Mark My Words Podcast

Mark Homer reflects on his 20-year journey to becoming a multi-million-pound property CEO. Hear how he started with naive investments abroad, learned difficult lessons, and shifted his strategy to focus on local houses with strong cashflows. Mark explains his role as a "conductor" in assembling teams for each project, shares current real estate trends, and advises aspiring investors. 

KEY TAKEAWAYS

• Focus on cash flow over capital growth for stable returns and safety during market downturns
• Assemble specialists for each project rather than maintaining large in-house teams
• Leverage permitted development rights to convert low-value buildings into prime real estate
• Retail properties are undervalued currently due to the rise of e-commerce
• Large-scale PRS apartment blocks are an emerging institutional investment class
• Keep debt below 50% of asset values over the long term for sustainable growth

BEST MOMENTS  

"So lots of investors are having to offload because of section 24."

“I watched them make loads of money in a very short space of time. At the time, I had a friend who maybe bought something like 97, and within two or three years he’d made about 60 grand’s worth of equity."

"I made a very, very poor investment. So I learned very, very quickly not to trust those who have a vested interest in selling me the property and to go out and do genuinely independent research to find out what something will actually rent for."

"When I started in this sector, I was very much focused on capital growth. Capital growth is sexier to a lot of people. That’s probably, in reality, truthfully, where you make most of your money over the long run."

"I also noticed on a much bigger scale that the wealthiest people in the country seemed to have made or had seemed to have invested their money into property. If you have a look down the rich list, the Sunday Times rich list that comes out every year, a lot of those were making their money from property."

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark hosts an informal session answering attendees' questions on property investing and business. Topics covered include managing tenant arrears, using AI systems, recovering securing finance, choosing property strategies and leveraging technology to remove reliance on people. Mark provides his famous direct, no-nonsense advice, drawing on his extensive experience. The session offers valuable insights for property investors and business owners alike. 

KEY TAKEAWAYS

• Pursue former tenants with county court judgments using options like winding-up petitions to pressure payment, despite the costs involved.
• Expect Bank of England base rates to remain around 4-4.5% through 2025 before dropping, according to trading market predictions.
• Resolve cladding issues for financiers by providing EWS1 reports showing remediation works address combustible materials.
• Get multiple assessments when handling property contamination like asbestos to determine actual risks and remediation needs.
• Institute gradual rent increases for retained tenants to keep pace with market rates and offset rising mortgage costs.
• Leverage technologies like AI wherever possible to remove reliance on staff and minimise people management headaches.
• Seek out self-motivated employees requiring minimal oversight to avoid poor performance issues plaguing growth.

BEST MOMENTS  

"I issued a winding up petition on a care company...it probably cost four or five grand, but it's existential for them."

"I check our rents once a month...I look back and a block we finished two years ago...Those rents are now going up 40%."

 "When you attack landlords...then rents have to go up to a level where it works again. That's the adjustment that's taking place."

"I'm looking forward to that because apparently this can remove quite a bit of admin. I would put as much technology in as possible."

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

In this episode, Mark gives his thoughts on recent property news. He talks about current planning restrictions, ground rent problems and gives his educated opinion about the new suggested help-to-buy scheme from Jeremy Hunt.

KEY TAKEAWAYS

• Jeremy Hunt is looking at creating a similar scheme to the previous help to buy where the government helps fund houses for buyers, including on existing homes.
• The previous help-to-buy schemes were often overpriced and put lenders and the government at some risk.
• Planning is preventing much-needed house building. Until this changes we can’t tackle the housing crisis in the UK.
• There is a government consultation that has just been completed to cap extortionate ground rents for existing leases.

BEST MOMENTS  

"Jeremy Hunt is looking at reintroducing a help-to-buy type scheme”

“It was a great gravy train for the developers”

“They’re not building anywhere enough, due to planning”

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Two of the most talked about issues in the country in regards to housing, are how the next generation will afford it and the impact migration and immigration are having on the housing shortage. Mark joins Nigel Farage on GB news to discuss this and the promises of house building from the current secretary of state for housing Michael Gove.

KEY TAKEAWAYS

• Michael Gove has said the government can and will override local government and council decisions around housing.
• Nigel Farage believes the single biggest issue facing the housing crisis is immigration.
• Rental increases are largely in part due to a lack of supply of housing.
• The government needs to present and show new ideas to help the lack of housing in this country right now.
• New towns are one of the solutions to the housing crisis.
• The housing planning system in this country is broken, being done at a local level it’s very political and this is detrimental to housing development.

BEST MOMENTS  

"For 2023 it’s unlikely they’ll build more than 160 thousand”

“He showed himself and the government to be more out of touch with the country and the reality”

“Rents have gone up 40% since 2016, since the Brexit vote”

“Planning is the major problem”

“I haven't seen any new ideas from Starmer”

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

In this episode, Mark outlines his predictions for property for 2024. He discusses the implications of the market in 2023, what he thinks will happen to house prices and rent rises as well as the multiple reasons more and more landlords are choosing to sell up!

KEY TAKEAWAYS

• For the end of 2024, Mark thinks house price falls will moderate and stabilise
• Mark believes rent prices will continue to rise throughout 2024
• There is less supply of rental properties and this is continuing along with population increases.
• Section 21 is mostly used by landlords when tenants have run up arrears.
• There is going to be a consultation taking place to split houses into two apartments which could be positive for developers.
• The government have confirmed that landlords won’t have to meet EPC rating of c in all properties by 2025. Which makes many properties more viable to property investors.

BEST MOMENTS  

"I think rent rises will continue through 2024”

 “From 2016 to now we have seen an almost double of rent [prices] in this area”

“Lots of landlords are leaving the sector because they can see the section 21 being repealed”

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark Homer reviews the biggest property and business news stories of 2023!

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark Homer shares the inside story of his largest and most complex commercial conversion project to date - transforming an 80,000 sq ft former Marks & Spencer department store into 99 residential units. He reveals the highs and lows behind acquiring the property, handling the intricate planning permission, dealing with the main contractor going bust halfway through construction, and stepping up to build it himself.

KEY TAKEAWAYS

• Mark acquired the M&S property once he confirmed a national retailer was interested in the ground floor space. This substantially reduced his risk and unlocked the opportunity.
• After his initial main contractor went bust, Mark set up his own building firm and hired the existing site manager and subcontractors. This saved significant cost and gave him greater control.
• Strong health and safety processes including regular independent audits were critical for managing risks during construction. This documentation also proved invaluable when scrutiny arose.
• Gradually gaining experience across different commercial conversion projects enabled Mark to handle a development of this scale. It's not advisable to dive into a huge site as your first project.
• Doing the project himself rather than using a main contractor saved around 20% of costs (£2 million) and eliminated variations which can be painfully expensive.
• The building qualified for a government-backed bond which provided exceptionally low long-term finance to hold the flats. This rewarded his ambition and enabled him to retain ownership.
• Mark always seeks creative angles to de-risk acquisitions and reduce base cost. This might involve creating optionality around alternative uses, or leveraging tenant demand

BEST MOMENTS  

"Just graduate your way into it. I don't subscribe to this view of oh, it doesn't matter how big it is you can just dive straight in from day one on a massive project because you know you'll make a lot of mistakes and they'll be magnified on a big site"

"By doing it myself, I think we saved at least £2 million So, that was worth that. It's about 20%? Yeah, probably. A little bit more? Yeah. That's interesting."

"You really need to buy the whole building to make anything work"

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Join Mark as he explores the common debate between renting and buying a home in the UK and talks about why home ownership is still a good option. Mark also talks about recent tax changes, including Section 24 and increased stamp duty, impacting the property market. Mark contends that these changes contribute to a shortage of rental properties and increased rents. Gain insight into the current property market dynamics, including falling prices due to higher interest rates and what this could mean for property investors.

KEY TAKEAWAYS

• Tax changes have made the cost of living more expensive for tenants and homeowners.
• The increase in rental prices is due to landlords leaving the market.
• You find a way to manage law and legislation changes, regardless of how big an impact you first think they will make, there are always solutions. just as Mark found when section 24 first came in. 
• Think creatively about how you can invest in property, Mark lived with his mum in order to save to invest.
• It is better to invest money in properties rather than buying your own home
• Homeownership is still better than renting in the UK. It's best to see it as a long-term investment, regardless of what the property market is doing.

BEST MOMENTS

"Is it true that you had ten investment properties and still lived with your mum?"

"There's a severe lack of rental property because the planning system is broken and because of Section 24 and because they've put the stamp duty up to higher rates of 3% on top."

"Clearly, interest rates going up, yes, but a huge amount of it is landlords leaving because of all this stuff, less rental property."

"Rents are just going absolutely nuts off the back of this."

"If you're only going to stay in a year or two, it's definitely better to rent."

"You just need to sort of adapt, don't you, to adapt your business, you know, an issue comes along, you just set the sail of your sailing boat to take advantage of the new direction of the wind."

VALUABLE RESOURCES

https://robmoore.com/

bit.ly/Robsupporter  

https://robmoore.com/podbooks

 rob.team

ABOUT THE HOST

Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur”

“If you don't risk anything, you risk everything”

CONTACT METHOD

Rob’s official website: https://robmoore.com/ 

Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs

LinkedIn: https://uk.linkedin.com/in/robmoore1979

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark reflects and gives his thoughts on a selection of news articles in this episode including focusing on the row between Nigel Farage and Alison Rose, wage growth and inflation. Mark also talks about the current housing crisis and what he thinks will happen in the medium and long term.

KEY TAKEAWAYS

• Alison Rose gave private information about Nigel’s banking details to a BBC journalist, Nigel has won against her in court.
• Next year it is predicted house prices will continue to fall by around 4%
• Most indicators are showing the base rate of interest will go back down to 1.7% by 2027
• This year has seen the biggest price reduction in November since 2017
• Growth comes from entrepreneurs and businesses, this is what the government needs to focus on to promote growth.

BEST MOMENTS  

"Anybody that decides to go up against Nigel Farage is usually pretty foolish”

“Savills is declaring the UK housing market is past peak pain”

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Car hire and leasing can expensive and getting out of a contract early can be difficult especially if you don’t know what type of contract you’re entering into. In today’s episode, Mark dives into the details of car leasing, contract hire and PCP contracts and explains the most cost-effective way of controlling, owning or renting your vehicle. 

KEY TAKEAWAYS 

• Contract (leasing) hire - the term contract is interchangeable with leasing and is a fixed agreement, usually 24,36 or 48 months and you are expected to fulfil the contract. Essential the monthly payment has been calculated over many months. Therefore if you’re looking to end the agreement early you will usually have to pay 50% of the remaining rentals if you’re looking to give the car back early. The disadvantage of contract hire is that they are not particularly flexible. If you’re concerned about ending your contract hire seek advice from the supplying dealer or credit broker to offer a shorter agreement.  
• PCP (Personal Contract) Hire - At the end of the contract you either pay the remaining value of ‘balloon’ payment, you sell the vehicle or you return it. Should you wish to end the agreement early the common agreement is to pay 50% of the remaining rentals or return the vehicle to the finance company. With PCP you are able to enter into a process called voluntary termination giving you the option to return the vehicle to the company when you’ve paid 50% of the amount payable or more. This can be referred to as the rules of halves and thirds.  
• Many car lease agreements have a buy-out option and will usually credit a percentage of the lease payment towards that purchase and is commonly least expensive way of getting out of a car lease. In order for it to make sense the resale value of the car needs to be equal or more than the buy-out value of the car. However, if you’re looking to get out of your lease so that you can purchase a new car be careful re-entering into another agreement especially with the same dealership as they will roll over outstanding payments on your old agreement into a new finance agreement.  

BEST MOMENTS 

• “With a contract hire You will usually have to pay 50% of the remaining rentals. From my experience, they will try to make you pay all of them.” 
• “Car dealers love nothing more than for old customers to come back in and purchase a new car as they will make money on the old sale and the new one” 
• “Get everything down on a spreadsheet to work out the total cost to get in and out of these leases” 
• “Focus on the P&L and APR before purchasing a car” 
• “Dealers love talking about monthly payments” 
  
  

VALUABLE RESOURCES 

• Centralleasing.com
• Appliedleasing.com 
• Leasing.com 
• Freedomleasing.com

ABOUT THE HOST 

Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, and co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.  

CONTACT METHOD 

• Email: Markhomer@progressiveproperty.co.uk  
• LinkedIn: https://www.linkedin.com/in/markhomer1  
• Facebook: https://www.facebook.com/markprogressive  
• Twitter: https://twitter.com/markprogressive  

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark interviews controversial politician and broadcaster Nigel Farage in this episode. They discuss Nigel's experience as a commodities trader in the City, his views on investing, and the future of the stock market. Nigel provides an inside look at his political career, explaining how he stood alone in advocating for Brexit and used social media to make his voice heard. He shares his thoughts on the Conservative party, challenges with the benefits system, immigration, China, and more. Nigel also opens up about dealing with stress and negativity as a public figure. With his signature bluntness, humour, and charm, he engages in lively debate on controversial issues.

KEY TAKEAWAYS

• Nigel was a commodities trader in metals before entering politics. He still invests but prefers long-term positions in solid, dividend-paying companies.
• He credits his trading experience and sense of humour for helping him survive the stresses of politics and public scrutiny.
• Nigel believes he could become Prime Minister under a proportional representation voting system.
• He remains a staunch defender of Brexit despite domestic implementation problems.
• Nigel thinks China invading Taiwan in 2023 is over 60% likely and could be devastating for supply chains.
• He feels education should return to teaching critical thinking skills instead of moral relativism.

BEST MOMENTS  

"Be true to yourself. Because if you're not happy, you'll never be happy."

 "On the world stage, Brexit has been a big success. Domestically it's been terrible."

"You can't be friends with both. You have to make a decision." (On siding with Saudi Arabia over Iran)

"Nothing in our history was ever easy. There were always problems at every juncture."

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark Homer interviews Adrian from Prefect Controls about their intelligent heating control system for HMOs and student accommodation. Adrian explains how Prefect's room-by-room controls help property managers like Mark reduce energy waste from tenants who crank the heat up and open windows! With energy prices skyrocketing, he expects Prefect will reduce his bills 20-30%. Tune in to hear how Mark and Adrian implemented Prefect across Mark's properties and the tenant experience so far.

KEY TAKEAWAYS

• Prefect is designed for rooms, unlike smart home systems made for houses. Central control and data is key.
• Tenants cranking heat and opening windows wastes energy. Prefect stops this.
• Prefect monitors temperature, occupancy, noise and more in each room.
• Data helps identify issues like banned space heaters quickly.
• With remote access, managers don't need to enter rooms to check occupancy.
• The payback period depends on energy savings, but Mark expects 20-30% lower bills.

BEST MOMENTS

"The thermostat gets put right up to maximum, which might be 30 degrees, and then the temperature is often regulated by opening the window."

"We can see if the range goes much higher. We've got tenants where the rooms are going to 28, 29. In fact, we found one where he was consistently 37 degrees."

"You know, we, we set the parameters or you guys set the parameters according to your sort of normal temperature range."

"I was expecting, um, a saving on our energy bills of maybe 20 to 30 per cent."

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

This episode is a recording of Mark’s recent talk at the Underground Empire Builders Event. Mark draws on 20 years of experience and 1000+ deals, sharing the mindsets and models essential for business success. He gives his philosophies on real estate investing, scaling companies, productive habits, calculated risks, and leveraging assets.

KEY TAKEAWAYS

• Find a profitable business model aligned with your passions - it drives you through tough times. Surround yourself with successful people to get ideas, not direct copies.
• Start now, test, and pivot - don't over-research. Your business will change; the market will shape it. Take action, make mistakes, learn, and improve.
• Systemise everything, measure with data, and manage time carefully. Spend it on income-generating tasks; this grows your business, and delegate what doesn't.
• Diversify income streams and assets. Property, trading, and investments balance each other when challenges like Brexit hit. Diversification survives dislocations.

BEST MOMENTS  

"I think the first thing I'd do as Prime Minister is take the whole tax system, put it in the bin, and reduce taxes."

"Once you find your model, it's all about implementation. You need clear, definable goals and milestones to ensure you're executing correctly."

"Don't go into developments early - learn by buying smaller ones first. There's less to go wrong and you gain experience for bigger projects."

"This isn't a sprint, it's a marathon. Buy properties now - even if cash flow is lower, you're purchasing for the long-term."

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark Homer joins Nigel to talk about one of the ways he sees us dealing with the housing crisis, redevelopment of retail and other commercial units into residential use. They discuss the barriers to general development and the new legislation coming into place soon.

KEY TAKEAWAYS 

• The government hasn’t been getting anywhere near its target for building houses, largely down to local planning and democracy.
• Over the years it’s become more difficult to convert commercial property into residential but there is some new regulation being discussed that could change this.
• You don’t get the same objections and difficulties when trying to develop housing in a city centre -vs.- rural communities.

BEST MOMENTS  

‘Everywhere the government turns it finds it more and more difficult to meet these housing targets’

‘I was the first person in Peterborough to take an office building and turn it into apartments’

‘It makes sense to live in city centres now and if we do a new kind of shopping with emerge’

‘So many builders are saying that the current green targets, are making it harder and harder’

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark and Rob do a Q&A with the audience and answer questions about books, entrepreneurship, what they are up to across their property businesses and the people they currently look to for inspiration. They also talk about how they are managing the current economic crisis and their thoughts on AI.

KEY TAKEAWAYS 

• Your brain has a capacity, you can fill it with too much with things that aren’t relevant or good for you. Mark is selective about what he consumes, especially regarding books and other media.
• When people kept telling Mark he would fail, he simply bought houses and didn’t tell anyone until he succeeded.
• Don’t let the negative people around you hold you back, they are trying to keep you in the place they are at.
• Progressive’s costs have gone up significantly, like most property investors. Mark is going through all of their portfolios to see where he can make savings.
• Arnold Schwarzenegger and John De Martini are two of Rob’s current inspirational people!
• There will be a lot to come out of AI that will be worthwhile, Mark believes in the wait and watch strategy, to see the benefits through the early adopters.
• A centralised digital currency is something Rob and Mark agree is bad for the people, it gives the government far too much control.

BEST MOMENTS  

‘I quite enjoy getting more from less’

‘We just need to make sure we really continue that momentum as this time of year things can go really slow’

‘Entrepreneurship is a stoic thing and good for progress’

‘I choose to focus on the upside of it [AI], not just the downside and all the doom’

‘Anything that gives them [The Government] more control I don’t like’

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark Homer goes joins GB news to answer the question, is Britain full? Mark shares his own experiences of the property market and volume in his current city of Peterborough and also how he sees the current crisis ending.

KEY TAKEAWAYS 

• We simply aren’t meeting the house-building target needed to match migration. With planning regulations as they are this won’t be changing any time soon.
• The housing crisis will continue to get worse until the breaking point where the government will have to relax planning regulations, build more social housing and reduce taxation for housing landlords.

BEST MOMENTS  

‘Are we building enough to accommodate the people we are allowing in?’

‘It’s going to keep on getting worse until there are some major changes made to the planning systems’

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Ex-MP Simon Danczuk joins Mark to share his many political views and in-depth knowledge of the system and the people of the UK. He talks about his days as an MP including exposing the Rochdale grooming gang and Cyril Smith, about his business background, immigration, the private rent sector and housing and the lack of leadership in parliament.

KEY TAKEAWAYS 

• At just age 15, Simon knew he wanted to become an MP and eventually became a counsellor at 27.
• Simon formed his own business and stepped down from being a counsellor. But once he hit 40 he decided to get into politics again and became an MP for Rochdale in 2010.
• Some of Simon’s experience from being a counsellor, allowed him to win clients for his agency because he understood a lot of the context and detail.
• You can’t have a flexible labour force if you don’t have enough rentals and housing for people to easily move.
• What politics has been lacking is strategy and vision which we are seeing the real impact of now.
• There’s a big economic event every ten years but the issue at the moment is that the media is particularly good at fear-mongering which has a large impact on the collective feeling of the country.
• There are 23 million working-age people in the UK that are economically inactive. We need to really incentivise these people to start working.

BEST MOMENTS  

‘I get a lot of satisfaction from solving people's problems and coming up with solutions”

“People still like to buy their home but rental is still crucial”

“Rents have doubled since 2016 because they have reduced the amount of rental properties”

“Surely you can incentivise people to go back to work”

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

Mark talks to Nigel Farage on GB news about the difficulties of rent and housing in his local town of Peterborough, demonstrating a microcosm of what is happening across the country. Mark outlines the need for changes in regulation to drastically disrupt the current supply issues the UK is facing in housing.

KEY TAKEAWAYS 

• Rents have almost doubled since 2016, a lot of this is population pressure as well as landlords exiting the sector due to the Section 21 regulation
• Peterborough is the cheapest place within 75 miles of London and that is one of the causes of the drastic population increase
• Changes to planning need to happen to make it easier to build houses
• The government needs to create incentives for landlords, this creates choice, promotes quality and keeps prices down

BEST MOMENTS  

‘The property here is exploding, where is everybody going to live, what’s it going to cost them and what’s the government doing about it’

‘The supply of rental properties is contracting as more and more people come in the country wanting to rent’

‘Those rental increases here in Peterborough are shocking’

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let

https://bit.ly/BTLReport-POD

The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them.

KEY TAKEAWAYS 

• The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds.
• The announcement of this bill is accelerating the mass exodus of landlords.
• It’s important to read into the bill yourself and not just look at headlines and rumours.
• There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many.
• Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest.
• If legitimate landlords are having to charge more because of new legislation then those who can’t afford rent will instead look to rogue landlords.
• The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage.
• It’s not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too.
• Ultimately cost will be going up for both landlords and tenants as a result of this bill.

BEST MOMENTS  

“None of this is set in stone there are potentially things that could be changed”

“There are laws in this country that protect tenants”

“Landlords will just have to get better at using the section 8”

“A buy to let landlord will only be there if they can make money”

“All of this stuff can be used as an opportunity”

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more

VALUABLE RESOURCES 

https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

ABOUT THE HOST

Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

CONTACT METHOD

Email: Markhomer@progressiveproperty.co.uk

LinkedIn: https://www.linkedin.com/in/markhomer1

Facebook: https://www.facebook.com/markprogressive

Twitter: https://twitter.com/markprogressive

‘Brought to you by Progressive Media’: https://progressivemedia.uk/