www.bragafresh.com
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me at kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
Episode Contributors - Rodney Braga, Paul LeCrone, and Kirti Mutatkar
The episode is also sponsored by
Brent Eastman Insurance Services Inc. - https://brenteastman.com/
Blue Shield of California - https://www.blueshieldca.com/
Elite Medical - https://www.elitecorpmed.com/
Gallagher - https://www.ajg.com/
SAIN Medical - https://sainmedical.com/
UnitedAg operates unlike any other healthplans or health insurance carriers. Our members are at the core of UnitedAg, and their needs shape the organization. As a result, leadership at UnitedAg looks different – in fact, it derives from one of our core values: giving from the heart. Chago Martin, the owner and operator of Paragon Personnel and Trilogy Personnel and Land Management, embodies this. His focus is on showing up, and this authenticity requires a level of effort that other businesses do not offer. Chago believes that culminating genuine relationships is substantial when leading. He understands that his employees are more than the work they produce, and so, when he began leading his family’s business, he based the framework on a humanistic approach that requires patience and grace. While this may go against standard business practice, this investment creates a long-term effect. As a leader, the value Chago places in his relationships sustains his family business, and as a result, the business benefits from long-term financial success without sacrificing his belief that leading is “from [the] heart and in consideration of people putting people first.” At the forefront, leadership requires empathy – to treat others how we would like to be treated. Chago Martin truly internalizes this golden rule, and the success of Paragon Personnel and Trilogy Personnel and Land Management is the result of valuing relationships that foster growth, encouraging self-awareness, and creating a space for compassion within the business industry.
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
Episode Contributors - Chago Martin, Paul LeCrone, Rhianna Macias, and Kirti Mutatkar
The episode is also sponsored by
Brent Eastman Insurance Services Inc. - https://brenteastman.com/
Blue Shield of California - https://www.blueshieldca.com/
Elite Medical - https://www.elitecorpmed.com/
Gallagher - https://www.ajg.com/
SAIN Medical - https://sainmedical.com/
My guest Richard Plato is the Director of Human Resources at Christopher Ranch.
In this episode Richard talks about the impact of a mass shooting at the Gilroy Garlic Festival in July 2019 and how the company, Christopher Ranch and UnitedAg were both proactive in providing mental health support for the employees. He also shares his views on the importance of human connection in the workplace and the role of Human Resources. He recounts a recent situation where an employee was struggling and instead of just disciplining her, he took the time to understand her circumstances and help her resolve her issues. He emphasizes the importance of seeing employees as more than just numbers, but as people with stories and experiences.
Richard Plato's Bio - Born and raised in Gilroy, CA. The “Garlic Capital of the World”, Richard is proud and humbled to serve the agriculture community in which he grew up in. He joined the Christopher Ranch family in 2007 and now has over 24 years of HR experience. Richard is responsible for providing strategic guidance and leadership for all aspects of the human resources function and establishing a vision of inclusion and diversity. He holds a MS in Psychology from SJSU and a BS in Theology and BA in Philosophy from Sacred Heart Major Seminary in Detroit, MI.
Christopher Ranch - Founded in 1956 by company patriarch, Don Christopher, Christopher Ranch has been the nation’s leading garlic producer for generations. With nearly 6,000 acres of California heirloom garlic, grown statewide, you can be sure to find our products in all 50 states. Located in the garlic capital of the world- Gilroy, CA.
https://christopherranch.com/
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
The episode is also sponsored by
Brent Eastman Insurance Services Inc. - https://brenteastman.com/
Blue Shield of California - https://www.blueshieldca.com/
Elite Medical - https://www.elitecorpmed.com/
Gallagher - https://www.ajg.com/
SAIN Medical - https://sainmedical.com/
Alex O'Brien, US Olympian, US Open Doubles Champion, CEO of BOC Bank and all around great guy comes on the show to break down S1:E1 of Netflix's breakthrough new show, "Break Point".
"The Maverick" features an in depth look at the most talented player of his generation, Nick Krygios.
Is he a savant or a knucklehead? Will he live up to expectations, or always leave his fans wanting?
My guest Dr. Rosemary Ku is the Chief Medical Officer of UnitedAg.
Rosemary is a practicing physician with dual-board certification in Internal Medicine and Preventive Medicine. She majored in Molecular Biology with a Certificate in Neuroscience at Princeton University and went on to obtain her MD/MBA from Columbia University and Masters in Public Health in Health Policy and Management from UC Berkeley. Rosemary joined the UnitedAg team as Chief Medical Officer in 2019.
My conversation with Dr. Ku brings out the ethos of UnitedAg. Dr. Ku reminds us that the story of human connectedness is not just a one to one relationship with a member but a relationship with the entire community. We also talk about the impact of long term thinking on the overall healthcare cost, and much more. Please enjoy our conversation.
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
The episode is also sponsored by
Brent Eastman Insurance Services Inc. - https://brenteastman.com/
Blue Shield of California - https://www.blueshieldca.com/
Elite Medical - https://www.elitecorpmed.com/
Gallagher - https://www.ajg.com/
SAIN Medical - https://sainmedical.com/
In this episode, Amber is joined by her business partners and Co-Founders of The Psychic Associates to dive deep into the topic of overcoming the fear of visibility when launching your holistic business. As entrepreneurs in the spiritual and holistic industry, they understand the unique challenges that come with putting yourself out there and sharing your gifts with the world.
The fear of visibility is something that many holistic practitioners and spiritual entrepreneurs struggle with. It's natural to feel vulnerable and exposed when stepping into the spotlight, but it's important to remember that your message and gifts have the power to positively impact others. Amber and her guests share their personal experiences and tips for overcoming this fear, offering valuable insights and inspiration for anyone who is on the journey of launching their own holistic business.
Throughout the episode, they discuss various strategies and techniques for building confidence and embracing visibility. From shifting your mindset and reframing self-doubt to finding support and community, they provide practical advice that can empower listeners to step into their power and shine their light in the world. Whether you're just starting out or have been in business for years, this episode offers valuable wisdom and guidance for navigating the fear of visibility and truly owning your holistic business.
Jay Lane
https://www.mediumjaylane.com/
Liz Throp
https://lizthrop.com/
The Psychic Associates
https://thepsychicassociates.com/
Connect with me:
Website: clarityacademy.ca
Facebook: AmberPriceClarityCoach
Instagram: AmberPriceClarityCoach
LinkedIn: AmberPriceClarityCoach
Check out my free meditations here
Get my free resources here
Sign up for my newsletter for tips and strategies to living with clarity: Newsletter
Work with me:
1:1 Intuitive Development Coaching
This one is a live episode at the Ranch with Ed Jacobson and Hobson Carroll. They talk about how health insurance is treated differently as compared to other types of insurance. They also discuss how healthcare insurance has evolved in the US starting from the early 60s.
Ed and Hobson underline the fact that emotional and political and religious influences on our system have a bearing on how much we spend on healthcare in this country.
They remember the times when suddenly, there was a cash mill going on. Doctors and providers started seeing money coming in for populations that they previously couldn't count on for much money.
And it was “Hey, we can charge more money because we can charge the insurance companies!”
Stay tuned to dive deeper.
Key Points of Discussion:
Want more Heads Up Adviser?
🏆 Become an Insider → https://headsupadviser.com
🎙️ Podcast → https://apple.co/3giotC5 | https://spoti.fi/3VhRfBg
💡 Blog → https://bit.ly/headsupadviser
📺 Youtube → https://www.youtube.com/headsupadviser
🌐 Facebook Group → https://bit.ly/huagroup
📖 Broker's Guide → https://virtuealliance.com/28-reasons/
🎓 Webinar→ https://bit.ly/sfstrategy2023
🪩 Work with us - https://virtuealliance.com/demo/
What is the TPA revenue from all sources? How much do providers get? Why the healthcare system isn't built to cure?
These and other questions were raised in our conversation with Ed Jacobson.
Get ready for the final - Part III - of "The Insurance Ranch" with Ed. Grab your favorite drink, a pen, and paper, and take notes for your ultimate meetings in 2023.
In the final chapter of "The Ranch," we'll cover:
✅ What is the reasonable ROI for a TPA?
✅ Uncovering every single fee behind a self-funded health insurance plan
✅ Why is there no such thing as a "free market?"
_______
Want more Heads Up Adviser?
🏆 Become an Insider → https://headsupadviser.com
🎙️ Podcast → https://apple.co/3giotC5 | https://spoti.fi/3VhRfBg
💡 Blog → https://bit.ly/headsupadviser
📺 Youtube → https://www.youtube.com/headsupadviser
🌐 Facebook Group → https://bit.ly/huagroup
📖 Broker's Guide → https://virtuealliance.com/28-reasons/
🎓 Webinar→ https://bit.ly/sfstrategy2023
🪩 Work with us - https://virtuealliance.com/demo/
Want more Heads Up Adviser?
🏆 Become an Insider → https://headsupadviser.com
🎙️ Podcast → https://apple.co/3giotC5 | https://spoti.fi/3VhRfBg
💡 Blog → https://bit.ly/headsupadviser
📺 Youtube → https://www.youtube.com/headsupadviser
🌐 Facebook Group → https://bit.ly/huagroup
📖 Broker's Guide → https://virtuealliance.com/28-reasons/
🎓 Webinar→ https://bit.ly/sfstrategy2023
🪩 Work with us -> https://virtuealliance.com/demo/
Some time ago, I was hanging out at the ranch with the legend of the self-funded insurance world - Ed Jacobson and convinced him to sit down and continue our previous conversation...
In "THE RANCH Part II" he dives deep into the most common concerns and excuses the prospects have, explains what the core mission of every broker is, and talks about the way TPAs hide profits.
Join the deeply informative and very entertaining episode of the Heads Up Adviser Show - "THE INSURANCE RANCH: PART II" with Ed Jacobson.
Key points of discussion:
✔️Health insurance: one wants to pay a dollar in and collect more
✔️ What is PPO, and why do prospects mistake it for a healthcare plan?
✔️ A TPA from a profitability standpoint & hidden profits
In this episode, Rachel Stewart talks with Leighton T. Healey, CEO and President of KnowHow, about the C&R State of the Industry Report, powered by KnowHow. Rachel and Leighton share an overview of the survey and the intentions behind this data collection for and from the industry.
Rachel and Leighton dive into what surprised them the most from the survey. Results like “77% of restoration firms are planning next year to be a revenue growth year” and the projected impact of our economic state and possible recession. They also highlight the topic of TPA (Third Party Administrator) work and how restorers are finding, or not finding, a balance in their businesses.
Finally, Rachel and Leighton speak on the changes in software and technology adoption in the industry. They discuss and explain, in depth, the struggles with low adoption rates, insufficient training and the potential limits on functionality in software or technology within the industry.
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Survey Results:
https://www.stateofrestoration.com/
https://candrmagazine.com/the-state-of-our-industry/
Connect with Leighton
LinkedIn: https://www.linkedin.com/in/leightonhealey/
KnowHow Website: https://tryknowhow.com/
C&R Magazine Website: https://candrmagazine.com/
***
Schedule a Demo with Xcelerate
Request a demo of Xcelerate Restoration Software and see why other contractors are choosing a more intuitive, user-friendly platform for their office and field documentation.
https://bit.ly/3DTGJcL
***
Restore Your Power to Succeed is a podcast to help restoration professionals succeed both personally and in business. This podcast is dedicated to teaching what top-performers in the restoration industry have learned. From leadership, personal growth, and managing and growing teams, to addressing industry-specific pain points, this podcast is for everyone who has a desire to grow.
#UnqualifiedSuccess #restoration #mitigation #reconstruction #contractor #restorations #restorationcompany #employeeengagement #innovation #growth #development #creativity #problemsolving #GROWTHWARE #RestoreYourPowerToSucceed
Edward Jacobson has been involved in the Design and Third Party Administration of self-insured employee benefit plans since... 1975.
We invite you to take a walk with us on "The Insurance Ranch."
This episode is filled with training, advice, and wisdom direct from Ed's Texas ranch right to you.
The employer said: "God, I love these numbers! The logic is unquestioned. I don't want to do it."
So I asked, "Why don't you want to do it?" He was the CFO.
He responded, "Because I don't want to be the person to deny a claim..."
We'll cover:
✔️ Throwback to 1975 health insurance;
✔️ The real reason why employers move to self-managed plans;
✔️ How your competitors can help you in growing your business;
✔️ Family Monthly Deductible
...and much more.
https://youtu.be/mpcIolA1UdE
Want more Heads Up Adviser?
🏆 Become an Insider → https://headsupadviser.com
🎙️ Podcast → https://apple.co/3giotC5 | https://spoti.fi/3VhRfBg
💡 Blog → https://bit.ly/headsupadviser
📺 Youtube → https://www.youtube.com/headsupadviser
🌐 Facebook Group → https://bit.ly/huagroup
📖 Broker's Guide → https://virtuealliance.com/28-reasons/
🎓 Webinar→ https://bit.ly/sfstrategy2023
🪩 Work with us -> https://virtuealliance.com/demo/
My guest Brent Eastman is the owner and CEO of BEI, Brent Eastman Insurance Services, the largest employee benefit brokerage firms in the Central Coast area. BEI currently manages over $26 million in annual employee benefit program expenditures.
My conversation with Brent highlights the power of human relationships in sales and growth. We talk about building communities, increasing access to the best possible care and bringing back empathy in healthcare. Also learn what the Latin word, labor omnia vincit" means and why is it relevant .
Brent Eastman Insurance Services website - https://brenteastman.com/
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
My guest Ellen Brokaw is the President and Owner of Brokaw Nursery, one of the largest subtropical tree suppler located in Ventura County, California. Sixty years ago, Hank and Ellen Brokaw began the nursery as an avocation. With hard work and innovation, they built Brokaw Nursery into one of California’s largest suppliers of subtropical orchard trees. Brokaw currently produces over 300,000 plants per year and exports to several countries worldwide. They are an industry leader in innovation of new varieties of fruits and rootstocks. They specialize in avocados and citrus.
Brokaw Nursery website - http://www.brokawnursery.com/
This episode is sponsored by UnitedAg, one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.
Kirti Mutatkar, President and CEO of UnitedAg. Reach me kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg's website - www.unitedag.org
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