Safe Money Radio with Brad Pistole

Get ready to turn the tables on market fears and secure your golden years! Join Brad Pistole, and the acclaimed Dr. Wade Pfau, as we unravel the mystery behind safeguarding your retirement income. Imagine a world where your 401(k) is more than just a number subject to Wall Street's whims. That's the reality we're bringing you, as we discuss the golden rules of investment and how to create a bulletproof retirement plan, tailored to your personal financial style with the innovative Retirement Income Style Awareness tool.

We're shifting the spotlight onto an often-neglected hero of retirement assets: home equity. With Dr. Pfau's expert insights, we're breaking down how your humble abode can be a financial powerhouse with the strategic use of reverse mortgages. Forget about simply watching your investment accounts; let's talk about enhancing your retirement plan and potentially boosting the legacy you leave behind. We tackle the nuances of sequence of returns risk and how a reverse mortgage can protect your portfolio during those inevitable market dips.

Lastly, we demystify the often-misunderstood reverse mortgage, from tax-free income to repayment conditions. You'll learn how the non-recourse nature of the loan shields you and your heirs, and we'll debunk myths about homeownership and title retention. Plus, we dive into the rules and protections for non-borrowing spouses, ensuring you have all the knowledge to make informed decisions. By the time we wrap up, you'll see how a reverse mortgage could make your retirement not just comfortable, but strategic and empowering, leaving a positive, lasting impact on your family's financial future.

Unlock the secrets to weathering financial storms and securing a robust retirement with Tom Hegna, the acclaimed economist and retirement planning maestro. As markets fluctuate and the future seems uncertain, we dissect the strategies that can protect and grow your nest egg, even when the Dow Jones takes a hit. With Tom's unparalleled insight, gleaned from his experience in both the military and financial sectors, we navigate through the complexities of investment choices, ensuring you're armed with the knowledge to make informed decisions. 

The global economic landscape is as tumultuous as ever, with soaring national debt and geopolitical tensions adding to the mix of challenges facing your financial future. But fear not, as we tackle these issues head-on, providing a beacon of hope with wealth-building principles that can set you and the next generation on a path to prosperity. I share my personal journey to financial success, the essence of which is captured in my latest book, "Who Wants to Be a Millionaire," offering a blueprint to achieving your own financial milestones.

Lastly, we zero in on turning your retirement savings into a fortress, impenetrable by market volatility or tax burdens. Learn about the power of annuities, life insurance, and Roth IRA conversions to create a guaranteed and tax-free income stream. This episode isn't just about safeguarding your finances; it's about choosing the difficult yet rewarding journey toward a secure and enjoyable retirement, with expert advice on finding the financial advisor who truly gets it. With your financial well-being at the forefront, we ensure you're equipped to make the hard choices that lead to an easy life down the road.

Brad talks about the importance of how you finish saving and preparing for retirement. 

Brad talks about speaking at the same conference as Peyton Manning, and shares some amazing stories that the ex pro Quarterback had to share. 

Brad shares stories about an industry leading expert, Dr. Wade Pfau, and his what his lifelong commitment to retirement income research says. 

Brad talks about his trip to Long Island to film an episode of Who Wants to be a Millionaire with Tom Hegna and Fox Business. 

Brad also talks about what it means to have TRUE wealth and be a TRUE millionaire. He will also talk about Tom's book, the three stages/phases of retirement. 

Brad talks about the difference between defined benefit and defined contribution plans, "Peak 65", Pensions, 401(k)'s and other investment options available to those nearing retirement in 2024. 

If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.

Brad talks about the great stock market recovery of 2023, the benefits of 'buying low and selling high', and the importance of securing your retirement income before taking risk with the rest of your retirement portfolio. 

If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.

Brad shares a great story about a highly educated financial professor who reached out to him to help him plan his retirement. This episode talks about the reasons why it is extremely important to work with people who know more than you do in the specific area you need help in! 

If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.

Brad talks about the best tax planning weapons in the arsenal for those who are about to retire and start taking distributions from your 401(k)'s and IRA's. 

Brad talks about the slippery slope of the IRS rules when it comes to tax deferred accounts such as IRA's and 401(k)'s, and the additional rules that come along with inheriting them. Brad lays out a ground floor of rules that can end up saving you tens of thousands of dollars in taxes and penalties to the federal government. 

Kevin Lynch is a highly esteemed finance professor at The American College of Financial Services located in King of Prussia, PA. Kevin has 24 financial designations. Kevin is also a client of Brad and Hunter's. Listen as Kevin and Brad go over why even someone with this level of knowledge can use the help of an advisor, especially when it comes to choosing income annuities for retirement. 

Ed Slott joins Brad Pistole LIVE in the studio in Springfield, Missouri. Brad and Ed talk about taxes, tax law, IRA's, 401(k)s, income planning, life insurance, and costly mistakes to avoid with your IRA's and 401(k)'s in 2023. 

PhD Economist Michael Finke joins Brad to talk about retirement income planning. 

In a world where EVERYONE has opinions about finances, Brad gives his thoughts about how to navigate who to listen to when it comes to your retirement plan. Brad shares his thoughts about those who voice their financial opinions on social media such as Dave Ramsey, Suze Orman, and others. 

Brad announces that Ed Slott will be coming to Springfield, MO for a special event on Tuesday, September 12th. This will be held at the White River Event Center at Bass Pro Shops. Go to www.guaranteedsafemoney.com or call 866-780-7233 to register. 

Topics covered will include: 
Getting off of the government plan
ROTH IRA's 
ROTH Conversions
Secure Act 2.0 Tax Law Updates
Keeping MORE of Your Retirement Savings 

Tom Hegna joins Brad Pistole on Safe Money Radio once again to answer retirement planning questions that are on the minds of many people in the 50+ age range. 

Brad shares a great story about a highly educated financial professor who reached out to him to help him plan his retirement. This episode talks about the reasons why it is extremely important to work with people who know more than you do in the specific area you need help in! 

If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.

Dr. Wade Pfau joins Brad on Safe Money Radio for the second time. In this episode, Brad and Wade talk about: 

The Importance of Guaranteed Income
The Benefits of Owning Fixed Indexed Annuities 
Bonds vs. Annuities - who wins?
How Much you Can Spend in Retirement 
& Why You Should Work With a Specialist

If something in this episode has peaked your interest, please feel free to call Safe Money Radio at 866-780-SAFE OR call Brad's office directly at 417-581-9222 if you would like an appointment to review your current retirement accounts.