3 Things Parents Can Do to Raise Financially Savvy Kids

Three years ago, I remember starting this podcast to encourage all the Dreamers like you to go after your dreams and live a wealthy life on purpose.

The past few years have been intense, filled with unforgettable experiences and it’s time for something different. Tune in to this episode to find out more.

Thank you for being a part of The Dreamers community.

Dreamers' Wealth of Wisdom:

• You don't have to make drastic changes today, but it all starts with small steps.
• Keep on believing in the dream, keep on fighting, fighting for financial independence so you can live your wealthy life on purpose.
• I'm going to be even more intentional in not only focusing on what matters most to me, which is my faith, my family, and my health but also, I'm not going to be extreme with anything outside of those three things. 

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Join the Wealth Community 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn

Teaching kids about money should be entertaining and age appropriate. Using terminology they understand and playing entertaining games can help teach them about budgeting, investing, saving, and even negotiating. 

Teaching grown-ups about money works the same way – keeping it simple, real, and doable. That way, they can easily share these friendly money tips with their kids, guiding them to handle finances responsibly and build wealth for the long term.

Take it from our Dreamer this episode, Maya Corbic, a certified public accountant and the founder of the Wealthy Kids Investment Club. In this episode,. 

She shares insights on teaching financial literacy to both kids and adults, and empowering parents to raise financially independent children. 

Maya is the author of "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor”, a book that breaks down investing concepts, making it easy for children to grasp essential skills while staying engaged.

In this episode we discuss:

• Maya’s money journey and lessons from living in shelters and Government housing as a refugee to financial independence in her forties.
• How investing $10 a week in Index Funds can help your children become millionaires.
• How to start teaching kids as young as 4 years old about finances.
• Teaching kids how to prioritize needs over wants
• Teaching children to save 50% of their allowance to start investing.
• Fun ways to introduce budgeting, credit cards, and negotiation to kids.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

When you're starting out in your investment journey or aiming to build wealth, many people consider real estate investing. Our Dreamer this week, Yamundow Camara didn't just make it a reality - she used creativity to build a real estate portfolio in record time without overleveraging debt.

Yamundow immigrated to the US in 2016 through a scholarship. Five years later she has acquired 28 real estate doors, taking advantage of the pandemic, when people were fearful of investing to build up her portfolio.

This episode will not only give you a front-row seat into how Yamundow has been able to do that, but it will also remind anyone that your starting point doesn’t have to define how far you can go.

When Yamundow first moved to the US, like most immigrants, she believed in: getting a stable job and buying a home. But, she realized it didn’t have to end there. She didn’t just buy one property - she bought 28 doors.

In this episode, Yamundow Camara discusses: 

• Creative ways she acquired 28 doors in 2 years without overleveraging debt
• How to partner with banking institutions to support your real estate ambitions
• How to find tenants who are more likely to stay in the house for a long time
• Why you should consider Section Eight renters
• Short-term rentals vs. travel rentals and why she does both
• A costly real estate mistake she made and what she learned from it

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 
• Get Your Brand In The Media

A Team Dklutr Production

This week is a solo episode about estate planning. 

In today's episode, I dive into what estate planning is, why it is important for most people regardless of financial standing, and the most common documents to look into. I discuss the recent loss of my father and how it inspired this episode.

In this episode, you will learn:

• What estate planning means
• Why most people should make estate plans
• The most common documents related to estate planning
• Why should consider hiring an estate attorney
• How estate planning impacted my life

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 
• Get Your Brand In The Media

A Team Dklutr Production

Our Dreamer joining me on the podcast this week is Sophy Aiida. Sophy Aiida is an international TV Host, actor, and entrepreneur. She has hosted a cohort of institutional and cultural events worldwide, including the All Africa Music Awards with Akon and the African Union-European Union Summit.

Sophy is the founder of Woman of Destiny, a platform dedicated to empowering women to pursue their purpose.

In this episode, you will learn about:

• How to overcome the challenges of unconventional career paths
• How to network effectively and find mentors
• Why you should do things that scare you to grow your career and build wealth
• The key to building an international career and getting consistent work
• How to keep perfecting your craft
• How leaning into uncertainty can lead to great opportunities
• The role visualization can play in you finding success
• How she attracted more money by changing her money mindset
• How knowing your WHY can help you be successful in your career
• How she makes her money and money lessons she has learned along the way

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 
• Get Your Brand In The Media

A Team Dklutr Production

When you go shopping, do you find yourself leaning towards inexpensive items that might wear out quickly, or are you more inclined to invest in pricier things that not only last longer but also have the potential to serve you well and even generate income in the future?

It's like building wealth that lasts; you may spend more today, and it takes years to see the full value, but the enduring benefits contribute to a more secure and prosperous future.

In this episode, we're joined by Emily Ford, Annalisa Abell, James Hill, Yamundow Camara, Jacent Wamala, and Asia Abston on the Dreamers Podcast. They share their lasting wealth-building success stories, encompassing various strategies such as investing, side hustling, and active labor. Their journeys are marked by characteristics like resilience, perseverance, and bravery, demonstrating how these traits contribute to building lasting wealth.

What we discussed in this episode: 

• The impact of affirmations and visions in becoming wealthy.
• Learning resilience through career transitions.
• Side hustles for passive income.
• Thinking and acting for the career you want, not just what you have.
• Aligning mindset with financial status for smart financial decisions.
• Taking risks and self-perseverance to succeed in real estate.
• The significance of understanding and confronting your financial situation.
• Money comes after active labor.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Join the Wealth Community 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn

Are you determined to level up your money management skills and boost your earnings in 2024, but uncertain about where to kickstart your journey? Or perhaps you've already initiated the process but haven't witnessed the financial transformation you envisioned.

This special episode features invaluable tips and advice from entrepreneurs and successful financial dreamers who didn't start wealthy but, through dedication and strategic choices, ended up becoming millionaires or coming remarkably close.

Joining me in this episode are esteemed guests, including Cedric Nash, Attiyah Blair, Naseema McElroy, Ellie Diop, the twins Nicole and Nadia, and the couple Doctors, Renée, and Nii Darko, along with Patrice Washington. Each guest brings a wealth of experience, sharing their stories and insights to provide seven tips to help you make more money in 2024.

What we discussed in this episode:

• Seven tips to earn money:
  - Tip#1: Choose your financial mentors
  - Tip#2: Understand that real estate investment is not getting rich quick, but it is getting rich for sure
  - Tip#3: Choose to have a positive financial circle influence
  - Tip#4: Set wealth aspiration levels to create a wealth destination
  - Tip#5: Spending for your business to make more money
  - Tip#6: Prioritize savings for rainy days and track your expenses
  - Tip#7: Have confidence and believe in yourself
• Six levels of wealth
• Be your accountability partner 
• Keep your expenses as low as possible
• Do not create any more debt

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

As we approach the end of 2023, it's the perfect  time to reflect on our financial habits and set the stage for a successful 2024.

Purchasing things to reward yourself for all your hard work can be quite tempting, but it shouldn’t be done at the expense of your future financial freedom.

That’s why it is important to strategically plan for our future and long-term needs.

In this episode, I'm excited to share five practical tips that will empower you to end 2023 on a strong note and kick off 2024 with a solid financial foundation:

1. Stick to your budget during the holidays
2. Review the beneficiaries on all of your accounts
3. Create or update your estate plan
4. Review all of your subscriptions and negotiate your recurring bills. 
5. Start planning for tax purposes

Wishing all the Dreamers out there a prosperous new year filled with financial success and the realization of your goals!

Dreamers' Wealth of Wisdom 

• Do not overspend so that you can end the year on a good note and you can start on a good note.
• Have a budget that you will stick with.
• Have an estate plan so that you can designate a guardian for your minor children.
•  It's important that your investments are aligned with your risk tolerance.
• Make sure that we are investing in a way that makes us comfortable.
• It's always a good idea to look at your investment and make sure that it's properly aligned.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Wealth building is a journey that requires patience and consistency. That’s not the popular opinion in social media land but it is the only time-tested way to build sustainable wealth.

In this week’s episode, I am going to debunk 3 common wealth-building myths that are popular online but are problematic for anyone looking to start building wealth for their families.

I’m going into three wealth-building myths that you may have heard and why as wealth creators we should be aware of the implications.

1. Life Insurance as a Wealth-Building Strategy
2. Overleveraging Debt
3. Building Wealth Overnight

Let’s be intentional wealth builders who take the time to do our research and educate ourselves and the next generation. That is the only way we will be able to build lasting wealth.

The road to wealth is worthwhile with every lesson that you learn along the way. Choose mentors wisely, but verify every lesson. You’ll get there slow and steady, Dreamers!

Dreamers' Wealth of Wisdom 

•  Overleveraging debt is just too dangerous and is not the best way for you to build wealth unless you're willing to lose everything.
•  Invest in things that grow in value.
• You can earn a lot of money fast, but that doesn't mean that you build wealth because wealth comes with habits.
• You have to invest in your education, learn, and apply so that you can continuously invest.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Most parents would want their kids to leave home with a solid understanding of personal finance. For that to happen, we need to provide our kids with the skills and toolkit necessary for them to become financially responsible and build their own wealth. 

The objective is that they become financially savvy and are confident with their decisions about money as they progress through the different stages of life.

Tune in to this episode as I share tools and tips to help kids:

1. Earn more Money - Explore ways to encourage your children to earn money on their own.
2. Manage their money - Discover tips to teach your kids about budgeting, saving, and responsible spending.
3. Learn to invest - Provide guidance on the basics of investing and its essence in starting at an early age

Dreamers' Wealth of Wisdom 

• My goal as a parent is that by the time my kids leave my house and go off to the next stage of their life, when they become adults they have a good understanding when it comes to finances.
• It's not about doing things for them so that they can build wealth. It's about teaching them the skills, giving them the toolkit, so that they can be financially savvy and build their own wealth.
• If we take the time to teach them habits that they can carry with them into adult life, then that will likely positively impact their finances and the quality of life that they live long term.

Mentioned in the Show:

• Greenlight

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community