Unlocking Strategies to Fund Your Business Acquisition with Zero Out-of-Pocket Expenses

In this episode, we delve into the crucial considerations when determining the right type of commercial loan for your needs. Whether you're contemplating approaching a bank credit union or exploring various loan types like Fannie Mae, Freddie Mac, CMBS, or life company loans, this episode covers you!

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

Dive into the dynamic world of Merchant Cash Advance investments with our latest Investor Financing Podcast episode. We're uncovering new opportunities for investors to grow their portfolios and support small businesses with Beau and Adam Schwartz.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In this episode, we cover:

• Necessary documents for pre-approval
• - Understanding SBA loan options
• - The role of a financial package in securing financing
• - How to approach banks and lenders for the best terms
• - Key considerations for pre-qualification as a buyer

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In this video, we cover:

• The loan to cost limits for SBA 504 loans, including the 5% haircut for startups and special purpose properties.
• - How the 7A option allows for higher leverage, up to 90% of total project cost.
• - The differences in fixed rate terms and prepayment penalties between SBA 504 and 7A loans.
• - When to choose a 504 loan for larger total project costs.
• - How to determine the best financing option based on your business plans and property use.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In this episode, Beau dives into the world of franchise ownership and shares some valuable insights. Here are 5 key takeaways from the video:

1. Non-food franchises are becoming more popular: Many people are realizing the benefits of owning service-based businesses that don't require a brick and mortar location.
2. Understand your goals and lifestyle: Whether you prefer the simplicity of being an owner-operator or the scalability of hiring a manager, it's important to align the franchise model with your personal preferences.
3. The value of franchise consultants: Beau explains how franchise brokers and consultants can guide you through the process and help you make informed decisions.
4. Running a franchise is hard work: Owning a franchise is not a "set it and forget it" endeavor. It requires daily management and oversight, even if it's a semi-passive business.
5. Service-based non-food franchises are recession resilient: Beau highlights specific industries like HVAC, painting, flooring, and plumbing as recession-resistant franchise opportunities.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In this episode of the Investor Financing Podcast, we discuss the pros and cons of USDA BNI loans versus the SBA seven A loans. We delve into factors such as loan size, loan-to-cost ratio, amortization period, eligibility for nonprofits, and funding availability.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

Discover the secrets to successfully finding and funding a franchise business with less than $25,000 out of pocket. This episode reveals essential strategies for entrepreneurs looking to step into the franchise arena with minimal initial investment.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In this episode, we'll explore the exciting world of franchise ownership and how you can make the leap from being an employee to a business owner with a minimal investment. Learn about the success story of a gentleman who is buying a painting franchise concept with just $11,500 out of pocket.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In this episode, our expert, Beau Eckstein, breaks down the latest rule changes in the SBA guidelines, specifically focusing on the partial change of ownership for business acquisition.

Here are the 5 key takeaways that you'll learn:

1. The game-changing opportunity: Discover how the new SBA guidelines now allow sellers to retain a percentage of ownership, allowing for more flexibility and creativity in structuring deals.
2. Leaving equity in the deal: Learn how sellers can remain involved in the transaction and even be paid off over time, leaving their equity invested and benefiting both parties.
3. License utilization: Find out how this new rule can help buyers who lack the necessary licenses for certain industries, as sellers can now stay on board with a minimal ownership interest to provide their licenses.
4. The myth debunked: Uncover the truth about the six-month look back, as Bo clarifies that sellers who have reduced their ownership percentage are not required to guarantee the loan personally.
5. The advantages keep coming: Get a sneak peek into the other advantageous changes happening in the SBA financing world, including waived guarantee fees and reduced fees for larger loan amounts.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )

In our latest video, we dive into the world of business acquisition and uncover some invaluable tips and tricks to help you navigate the process smoothly.

Here are 5 key takeaways you'll learn from this insightful episode: 1. Finding the Right Lending Institution: We'll show you how to find the best bank, credit union, or non-bank SBA lender that aligns with your specific needs and goals.

2. Understanding the Qualified Process of SBA Financing: Discover the general qualifications and step-by-step process of securing SBA financing for business acquisitions, franchise startups, and more.

3. Maximizing SBA Financing: Learn how SBA 7(a) financing can cover up to 90% of your total project costs, including purchase price, working capital, equipment, and inventory.

4. Collateral Shortfall and Creative Solutions: Learn how to navigate collateral shortfalls and leverage creative solutions like full standby notes from sellers to reduce out-of-pocket expenses.

5. Eligibility and Loan Programs: Gain insights into the types of businesses eligible for SBA loans, along with a breakdown of loan programs such as the SBA Express and Small 7(a) loans.

If you'd like to meet with Beau to talk financing, book a call here
( http://bookwithbeau.com/ )