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    Explore "travel insurance" with insightful episodes like "Morning briefing Tuesday 25th July", "Uni costs doubling, holiday must-dos and money fails", "Travel chaos: how to get your money and luggage back", "How can you protect against holiday chaos this summer?" and "Will the Government tinker with capital gains tax to help pay the coronavirus bill?" from podcasts like ""Times news briefing", "The Martin Lewis Podcast", "Money Clinic with Claer Barrett", "This is Money Podcast" and "This is Money Podcast"" and more!

    Episodes (13)

    Travel chaos: how to get your money and luggage back

    Travel chaos: how to get your money and luggage back

    There’ve been thousands of flight cancellations and scenes of chaos at UK airports, so this Money Clinic episode is packed with advice about your consumer rights if your travel plans go wrong. Host Claer Barrett, the FT’s consumer editor, hears from listeners battling to get their money back from airlines and third-party booking sites, including one listener who was forced to wear her husband’s underpants after her suitcase went missing! Can she help them obtain compensation - and track down the missing suitcase? Claer sources tips about air passenger rights, travel insurance and Covid cancellation cover from veteran travel journalist Simon Calder, and Harry Kind, a Which? consumer expert.


    Want more?


    Claer’s latest FT column is packed with more tips for travellers, including how to get the best deal on holiday currency: https://www.ft.com/content/0044cce2-d9e3-4599-9615-5c2546830071


    Simon Calder hosts an Instagram Live on his account @Simon_Calder answering travel questions every Saturday and Sunday at 3.30pm UK time, and also has his own travel podcast - You Should Have Been There.


    If you would like to be a future guest on Money Clinic, email the team via money@ft.com or send Claer a DM on social media - she’s @Claerb on Twitter, Instagram and TikTok. 


    Presented by Claer Barrett. Produced by Persis Love and Philippa Goodrich. Executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music





    Hosted on Acast. See acast.com/privacy for more information.


    How can you protect against holiday chaos this summer?

    How can you protect against holiday chaos this summer?
    Just when you thought it was safe to go back on holiday...

    Britain descended into holiday chaos this week, as airlines cancelled hundreds of flights, airports struggled to cope and even Eurostar ended up with a day of disruption.

    For those who suffered at the hands of airline chaos, it was a harsh and unfair experience - with many of those travellers taking their first post-Covid trip abroad and others heading off for what were meant to be celebratory family events.

    Both airlines and airports let their passengers down - after all, they knew how many would be travelling, as they'd all booked tickets - and then got involved in a finger-pointing blame game with the Government.

    On this week's podcast, Georgie Frost, Helen Crane and Simon Lambert discuss where the blame lies for the disruption, what people's rights are if their flights are cancelled and what we can all do to protect ourselves if we hope to go away over the summer.

    Also on the podcast, the team talk about why some of the best mortgages are currently being offered by lesser-known building societies and how long you'd have to wait for an electric car's lower running costs to pay off.

    And finally, from travel chaos to energy firm blunders: how did Bulb swing from telling someone they were owed almost £2,000 and refunding them their cash when they moved, to declaring six months later that the customer now owed Bulb almost £2,000?

    Helen talks through a recent Crane on the Case, where Bulb seemingly decided Ofgem's one-year back billing rule didn't apply to it.

    Will the Government tinker with capital gains tax to help pay the coronavirus bill?

    Will the Government tinker with capital gains tax to help pay the coronavirus bill?
    The Chancellor has ordered an urgent capital gains tax review which could hit many homeowners and investors, depending on the outcome.

    With Rishi Sunak and the Government looking at ways to foot the coronavirus bill, will CGT be changed and will they keep their manifesto pledge to not raise income tax, national insurance or VAT?

    On this week's podcast, Simon Lambert, Lee Boyce, and Georgie Frost look at what could happen to CGT and why.

    We discuss the problem facing 'cladding prisoners' – people who are trapped in flats wrapped in dangerous materials that are unable to sell, or take advantage of the stamp duty cut, with banks nervy to lend to would-be buyers.

    A reader contacts us about an unusual letter from their bank seemingly randomly asking if they are a tax resident of Egypt, with no connection to the country whatsoever.

    Are you an aspirational recycler? We talk you through our guide on how to recycle, properly.

    Travel is still on our lips, with Georgie booking a trip to Spain: What do you need to consider if you're tempted to do the same?

    And finally, we look at the cheapest cars to insure, with a surprising choice at number one: a sporty, two-seater convertible.

    The rise of the lockdown investor - tips to hunt for better returns

    The rise of the lockdown investor - tips to hunt for better returns
    Stock markets crashing tend to put savers off investing in shares, but there has been a sizeable rise in new investors in Britain during lockdown, reports suggest. 

    That came as savings rates plummeted (again) and people decided to go hunting for a bargain amid the stock market turmoil in March and April.

    But who are these novice investors and what do you need to think about to get started? 

    On this week's podcast This is Money editor Simon Lambert tells host Georgie Frost what first timers need to know about building an investment portfolio - and gives some tips on easy ways to get started and why British isn't always best for investors.

    Managers can invest in their own fund or investment trust, but how do you find out if they do - and whether they're buying or selling, and does it matter? 

    Meanwhile, Goldman Sachs backed Marcus Bank has pulled its best buy easy-access savings account – assistant editor Lee Boyce reveals why and how we are set to see rates tumble even further.

    Should you gamble on taking a European summer holiday in July, August or September and if you are tempted, what do you need to know?

    Euro 2020 should have been starting today, but at least for sport-starved fans Premier League football returns next week. 

    However, you'll need a major tournament-style wallchart if you plan on catching the action, with Amazon Prime, BBC, BT Sport and Sky Sports all having games on – how do you watch for the cheapest price?

    And finally, property sales in England have started to edge up but apparently million-pound-plus homes in the country are leading the way. Are buyers really swapping Millionaire's Row for Millionaire's Lane?

    Is the Fomo rally the real deal, or will shares fall again?

    Is the Fomo rally the real deal, or will shares fall again?
    It’s been called the Fomo rally, as shares picked themselves up off the floor after a diabolical March and bear markets turned bullish.

    The FTSE 100 closed a notch below 5,000 on 23 March, the day it was announced Britain was going into lockdown, but somehow managed to bounce 23 per cent to the middle of this week before slipping back.

    In the US, April was even more astonishing – the S&P 500 had its best month since 1987.

    So, what’s going on? Is this the stock market signalling the start of a coronavirus recovery, or have investors merely been piling in driven by Fomo – the fear of missing out.

    The big US tech names’ star turn has helped drive confidence and in the UK it has been the big names hit hard that have rebounded over the past four weeks, including housebuilders, Next, Cineworld, ITV and the FTSE 100’s top riser is cruise ship firm Carnival – up 63 per cent as brave investors buy in.

    But are investors getting ahead of themselves and simply all chasing in the same direction like kids with a football? 

    On this week’s podcast, we look at the rally, what’s driving it – beyond Fomo – and the history of false dawns in stock market crashes, known as the dreaded dead cat bounce.

    Simon Lambert and Georgie Frost also discuss how Britain gets back to business and how the plans might shape up for getting us back into factories, offices, shops, pubs, restaurants and everywhere else.

    Plus, would you dare book a holiday now? If so, the podcast duo discuss what you need to consider.

    And finally, the clock has have passed by quickly for a generation of cars that some of us grew up with and the Metro, Fiat Panda and early Vauxhall Astra are now 40 years old, tax exempt, and theoretically classic cars… but are they? 

    The Budget, the base rate cut and the stock market crash

    The Budget, the base rate cut and the stock market crash
    Well, what a week. We've had a Budget, a 0.5 per cent base rate cut and stock markets going haywire thanks to coronavirus and oil price crashes.

    Why did the Bank of England cut rates to 0.25 per cent on the morning of the Budget and what are policymakers hoping to achieve?

    How did Rishi Sunak perform in his first Budget as Chancellor and what was announced in his speech?

    On Thursday, the FTSE 100 saw its second biggest dive on record. What is happening to the markets and where does it end?

    On this week's podcast, Simon Lambert, Lee Boyce and Georgie Frost, dissect what has been one of the most turbulent weeks in living memory.

    In the Budget, we had a number of coronavirus measures – but also some titbits of personal finance news that could hit the pound in your pocket.

    We also look at what coronavirus means for travel insurance and your refund rights to events

    Boost for savers as CPI inflation falls to 2.1% - but the RPI controversy rumbles on

    Boost for savers as CPI inflation falls to 2.1% - but the RPI controversy rumbles on

    Inflation is within a whisker of its long-term target of two per cent – does that mean an interest rate rise off the table in 2019?

    Assistant editor Lee Boyce and host Georgie Frost talk about the latest inflation figures in the This is Money podcast – including why it has fallen, where it is heading next and what it means for savers. 

    Savings rates are up, with nearly 100 accounts now matching or beating inflation. Lee explains a nifty trick on how to beat inflation with a one year fixed-rate savings account and boost the rate even further.

    We also discuss the House of Lords report which let rip over RPI and CPI, and why it matters to the pound in your pocket. 

    Meanwhile, we reveal why it is important to not penny pinch on your travel insurance and how the zero per cent beer market is booming – and it's not just because of 'dry January'.

    This week, we don't have one, not two, but three coin stories for your enjoyment. How euro coins rattling around in your home could be worth a pretty penny and why 50p coins have had a moment in the sun. 

    Enjoy.

    How a child benefit form can lose you state pension?

    How a child benefit form can lose you state pension?

    Child benefit and state pension - It’s not the most obvious link.

    But if you are a parent who is looking after a child instead of working, you need to register for child benefit in order to build up your entitlement in retirement age.

    Austerity swept away the universal child benefit and those households where one parent earns more than £50,000 have to start giving it back until it is removed altogether above £60,000.

    Unsurprisingly, many who fall into this bracket simply opt not to take it and see no point in registering. Unfortunately, mums and dads who stopped work to look after children are now finding they’ve missed building up their state pension.

    It should be easy to fix, but HMRC and the government have been stalling parents affected. That’s why This is Money has started a campaign to get this mess fixed, before it gets any worse.

    On this week’s podcast, Simon Lambert, Lee Boyce and Georgie Frost discuss how this all happened and why it matters to not just those affected.

    Also on this week’s show, we discuss whether it’s a good idea to delay your state pension and why banks and building societies are cutting mortgage rates, despite the Bank of England raising rates.

    And finally, can you really have a weekend away in Europe, flights and a decent hotel for £57? Yes you can, thanks to a very clever new website we tracked down.

    Enjoy.

    The summer holiday special: How to get more to spend and be safe

    The summer holiday special: How to get more to spend and be safe

    We’re all going on a summer holiday! Don’t worry, podcast fans, we aren’t really, but we are dedicating this week’s show to the lucky among you who are.

    We cover all things money from planning your holiday to arriving back home again.

    We talk through what you need to know to make sure you have the best travel insurance while you’re away, to how to pay for things and withdraw cash while abroad to make your money go the furthest, to car hire tricks and getting compensation if something goes wrong.

    Seats and tray tables back to the upright position, seatbelts on and notepads at the ready…

    Enjoy!

    The ticking time-bomb of interest-only mortgages

    The ticking time-bomb of interest-only mortgages
    FT Money's wealth correspondent Hugo Greenhalgh is joined by investment reporter Aime Williams to discuss interest-only mortgages. Plus, Lucy Schonegevel of Macmillan Cancer Support on the enormous travel insurance premiums facing former cancer patients, and FT Money deputy editor James Pickford probes the issue of conveyancing fraud.

    Hosted on Acast. See acast.com/privacy for more information.