Episode 32: Kick Start Your Debt Payoff

On this episode of Millennial Debt Domination, Katie highlights the rising housing interest rates and how they affect millennials. 

The current average mortgage interest rate is 6.5-7%. This high interest rate is making it extremely difficult for younger millennials to purchase a home. Today, Katie will be joined by Grant Gallagher. Grant, a millennial himself, is the head of financial well-being and brand communcations at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, that you can find on all major podcast platforms. Grant and I will be discussing rising interest rates, reasons keeping millennials from becoming homeowners, the impact COVID-19 has had on homeownership, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

Listen to Affinity Federal Credit Unions Podcast:

https://www.affinityfcu.com/financial-wellbeing/wellbeing-and-your-wallet

Affinity's Website:

Affinity Federal Credit Union | Banking, Loans, Mortgages & Credit Cards (affinityfcu.com)

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Kristin M. 

Kritstin is currently a Navicore Solutions client on a Debt Management Program. With student loan and credit card debt piling up, Kristin reached out to Navicore Solutions for professional help with her debt. Katie and Kristin discuss the debt she has, the shame surrounding her debt, her lack of savings, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie answers your financial quesitons. 

Back in 2020, Katie answered your ask my anything questions. Since it's been so long since then, Katie is doing a part 2 of ask me anything. Katei discusses, budgets, investing, student loans, and much more. 

Follow Navicore on social media:

• Twitter: @NavicorePR
• Instagram: @NavicoreSolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org 

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

Episode 16: Financial Ask Me Anything

Episode 31: Breaking Into The Stock Market

On this episode of Millennial Debt Domination, Katie discusses how a cashless society can affect the unbanked. 

Being unbanked refers to adults who don't use or don't have access to any traditional financial services, including savings accounts, credit cards, or personal checks. A cashless society is one where cash, paper, and coin currency aren't used for financial transactions.  Today, Katie will be joined again by Kim Cole. Kim is a community engagement manager at Navicore Solutions. Katie and Kim discuss who the unbanked are, what a cashless society is, what bitcoin is, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Erin C. 

Erin is currently a Navicore Solutions client on a Debt Management Program. With credit card and student loan debt piling up, Erin decided to reach out to Navicore Solutions for professional help with her debt. Not only is Erin taking control of her debt, but she's also changing her whole financial life. Katie and Erin discuss how Erin accumulated debt, how she heard about Navicore, how she keeps herself motivated, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/

On this episode of Millennial Debt Domination, Katie continues the discussion on marriage and divorce regarding your finances. 

Today, Katie is joined again by Tracy Coenen. Tracy is a forensic account and fraud investigator. e has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss  assembling your divorce support team, the tax implications of divorce, spousal support, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Dpmonation, Katie discusses marriage and divorce regarding your finances. 

It's estimated that financial problems contribute to 20-40% of all divorces. Talking about money as a couple can be awkward whether you're dating, engaged, or married. Today, Katie will be joined by Tracy Coenen. Tracy is a forensic account and fraud investigator. She has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss how couples can breach the money topic with each other, money steps couples should take before getting married, financial infidelity, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

On this episode of Millennial Debt Domination, Katie discusses long-term investing. 

A long-term investment is a state of buying and holding investments for a period of over 10 years. Long-term investors are often willing to accept more risk in exchange for the potential to earn higher relative returns over time. Today, Katie will be joined again by Winnie Sun. Winnie us the managing director, founding partner, and a financial advisor at the Sun Group Wealth Partners. Katie and Winnie will be discussing the benefits of long-term investing, paying off student loans while investing, the difference between short and long-term investing and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/  

Follow Winnie on Twitter: 

@WinnieSun

Episode 12: Investing For Beginners

On this episode of Millennial Debt Domination, Katie discusses medical debt. 

An estimated 41% of adults face healthcare-related debt. This debt ranges from under $500 to $10,000 or more. Today, Katie will be joined by Dr. Virgie Bright Ellington, an internal medical physician and medical billing expert. Katie and Virgie will discuss how some find themselves in medical debt, professional resources available for those in medical debt, how your credit is impacted by medical debt and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/ 

https://www.patientadvocate.org/

On this episode of Millennial Debt Domination, Katie discusses financial abuse. 

The month of May highlights Mental Health Awareness. Mental Health Awareness is the ongoing effort to reduce the stigma around mental illness and mental health conditions by the sharing of personal experiences. Financial abuse often goes hand in hand with other forms of abuse such as emotional and physical abuse. 

Today, Katie will be joined by returning guest Kim Cole, who is one of Navicore's Community Engagement Managers. Katie and Kim discuss types of financial abuse, economic abuse, resources available for those who are being abused, and much more. 

Follow Navicore on Social Media:

• Twitter: @NavicorePR
• Instagram: @navicoresolutions
• Facebook: NavicoreSolutionsPR

More questions for Katie? E-mail us: olm@navicoresolutions.org

About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt free future is possible. Learn more about us here: http://navicoresolutions.org/ 

Financial Abuse: How To Recognize And Respond