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In this captivating podcast episode, I had the privilege of interviewing David, a seasoned broker with over 38 years of experience in the Insurance Industry. Together with his wife and business partner, Mary, they established Nikssarian Insurance Services, Inc. in 2003, showcasing an unwavering dedication to excellence. During our conversation, David shared his personal story, growing up in Fresno, CA, and working in agriculture. He touched on the importance of work ethic, passion, and embracing a fulfilling lifestyle. 

What stood out to me the most was David's genuine commitment to making a difference in people's lives. For him, it's not simply about the work; it's an integral part of his life. David and his team go above and beyond to work closely with their clients, particularly in healthcare claims, ensuring a seamless and supportive experience. Their focus on building and nurturing relationships truly leaves a lasting impact. Throughout our discussion, David emphasized the significance of growth and adaptability in an ever-changing industry. He stressed the importance of humility, doing right by people, and consistently striving to be better than they were before. We delved into the challenges of engaging employees and collaborating with different providers, highlighting the critical role of respect and engagement in fostering successful partnerships. We explored innovative programs and services, including underutilized opportunities and personalized healthcare initiatives. Overall, our conversation shed light on the profound influence that relationships, service, and a genuine desire to positively impact lives can have on the insurance industry. David's dedication to making healthcare more accessible and affordable serves as an inspiration to us all.

Nikssarian Insurance Services, Inc. website - https://www.nikins.com/

This episode is sponsored by UnitedAg,  one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.  

Kirti Mutatkar, President and CEO of UnitedAg. 

Reach me at kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar
UnitedAg website - www.unitedag.org

Episode Contributors - David Nikssarian, Kirti Mutatkar, Paul Lecrone 

The episode is also sponsored by Brent Eastman Insurance Services Inc. - https://brenteastman.com/Blue

Shield of California - https://www.blueshieldca.com/Elite 

Medical - https://www.elitecorpmed.com/Gallagher 

https://www.ajg.com/SAIN 

Medical https://sainmedical.com/

UnitedAg operates unlike any other healthplans or health insurance carriers.  Our members are at the core of UnitedAg, and their needs shape the organization. As a result, leadership at UnitedAg looks different – in fact, it derives from one of our core values: giving from the heart. Chago Martin, the owner and operator of Paragon Personnel and Trilogy Personnel and Land Management, embodies this. His focus is on showing up, and this authenticity requires a level of effort that other businesses do not offer. Chago believes that culminating genuine relationships is substantial when leading. He understands that his employees are more than the work they produce, and so, when he began leading his family’s business, he based the framework on a humanistic approach that requires patience and grace. While this may go against standard business practice, this investment creates a long-term effect. As a leader, the value Chago places in his relationships sustains his family business, and as a result, the business benefits from long-term financial success without sacrificing his belief that leading is “from [the] heart and in consideration of people putting people first.” At the forefront, leadership requires empathy – to treat others how we would like to be treated. Chago Martin truly internalizes this golden rule, and the success of Paragon Personnel and Trilogy Personnel and Land Management is the result of valuing relationships that foster growth, encouraging self-awareness, and creating a space for compassion within the business industry.  

This episode is sponsored by UnitedAg,  one of the largest association health plans to offer healthcare to the agriculture industry of California and Arizona.  

Kirti Mutatkar, President and CEO of UnitedAg. Reach me kmutatkar@unitedag.org, www.linkedin.com/in/kirtimutatkar

UnitedAg's website - www.unitedag.org

Episode Contributors - Chago Martin, Paul LeCrone, Rhianna  Macias, and Kirti Mutatkar 

The episode is also sponsored by 

Brent Eastman Insurance Services Inc. - https://brenteastman.com/

Blue Shield of California - https://www.blueshieldca.com/

Elite Medical - https://www.elitecorpmed.com/

Gallagher - https://www.ajg.com/

SAIN Medical - https://sainmedical.com/

Smith Promotions Website

Produced by the team  at Rinard Media

On the first of December, The Reluctant Cowboy headed off into the sunset. We follow his trail after his early adventures and onto some more, always more for a man who came to known as The Legend.

 Kitty and Smokey know how to keep customers coming back for more;  the orange stripped Pete the postal cat once he’s done with his rounds, Betty that wild tabby who’ll never be caught, then there’s the brown and gold stripey one, the all white but one ear one, the cat with three legs, the cat with more than nine lives. They come for the music, they stay for the vibe. 

Freddy Fistolera with his early bird ticket and two weeks allowance, knew exactly where he was headed, the candy stall. They had buttertoes and sneakers, red veins and gob slobbers, every kind of candy you could dream of all on display in giant glass jars.

Priscilla McNamara has been performing for nearly 10 years in and around the Central Valley. On this episode, we talk with Priscilla about her beginnings, Queens of The South Valley, the importance of chosen family, and of course... supporting your local queens. COVID has hit the drag community hard, and we need to support our queens because they have always supported us. Priscilla can be found on all the socials:
Facebook @prissymacattack
Insta @yowasupchrisilla

Don't forget to tip your queens: CashApp $prissymacattack

The dudes hammered their picks last week. Dudes, do a quick recap and jump into matchups for Fantasy championship week. Jordan is back in the saddle. Matchups for the week and last episode before our yeti giveaway. 

• Week 14 recap
• Trent’s back from maternity leave 
• TNF preview
• Fantasy toddler 
• Starts and sits 
• Upset alert 

• The dudes break down their starts and sits.
• announce the dude store
• Waiver wire winner of the year
• Upset of the week
• Some jokes
• Quarterbacks
• Running Backes
• Defenses 
• Wide receivers 
• Tight Ends
• No kickers
• Rate, review, subscribe
• www.thefantasyfootballdudes.com

The Fantasy football dudes go over their dudes and dudes. Samuel gets as close to the black hole as possible during a pandemic. Yeti mug giveaway at thefantasyfootballdudes.com

Pre recorded live, the dudes go over their starts and sits. Samuel describes the thrill of podcasting. Jordan gives us his DFS cheap seats. The dudes have a studio phone? Pat calls in and asks the dudes some fantasy questions. Follow us on twitter @ThatFntasyDude or Facebook @TheFantasyFootballDudes, Stay tuned for dude giveaway.

Dudes and duds, burnt turkeys. Haircut bets, quarterback streams of the week. Waiver wire adds. Sit back relax and enjoy the dudes. Samuel stresses when waivers will go thru. The dudes applaud Commish Goodell's resiliency in these times of uncertainty. 

Everyone has a past. Some peoples past is there present and it's not getting any better.  For most our past was full or partly involved in worldly ways.  Listen, Lean, Apply.   A change is due.Salvation is a must and Jesus is the way.  FREE ONLINE BIBLE STUDY PDF.

HELP SPREAD THE WORD

This episode we talk with Max, Ace, Kristen, and Raquel about their experience accessing reproductive health in Central California. They discuss STI screenings, gender identity, as well as what it's like to hear, "no news is good news" when waiting for your results. Finally we hear from them about their favorite moments in our Leadership Academy and who inspired them this year.