Logo
    Search

    Podcast Summary

    • Comparing Real Life to TV FantasiesTV shows can create unrealistic money expectations, focus on creating a budget and building realistic financial habits instead.

      TV shows often present unrealistic money expectations through the jobs, lifestyles, and wealth portrayed in the characters. Rachel and George discussed their envy for certain TV characters and the fantasy lifestyles they depict. While these shows can be entertaining, they can also lead to unrealistic comparisons and expectations in real life. It's essential to remember that what we see on TV is not always an accurate representation of reality. Instead, focus on creating a budget and building financial habits that align with your personal goals and situation.

    • Comparing Real Lives to Fictional Characters in TV ShowsRemember that TV shows often depict unrealistic lifestyles and focus on creating meaningful connections and experiences in our own lives instead.

      While it's natural to feel jealousy towards the seemingly perfect lives portrayed in TV shows like Friends, it's important to remember that these depictions are often unrealistic due to their high cost of living settings. Instead of comparing our lives to these fictional characters, we should focus on what is realistic and achievable. For instance, shows like Friends, which many of us find so appealing, were set in high cost of living cities, making the characters' salaries appear higher than they would be in other locations. Therefore, it's crucial to keep things in perspective and not let Hollywood ideals interfere with our personal goals. Additionally, shows like Friends, which George holds dear, have a significant impact on our lives, often serving as sources of comfort and entertainment. So, while we may aspire to have the friendships and experiences portrayed in these shows, it's essential to remember that everyone's journey is unique, and our focus should be on creating meaningful connections and experiences in our own lives.

    • Rachel and Monica's Career and Personal GrowthDespite facing challenges, Rachel and Monica's determination and hard work led to career success and personal growth. Rachel transformed from a waitress to a fashion executive, while Monica pursued a career as a chef or caterer. Their journeys highlight the importance of resilience and adaptability.

      The Friends characters, specifically Rachel and Monica, both faced challenges in their careers and personal lives but managed to overcome them through determination and hard work. Rachel, portrayed by Jennifer Aniston, transformed from a waitress to a successful fashion executive, while Monica, played by Courteney Cox, pursued a career as a chef or caterer. Rachel's symbolic act of cutting up her father's credit card represented her newfound independence, and she eventually earned a significant salary. Monica, on the other hand, benefited from rent control, which allowed her to afford a large apartment and split the rent with Rachel despite her lower income. Although the concept of rent control is debated, it served as a plot device to explain how the Friends characters could afford living in New York City on relatively low salaries. Overall, the characters' journeys demonstrate the importance of resilience and adaptability in achieving personal and professional goals.

    • Managing Urban Living Costs: Friends' Characters' ExperiencesThe Friends characters navigated NYC's high cost of living through rent control, stable jobs, and creative income supplements.

      The Friends characters navigated the high cost of living in New York City through various means, including rent control and stable housing for some, and stable but disliked jobs for others. Rent control and stabilization are policies designed to maintain affordable housing in big cities, with the former fixing rents at specific prices for long-term tenants and the latter limiting annual price increases. Characters like Ross, with a consistent income as a professor, and Monica, who may have had family wealth, likely benefited from rent control. Others, like Chandler with his unspecified desk job, relied on steady but unfulfilling employment. Characters like Phoebe, with her lower-paying jobs as a masseuse and musician, likely struggled financially but found creative ways to supplement her income. Overall, the Friends characters' experiences illustrate the diverse ways people navigate the financial challenges of urban living.

    • The importance of support and intentional financesFocusing on what matters and making intentional choices can lead to greater enjoyment and success in life. Use budgeting tools like EveryDollar and consider sharing experiences with loved ones to enhance enjoyment. Save on housing by considering location and having a roommate.

      Having a strong support system and being intentional with your finances can lead to greater enjoyment and success in life. The discussion touched on the importance of budgeting with the help of the EveryDollar app and the value of sharing experiences, such as watching a favorite show like New Girl, with loved ones. The conversation also explored the realism of the housing situation in New Girl and offered tips for saving money on housing by considering location and the option of having a roommate. Ultimately, the key takeaway is that by focusing on what matters most and making intentional choices, individuals can overcome challenges and thrive.

    • Media portrayals vs real life living situationsBe aware of media's idealized depictions of living situations and financial realities, and focus on realistic budgeting and shared expenses in real life.

      Media portrayals of living situations and financial realities can be misleading. The examples from shows like "New Girl" and "Full House" illustrate this point. In "New Girl," the focus on aesthetics and the assumption that roommates split bills evenly may not reflect real-life experiences. Meanwhile, "Full House" presents an unrealistic depiction of affordability, with high-paying jobs not matching the cost of living in the shown houses. These examples remind us to be aware of the differences between on-screen representations and real life. Additionally, the importance of careful budgeting and shared expenses in living situations was emphasized.

    • The financial situations of beloved TV characters raise questions about their affordabilityDespite varying careers, some TV characters' income sources are unclear, leaving room for speculation on their ability to afford their living arrangements

      The financial situations of beloved TV characters, such as Jesse, Joey, and Uncle Jesse from "Full House" and Kramer from "Seinfeld," have raised questions about how they could afford their living arrangements. Despite their varying careers, from struggling comedian to news anchor and musician, it's unclear if they were able to cover their expenses. In the case of Seinfeld's Kramer, his lack of a steady job and oddball entrepreneurial pursuits add to the mystery. Meanwhile, Jerry, the main character of Seinfeld, is a successful comedian in real life and on the show, making it plausible that he could afford his New York City apartment. However, the lack of clear income sources for some of these characters leaves room for speculation and intrigue.

    • Popular TV shows often portray unrealistic financial situationsMany TV shows don't depict healthy financial habits, such as saving and investing a substantial portion of income.

      While the lives of characters in popular TV shows like Seinfeld and Sex and the City may be entertaining, they often portray unrealistic financial situations. Jerry Seinfeld's character, for instance, spends a significant portion of his income on rent and dating, leaving little room for savings or investments. His friends, too, have questionable financial habits, with Kramer constantly chasing get-rich-quick schemes and George losing jobs. On Sex and the City, the main character Carrie Bradshaw's income from her column doesn't seem to cover her expensive lifestyle, particularly her love for high-priced shoes. Similarly, the other characters' careers and expenses don't align. While these shows are enjoyable, they don't provide a healthy financial role model. Ideally, one should aim to live below their means, saving and investing a significant portion of their income.

    • Media portrayals vs. realityMedia can present idealized versions of reality, but it's crucial to remember that they don't always show the full picture. Set realistic expectations and focus on building strong friendships and increasing income.

      What we see on TV or social media is often an idealized version of reality. Shows like "Sex and the City" may portray glamorous lifestyles, but they don't show the behind-the-scenes details or financial realities. For instance, brand deals and access to expensive fashion may not be as accessible in real life. Additionally, real estate in cities like New York and San Francisco can be extremely expensive. It's important to remember that these depictions are not the full picture and to set realistic expectations for ourselves. Another takeaway is the importance of friendship and finding ways to support each other, whether that means sharing resources or having open conversations about boundaries. Ultimately, it's essential to live within our means and work towards increasing our income if we aspire to live in more expensive areas. While there may not be a show that perfectly portrays real life and salary, shows like "The Office" offer a more normcore depiction of everyday life.

    • Media Shapes Unrealistic Expectations of RealityMedia can create unrealistic expectations about high school, office jobs, and college. Real life doesn't match up to these portrayals and takes more effort to build and maintain relationships. Prefer shows that portray normal people dealing with everyday issues for relatability.

      Media, including TV shows and movies, can shape our expectations of reality in unrealistic ways. During their conversation, the speakers discussed how shows like High School Musical and How to Lose a Guy in 10 Days created unrealistic expectations about high school, office jobs, and college. They acknowledged that real life doesn't match up to these portrayals and that it takes more effort to build and maintain relationships with friends. The speakers preferred shows like Parks and Rec and The Office because they portrayed normal people dealing with everyday issues, making the viewers feel more connected and relatable. Overall, the discussion emphasized the importance of recognizing the difference between media representations and real life and the potential impact of media on our perceptions and expectations.

    • Preferences for movies and drinksBe true to your preferences and express them respectfully, whether it's about movies or drinks.

      While some people enjoy light and refreshing experiences, others may prefer something with more flavor and substance. During a podcast discussion about a movie and a drink recipe, it became clear that the speakers had different preferences when it comes to entertainment and beverages. While some found the movie and the drink delightful, others felt they lacked depth and desired something more robust. The speakers also shared their honest opinions about the drink, leading to a lively and humorous conversation. The cost breakdown for the drink was also discussed, making it an affordable option for parties. Overall, the episode emphasized the importance of being true to one's preferences and expressing them in a respectful and considerate manner. The speakers also encouraged listeners to leave reviews and subscribe to the podcast for future episodes.

    Recent Episodes from Smart Money Happy Hour with Rachel Cruze and George Kamel

    Is Chasing “Financial Freedom” Really Worth It?

    Is Chasing “Financial Freedom” Really Worth It?
    💵 Start your free budget today. Download the EveryDollar app! It's Independence Day and Rachel and George are celebrating in true Smart Money Happy Hour style—with patriotic cocktails and a little chat about financial independence. Is it a realistic goal, or should you aim for financial peace instead? They'll answer these questions on financial dependencies and more. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 🎥 Go check out our video on navigating awkward money conversations. Offers From Today's Sponsors This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.  Today’s Happy Hour Special: 🇺🇸 American Collins Recipe: The Spruce Eats 1 1/2 ounces of gin 3/4 ounce of simple syrup 3–4 ounces of club soda 1/2 ounce of lemon juice 8 blueberries 4 cherries Instructions: In a collins glass, muddle blueberries, cherries, simple syrup and lemon juice. Then, add the gin and fill the glass with ice. Stir briefly and top with club soda. Garnish with a cherry and a lemon wheel and enjoy!   Listen to More From Ramsey Network 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Are You Guilty of Telling These White (Money) Lies?

    Are You Guilty of Telling These White (Money) Lies?
    💵 Start your free budget today. Download the EveryDollar app! We’re all guilty of the occasional little white lie, but are they as harmless as they seem? Today, Rachel and George discuss how these fibs could actually be dipping into your wallet without you even noticing. Join them for a look at the financial impact of our everyday words. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 🎥 Check out George’s video where he breaks down investing for beginners. 💰 Navigate your investments with expert guidance from a SmartVestor Pro. Offers From Today's Sponsors This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.  Today’s Happy Hour Special: 🍋 Creamy Lemonade Recipe: Every Little Crumb Servings: 6   Ingredients: • 1/2 can sweetened condensed milk • 1 cup lemon juice • 3 cups cold water • 2 cups ice   Instructions: In a pitcher, whisk together the lemon juice and sweetened condensed milk. Add the cold water and stir, and then add the ice. For added flair, serve with extra lemon slices and optional mint leaves and enjoy!   Listen to More From Ramsey Network 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Why “Get Ready With Me” Videos Are Costing You $$$$

    Why “Get Ready With Me” Videos Are Costing You $$$$
    💵 Sign up for EveryDollar today to create a free budget! Are "Get Ready With Me" videos filling your feed? Join George and Rachel as they explore the internet's latest obsession with watching strangers’ routines, explain how it fuels comparison culture, and offer some helpful tips to keep your spending safe from viral trends. Next Steps 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 🎥 Watch George and Rachel break down bad habits that are hurting your wallet.   Offers From Today's Sponsors This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to joindeleteme.com/smartmoney.  Today’s Happy Hour Special: 🥃 Maple Bourbon Sour Recipe: Joy + Oliver   Ingredients: • 1 1/2 ounce bourbon • 3/4 ounce lemon juice • 3/4 ounce maple syrup • 4 ice cubes • 1 rosemary sprig   Instructions: In a cocktail shaker, combine the bourbon, lemon juice and maple syrup and fill with ice. Shake until fully combined and pour into your favorite cocktail glass. Garnish with fresh rosemary and enjoy! Listen to More From Ramsey Network 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy

    What Are “Vacations” Really Costing You?

    What Are “Vacations” Really Costing You?
    💵 Sign up for EveryDollar today. Create a free budget!   Ever feel like “going on vacation” is more work than rest? From booking flights to wrangling kids to drowning in laundry when you get home—it feels like the pre-trip to-do list never ends! So today, George and Rachel are digging into the true cost of rest when it comes to your time, relationships and most importantly, your money.   Next Steps 🖥️ Sign up for FPU to start making progress with your money goals. 💸 Get your sinking fund questions answered with this step-by-step article. 🏖️ Get the scoop on the rise and fall of short-term vacation rentals. 📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  Offers From Today's Sponsors  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.     Today’s Happy Hour Special: Orange Creamsicle Cocktail Recipe: StyledByDaisies.com   Ingredients:  ·     2 ounces whipped vodka ·     1 ounce Cointreau ·     2 ounces orange juice ·     1.5 ounces heavy cream ·     1 orange slice Instructions:  Add vodka, orange liqueur, orange juice, heavy cream and ice to a cocktail shaker. Shake for 15-30 seconds. Pour all contents into a cocktail glass, add more ice if needed, garnish with a fresh orange slice and enjoy! Listen to More From Ramsey Network  🎙️ The Ramsey Show   🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💸 The Ramsey Show Highlights  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy

    Should We Sell It All and Be Homesteaders?

    Should We Sell It All and Be Homesteaders?
    💵 Sign up for EveryDollar today. Create a free budget!   Ever think about turning your back on city life for wide, open spaces and self-sufficiency? From trendy aesthetics to what it really costs to live off the land, Rachel and George are exploring the allure of homesteading to see if the simple life truly is better. Next Steps ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. ·      🎓 Learn to win with money by enrolling in Financial Peace University. Offers From Today's Sponsors This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.  Today’s Happy Hour Special: Earl Grey Tea and Tonic Mocktail 🍸 Recipe: Simply Recipes Ingredients: Earl Grey Tea Syrup ·      1 cup sugar ·      1/2 cup water ·      2–3 Earl Grey tea bags Mocktail ·      3/4 ounce Earl Grey tea syrup ·      1/2 ounce freshly squeezed lemon juice ·      3–4 ounces tonic water ·      8 ounces crushed ice Instructions: To make the syrup, combine the water and sugar and bring it to a boil, then remove from the heat. Add the tea bags to steep and let it cool in the fridge for 30 minutes. Fill a highball glass with ice, then pour in the cooled syrup, lemon juice and tonic water. Gently stir and serve.   Listen to More From Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Extreme Makeover: Personal Finance Edition

    Extreme Makeover: Personal Finance Edition
    💵 Sign up for EveryDollar today. Create a free budget!  In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals.    Next Steps  📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   🎓 Learn to win with money by enrolling in Financial Peace University.    Offers From Today's Sponsors  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.      Today’s Happy Hour Special: 🍸 Strawberry Basil Martini   Recipe: Styled by Daisies   Ingredients:  2 ounces gin   3/4 ounce strawberry simple syrup  4 basil leaves  1 ounce lemon juice  1 egg white    Instructions:  In a cocktail shaker, combine the gin, strawberry syrup, lemon juice, basil, and egg white. Dry shake, add 5–7 cubes of ice, then shake again. Strain into a chilled martini glass and garnish with a strawberry slice.    Listen to More From Ramsey Network  🎙️ The Ramsey Show   🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💸 The Ramsey Show Highlights  💰 George Kamel  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy

    Money Motives Hidden in Shocking True Crime Stories

    Money Motives Hidden in Shocking True Crime Stories
    💵 Sign up for EveryDollar today. Create a free budget! Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime. Next Steps ·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms. ·     🔐 Protect your family’s future. Get free term life insurance quotes from Zander Insurance. ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Offers From Today's Sponsors This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to https://joindeleteme.com/smartmoney.  Today’s Happy Hour Special:🍸 Black Widow   Ingredients: ·      1 ounce vodka ·      2 ounces Chambord raspberry liqueur ·      1/2 teaspoon activated charcoal powder ·      1 teaspoon lime juice ·      1 teaspoon simple syrup ·      2 dashes Peychaud’s bitters ·      2-3 Blackberries Instructions: Pour vodka, raspberry liqueur, charcoal powder, lime juice, simple syrup and bitters in a cocktail shaker filled with ice. Shake and strain into glass. Top with blackberries for garnish.   Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Can You Answer This Money Trivia?

    Can You Answer This Money Trivia?
    💵 Create a free budget! Sign up for EveryDollar today. If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own. Next Steps ·      💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramsey solutions dot com. ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it. An Offer From Today's Sponsor  This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan now . Today’s Happy Hour Special:🍸 Margarita Mocktail Recipe: Sugar and Charm Ingredients: ·      1 ounce lime juice ·      1 ounce lemon juice ·     1 ounce simple syrup ·      3 ounces club soda ·      Himalayan pink salt ·      4 ice cubes Instructions: Fill a cocktail shaker with ice and add in the lemon juice, lime juice and simple syrup. Shake. Dip the rim of your glass into lime juice and Himalayan pink salt and add ice. Strain the mocktail into the salt-rimmed glass. Optional: Garnish with a lime wheel. Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Are These Status Symbols Timeless or Tired?

    Are These Status Symbols Timeless or Tired?
    💵 Sign up for EveryDollar today. Create a free budget!  What do puka shells, water beds and lifted trucks have in common? They’re all status symbols (or were at some point). In this episode, Rachel and George will unpack the most popular and bizarre status symbols from throughout history and around the world. They’ll also reveal which ones are worth pursuing—and how to not break the bank in the process. Next Steps ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Offers From Today's Sponsors This episode is sponsored by DeleteMe. 🔒 Remove your personal information from the web and get 20% off your DeleteMe plan when you go to http://joindeleteme.com/smartmoney.  🙌   Today’s Happy Hour Special 🍸 Chai White Russian Recipe: Cocktailwave.com Ingredients: ·      2 ounces vodka ·      1 ounce coffee liqueur ·      2 bags chai tea ·      1 ounce cream Instructions: Brew a strong cup of chai tea and let it cool. Stir together with vodka and coffee liqueur. Top with cream and stir gently. Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Celebrating Birthdays Without Breaking the Bank

    Celebrating Birthdays Without Breaking the Bank
    💵 Sign up for EveryDollar today. Create a free budget!  Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget. Next Steps ·      📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives.   ·      💵 Start budgeting today! Go to everydollar.com/smartmoney to get $15 off the premium version of EveryDollar.   ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Today’s Happy Hour Special 🍸 Paper Plane Recipe: Liquor.com Ingredients: ·      3/4 ounce bourbon ·      3/4 ounce Aperol ·      3/4 ounce Amaro Nonino Quintessentia ·      3/4 ounce lemon juice, freshly squeezed ·      Ice Instructions: Add the bourbon, Aperol, Amaro Nonino and lemon juice into a shaker with ice and shake until well chilled. Strain into a coupe glass.    Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

    Related Episodes

    What’s Holding You Back From Changing Your Life?

    What’s Holding You Back From Changing Your Life?
    💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "Can I afford to move out on my own?" "Is my dream job attainable?" "How do I get out of a car lease?" "How can I increase my income?" "How do I even get started on the plan?" Support Our Sponsors: Zander Insurance BetterHelp Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  📖 I'm Glad For Where I Am Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    Dropping Out Of School To Become An Actor Making $0

    Dropping Out Of School To Become An Actor Making $0

    Check out these fun things: Patreon: https://www.patreon.com/calebhammer My socials: https://linktr.ee/calebhammer Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

    Sponsorship and business inquiries: calebhammer@creatorsagency.co _______________________ Timestamps: 00:00 Are you even making money? 03:45 How are you even surviving? 04:55 Not paying taxes... 07:40 Can you actually become an actor?? 09:19 Dropping out of college... 12:58 Overdrafting his checking account! 19:02 You can't afford to not work!!! 21:53 Credit score and limits 24:00 Not prepared for an emergency 25:30 Not willing to sacrifice for his well-being at all 30:00 What are you going to do after the 99.9% chance you don't make it? 33:24 WORK A JOB! 34:20 Getting a degree and having a career 36:12 You choose wants over needs... 40:00 Closing your brain off to critical thinking! 41:42 Hammer Financial Score

    --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

    Learning To Let Go of Your Financial Mistakes

    Learning To Let Go of Your Financial Mistakes
    Rachel Cruze & Ken Coleman answer your questions and discuss: Letting go of past financial mistakes, "My husband doesn't want me to stay at home," "We feel guilty spending our money," "I barely make any money, what can I do?" "Should I take out more loans to continue my education?" "How do I talk to my parents about money?" Money lessons from Christmas movies, "Paying off debt while unemployed," "Should we sell our house when we move?" "Should I tell my boss that I'm looking for a new job," "Did we buy too much home?" "Take out student loans to start a business?" "Is our childcare cost too high?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: DreamCloud Churchill Mortgage Zander Insurance BetterHelp Neighborly Start your EveryDollar Free Account today: Click Here You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

    32-Year-Old Owes The IRS Tens Of Thousands

    32-Year-Old Owes The IRS Tens Of Thousands

    Check out these fun things:

    Patreon: ⁠https://www.patreon.com/calebhammer⁠ 

    My socials: ⁠https://linktr.ee/calebhammer⁠ 

    Do you want to be in a Financial Audit and you're in the Austin area? Email castingcalebhammer@gmail.com

    Sponsorship and business inquiries: calebhammer@creatorsagency.co 

    _______________________ 

    Timestamps: 00:00 Job and income 02:20 You failed! 06:50 You need to work!!! 08:35 OWNING the IRS 10's of THOUSANDS 11:30 WHY ARE YOU HERE 14:00 Blowing all his money... 20:00 This is not a joke! 20:25 ON HIS MOM'S MAXED-OUT CREDIT CARD! 25:06 Lied about working... 26:50 Most insane CAR DEBT 27:50 Time to fix your life 33:28 I'm SCARED for you... 39:37 Hammer Financial Score

    --- Support this podcast: https://podcasters.spotify.com/pod/show/calebhammer/support

    Foolish Advice for College Grads

    Foolish Advice for College Grads
    Congratulations on finishing up college! So what are you going to do now?   Mary Long caught up with four Fools to get some actionable advice for new college grads. They discuss:  - What to do when you get your first paycheck. - How risk-averse grads can get in the stock market. - Preparing your finances for job hopping.  - The difference between being a Rule Breaker and a Bridge Burner.  Stocks, ETFs mentioned: SPY, QQQ, BRK.B Host: Mary Long Guests: Ron Gross, Alison Southwick, Robert Brokamp, David Gardner Producer: Ricky Mulvey Engineer: Rick Engdahl Learn more about your ad choices. Visit megaphone.fm/adchoices