Episode 9- David Holly: Mclaren Supercar expert

On this episode of Real Talks on the Rocks, I sit down with Rebecca Jameson, who is a certified financial coach based in Northern California. Rebecca talks about the financial avalanche that most people fall into, but don't want to talk about. From taking on debt, to working extra hours to make up for it, Rebecca walks the audience through how to stop this avalanche and how to get out of it.

You can reach out to Rebecca at her website to arrange a FREE discovery call at: 

https://priorityonefc.com 

You can also reach out to her via Instagram at: 

https://instagram.com/bluelinemoneycoach 

You can email her at: rebecca@priorityonefc.com 

*Make sure to mention that you discovered her through this podcast! 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks #money #millennials #finances 

Chapter list: 

00:00-Preview 

00:40-Intro 

02:45-Wife of a police officer discovers money is tight 

08:29-The Overtime Trap! 

11:57-What expenses do most people have 

15:38-What makes people ask for money help 

18:58-How Rebecca starts with her clients 

22:07-The old ways of living are DONE! 

27:38-Owning a home is a horrible investment! 

37:00-The student loan debt that people forget about 

46:30-How much $$ in your emergency fund 

58:39-What do we really VALUE 

1:03:18-Why people DON’T want to fix their money problems 

1:08:40-Talking about money BEFORE you have kids(Prenup) 

1:14:17-What do women spend their money on

1:24:40-Should one person pay ALL the bills 

1:28:28-Single people can’t forget about this! 

1:32:24-Nobody wants to admit this!

On this episode of Real Talks on the Rocks, I sit down with former guests Zuberi Issa and Nick Palladino-King. This episode was all about what is keeping men today from being their best. Topics include relationships, creating boundaries, and what obstacles Men from two different generations have had to contend with. 

You can follow Nick on his instagram at: https://instagram.com/nickpalladinoking 

You can also check out his website at: https://tribefitsf.com 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: https://patreon.com/realtalksontherocks 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#masculinity #realtalk #mentalhealth 

Chapter list: 00:00-preview 00:40-intro 06:00-What’s going on with men’s mentality today 10:56-Men can’t be vulnerable? 20:20-Expectations of men then vs. now 28:57-Men’s mental health 34:50-When men’s jobs leave the country… 44:55-What makes us change… 52:45-When men stopped being fathers 58:06-Whites and Blacks have the same challenges in life 1:05:10-long term relationship advice 1:13:20-Boundaries 1:18:55-When the “nice guy” became normal 1:22:35-How to create your own boundaries 1:36:15-How to WIN in a relationship 1:43:05-Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Nick Palladino-King. Nick is the owner of TRIBE, which is a fitness and yoga studio based in San Francisco. Nick discusses his journey from making 6-figures selling water, to becoming a mens mental wellness coach and personal trainer. Nick gives great insight into what men are lacking in todays world as well as what most personal trainers and gym owners are struggling with. 

To help motivate you to beginning your fitness and mental health journey, Nick is offering the month of December FREE at his gym! 

You can reach out to Nick on his instagram at: 

https://instagram.com/nickpalladinoking you can also check out his website at: 

https://tribefitsf.com 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#masculinity #realtalk #fitness 

Chapter List: 

00:00-Preview 

00:35-Intro 

02:15-Getting robbed and changing his life 

10:00-Why men chase the “cool toys” 

11:55-Men lacking a “purpose” 

16:05-Why men need to adapt to todays world 

25:25-Men can’t compromise who they are! 

33:12-When your testosterone is off… 

37:29-How most men avoid depression 

40:25-DO NOT be a people pleaser! 

42:06-What life you are “supposed” to live 

49:22-Why you should NOT chase happiness 

53:40-Why you should NOT agree with me 

58:38- Men and women are SUPPOSED to communicate differently! 

1:06:25- Therapy is DIFFERENT for men vs. women 

1:17:43-lack of male leadership 

1:24:17-BAD living habits most people do! 

1:26:05-Create your own path 

1:29:30-Don’t start a gym without learning this… 

1:38:25-Top 3 tips for gym owners 

1:48:04-Secrets to a successful business 

1:51:15-Make that New Year’s resolution stick! 

1:56:30-Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Tom Wolf, a returning guest who is also a drug recovery advocate. Tom talks about his battle agains the homelessness and drug/fentanyl epidemic in San Francisco and what most ordinary citizens don't realize about what happens on the streets. 

Tom speaks from his own personal experience being homeless and addicted to opiates about how ordinary people can help to make the changes that San Francisco needs!

You can reach out to Tom on his X (twitter) account at:

 https://twitter.com/twolfrecovery 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#homelessness #drugaddiction #fentanyl 

Chapter List: 

00:00-Preview 

00:45-Intro 

03:13-The state of San Francisco’s drug and homelessness 

06:25-WHO are the drug addicts on the street 

08:58-What IS working? 

12:05-Is this ALL San Francisco’s fault? 

18:11-Homelessness and drugs in other states 

23:25-Do treatment programs work?? 

27:05-Supply or Demand: what do we focus on 

33:45-Where are the homeless coming from? 

41:57-How do you help someone close to you that is addicted to drugs 

44:59-The aftermath of Prop 47 in California 

50:19-Mental Health workers: The REALITY 

56:22-The reason WHY people won’t get off the streets 

59:48-Fentanyl changed the game on the streets 

1:03:28-The REALITY of why people don’t use homeless shelters 

1:15:40-Do job programs really work? 

1:21:08-Policing the infamous Tenderloin neighborhood 

1:26:06-Q&A session 

1:26:18-Question:Should I check on or ignore people who are lying on the street? 

1:30:05-Question: Should I give money/food to someone holding up a sign? 

1:32:34-Question: How do I help a friend/family member who is struggling with addiction? 

1:37:11-Question: How can I figure all of this out as a voter? 

1:41:40-Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Miguel Delgado, a returning guest who is a financial planner. Miguel goes in depth on how millennials can save for retirement, how the stock market and housing market affect you in todays world and what you can do to become financially successful! 

You can reach out to Miguel on his Linkdin account at: https://linkedin.com/in/migueldelgadocfp 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! 

Your financial support of this channel allows me to continue to provide you with better and better content. Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#money #finances #retirement 

Chapter list: 

00:00-Preview 

00:35-Intro 

01:45-How you can grow your wealth today! 

03:25-What is a retirement account? 

10:30-Change HOW you look at money 

15:45-The REAL REASONS why people don’t save for the future 

19:55-When is the RIGHT TIME to see a financial planner 

23:20-HOW to find the BEST financial planner 

37:50-These financial tips don’t work anymore! 

45:10-The embarrassment that many of us have with money 

50:48-Renting vs. Buying-The FINAL answer 

56:50-Demographics might dictate your home equity in the future (see chart at zeihan.com)

1:00:55-When buying a home is BAD! 

1:07:30-Why does the stock market look so bad? 

1:17:18-Q&A from the audience 

1:17:45-Investing vs. Saving 

1:20:55-BEST way to pass money between family members 

1:27:08-The top 3 things financial planners wish everyone knew 

1:31:45-Advice for todays 30-year old 

1:38:25-How much should your emergency fund be? 

1:41:07-Prioritizing saving/investing vs paying debt 

1:46:28-Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Jovana "JoJo" Mendoza who is a life and career coach for young women. JoJo discusses how she became a life and career coach after obtaining her Master's degree and what challenges many of her female clients face when trying to follow the career path that they went to school for. 

You can reach out to JoJo on her Instagram at: 

https://instagram.com/jojo.mendozza 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on:

 Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#women #career #careerwoman 

Chapter list: 

00:00-Preview 

00:35-Intro 

01:40-Why not just “settle” for a career 

22:30-Raising 4 kids as a single mom 

26:35-You think America is bad?? 

31:00-The challenges of millennial career women 

36:15-Impacting someone else’s kids 

41:00-safety and security 

44:05-Finances 

47:50-Millennials and Debt 

50:05-Job expectations for college grads 

54:05-your job is NOT supposed to fulfill all your needs 

58:15-The “golden handcuffs” of big $$ jobs 

1:04:03-What childhood experiences used to be 

1:08:10-career coach vs a life coach 

1:13:40-When are you “ready”

1:18:25-How to “ace” that job interview! 

1:27:15-WHY we WANT to help others 

1:31:15-Success stories! 

1:35:20-What JoJo offers for potential clients 

1:40:15-Final Thoughts

On this episode of Real Talks on the Rocks, I sit down with Leah Krzywicki who is a Dental Hygienist turned Personal Trainer. Leah discusses why she left a stable career in the dental world for a career that is saturated with some of the best talents in the fitness industry. Leah's story and personal experiences are a motivator to those who are thinking about getting out of a career that they hate and do something that has a bigger impact in their lives and the lives of others. 

You can reach out to Leah on her Instagram at: 

https://instagram.com/leahkrzy 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#dentist #fitness #career 

Chapter list: 

00:00-Preview 

00:35-Intro 

01:13-Reality of being a Dental Hygienist 

09:10-Working at a job you HATE! 

11:00-Why you have to ESCAPE 

13:00-Karma comes back to bite you! 

15:20-Having kids later in life is BETTER 

19:00-The dating game for women in the late 20’s 

24:40-Finding a new career in fitness 

25:50-losing a parent 

34:28-Living beyond your means 

36:30-Getting into the fitness world 

38:30-The sacrifices needed to change your life

42:48-Learning what your clients NEED 

49:00-Becoming am online trainer for women 

53:50-Dieting fads and what actually WORKS! 

1:03:55- The BIGGEST excuse! 

1:06:00-How Leah’s online coaching works 

1:11:55-Final thoughts

On this episode of Real Talks on the Rocks, I sit down with Collin Young, who is both a coffee roaster and coffee shop owner. His shop is called Motivat and is located in Oakland, CA. Collin talks about the WHY people who consume major coffee brands area really missing out on enjoying a much better product for a similar price! Making great coffee is akin to making great wine-sometimes the best product comes from the smallest player! Collin also talks the decision to open his own coffee shop and his secondary passion of helping out underprivileged youth. 

You can reach out to Collin on his Instagram at: 

https://instagram.com/motivatcoffee 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#coffee #realtalk #starbucks 

Chapter List: 

00:00-Preview 

00:35-Intro 

01:05-Why a coffee shop? 

05:55-Why local coffee is better than Starbucks 

09:00-Nobody knows 

11:40-Vetting coffee bean suppliers 

16:20-Being a small business owner 

20:00-Owning a business AND raising 4 kids 

25:50-The 5-year plan 

28:05-The role of religion in peoples life 

35:00-Individualism 

37:00-Building Trust 

43:35-How Collin views “retirement” 

50:00-Taking care of your elders 

53:20-Staying fit to stay healthy longer 

58:25-Balancing life 

1:02:10-men and women communicate differently 

1:07:00-Do people rely on the church too much? 

1:14:45-The hardest part of owning a business 

1:18:50-Choosing Oakland to start a business 

1:24:00-Perfecting the latté 

1:25:40- the origins of “Motivat” 

1:31:25-The future of Motivat Coffee 

1:33:15-Involvement in the community 

1:38:00-Saving the underprivileged youth

On this week's episode, I sit down with Dr. Jimmy Bagley, who is a Professor of Kinesiology at San Francisco State University. Dr. Bagley specializes in muscle physiology and talks about how muscles use energy and what the research really shows about getting in shape. 

Dr Bagley also discusses the reality of research studies and how many people "cherry pick" data to prove their own hypothesis, when the truth is much more complicated. 

You can reach out to Dr. Bagley at his lab's instagram at: https://instagram.com/musclephyslab 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter: https://twitter.com/realtalksrocks 

#fitness #strength #gym 

Chapter list: 

00:00- Preview 

00:35-Intro 

02:00-Why Kinesiology 

03:45-How the human body works 

07:30-Why scientists don’t talk to each other 

11:00-Are you born with more fast twitch muscle fibers? 

13:50-Converting fat to muscle? 

16:20-Is it ever too late to start training? 

19:00-How muscle research is conducted 

21:10-Misinterpreting research 

26:15-Jimmy's breakthrough research on obesity and diabetes 

29:30-Intermittent fasting-The TRUTH! 

33:15-Pharmaceuticals 

36:40-How Jimmy chooses his workouts 

38:05-learning 

42:55-build muscle too fast?? 

50:20-Anabolic Steroids 

54:00-Transgender athletes 

57:40-History of human development 

59:15-the influence of diet on muscles 

1:04:00-Funding for research 

1:16:35-AI in research 

1:21:30-The POINT of college 

1:25:00-What creatine REALLY does 

1:31:10-Dieting deficiencies 

1:35:20-Protein powder VS. BCAA’s 

1:37:54-Busting Muscle Myths 

1:41:45-Top Secret research coming! 

1:45:17-Ozempic 

1:48:28-Final Thoughts

On this week's episode, I sit down with two millennial personal trainers from San Francisco. Colby Landry and Melissa Boyd are fitness coaches at Tempo (online training and coaching) who have seen the good and bad when it comes to women's fitness and body image challenges in today's world. Melissa and Colby speak REAL TALK when it comes to their own body image, their own personal challenges with fitness and today's dating world for single women. You may not agree with everything they say, but keep the conversation going in the comments! 

You can reach out to Colby and Melissa on their Instagrams at: 

https://instagram.com/colbyclaire 

https://instagram.com/trainwithmb 

Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. 

Click the link below to make a contribution to the future of the show: 

https://patreon.com/realtalksontherocks 

For all of the links to the other avenues to view/listen to my show, you can visit my website at: 

https://realtalksontherocks.com 

There you will find links to Apple Podcasts, Spotify as well as my Patreon page. 

You can also follow me on: 

Facebook: https://facebook.com/realtalksontherocks 

Instagram: https://instagram.com/realtalksontherocks 

Twitter (X): https://twitter.com/realtalksrocks 

#fitness #womenempowerment #dating 

Chapter List: 

00:00-Preview 

00:35-Who are Mellisa and Colby 

4:50-Challenges of being a female trainer 

07:05-Being successful as a virtual instructor at Tempo 

11:10-WHY people stay motivated to be in shape 

13:10-Todays fitness trends 

16:30-What comes with living a fitness lifestyle 

22:12-Women working out during menstruation 

26:30-The financial stress women today are in 

28:50-Thoughts on having children in todays world 

36:33-Divorce for men vs women 

40:05- When women upgrade their partner vs men 

44:00-Men’s purpose and why go to college 

50:50-When following your career 

56:35-What would you tell todays teenage girls about life 

1:01:45-The food our kids are eating 

1:05:35-The population problem 

1:08:20-where to start if you want to CHANGE your body 

1:15:15-Expectations of your body 1:18:55-Dating someone in fitness 

1:23:05-Dating in today’s world 

1:28:30-The impact on real people 

1:32:35-Women feel guilty going to the gym 

1:38:30-Get the body of your dreams, but… 

1:47:25-Why happiness is NOT a thing!