the dreamers podcast

Three years ago, I remember starting this podcast to encourage all the Dreamers like you to go after your dreams and live a wealthy life on purpose.

The past few years have been intense, filled with unforgettable experiences and it’s time for something different. Tune in to this episode to find out more.

Thank you for being a part of The Dreamers community.

Dreamers' Wealth of Wisdom:

• You don't have to make drastic changes today, but it all starts with small steps.
• Keep on believing in the dream, keep on fighting, fighting for financial independence so you can live your wealthy life on purpose.
• I'm going to be even more intentional in not only focusing on what matters most to me, which is my faith, my family, and my health but also, I'm not going to be extreme with anything outside of those three things. 

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Join the Wealth Community 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn

Teaching kids about money should be entertaining and age appropriate. Using terminology they understand and playing entertaining games can help teach them about budgeting, investing, saving, and even negotiating. 

Teaching grown-ups about money works the same way – keeping it simple, real, and doable. That way, they can easily share these friendly money tips with their kids, guiding them to handle finances responsibly and build wealth for the long term.

Take it from our Dreamer this episode, Maya Corbic, a certified public accountant and the founder of the Wealthy Kids Investment Club. In this episode,. 

She shares insights on teaching financial literacy to both kids and adults, and empowering parents to raise financially independent children. 

Maya is the author of "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor”, a book that breaks down investing concepts, making it easy for children to grasp essential skills while staying engaged.

In this episode we discuss:

• Maya’s money journey and lessons from living in shelters and Government housing as a refugee to financial independence in her forties.
• How investing $10 a week in Index Funds can help your children become millionaires.
• How to start teaching kids as young as 4 years old about finances.
• Teaching kids how to prioritize needs over wants
• Teaching children to save 50% of their allowance to start investing.
• Fun ways to introduce budgeting, credit cards, and negotiation to kids.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

When you're starting out in your investment journey or aiming to build wealth, many people consider real estate investing. Our Dreamer this week, Yamundow Camara didn't just make it a reality - she used creativity to build a real estate portfolio in record time without overleveraging debt.

Yamundow immigrated to the US in 2016 through a scholarship. Five years later she has acquired 28 real estate doors, taking advantage of the pandemic, when people were fearful of investing to build up her portfolio.

This episode will not only give you a front-row seat into how Yamundow has been able to do that, but it will also remind anyone that your starting point doesn’t have to define how far you can go.

When Yamundow first moved to the US, like most immigrants, she believed in: getting a stable job and buying a home. But, she realized it didn’t have to end there. She didn’t just buy one property - she bought 28 doors.

In this episode, Yamundow Camara discusses: 

• Creative ways she acquired 28 doors in 2 years without overleveraging debt
• How to partner with banking institutions to support your real estate ambitions
• How to find tenants who are more likely to stay in the house for a long time
• Why you should consider Section Eight renters
• Short-term rentals vs. travel rentals and why she does both
• A costly real estate mistake she made and what she learned from it

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 
• Get Your Brand In The Media

A Team Dklutr Production

This week is a solo episode about estate planning. 

In today's episode, I dive into what estate planning is, why it is important for most people regardless of financial standing, and the most common documents to look into. I discuss the recent loss of my father and how it inspired this episode.

In this episode, you will learn:

• What estate planning means
• Why most people should make estate plans
• The most common documents related to estate planning
• Why should consider hiring an estate attorney
• How estate planning impacted my life

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 
• Get Your Brand In The Media

A Team Dklutr Production

Our Dreamer joining me on the podcast this week is Sophy Aiida. Sophy Aiida is an international TV Host, actor, and entrepreneur. She has hosted a cohort of institutional and cultural events worldwide, including the All Africa Music Awards with Akon and the African Union-European Union Summit.

Sophy is the founder of Woman of Destiny, a platform dedicated to empowering women to pursue their purpose.

In this episode, you will learn about:

• How to overcome the challenges of unconventional career paths
• How to network effectively and find mentors
• Why you should do things that scare you to grow your career and build wealth
• The key to building an international career and getting consistent work
• How to keep perfecting your craft
• How leaning into uncertainty can lead to great opportunities
• The role visualization can play in you finding success
• How she attracted more money by changing her money mindset
• How knowing your WHY can help you be successful in your career
• How she makes her money and money lessons she has learned along the way

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 
• Get Your Brand In The Media

A Team Dklutr Production

When you go shopping, do you find yourself leaning towards inexpensive items that might wear out quickly, or are you more inclined to invest in pricier things that not only last longer but also have the potential to serve you well and even generate income in the future?

It's like building wealth that lasts; you may spend more today, and it takes years to see the full value, but the enduring benefits contribute to a more secure and prosperous future.

In this episode, we're joined by Emily Ford, Annalisa Abell, James Hill, Yamundow Camara, Jacent Wamala, and Asia Abston on the Dreamers Podcast. They share their lasting wealth-building success stories, encompassing various strategies such as investing, side hustling, and active labor. Their journeys are marked by characteristics like resilience, perseverance, and bravery, demonstrating how these traits contribute to building lasting wealth.

What we discussed in this episode: 

• The impact of affirmations and visions in becoming wealthy.
• Learning resilience through career transitions.
• Side hustles for passive income.
• Thinking and acting for the career you want, not just what you have.
• Aligning mindset with financial status for smart financial decisions.
• Taking risks and self-perseverance to succeed in real estate.
• The significance of understanding and confronting your financial situation.
• Money comes after active labor.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Join the Wealth Community 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn

Are you determined to level up your money management skills and boost your earnings in 2024, but uncertain about where to kickstart your journey? Or perhaps you've already initiated the process but haven't witnessed the financial transformation you envisioned.

This special episode features invaluable tips and advice from entrepreneurs and successful financial dreamers who didn't start wealthy but, through dedication and strategic choices, ended up becoming millionaires or coming remarkably close.

Joining me in this episode are esteemed guests, including Cedric Nash, Attiyah Blair, Naseema McElroy, Ellie Diop, the twins Nicole and Nadia, and the couple Doctors, Renée, and Nii Darko, along with Patrice Washington. Each guest brings a wealth of experience, sharing their stories and insights to provide seven tips to help you make more money in 2024.

What we discussed in this episode:

• Seven tips to earn money:
  - Tip#1: Choose your financial mentors
  - Tip#2: Understand that real estate investment is not getting rich quick, but it is getting rich for sure
  - Tip#3: Choose to have a positive financial circle influence
  - Tip#4: Set wealth aspiration levels to create a wealth destination
  - Tip#5: Spending for your business to make more money
  - Tip#6: Prioritize savings for rainy days and track your expenses
  - Tip#7: Have confidence and believe in yourself
• Six levels of wealth
• Be your accountability partner 
• Keep your expenses as low as possible
• Do not create any more debt

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

According to  Investopedia, the American Dream costs $3.4 million, is it still possible to attain the DREAM? Today, we’re excited to talk about how to build wealth for your family. 

Our guest today, Anne-Lyse Wealth, is here to tell us more about Generational Wealth and how we can all pursue it for our families. Along with the sacrifices and hard work of her mother and father, she is now paving the way for the next generation. This is the type of wealth that allows your family to experience financial freedom, choice, and opportunities. On top of that, she is also pulling triple duty as a mom of three, wife, and international business owner. 

Featured Resources for this Episode include

• Dream of Legacy (Website): https://dreamoflegacy.com/ 
• Dream of Legacy (Book): https://amzn.to/3zgZcwE 
• The Dreamers' Podcast (Podcast): https://podcasts.apple.com/us/podcast/the-dreamers-podcast/id1546922736 

Wait what's a Financial Griot?

The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.

Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.

So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.

Find the TFG Crew Hosts on Instagram

• Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
• Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
• Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

Most parents would want their kids to leave home with a solid understanding of personal finance. For that to happen, we need to provide our kids with the skills and toolkit necessary for them to become financially responsible and build their own wealth. 

The objective is that they become financially savvy and are confident with their decisions about money as they progress through the different stages of life.

Tune in to this episode as I share tools and tips to help kids:

1. Earn more Money - Explore ways to encourage your children to earn money on their own.
2. Manage their money - Discover tips to teach your kids about budgeting, saving, and responsible spending.
3. Learn to invest - Provide guidance on the basics of investing and its essence in starting at an early age

Dreamers' Wealth of Wisdom 

• My goal as a parent is that by the time my kids leave my house and go off to the next stage of their life, when they become adults they have a good understanding when it comes to finances.
• It's not about doing things for them so that they can build wealth. It's about teaching them the skills, giving them the toolkit, so that they can be financially savvy and build their own wealth.
• If we take the time to teach them habits that they can carry with them into adult life, then that will likely positively impact their finances and the quality of life that they live long term.

Mentioned in the Show:

• Greenlight

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

As a passionate book lover, I'm captivated by the unique ability of books to inspire and provide exceptional education. Books are truly special. They can provide a wealth of wisdom that can positively guide us toward living a wealthy life on our terms.

So, I am very excited to share the invaluable insights I received from 3 books that had a life-changing impact on my life:

1. Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner by David Bach
2. I've Been Thinking . . .: Reflections, Prayers, and Meditations for a Meaningful Life by Maria Shriver
3. Black Privilege: Opportunity Comes to Those Who Create It by Charlamagne Tha God

In this week’s episode, I dig deep into the lessons I learned from these books and the role each of them played in my pursuit of living a wealthy life.

Dreamers' Wealth of Wisdom 

• You are the hero of your own story. So own the story of your life, value it.
• We are unique and our individual stories are unique.
• If you work together with your spouse, you can build a wealthy life.
• Each one of us has privileges that we can leverage to become who we are meant to become or who we want to become, go after our dreams.
• There's something that you have that someone lacks and if you learn to appreciate that, then you can tap into that and then achieve greatness. 
• Find gratitude in just everything that I already have, instead of focusing on where I want to get to – what I'm missing, what I'm lacking.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Have you been feeling that you’re stuck in a cycle and can’t move forward on your wealth-building journey? You may have experienced one of the common wealth mental blocks that a lot of us deal with.

In this episode, I tackle 5 common mental blocks preventing us from building long-term wealth and share resources to overcome them.

1. The Scarcity Mindset - you believe that resources and wealth are limited.
2. Fear of Becoming Wealthy - you fear success or doubt your capabilities.
3. Fear of Failure - avoid risks that lead to your missed opportunities.
4. The Comparison Trap - you constantly compare yourself to others which leads to feelings of inadequacy.
5. Lack of Long-Term Plan - you prioritize short-term pleasure over long-term goals which hinders wealth-building.

• Recommended books and articles to overcome mental blocks

Dreamers' Wealth of Wisdom 

• The thing with the scarcity mindset is if you don't acknowledge it and deal with it and recognize it, it can lead to even earning less money.
• Focus on delivering the best quality that you can so that you can command those prices.
• I would rather try and fail than not try years down the road you wish you had.
• Spend money on the things that we care about, that add value to our lives.
• Short-term things should come after investing in your future and your retirement.
• The lack of long-term planning translates to putting too much emphasis on saving.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

In this week’s episode, Dreamer Lawrence Delva-Gonzalez would like to inspire the younger generation to value education specifically in the aspect of finance. He encourages the idea of becoming a producer in society instead of being only a consumer. Lawrence shares more valuable lessons and ideas for aspiring millionaires as he talks about how wealth impacts our society.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

The blueprint to becoming a 9 to 5 millionaire in less than 10 years. Lawrence Delva-Gonzalez “The Neighborhood Finance Guy” started his career earning $23k a year. Fast Forward a few years,  Lawrence and his wife Doreen went from owing more than they owned to 9 to 5 millionaires in 7 years.

They accomplished that before turning 40 while earning approximately $120k on average a year. Today, Lawrence is on a mission to help other people do the same with his net max financial plan which you can find for free on his website.

Lawrence and Doreen are on their way to retire early as multi-millionaires, and their story is proof that with the right mindset and information, we can all live a wealthier life.

Join us as we delve into their inspirational story, unraveling the secrets to their financial success, and gaining valuable insights into their wealth-building strategies.

In this episode, we discuss: 

• How they went from a negative net worth to 9 to 5 millionaires in 7 years earning $120k a year combined on average.
• How to invest more, legally save on taxes, and build wealth.
• Building wealth while traveling the world.
• Conditional Inheritance: Preparing the next generation for wealth
• Risk management and Market “mastery”: From gambling to smart Investing
• Living life on your own terms.
• Value-based spending: Finding Joy in Unique Experiences
• Lessons for first-generation millionaires
• Net max plan: Knowing the net effect on your money

Dreamers' Wealth of Wisdom 

• “Become mindful of where your money is actually going.” - Lawrence Gonzalez
• “Being joyful about the experience of where you are, no matter how much money you have.” - Lawrence Gonzalez
• “The more good things you do with your money, the more it's going to create opportunities for you to do more with your money” - Lawrence Gonzalez
• “If you're utilizing money in the way that it can be used, you could lower down your debt really fast.” - Lawrence Gonzalez
• “If you invest your money — you're doing more than just sitting on it, that you might have a chance to actually beat inflation and also beat your own self.” - Lawrence Gonzalez
• “Once you start separating yourself from everybody else's category, you start finding the things that matter to you.” - Lawrence Gonzalez
• “There is value in being educated, not just for the sake of making money, but to think of being knowledgeable on a day-to-day basis of how you live.” - Lawrence Gonzalez
• “I see wealth as a unique tool — an opportunity to create more wealth in other people.” - Lawrence Gonzalez
• If you want a guaranteed way to build wealth over the long run, then stick with index funds.” - Anne-Lyse
• Investing is very important, building your future is very important, but, sometimes I like to spend money, but I spend money on things that I don't regret spending money on.” - Anne-Lyse

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Train them young.

One of the goals for many parents is to make sure our children have comfort and security. To achieve this, it's crucial to share valuable financial lessons and strategies with them.

In this episode, I explore five vital money lessons that I believe all parents should not only grasp themselves but also pass on to their children. These lessons are a fundamental building block to empower families with the knowledge and tools they need to navigate the complexities of personal finance, ultimately helping ensure a more secure financial future for the next generation.

 In this episode, I discuss:

• Five essential money lessons parents should learn and impart to their children:
  • The art of negotiation
  • Simple budgeting methods
  • Saving vs. investing
• Tax optimization strategies 
• Tools to help kids with goals setting, budgeting and investing
• Teaching kids the art of negotiation
  
  

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

In this episode, Briana Franklin enlightens the black woman community on loans and how we should change our mindset toward education opportunities. We should normalize becoming owners and not owing bad loans out of college.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

Education is an investment in the future, but for many, the cost of that investment can be crippling. 

This week, I sat down with Dreamer and Forbes 30 under 30 fellow Briana Franklin, the driving force behind The Prosp(a)rity Project whose mission is to empower Black women burdened by student debt and provide a path to prosperity. 

Briana was knee-deep in student debt after graduating from an Ivy League school as she faced the reality of inconsistent income, making it challenging to pay off her loans with the unforgiving interest. After experiencing first hand how challenging it can be to build wealth while facing student loan debt, Briana launched, The Prosp(a)rity Project, her platform to combat a system that often leaves young professionals financially overwhelmed.

In this episode, we discuss:

• 35 to free: Black women’s 35% financial literacy rate and student debt 
• Predatory lending practices and how they can trap borrowers in never-ending high-interest debt cycles.
• Mentorship and guidance to help set women on a path to prosperity.
• Mindset Shift: understanding the importance of transitioning from being an "ower" to an owner to set the stage for financial success.
• The Prosp(a)rity Project and why it is targeted toward Black women.

Mentioned In This Episode:

• I Will Teach You To Be Rich
• Mind Your Money

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

In this episode, I share how I almost fell to scammers on social media during a travel-related mishap, and trust me, it was a crazy roller coaster experience.

It all began with an unsettling case of impersonation on Twitter, where I almost got taken in by their crafty schemes. The whole encounter involved close calls and smart tactics, underscoring the critical need for digital vigilance. 

Tune in to our podcast to hear the full story - it's an eye-opener, to say the least.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal)
• LinkedIn
• Get Your Brand In The Press
• Join the Wealth Community 

A Team Dklutr Production

In a world where AI is taking a bigger space everyday, simplifying our lives but also creating new challenges, one of the important questions is how can we secure our information and finances from AI-powered fraud?

To help us answer that, the Dreamer joining us on this cybersecurity awareness month is none other than my husband, Serge Ngatta, a global product leader with extensive experience in product, digital identity fraud prevention, and regulatory compliance.

Join us as we explore AI identity theft, how we can develop “digital hygiene” to protect our information and finances, and so much more. Serges shares insights on some of the latest AI scams and equips us with knowledge to protect ourselves.

In this episode, we discuss:

• Digital Hygiene: Developing safe online practices to protect personal information and avoid getting scammed.
• Identity Theft and how we can protect ourselves.
• The latest AI-powered financial scams including voice-enabled fraud and romance scams.
• How I almost fell victim to financial fraud. 
• Utilization of AI tools for scamming and fraud, such as voice record imitation and theft.
• Romance scams and AI deep fakes.

Tune in and arm yourself with the knowledge to stay one step ahead in the digital age. 🎙️💻 #AIIdentityTheft #DigitalHygiene #CybersecurityAwareness

Dreamers' Wealth of Wisdom 

• “There's so many nuances when we're sharing information now online that we have to be mindful of.” - Serge Ngatta
• “The basis for scamming and committing fraud or identity theft is to make you believe that I am a trusted agent person for you to interact with.” - Serge Ngatta

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• Join the Wealth Community 
• LinkedIn

Hello, Dreamers! On today's episode, we're diving deep into a topic that's close to my heart.

In the world of investments, the founder is often the linchpin that holds everything together. These visionary, passionate individuals have the power to identify promising opportunities and the resilience to navigate the turbulent waters of entrepreneurship. They inspire confidence in investors and serve as the driving force behind their ventures. As we say, it's not just about investing in the 'horse,' it's about believing in the 'jockey' – the founder's character, experience, and unwavering determination.

So, join me as we explore how these remarkable founders can be the key to long-term investment success.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram
• Instagram (Personal) 
• Get Your Brand In The Media

A Team Dklutr Production

What does it take to scale a business that is capital-intensive and has high barriers to entry?

Our guest, co-Founder of the Black-owned global private jet charter company Approved Jets, and venture capitalist Aaron Wilson, shares invaluable insights from his journey as a serial entrepreneur in the aviation industry as well as essential strategies that have helped Approved Jets gross eight figures in revenue in its first 3 years.

Join us as we discuss the elements behind the success of Approved Jets, as well as Aaron’s tips to help entrepreneurs navigate the challenges of scaling a business. No matter what industry you’re in, this episode will give you valuable insights for any wealth builder interested in entrepreneurship, positioning their business to attract investors, or investing in other businesses.

In this episode, we discuss:

• Business scaling do’s and don’ts.
• The private jet charter industry and what it takes to succeed
• How to stay top of mind when it comes to potential customers.
• Relationships and High-Frequency Transactions: conducting high-frequency transactions to maintain healthy cash flow. 
• What to look for as an investor.
• How to position your company to attract investors.
• Exceptional Service vs. Customer Acquisition Costs.
• Continuous learning.
• Customer Acquisition Costs as the Ultimate KPI: the significance of tracking customer acquisition costs (CAC) as a paramount key performance indicator and why.
• The critical relationship between profit margins and CAC.

If you enjoyed today’s episode, here’s what you can do to support me and help more Dreamers discover the podcast:

1. Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.
2. Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify | iHeart Radio | Amazon Music | Listen Notes
3. Share the podcast with your family, friends, and co-workers.
4. Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.
5. Would you rather watch this episode? Go to our YouTube channel to enjoy the video version. And while you’re at it, click the bell to subscribe so you can get notified when a new episode comes out.

Connect with Anne-Lyse:

• Website 
• Instagram (Show) 
• Instagram (Anne-Lyse) 
• LinkedIn
• Join the Wealth Community 

A Team Dklutr Production