Are You Asking The Right Questions?
If you're serious about taking control of your financial life in 2024, make sure you're asking the right questions, in order to achieve your goals!
www.centsablechat.com
CentsAble Chat
enJanuary 03, 2024
On this page
Life On A Budget
enSeptember 05, 2021
About this Episode
Life on a budget is good! Whether it’s a financial or food budget, it’s empowering, freeing, calming and exciting! It changes the way you think and dream – and the decisions you make in response to those thoughts and dreams. “CentsAble” Bobbi compares budgeting to dieting and shares ideas for using both to reach your goals.
If you’re restricting your spending today, it’s for a specific spending purpose tomorrow or somewhere in the future. A budget is simply a breakdown of your money and a plan for how you want to spend it.
Life on a budget doesn’t mean you have less money, it just means you’re choosing to only spend a certain amount for one thing, so you have enough to spend on another – as opposed to just spending because there’s still money in your bank account. That’s mindless spending, and it causes a lot of stress down the line, when you realize there are still other things you need to pay for, which you didn’t think about in the moment, and there’s no money left.
The beauty of the budget is simply that it keeps track of all those other things you need to pay for, so you make financial decisions with less stress. And you can use it to hit your financial goals like paying off debt, saving for a vacation, anything you want! This is why I love budgeting!
Budgets are not a one-size fits all! They’re very personal, and should reflect your values and goals, as much as your wants and needs. The budget that works for one may not work for another; there is no right or wrong when it comes to your budget – it’s purpose is to help you achieve your best life!
Life on a budget! Try it! You might like it!
Recent Episodes from CentsAble Chat
Financial Empowerment
David Gatchell, Author of "The Financial Empowerment Handbook" previews some of the many tools found in his book, designed to provide teens and young adults with a blueprint for long-term success and financially secure lives.
www.centsablechat.com
CentsAble Chat
enDecember 20, 2023
The Price Of Happiness
How much is happiness worth to you? And what are you willing to do for it? CentsAble Bobbi discusses how to shift your focus from making money to living life on your terms.
www.centsablechat.com
CentsAble Chat
enDecember 13, 2023
The Emotional Side of Money
Marriage Family Therapist and Navy Veteran, Monique Beauchamp shares tips and tricks for managing the emotional side of money and breaking down the barriers that keep us trapped in financial chaos. www.centsablechat.com
CentsAble Chat
enNovember 29, 2023
5 Ways To Prepare For A Financial Emergency
A financial emergency will happen to all of us, at some point, whether it’s due to recession or some other event in our personal lives. Put together an emergency survival kit now, while you can still think straight. Wait until panic sets in and you’ll make desperate decisions. Here are 5 ways to prepare for a financial emergency.
www.centsablechat.com
CentsAble Chat
enApril 26, 2023
Benefits Of Tax Planning At Any Income Level
If you had an unexpected tax bill this year, or aren’t sure what will happen next year, take the time now to make changes that will help avoid a tax bill next year. Year-round tax planning is important, and it can help, regardless of your income level.
www.centsablechat.com
5 Ways To Find Motivation
Here are 5 Motivational Exercises For Debt-Freedom
www.centsablechat.com
Debt Free in '23
Want to be debt free in '23? Want it bad enough to get extreme? How far are you willing to go?
www.centsablechat.com
5 Ways To Stop Overspending
Like many, I once believed the best way to stop overspending was to make more money. I just didn’t have enough for all the things I needed. Once I made more, everything would be fine. But it never was! As my income increased, so did my spending. Now I realized it’s not about how much money we make, but what we do with that money. This means we have the power to stop overspending, regardless of our income level!
www.centsablechat.com
5 Ways To Simplify Your Finances
If your bank account has ever been overdrawn, you know how frustrating it can be to keep track of your money. You may know how much you have in your bank account at this moment, but is there enough for everything you need, between now and when you get paid again? CentsAble Bobbi shares 5 ways to simplify your finances. www.centsablechat.com