Episode 17: Connecting the Dots on the Future of Human Capital Management

Geoff Brown is the Founder and CEO of Highline Technologies, an API-driven employee financial
wellness solution enabling bill payments and access to credit facilities through paychecks. In
this episode, Geoff discusses the financial wellness challenges facing employers, recent
legislation shaping the banking industry, and how the convergence of digital technology, open
banking, and API’s are rapidly changing how employees and consumers engage money.

Brian Muse-McKenney is the Chief Revenue Officer of Episode Six (also known as E6). In this episode, Brian shares details of their new product Business Now, Pay Later.

Maggie O’Toole is SVP of Client Success at TabaPay, a leading real-time payment processor
moving $1.2M in transactions daily for fintech companies. In this episode, Maggie shares her
insights into the future of money movement, its intersection with technology in the modern
pay experience, and the potential for improved money access to enable greater equity and
opportunity for all.

Elena Whisler is the Chief Client Officer for The Clearing House, a banking association and payments company. In this episode, Elena discusses the new speed of payments to help support the needs of the American workforce/consumer.

Phil Goldfeder is the Chief Executive Officer of the American Fintech Council. In this episode, Phil shares his thoughts on government regulation in the EWA space.

Anthony Peculic is Head of Cards and BaaS on the Fintech Banking team at Cross River. In this episode, Anthony discusses how technology in the payment industry fueling financial inclusion.

Sarah Levy is the Chief Executive Officer for Betterment, a financial investment platform. In this episode, Sarah shares how Betterment is playing a critical role in an employee's path to financial wellness.

Patrick Williams currently leads Visa’s Global & North America Fintech Partnerships organization. In this episode, Patrick discusses how Visa Direct is changing the way employees get paid.

Disclaimers:

Visa Direct capability enabled through a financial institution partner. 

Visa Direct product availability and functionality varies by market.

Visa Direct for Card actual fund availability depends on receiving financial institution and region.

Visa Direct cross-border availability varies by market. Please refer to your Visa representative for more information on availability.

Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes, and are solely responsible for their own compliance with applicable laws and regulations. Optional compliance controls and risk management tools and services are provided solely for the convenience of the Visa Direct clients and participants, and Visa makes no warranties with respect to them or their results.

The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.

Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.

Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.

All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

A revealing conversation with veteran payroll professional Dawn Taylor who shares the importance of prioritizing the ‘employee voice’ in everything you do.

One of the country’s senior payroll experts, Danny Schultz, Senior Manager, Payroll, Systems, and Taxes at Kohler shares his insight into the future of payroll and how earned wage access speaks to changes in consumer behaviors. And why it's now “a good people thing to do.”