Jim's DoughfortheDream Podcast

Need money for a franchise or other business? Listen! For many years I provided SBA loans to franchises nationwide. I had relationships with Franchisors and they referred Franchisees to me and I would get them SBA loans to start or acquire a franchise. I did millions and millions in funding. I did over 65 a year. Sometimes people got frustrated and were limited due to their situation. Then Lehman Bros came and 2008/2009 rolled in and things changed a lot. Now it is much harder for these franchises to find funding. This podcast talks about a different way that franchises can get unsecured financing to use for ANYTHING. They don't need all the collateral and paperwork that the SBA requires nor do they need all the financials and explanations. If you have a decent credit score and match other criteria, you can get up to $150,000, sometimes more, in as little as 14-30 days. Listen here and then visit www.yourquickline.com

Thinking from the end - picturing life as if you already have it, as if you have already arrived - is highly recommended by many. Here is one of mine to share with you - maybe it can help you and others to think from your own end. ENJOY!

Do you know how the Health Care Reform act will affect you as a consumers? What about as an employer? This will summarize some of the basic questions for employees and employers. Jim Frey jim@doughforthedream.com

There are lots of ways to organically generate interest or traffic in your product, service, philosophy, whatever. Whether you're trying to promote something, sell something, or save the world, you need people to see the message, right? Over the next few podcasts, I'll share ways you can use free or very low cost methods to generate organic traffic and get people coming to you without spam. THIS ONE IS ABOUT BLOGS, AUTOBLOGS, AND RELATED ITEMS If you're interested in this, let me know. If you have related interests and want more, let me know also! Thanks Jim Frey jim@doughforthedream.com

There are lots of ways to organically generate interest or traffic in your product, service, philosophy, whatever. Whether you're trying to promote something, sell something, or save the world, you need people to see the message, right? Over the next few podcasts, I'll share ways you can use free or very low cost methods to generate organic traffic and get people coming to you without spam. If you're interested in this, let me know. If you have related interests and want more, let me know also! Thanks Jim Frey jim@doughforthedream.com

Make your own luck - In this quick podcast I reference a May 2010 article in Psychology Today about stats, studies, and stories about lucky people and ways we can be luckier, perhaps. Jim Frey doughforthedream.com jim@doughforthedream.com

Did you ever do the “Rocking Chair Test”? When I was in college, I first heard about the rocking chair test. I use it often to avoid situations I don’t want to be part of, or to take action for things I want to do, and to make choices in business and life. Frankly, I don’t even recall where I read or heard it. It has just become a part of my psyche. What is the rocking chair test? Simply put, you ask yourself that, when you’re older and you’re one a porch or in your living room – sitting on your rocking chair – and perhaps you’re talking to your grandchildren or just reflecting back on live, how with your present situation or choice look to you then on the rocking chair. Jim Frey Dough for the Dream jim@doughforthedream.com

Sometimes it is great to hear from people that have "already been there" and "done that". I was at a great event over the weekend where I heard and learned from many successful business people and philanthropists. Great people. At the event I learned lots of things and I got to hug a billionaire. I spoke to him and others for a while. Really cool to hang with like-minded people. Jim Frey jim@doughforthedream.com

Marketing, PR, Advertising has changed - and I think changed for the better - small and medium business can now compete - even do better - than larger corporations. You can provide information and value and react quicker than bigger companies. This is a quick podcast about how you can use free or low cost methods to bring in clients, help others, and generate business. Forget the yellow pages. It doesn't matter your industry. Listen to a few examples. JIM FREY doughforthedream.com jim@doughforthedream.com expert in business alternative financing

Here is a very quick overview how you can use blogs, podcasts, articles and other means to drive organic, free traffic to your website. Then what? Give them a free ebook? Video? Then what? Sell them something? Provide a service? Some quick ideas to help the entrepreneur. JIM FREY jim@doughforthedream.com 724.238.9799 doughforthedream.com/store

Sometimes any entrepreneur gets delayed or procrastinates when going for funding for any type of project because they don't want to write a full business plan, complete an application, etc. I sometimes tell them to create a quick, easy executive summary and send it to the key lenders to see if they "have an appetite" for the deal to begin with, therefore, spend a little more time upfront and then you can address some questions or issues before you've spent too much time or resources. Alternative Financing Expert Jim Frey jim@doughforthedream.com 724.238.9799

If you're a small-business owner who provides health insurance, you could save thousands of dollars next year because of tax credits written into the new healthcare law. Listen here for more! Jim Frey jim@doughforthedream.com doughforthedream.com

What if there was a method to re-classify business assets that could increase your cashflow? Cost segregation is the IRS approved method of re-classifying components and improvements of your commercial building from real property to personal property. This process allows the assets to be depreciated on a 5, 7, or 15-year schedule instead of the traditional 27.5 or 39-year depreciation schedule of real property. Thus your current taxable income will be greatly reduced and your cash flow will increase. jim@doughforthedream.com Jim Frey dough for the dream

An audio introduction to the ULOR or Uniform Limited Offering Registration, ... an easy way to get cash for your small corporation or investment property. The hassles and headaches of regular bank loans are eliminated. You get a more streamlined financing method that's quick, clear and professional! Here are a few of the highlights: * Get up to $1-million of no-repay money every year * You can fund nearly any business or real estate activity* * The ULOR form is already set up for you * You “fill in the blanks” with information about your corporation * Your completed form gives you an excellent business plan * Once you file your ULOR, your company name will be more widely recognized. * Giving you more and better business and access to additional financing * And increasing your ability to attract highly qualified personnel to you firm jim@doughforthedream.com 724.238.9799

In this economy, we hear a lot about bank failures, lost jobs, and business troubles. Things often sound grim for the business world. The media doesn't discuss the small business realm much. I am often asked; "How do small businesses play into the mix?" The latest statistics from the Small Business Administration show that "two-thirds of new employer establishments survive at lease two years, and 44 percent survive at least four years." This is a big difference from the previous long-held belief that 50 percent of businesses fail in the first year and 95 percent fail within five years. Listen for more - and why they sometimes fail.... jim@doughforthedream.com 724.238.9799

Thus far this year, the U.S. Government has waived the SBA fees and improved the SBA loan guaranty. This was an effort to further stimulate the economy and help business owners find financing. The was set to expire on April 30, 2010. The Senate voted 59-38 to extend the provisions that eliminated borrower fees for small businesses looking to grow their companies until May 31, 2010. This is good news for anyone applying for a SBA loan! The banks are generally more willing and able to take a risk on you and your business project. jim@doughforthedream.com

Are you an existing business owner and you need some more money? Maybe you're growing so fast and you need money to grow, that's nice problem. Maybe you're not growing very well and things are slow, or tight, or stagnant. Perhaps you need some money just for payroll, just to keep things moving, ...for some breathing room. On this podcast I discuss ways you can get "breathing room dough" for different situations: 1. Past due with suppliers/vendors? Specialty Financing, negotiations, modifications can help you! 2. Past due with commercial mortgage, business loan, business line of credit? Specialty Financing, negotiations, modifications, restructuring, principal reductions can help you! 3. Need more money - expense reduction, procurement specialty firms can help you save money buying and using the same vendors or suppliers you already use. 4. Specialty financing for places like restaurants, salons, auto shops, retailers - if you have over $3000 in transactions and 20 transactions per month, there is financing for you. jim@doughforthedream.com

The media and other sources can lead us all to believe that businesses aren't being financed. There are still loans being financed and banks are loosing up. In addition, new ways of lending money have come about. There are new websites, new firms, and new methods of connecting you the borrower with a lender or investor. There are websites that can define the credit type, flavor, and overview of your project and automatically present it to banks and non-bank lenders quickly and efficiently. No more waiting for weeks and weeks. There are websites that can connect you with investors, allowing you to find a competitive rate and get the deal done. Remember that even though the bank says no, there are options/choices/alternatives for business financing. jim@doughforthedream.com

In today's economy, the media doesn't always provide the best or most upbeat news. Often the news is very negative and highlights weaknesses or things that aren't working. Here are some sites that I found that seem to supply positive news and things that are working. I don't endorse these, nor am I any kind of affiliate, just a FYI! www.horatioalger.com www.happynews.com www.only-positive-news.com www.goodnewsnetwork.org www.positivenewsus.org www.positivenews.net www.dailygood.org www.selfgrowth.com/news.html

This quick DoughfortheDream Update is about a few ways people can find financing for a startup business or franchise. Signature lines, SBA, 401k IRA rollovers, home equity, etc. Also a quick update on the economic reports. Want to hear about another financial item? Ask Jim jim@doughforthedream.com One of Jim's goals is show these alternatives to business owners so they can fund the business, make it happen and accomplish their dream - to find dough for the dream! www.doughforthedream.com www.doughforthedreamblog.com You can purchase products at http://www.doughforthedream.com/store/