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    E151: Dermalogica Founder: Building A Billion Dollar Business While Looking After Your Mental Health

    enJune 13, 2022
    How did Jane's father's loss influence her values?
    What role did Jane's mother play in her career choices?
    Why is perspective important in marketing, according to Jane?
    What sacrifices did Jane acknowledge in her journey to success?
    How did Dermalogica challenge norms in the cosmetic industry?

    • The Formative Childhood Experiences that Shaped Jane's Values and BeliefsJane's childhood experiences, including the loss of her father and her mother's resilience, instilled in her the importance of financial independence and advocating for women's empowerment and equality.

      Jane's childhood experiences, particularly the loss of her father and her mother's resilience, had a profound impact on shaping her values and beliefs. Jane's mother's determination to provide for her family and emphasize the importance of financial independence instilled in Jane the drive to support herself and not rely on others for her success. Additionally, growing up in a household of strong, capable women and being surrounded by female role models influenced Jane's understanding of power dynamics and gender roles. These early experiences fueled Jane's passion for advocating for women's empowerment and equality. Overall, Jane's childhood formed the foundation for her values, career choices, and commitment to societal change.

    • From Independent Beginnings to Skincare SuccessJane Wurwand's journey showcases the power of following your passion, finding practical skills that align with your values, and embracing a mindset of self-sufficiency to achieve entrepreneurial success.

      Jane Wurwand's journey to becoming a successful entrepreneur and founder of a renowned skincare brand was shaped by her desire for independence and self-determination. Growing up with the fear of losing her mother and being placed in foster care, Jane wanted to quickly acquire skills that would allow her to support herself and have control over her life. Choosing not to pursue a traditional university education, she sought practical training in the beauty industry, which she saw as a means to earn a living and travel. Her mother's advice to learn how to do something resonated with her and instilled in her a mindset of self-sufficiency. This mindset ultimately led her to discover her passion for skincare and build a successful career.

    • Jane's Journey of Resilience and IndependenceDifficult times can be transformative, pushing us to grow stronger and more independent.

      Jane's decision to immigrate to South Africa was driven by an opportunity to find employment. Despite the challenges of moving to a new country without modern communication technology, Jane was determined to support herself and build a better life. Although her marriage ended in divorce and she faced moments of vulnerability, she made a promise to herself never to allow such circumstances to happen again. This experience in her early twenties shaped her resilience and determination to overcome obstacles. Jane's journey serves as a powerful reminder that difficult times can be transformative, pushing us to grow stronger and more independent.

    • Love, Opportunity, and the Journey to Los AngelesLove can overcome obstacles and inspire us to take bold risks in pursuit of a better future.

      Jane Wurwand's journey from Johannesburg to Los Angeles was driven by love and opportunity. She started her career in skincare sales in South Africa, where she met Raymond Wirwind, who became her mentor and later her partner. Their relationship blossomed despite the challenges of being colleagues. When Raymond's green card came through, he had to leave for the United States, creating a dilemma for their relationship. Despite the distance, Jane knew that they were meant to be together and made a bold decision to join him in Los Angeles. She faced immigration challenges and a recent divorce, but her love for Raymond and determination led her to find a way. This story highlights the powerful force of love and the willingness to take risks for a brighter future.

    • Overcoming Challenges: Building a Career in SkincareJane Wurwand's determination and innovative thinking led her to establish the International Dermal Institute, bridging the gap in skincare training and creating a successful industry in the United States.

      Jane Wurwand faced challenges in immigrating to the United States and building a career in skincare. She explored various options to obtain a work permit but didn't fit any of the existing criteria. So, she and her husband Raymond started a company, the International Dermal Institute, as a way to secure her job transfer and establish their own industry in skincare. They aimed to bridge the gap between the short training programs in California and the longer training in Europe to upskill professional skin therapists. Despite skeptics, they recognized the untapped potential in the American market and seized the opportunity to train and grow their own industry.

    • Building a Supportive Community for Skincare ProfessionalsCreating a sense of community and connection is essential for the success of training programs, as it fosters collaboration, support, and a family-like environment for students.

      Community building played a crucial role in the success of Jane Wurwand's training program. Jane and her husband recognized that skin therapists were isolated in their work and lacked a sense of connection with others in the industry. To address this, they intentionally fostered a community by organizing various events and activities for their students to interact and bond with one another. These efforts created a supportive and collaborative environment that went beyond just training in skincare. It allowed the students to feel like they were part of a family, despite their diverse backgrounds. This sense of community was a significant factor in the training program's success and set it apart from others in the industry.

    • The Power of Human Connection in Success and BelongingBuilding strong relationships and fostering empathy are crucial for success, especially during challenging times. Understanding and catering to our innate need for connection is essential in various aspects of life and business.

      Human connection is crucial for success and should not be undervalued. Jane Wurwand emphasizes the importance of belonging to a tribe, especially during challenging times like the COVID-19 pandemic. She highlights that the beauty industry, which focuses on facilitating human connection through touch and empathy, is especially relevant in fostering unconditional love. Steven Bartlett acknowledges that building engaged customer bases, company cultures, and audiences all require understanding and catering to our innate need for connection. Jane Wurwand also emphasizes the significance of humility and staying connected to others regardless of success or position. Additionally, she acknowledges her own weaknesses, such as impatience, but demonstrates her commitment to excellence by addressing even the smallest details, like a piece of hair on the floor.

    • The Power of Attention to Detail in BusinessAttention to detail, embracing strengths and weaknesses, and maintaining a high level of execution are essential for long-term success in business.

      Attention to detail is crucial for long-term success in business. Jane Wurwand emphasizes the importance of not overlooking small things, as they can make a significant impact on the overall success of a company. She believes that executing ideas well and maintaining that level of execution is what sets successful businesses apart. Jane also highlights the need for a truth teller, someone who can provide honest feedback and keep you in check. She acknowledges that weaknesses can be flipped into strengths, and impatience, when channeled correctly, can lead to a fast pace, quick execution, and a sense of urgency and leadership. Overall, paying attention to detail and embracing both strengths and weaknesses are key factors in achieving long-term success in business.

    • The Importance of Truth Tellers and Decisiveness in Personal and Professional GrowthSurround yourself with truth tellers who can provide honest feedback and hold you accountable. Be decisive and take action, even with limited information. Don't be afraid to stand firm in your beliefs and pursue your goals, regardless of criticism.

      Having truth tellers around you is essential for personal and professional growth. Jane Wurwand emphasizes the importance of having people like Raymond and Natalie, who are not afraid to give honest feedback and hold her accountable. It is crucial to have individuals who can point out when we are out of line or being rude, as their input helps us become more self-aware and make necessary improvements. Additionally, Jane highlights the significance of decisiveness and taking action, even when we have only 70% of the information. Making decisions promptly is a crucial aspect of leadership and success. Lastly, Jane's aim to "piss off the 80% and please the 20%" showcases the need to stand firm in our beliefs and not be afraid of criticism when pursuing our goals.

    • Embrace Authenticity and Disruption in Building Your BrandBuilding a lasting brand requires being true to your vision, embracing your unique voice, and not trying to please everyone. Authenticity and disruption can attract a loyal audience who shares your passion.

      Building a brand requires being true to yourself, even if it means not appealing to everyone. Jane Wurwand emphasizes the importance of having a voice, personality, and triggering emotional responses when creating a brand. She believes that being mediocre and trying to please everyone will not make a lasting impact. Instead, she encourages being decisive, truthful, and slightly disruptive. Jane faced resistance when launching her company, Dermalogica, because it challenged the norms of the cosmetic industry. However, she stayed true to her vision of creating skincare products that were both cosmetically elegant and effective. Despite pushback, she found a loyal audience who shared her passion for creating a profession and industry that they could be proud of.

    • The importance of a strong perspective in marketing and brandingHaving a clear perspective and understanding the sacrifices required are essential for success in business.

      Having a strong perspective and standing for something is crucial in marketing and branding. Indifference and trying to please everyone can lead to failure. Jane Wurwand's business, Dermalogica, achieved success due to their unwavering commitment to their vision. Despite the immense amount of hard work she put in, with long hours and constant travel, she has no regrets about the sacrifices made. However, she acknowledges that the greatest cost of her dedication was the loss of friendships. Many friends were unable to understand her demanding schedule and drifted away. Yet, those who remained understood and continue to support her. This conversation highlights the importance of having a clear perspective, resilience, and understanding the sacrifices required for success.

    • The Importance of Open Communication and Quality Time in a RelationshipEvery couple should prioritize open communication, quality time, conflict resolution, and adapting to unique circumstances to nurture their relationship effectively.

      While date nights may work for some couples, they are not necessary for every relationship. Jane and Raymond have chosen not to partake in formal date nights because they prioritize open communication and spending quality time together regularly. They believe that maintaining a strong relationship involves discussing their feelings, concerns, and important matters on a daily basis. They also emphasize the importance of resolving conflicts and not letting resentment build up. Additionally, Jane shares her personal experience with therapy, indicating that seeking professional help can be beneficial during challenging times. Ultimately, the key takeaway is that each couple should find what works best for them in terms of nurturing their relationship and adapting to their unique circumstances.

    • Unearthing the roots of mental health issues for personal growth and healing.By addressing the underlying causes of mental health issues through therapy and self-reflection, individuals can find healing and discover their authentic selves, leading to personal growth and gratitude.

      Addressing the root causes of mental health issues is crucial for personal growth and healing. Jane Wurwand's experience with sleep troubles revealed that her insomnia was not the problem itself, but rather a manifestation of her deep-seated anxiety. By seeking help and engaging in therapy, she was able to unearth and process the underlying traumas that had been weighing her down. This process involved self-reflection, cognitive testing, and the guidance of a psychiatrist who provided tools and strategies for understanding and managing her emotions. Through this journey, Wurwand discovered the importance of asking the right questions, recognizing patterns in her behavior, reframing past experiences, and embracing vulnerability. Ultimately, therapy allowed her to find her true self and move forward with a newfound sense of pride and gratitude.

    • The Positive Impact of Therapy and Overcoming StigmaTherapy offers valuable insights and help to address underlying issues, leading to a more fulfilling life. Overcoming stigma and finding the right time to seek help is crucial for personal growth.

      Seeking therapy can have a profound positive impact on one's life, despite the lingering stigma surrounding it. Jane Wurwand emphasizes the importance of finding a way to examine oneself, as a life unexamined is a life not lived. Steven Bartlett admits to feeling stigmatized by the idea of therapy, despite hearing from numerous guests about its positive effects. However, Jane points out that there comes a point in life when one may be more ready and open to seeking help. She shares her own experience of reaching a breaking point with insomnia, which led her to finally ask for help. Additionally, Jane discusses how personal patterns and fears can affect relationships and the need for balance between work and personal life. The key takeaway is that therapy can provide valuable insights and help individuals address underlying issues that may be impacting their lives.

    • Prioritizing True Priorities: A Lesson in Balancing Business and FamilyIt is important to evaluate the urgency of business matters and prioritize our loved ones. Taking a step back and considering the true importance of a situation helps us maintain balance and allocate our time wisely.

      It is crucial to prioritize our true priorities over the allure of business success. Jane Wurwand shares her experience of getting caught up in the urgency of business matters, neglecting her daughter's need for attention. She realized the importance of being present for her loved ones and acknowledging when a moment requires our focus. Wurwand advises considering whether an issue is genuinely an emergency or simply an adrenaline rush driven by our ego. She emphasizes the need to take a step back, evaluate the situation's urgency, and prioritize the people we care about. Sometimes, even taking a minute for ourselves is necessary. This reminder helps us maintain a balanced perspective and allocate our time wisely.

    • Confronting Fear and Making Decisions: The Path to Entrepreneurial SuccessEntrepreneurs acknowledge and face their fears, make decisive decisions, and find their purpose to succeed. Different types of entrepreneurs exist, but ultimately it's about using your own resources and taking calculated risks.

      Entrepreneurs are not fearless, but they are willing to confront their fears and take action despite them. Encouraging bravery means acknowledging the presence of fear and still being able to function effectively. Being decisive and making decisions is also crucial for entrepreneurs. Not everyone possesses these qualities, but that doesn't mean they can't be successful as well. Some individuals can think entrepreneurially within someone else's company, which is like playing with less risk. However, the true rush and challenge lie in using your own resources and taking bigger risks. There are different types of entrepreneurs, including serial entrepreneurs who start and sell businesses repeatedly, and long-term players who focus on building one or two companies. The key is finding your purpose and the fastest path to achieving it. In the case of Jane Wurwand, selling Dermalogica was a well-thought-out decision made with confidence. She and her business partner recognized their limits and knew it was time to pass the baton to others who could take the company further. They chose acquisition as the best route, guided by shared values with Unilever, and the company has continued to prosper under this partnership.

    • Balancing Achievements and ValuesJane Wurwand emphasizes the importance of instilling a strong value system in her children, teaching them to use their privileges responsibly and cultivate gratitude to prevent wealth from becoming a source of unhappiness.

      Jane Wurwand feels gratified and proud of her achievements, including the acquisition of Unilever. However, she also recognizes the importance of instilling a strong value system in her children, ensuring they don't become entitled or lose their hunger for success. Jane acknowledges that wealth can be a burden if not used responsibly, and she has taken steps to ensure her children understand the responsibility that comes with it. She emphasizes the significance of using their privileges to benefit others and cultivate a sense of gratitude. By doing so, Jane hopes to prevent the wealth from becoming a source of unhappiness. Ultimately, Jane's self-love journey has taught her the importance of being kind to herself and always striving to improve.

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    In this moment, world renowned gut heath expert, Tim Spector discusses how to navigate the modern food landscape and overcome the brainwashing of the food industry. It turns out that answering the seemingly simple question of, ‘what is quality food?’ is a lot more difficult that it first appears. Too often foods packaged as ‘healthy’, ‘low calorie’ or ‘low fat’ are in fact the opposite. Instead, Tim believes we need to go back to eating foods in their simplest, unpackaged original form as nature intended. Listen to the full episode here - Spotify- https://g2ul0.app.link//38if1OxLDMb Apple - https://g2ul0.app.link//fXv5HxALDMb Watch the Episodes On Youtube - https://www.youtube.com/c/%20TheDiaryOfACEO/videos Tim: https://tim-spector.co.uk/ ZOE: exclusive 10% discount on their first order of Daily30+ with the code PODCAST10 when you order from zoe.com/daily30

    Yuval Noah Harari: This Election Will Tear The Country Apart! AI Will Control You By 2034! The Dark Truth Behind Meta & X!

    Yuval Noah Harari: This Election Will Tear The Country Apart! AI Will Control You By 2034! The Dark Truth Behind Meta & X!
    Can humanity handle AI or will it be our downfall? Yuval Noah Harari looks back at history to guide us through this uncertain journey ahead. Yuval Noah Harari is a best-selling author, public intellectual and Professor of History at the Hebrew University of Jerusalem. He is the author of multi-million bestseller books such as, ‘Sapiens: A Brief History of Humankind’ and ‘Homo Deus: A Brief History of Tomorrow’.  In this conversation, Yuval and Steven discuss topics such as, how AI is disconnecting people, the best way to control fake news, how institutions drive trust, and how Trump could change democracy.  (00:00) Intro (02:31) Will Humans Continue To Rule The World? (06:48) Why AI Is The Biggest Game-Changer In History (10:34) Is AI Just Information Or Something More? (16:53) Can AI Manipulate Our Bank Accounts And Political Views? (21:42) How AI Will Affect Human Intimacy (23:44) Will AI Replace Teachers? (25:09) Why Online Information Is Junk (28:42) How Politicians Use Fear To Manipulate Us (31:52) Should There Be A Free Speech Movement (39:38) How Algorithms Are Shaping Global Politics And Increasing Fear (45:30) The Impact Of The US Election On Global Politics (48:48) What Trump Could Do To US Democracy (50:29) Can We Trust What We See On Social Media And The News? (55:37) Will AI Eventually Run Governments? (00:58:32) What Jobs Will AI Leave For Humans? (01:02:01) Which Jobs Will Be Automated By AI? (01:05:33) Is AI Conscious? (01:07:19) AI, Robots, And The Future Of Consciousness (01:10:01) Are We Living In A Simulation? (01:13:09) How Algorithms Control Our Lives (01:16:21) Understanding The AI Alignment Problem (01:21:13) The Relationship Between AI And Corporate Interests (01:25:04) The Growing Threat Of Totalitarian Governments (01:33:08) How The Algorithm Knows It's Fake News (01:38:01) Is Yuval Tempted To Log Off? (01:41:52) Will Humans Become Two Species? (01:44:00) What's The Solution To The Negatives Of AI? (01:49:17) The Last Guest Question Follow Yuval:  Instagram - https://g2ul0.app.link/7iXk5TnLAMb  Twitter - https://g2ul0.app.link/eaKRt5rLAMb  You can pre-order Yuval’s book ‘NEXUS: A Brief History of Information Networks from the Stone Age to AI’, here: https://g2ul0.app.link/Wae95KONAMb  Watch the episodes on Youtube - https://g2ul0.app.link/DOACEpisodes  My new book! 'The 33 Laws Of Business & Life' is out now - https://g2ul0.app.link/DOACBook  Get your hands on the brand new Diary Of A CEO Conversation Cards here: https://appurl.io/iUUJeYn25v Follow me: https://g2ul0.app.link/gnGqL4IsKKb  Sponsors: Linkedin Jobs: linkedin/doac

    David Epstein: 10,000 Hours Is A Lie! The Morning Habit That’s Secretly Ruining Your Day!

    David Epstein: 10,000 Hours Is A Lie! The Morning Habit That’s Secretly Ruining Your Day!
    Does 10,000 hours make you a master, or have we been sold a lie? David Epstein provides the real solutions to boosting productivity and mastering skills   David Epstein is a journalist, speaker, and New York Times best-selling author of books such as, ‘Range: How Generalists Triumph in a Specialized World’ and ‘The Sports Gene: Talent, Practice and the Truth About Success’.  In this conversation, David and Steven discuss topics such as, how to become more successful at work, the link between phone addiction and life challenges, how to master something new, and the importance of failure.  (00:00) Intro (02:31) Why Do You Do What You Do? (03:04) What Areas Of Self-Improvement Do You Focus On? (05:33) How Can People Get Better (06:16) The Connection Between Fulfillment And Growth (08:06) How To Be Successful And Fulfilled (12:18) How David Found His Purpose (14:34) What Is The 10,000-Hour Rule? (22:20) Why People Focus On Exceptions Rather Than The Norm (24:46) How To Boost Productivity (27:34) The Explore/Exploit Tradeoff (33:11) How To Increase Productivity At An Individual Level (36:27) Experiments You Should Be Running For Success (38:00) What Is Steven Great At But Not Utilizing? (40:23) David's Hidden Talents: What He's Not Using (42:23) How To Become A Better Learner (46:20) The Hypercorrection Effect (47:35) Building Connections Through Knowledge (54:06) What Is A Wicked Learning Environment? (56:11) The Secret Behind Nintendo’s Success (58:51) How Important Is Focus For Achieving Success? (01:01:23) Is Music Hurting Your Concentration? (01:05:58) The Impact Of Notifications On Your Brain (01:09:52) Why General Learning Beats Specialization (01:14:27) The Risks Of Specializing Too Early (01:20:00) How To Discover And Pursue Your Passion (01:22:28) Why Grit Is The Key To Success (01:25:31) How To Achieve Flow In Your Passion (01:27:29) Are Neurodivergent People Geniuses? (01:34:44) Apple & General Magic: How Focus And Constraints Lead To Success (01:38:32) Should We Be Concerned About AI? (01:47:24) The Most Important Idea We Haven't Discussed Yet (01:49:23) Can Trainability Be Measured? (01:50:46) What Are Serial Innovators? (01:54:11) The Most Important Idea In David's Work (02:00:49) The Dangers Of Specialism (02:04:33) What Is Your Biggest Fear & How Do You Plan To Face It Follow David:  Instagram - https://g2ul0.app.link/wckK1TuFsMb  Twitter - https://g2ul0.app.link/aPFtIkxFsMb  You can purchase David’s book, ‘Range: How Generalists Triumph in a Specialized World’, here: https://g2ul0.app.link/HrmuHjgLtMb  Watch the episodes on Youtube - https://g2ul0.app.link/DOACEpisodes  My new book! 'The 33 Laws Of Business & Life' is out now - https://g2ul0.app.link/DOACBook  You can purchase the The Diary Of A CEO Conversation Cards: Second Edition, here: https://g2ul0.app.link/f31dsUttKKb  Follow me: https://g2ul0.app.link/gnGqL4IsKKb Sponsors: PerfectTed: https://bit.ly/PerfectTed-DIARY40 with an exclusive code DIARY40 for 40% off ZOE: https://www.zoe.com/daily30 with an exclusive 10% discount on their first order of Daily30+ with the code PODCAST10 Colgate - https://www.colgate.com/en-gb/colgate-total

    Moment 177: You're NOT Lazy! This Is The REAL Reason You Procrastinate: The Performance Doctor

    Moment 177: You're NOT Lazy! This Is The REAL Reason You Procrastinate: The Performance Doctor
    According to Adam, procrastination is a natural part of the creative process, and rather than a method of avoiding hard work, it is a defence mechanism. Procrastination can be a method of protecting yourself against what you find to be psychologically challenging, or a way to avoid negative emotional feelings such as confusion, boredom, anxiety and fear. In order to beat procrastination, Adam says that you need to identify what negative emotions are stirred up by tasks that you consistently put off. Once you have identified these you can then change them by reframing them into a more interesting challenge. Listen to the full episode here: Spotify-  https://g2ul0.app.link//vmPPQfk3rMb Apple - https://g2ul0.app.link//1rhbS0d3rMb Watch the Episodes On Youtube - https://www.youtube.com/c/%20TheDiaryOfACEO/videos Adam: https://adamgrant.net/

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    #22 How To Handle A Sudden Job Loss

    #22 How To Handle A Sudden Job Loss

    Yikes! Joe got fired. Here’s an “IRL” episode about what to do when you experience a sudden job loss. 

    In this episode you’ll learn more about:

    • Steps Vee and Joe took after Joe was let go
    • Resources you can tap into if you’re in this situation 
    • How to protect yourself financially before crisis hits
    • What the “Oh Shit Shack” is, why you need to feel your feelings + more

    MENTIONED IN THE EPISODE:

    RESOURCES:

    SHOW INFORMATION: 

    For Fox Sake is a personal finance podcast focused on helping you navigate late-stage capitalism through sustainable budgeting and realistic financial education. We actively deconstruct shame, share relatable finance stories, and discuss financial literacy in a way that makes sense for a 2024 world.

    HOST BIO: 

    Vee Weir is an award-winning, anti-capitalist personal finance content creator and business owner. Her main focus and mission is to challenge common money myths, dismantle barriers preventing access to financial information and examine how capitalism negatively impacts the working class. 

    In the past 8 years, Vee has amassed a following of over 30k+ online and has been featured in Forbes, Business Insider, CNBC, and more. 

    When she’s not online she spends her time hiking with her partner and three dogs in the Rocky Mountains of Colorado. 

    HOST SOCIAL MEDIA:

    DISCLAIMERS:

    • This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
    • The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. 
    • The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives.
    • Opinions are our own.

    CREDITS:

    What It Means to Be a Financial Feminist with Kara Perez of Bravely Go

    What It Means to Be a Financial Feminist with Kara Perez of Bravely Go

    “Financial Feminist” has become an increasingly popular and widely used term these past few years, but what does it actually mean?

    Kara considers herself a proud “financial feminist” and explains what it means to be one. Learn about the role society plays in women and POC’s money decisions. Discover how to prioritize your well-being and how non-POC can help promote financial equality. This episode is rich in content and experience!

    Don't miss out on Kara’s story and her incredible insight!

    Here's a glance at this episode:

    • [10:15] Shifting the focus and freedom from debt.
    • [17:35] The importance of prioritize your own well-being.
    • [28:22] Leaving shame at the door and starting money conversations.

    Subscribe, Rate, Review, & Follow on Apple Podcasts

    This helps me support more people — just like you — to make the best money moves as they make their way to their dream life.

    Resources mentioned in this episode:

    Follow Bravely Go on Instagram

    Follow Bravely Go on TikTok

    Save your spot in the 2022 Financial Feminist Summit

    Download the CGS Money Moves Packet

    #29 Sovereign Citizens, Taco Bell Credit Card Debt + Bigfoot Is A Stalker. AITA? r/relationships

    #29 Sovereign Citizens, Taco Bell Credit Card Debt + Bigfoot Is A Stalker. AITA? r/relationships

    In this episode of For Fox Sake, Vee and Joe discuss Reddit stories. Buckle up for a wild ride.

    In this episode you’ll learn more about:

    • What Sovereign Citizens is + why they are “tax adjacent” 
    • What Candy Crush, Taco Bell and My Little Pony porn have in common
    • WHY YOU NEED TO PAY YOURSELF WAGES NOT THROUGH LOANS, why CPAs are a business necessity, why the IRS is terrifying + more

    RESOURCES:

    SHOW INFORMATION: 

    For Fox Sake is a personal finance podcast focused on helping you navigate late-stage capitalism through sustainable budgeting and realistic advice. We actively deconstruct money shame, share real and relatable finance stories, and discuss financial literacy that makes sense for a 2024 world.

    HOST BIO: 

    Vee Weir is an award-winning, anti-capitalist personal finance content creator and business owner. Her main focus and mission is to challenge common money myths, dismantle barriers preventing access to financial information and examine how capitalism negatively impacts the working class. 

    In the past 8 years, Vee has amassed a following of over 35k+ online and has been featured in Forbes, Business Insider, CNBC, and more. 

    When she’s not online she spends her time hiking with her husband and three dogs in the Rocky Mountains of Colorado. 

    HOST SOCIAL MEDIA:

    DISCLAIMERS:

    • This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
    • The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. 
    • The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives.
    • Opinions are our own.

    CREDITS:

    #24 The Legitimacy of Budget Coaching With Haley and Justin Brown-Woods

    #24 The Legitimacy of Budget Coaching With Haley and Justin Brown-Woods

    The online coaching industry is projected to reach $11.7 billion by 2032… and now coaches are cropping up every day. 

    While coaches have the ability to change your entire life and benefit you in even ways you didn’t predict, they come with a dark side. 

    Coaching is the Wild, Wild West: anyone can set up a LLC and become a coach. It’s an unregulated industry, with no requirements or overarching board of ethics.

    Haley and Justin Brown-Woods, founder of Price of Avocado Toast, join us to discuss the legitimacy of budget coaching 

    In this episode you’ll learn more about:

    • Red flags to look for when shopping for an unaccredited coach
    • Brittany Dawn and the case of frauding followers
    • Why Vee, Haley and Justin are becoming AFC® certified
    • The difference between the CFP® and the AFC® + more

    FOLLOW HALEY AND JUSTIN ON SOCIAL:

    RESOURCES:

    SHOW INFORMATION: 

    For Fox Sake is a personal finance podcast focused on helping you navigate late-stage capitalism through sustainable budgeting and realistic advice. We actively deconstruct money shame, share real and relatable finance stories, and discuss financial literacy that makes sense for a 2024 world.

    HOST BIO: 

    Vee Weir is an award-winning, anti-capitalist personal finance content creator and business owner. Her main focus and mission is to challenge common money myths, dismantle barriers preventing access to financial information and examine how capitalism negatively impacts the working class. 

    In the past 8 years, Vee has amassed a following of over 35k+ online and has been featured in Forbes, Business Insider, CNBC, and more. 

    When she’s not online she spends her time hiking with her husband, Joe, and their three dogs in the Rocky Mountains of Colorado. 

    HOST SOCIAL MEDIA:

    DISCLAIMERS:

    • This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
    • The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. 
    • The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives.
    • Opinions are our own.

    CREDITS:

    422 | Lessons From a Young Entrepreneur

    422 | Lessons From a Young Entrepreneur

    In this episode: taking the unconventional path, the price of time, early entrepreneurship, talent stacking, and the pursuit of learning.

    At least once in most of our FI journeys, we have pondered what our life would look like if we started earlier. Maybe you have even wondered what value could've been gained if you had started in your teenage years. Well, for some context into the possibilities decision that could provide, we decided to have 17 year old listener Devin on the podcast to discuss what life can look like when you go against the cultural norm of going to college, and instead opting for an entrepreneurial and FI friendly lifestyle. Oftentimes we mention that there are rewards that come with stepping out of your comfort zone, and the same can be said for going against the societal norm and carving out your own path! For our younger audience who may be interested in getting started with their FI journey, let this episode be a useful resource and reassurance that this journey can begin no matter your age!

    Timestamps:

    • 1:55 - Introduction
    • 5:28 - Taking The Unconventional Path
    • 11:58 - The Cost Of Time
    • 16:36 - Early Entrepreneurship
    • 30:45 - Building The Talent Stack And Real Estate Investing
    • 36:56 - The Pursuit Of Learning
    • 45:18 - Saving And Investing
    • 51:53 - Early Retirement Planning
    • 69:49 - Conclusion

    Resources Mentioned In Today’s Episode:

    More Helpful Links and Resources:

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