We have to extend grace; people are imperfectly flawed.
Today, Lawrence and Alainta catch up on life and share the realities of how imperfectly flawed people we are. We must remember to extend grace.
The Financial Griot
enMarch 11, 2024
Curating Your Space. How Your Social Circle Can Make Rich Or Poor.
enMarch 28, 2022
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About this Episode
In this episode of the Financial Griot podcast, we talk about the importance of curating your physical, mental and virtual space.
The world is getting more complicated while tasks are becoming easier, and that's not a good thing. While it might sound ridiculous, you are suppose to have just 5 friends compared to Facebook's 5,000 limit. In truth, Social scientist Robin Dunbar hypothesized that an individual’s group can extend to 150 contacts. However, each contact is layered according to the strength of emotional ties.
As such, your mind is constantly trying to keep up with over 1,000 people, story lines and complications. It's no wonder why people are entrenched in camps and becoming burnt out.
Here's a bit about our background and who we are:
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the racial wealth gap.
Merriam-Webster defines a Griot as a West African historian, storyteller, praise singer, poet, or musician. The griot is a repository of oral tradition and is often seen as a leader due to their position as an advisor to royal personages. As a result of the former of these two functions, they are sometimes called a bard.
As such, we tell the stories that others don't. Stories that we should share for growth, opportunity and understanding. Beyond that we talk about Finances. Specifically, how to become Financially literate, incorporating actionable steps and ultimately building generational wealth.
So there you have it, The Financial Griot or TFG for short. You will be in for a treat. The hosts were able to amass over $2 Million in wealth in about 8 years and are on track to retire early. If you want the secrets; we will gladly share them since opportunity is abundant and Win-Win.
Connect with TFG Crew:
Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcin
Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Lawrence Delva-Gonzalez - Federal Auditor, Blogger and Tax Specialist @theneighborhoodfinanceguy
Recent Episodes from The Financial Griot
We don't talk about Bruno! Pets and the Power of Community.
Today, the crew is together and Alainta shares great news about finding her missing cat Bruno, and the financial cost of getting his health back on track.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
We recorded the Financial Literacy Workshop, It's a Lot!
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
It's Tax Time Again. Are you filing to get the most out of your earnings?
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Creators and Influencers are Struggling to Make Money and Change!
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Is Navy Federal Credit Union against Black Home Ownership?
Today the crew discusses the Navy Federal Credit Union (Navy Fed) class action lawsuit concerning home loans.
According to a CNN report (December 14, 2023), the Navy Fed, the largest credit union in the US, allegedly denied more than 50% of Black applicants for new conventional home mortgages in 2022, even as it had an approval rate greater than 75% for white applicants seeking the same product.
On December 20, 2023, civil rights attorneys Ben Crump and Adam Levitt filed a class-action lawsuit against Navy Fed. The lawsuit claims that the credit union has discriminatory lending practices that affect millions of Black and Brown mortgage applicants. The lawsuit is filed on behalf of Black plaintiffs, Laquita Oliver and Cherelle Jacob, who were allegedly denied home loans due to Navy Federal's lending practices. The lawsuit also claims that Navy Federal approves a higher percentage of applications from white borrowers making less than $62,000 a year than it does from Black borrowers making $140,000 or more.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
The Financial Griot
enFebruary 12, 2024
The Avg. American Household Debt is over $100K. We have Debt and a lot of it!
Today Alainta and Lawrence discuss their consumer debt and how they are managing them. Tune in for tips so you can talk about debt and strategically tackle it.
American households carry a total of $17.29 trillion in debt as of the third quarter of 2023, and the average household debt is $103,358 as of the second quarter of 2023.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
We are out here being church heathens, shame!
Research shows an increase in Black Americans who identify as spiritual rather than religious. Instead of following a specific set of organized beliefs and practices, they prefer a more individualized approach to faith. Alainta and Lawrence share their thoughts on the matter.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
How Travel Provides Challenges and Lifelong Perspectives
The Financial Griot Podcast crew is back from vacation. Time to discuss how travel provides meaningful challenges and perspectives. Alainta is coming back from a work trip in the country of Gold, Colombia. While Lawrence and his wife just touchdown from their annual trip. This time, they headed to South America going through the Land of Tango (Argentina) and the Land of Joy (Brazil).
Tune in for the stories and the travel tips.
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus
Living the American Dream feat. Anna-Lyse Wealth
According to Investopedia, the American Dream costs $3.4 million, is it still possible to attain the DREAM? Today, we’re excited to talk about how to build wealth for your family.
Our guest today, Anne-Lyse Wealth, is here to tell us more about Generational Wealth and how we can all pursue it for our families. Along with the sacrifices and hard work of her mother and father, she is now paving the way for the next generation. This is the type of wealth that allows your family to experience financial freedom, choice, and opportunities. On top of that, she is also pulling triple duty as a mom of three, wife, and international business owner.
Featured Resources for this Episode include
- Dream of Legacy (Website): https://dreamoflegacy.com/
- Dream of Legacy (Book): https://amzn.to/3zgZcwE
- The Dreamers' Podcast (Podcast): https://podcasts.apple.com/us/podcast/the-dreamers-podcast/id1546922736
Wait what's a Financial Griot?
The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we are teaching you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.
Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.
So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.
Find the TFG Crew Hosts on Instagram
- Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcin
- Lawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguy
- Lovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus