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    Seed Time Money with Bob & Linda Lotich

    We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun. We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do. Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show. We help you spend less time thinking about money while getting better results. The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to: - paying off $400k of debt - eliminating all guilt and shame with money - building multiple streams of passive income - honoring God with our finances - learning how to save & invest wisely - having financial unity in our marriage - giving $1 million by age 40 Occasionally, we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Carlos Whittaker, Crystal Paine, Jordan Raynor, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances. And if you like what you hear on the podcast, consider diving deeper with us by grabbing our award-winning book ‘Simple Money, Rich Life’ or take your spouse or church small group through our 6-week on-demand workshop 'True Financial Freedom'. Get a FREE preview at https://seedtime.com/scoreboard
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    Episodes (271)

    If I only knew this 16 years ago...

    If I only knew this 16 years ago...

    In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined.

    In this episode you'll:

    1. Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams

    2. Learn how trusting God's guidance led me to a radical life transformation and lasting freedom

    3. Find inspiration in the power of "20 seconds of insane courage" that changed the trajectory of my life

    4. Hear the best advice I've learned for facing fear and uncertainty when pursuing your passions

    5. Be motivated to take your own leap of faith and follow wherever God leads

     

    Links mentioned:

    Watch this episode on our SeedTime Money Podcast YouTube channel

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    These 7 tips changed our entire perspective on money

    These 7 tips changed our entire perspective on money

    In this episode of the SeedTime Money podcast, we discuss seven crucial money lessons that can help you achieve lasting financial success. These lessons are inspired by a recent post on Twitter, and we share our thoughts on each point and how they've impacted our financial journey. 

    🔑 Key Topics Covered:

    • The secret to going beyond a W2 income for true wealth
    • How to safeguard your money from a hidden financial enemy
    • Mastering the art of intentional spending for maximum impact
    • A groundbreaking financial concept that changes everything
    • The crucial money move to make with every paycheck
    • Unlocking the magic of exponential growth in your finances
    • An unexpected financial habit that can revolutionize your wealth journey

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    How thankfulness can radically change your life with Mark Batterson

    How thankfulness can radically change your life with Mark Batterson

    So excited about our conversation with Mark Batterson today. His new book: 'Please, Sorry, Thanks' is out now and so we are exploring the depths of gratitude and thankfulness and the unbelievable impact they can make in our lives if we let them. Here is a little of what we cover in this episode:

    1. Discover how Mark would advise his younger self during a time when gratitude was lacking and what he has learned since then.

    2. Learn how Mark has handled his success as an author and pastor, and the role gratitude has played in keeping him grounded.

    3. Find out how everyday miracles are all around us, and how adopting a perspective of gratitude can change your life.

    4. Discover the profound impact near-death experiences can have on one's outlook, and why we shouldn't need such events to truly appreciate our lives.

    5. And a lot more.



    Watch this episode on our SeedTime Money Podcast YouTube channel

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

     

    You won't believe what just caused our water bill to increase by 3x

    You won't believe what just caused our water bill to increase by 3x

    Today I want to give you a little bit of a PSA. Well, it's more like don't make the same mistakes we made. And, I'm sure there's some of you listening who can save a whole lot of money with what we're gonna be talking about today. But long story short, I was paying the bills the other day and I noticed our water bill was almost $300! Has this happened to you? We hope that our lesson learned will benefit you!

    Links:

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    Budgeting: 5 limiting beliefs you need to overcome

    Budgeting: 5 limiting beliefs you need to overcome

    This is from truly impactful section from a workshop we did a couple months ago. We helped our attendees create a 30-day financial plan, enabling them to kickstart their budget and save money for the best 2023 ever!

    During the workshop, we covered 5 common limiting beliefs that many people experience when it comes to building a budget or a spending plan.

    The insights we shared resonated with so many participants that I knew I had to share it with you. My hope is that by addressing and breaking down these limiting beliefs, you can overcome any hurdles holding you back from taking control of your financial life.

    Throughout the episode, you'll hear us discuss the following limiting beliefs:

    1. "I don't make enough money to budget."
    2. "It's too hard and time-consuming."
    3. "I'm not good with numbers."
    4. "I don't want to face my financial reality."
    5. "I don't want to stop spending on things I love."

    We want to inspire you to tackle these beliefs head-on and discover what God might be trying to tell you in this area of your life. Our goal is to make budgeting and managing your finances easy and accessible, no matter your current situation.

    So, if you're ready to take control of your finances and break free from the limiting beliefs that might be holding you back, tune into this episode. We'll be your hype team, cheering you on every step of the way. And remember, you can access the full workshop in our Real Money Method Plus package for even more invaluable insights.

    Links:

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    (AUM) The 2nd most important financial metric to track

    (AUM) The 2nd most important financial metric to track

    In this episode, we're talking about the second most important financial metric to track, which we call Assets Under Management (AUM). Everything that you do, whether good or bad, affects your AUM.  And it's a great number to track because it's a way to measure your financial progress, and if you're moving forward financially. 

     

    Links:

     

    These are a few of the topics we cover:

    • Everyone should know their AUM (no matter their financial class)

    • Why we don't like the term "Net Worth"

    • Why AUM reframes your thinking into true stewardship

    • Why you should track your AUM

    • How to determine your assets

    • How much debt do you have?

    • How to calculate your AUM

    • How often should you check your AUM?

    • Good managers know what they are managing

    • See improvement with your AUM by just making a few tweaks

    • God is waiting for you to take that first step in faith and trust Him

    • Find more in Chapter 2 of our book: Simple Money, Rich Life

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

     

    🤯 Biden's NEW mortgage fee for GOOD credit scores (680+)

    🤯 Biden's NEW mortgage fee for GOOD credit scores (680+)

    A few days ago President Biden initiated a new federal rule could raise the monthly mortgage payments of buyers with good credit scores (680+) by over $60 a month…

    And when I first saw this I thought for a minute it was a Babylon Bee headline. Turns out it isn’t, but is from Newsweek.

    I then shared it with our Instagram family(https://www.instagram.com/seedtime/) and the response was insane. I probably had 50 DMs in less than 24 hours about it - some outraged, some confused, some with questions.

    And so today we are going to be doing our weekly LIVE podcast and discussing this and answering as many questions as we can about it.

    Here are a few of the questions we will be answering:

    1. How this new fee affects homebuyers with a credit score of 680 and above 2
    2. What credit score ranges will be getting a discount from current rates 
    3. How 2/3 of the population is negatively affected by the new mortgage calculation adjustments 
    4. What you might expect to pay if your credit score is around 680 under the new rules 
    5. If you already have a mortgage, will these new adjustments apply to you 
    6. And more… 

    Links for further reading:

    LLPA Matrix: https://singlefamily.fanniemae.com/media/9391/display

    LLPA changes: https://www.mortgagenewsdaily.com/news/01192023-big-llpa-changes

    Why you should strategically pick your hobbies

    Why you should strategically pick your hobbies

    When I was 13 years old, I spent every dollar I earned on golf. I would play two or three times a week and became a pretty good golfer for my age. While I liked golf, it was never really my favorite sport. But my identity had become wrapped up in it, so I kept playing. It was what I and others had come to expect.

    As I got older, it dawned on me that spending all my money on a hobby just because I had an aptitude for it or because it was what I was known for didn’t make much sense. So, even though it wasn’t easy, I laid down that part of my identity.

    Additionally, over the years, I began better aligning my hobbies with my goals by asking these questions:

    1. What if I chose hobbies that weren’t inherently expensive?

    2. What if I chose hobbies that could make me healthier?

    3. What if I chose hobbies that would generate income?

    When I started asking these questions, I began to see hobbies in a different light. Instead of paying $50 a round to play golf, I could play tennis for free, spend less on equipment, and get better exercise. 

    So our discussion today isn’t to try to get you to lay down hobbies you love, but instead to evaluate them from time to time to make sure they are still serving you well.

     

    Links:

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    5 signs you're doing better financially than the average American

    5 signs you're doing better financially than the average American

    A lot of people want to know how they compare, how they stack up to other people.

    And in this episode we're talking about 5 signs that you're doing better financially than the average American. Now this isn't to feel good at someone else's expense, but to get a healthy perspective about where you stand financially.

    So regardless of where you stand, let's let this be an encouragement - deal?

    Links:

     

    These are a few of the topics we cover:

    • Getting a healthy dose of where you actually stand financially
    • Finding direction in where you want to be with your finances
    • Falling into the parenting trap of comparing your kids to other kids
    • How much do you have in savings currently? Do you need to increase your savings?
    • How does your surroundings affect your finances (season of life, where you live, etc.)
    • Getting creative when you're in a financial emergency
    • The housing market and rise of home values
    • Student loans and the rise of interest rates

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    How to hear from God with your giving

    How to hear from God with your giving

    We often get asked "how did you know it was God?" after we share some of our giving stories that God has led us through. While we don't have all the answers and we don't believe there is only one way to hear from God, in this episode we are sharing what we have learned about hearing from God with our giving (and really any other areas of our lives). 

    In this episode we share

    • The exact process we follow when we are trying to identify if we are hearing from God or not.
    • A specific miracle money story and example that just happened a couple days ago.
    • How hearing from God is something we ALL can do and isn't reserved for the "super-Christians" LOL
    • And a lot more...

     

    Watch this episode on our SeedTime Money Podcast YouTube channel!

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    The single highest earning investment you can make (with the lowest risk)

    The single highest earning investment you can make (with the lowest risk)

    Today we are talking about the single highest earning investment you can make now (and that you should ASAP).  And no it isn't Crypto, Forex, or any other stock pick. It is actually something far easier and more accessible for all of us. 

    Oh and this is our first ever LIVE podcast episode.  As in, we live-streamed it on our SeedTime Money podcast channel here: https://www.youtube.com/channel/UCREfMgyUzMp5UAI0ALjCnSw

    For the remainder of April we are going to be live-streaming episodes each Thursday at 1p CST / 2p EST if you'd like to join us!

    Financially successful NEVER depend on willpower, they do this instead

    Financially successful NEVER depend on willpower, they do this instead

    In studying countless wealthy people I have discovered there is one thing that they NEVER do. They never depend on their willpower to succeed.  They find a way to create a system that will automatically lead them to the success they are after. 

    In today's episode, we are looking at how you and I can steal their secret and apply it to our lives.

     

    Links:

     

    These are a few of the topics we cover:

    • Why you should not rely upon willpower

    • You can become a millionaire by automating a few things

    • The secret of financially successful people

    • How we pay income taxes has changed over the years

    • How to not think about things you don’t want to think about

    • How to become a more consistent giver

    • Have you been saving for your retirement?

    • What are the areas in your life that you can automate?



    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    Fundrise Innovation Fund: Should you invest in it?

    Fundrise Innovation Fund: Should you invest in it?

    Today I am going to break down the Fundrise innovation fund - I’ll share what I like about it, my 2 biggest concerns, how risky of an investment this is and who should definitely NOT invest in it.

    And then I’ll give you my verdict on if I am going to be investing in it. I keep getting people asking me about this so I decided it was time to talk about it… so without any further delay, here are my thoughts on the Fundrise Innovation Fund.

     

     

    Links:

    (Please note: links mentioned may be affiliate links which add to our giveaway fund - for you! Thanks for your support!) 

     

    These are a few of the topics we cover:

    • What I like about Fundrise Innovation Fund

    • The five interesting sectors that are included in this new investment opportunity

    • What you should know about IPOs when investing

    • My 2 biggest investing concerns that you should also be concerned about

    • Why good management matters

    • Who should definitely NOT invest in this investment

    • What is your risk tolerance?

    • How risky of an investment is the Fundrise Innovation Fund?

    • How you can learn more about investing in our 10X investing course

    • My verdict on if I am going to be investing the Innovation Fund 

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    When performance is measured, performance improves

    When performance is measured, performance improves

    Today on the podcast, we're talking about paying attention and how it can improve our performance. The idea is based on Pearson's Law, which states that "when performance is measured, performance improves."

    This applies to everything from driving on the highway when we see a cop with a radar gun, to weight loss, and to our finances. When we measure our performance, it improves.

    So if you're looking to make better decisions with your money, try using one of the methods we discuss to track your spending (aka measure your performance).

    Instructions on how to use Personal Capital to track spending - SeedTime.com/cashflow

     

    Links:

     

    These are a few of the topics we cover:

    • What do you do when driving down the road and you see a cop car?

    • How important is it to pay attention?

    • An effective way to improve weight loss

    • How to benefit from implementing Pearson’s Law

    • If someone were to pay you to track your spending, would you?

    • The tool you can use to see where you’ve been spending your money

    • How often you should evaluate your spending

    • What 98% of our listeners will likely NOT do

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    See our actual budget to see how/where we spend

    See our actual budget to see how/where we spend

    Well, it’s time to get up close and personal. Today we are going to drop you in on a recording where we show our exact budget, exact categories, and why we do what we do. Hope you find it helpful!

    For more on the method we use check out seedtime.com/realmoney

    You can watch this episode on our SeedTime Money Podcast YouTube channel

     

    These are a few of the topics we cover:

    • If you think how you spend your money is weird, it’s ok… we’re all weird!

    • Our budgeting categories reflect what is important to us and your categories should reflect what is important to you

    • Our budget case study - how we specifically break down our budget

    • How you can avoid money fights in your marriage through a budget

    • The benefit of budgeting and having the ability to pay off your house and not carry loans

    • An overview on how our Real Money Method budget system works

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    Opening a Crypto IRA (this is how and where)

    Opening a Crypto IRA (this is how and where)

    In this episode I am sharing exactly how I went about opening a crypto Roth IRA so that I can get some of my crypto investments inside of the wonderful Roth IRA.

    This one will probably be better to watch on Youtube than listen and you can do that here... https://youtu.be/Y8RX_VWXb00

     

    Links:

     

    These are a few of the topics we cover:

    • The thinking I have when it comes to crypto investing

    • How to get crypto into a Roth IRA

    • What you should know about Alto's Crypto IRA

    • What I didn’t like about other Crypto IRA options

    • My choice for investing a Roth IRA with crypto

    • The risks you should consider with investing with crypto for IRAs

    • The outlook of investing with crypto for IRAs

    • The process in setting up a crypto Roth IRA

    • A look into my crypto Roth IRA profile

    • The easiest trading aspect when it comes to Roth IRA investing

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    How to spend MORE on what you love

    How to spend MORE on what you love

    So many people think the key to financial success is just in depriving yourself of everything you enjoy in life. We are NOT those people. We believe that you can actually spend MORE on what you love all while improving your financial life. In this episode we talk about exactly how to do that.

    And for more, check out Chapter 8 of our book Simple Money, Rich Life: https://seedtime.com/smrl 

     

    How to cancel unused subscriptions:



    Links:



    These are a few of the topics we cover:

    • Do you feel guilty when spending money?

    • A better way to be intentional with your money

    • Are you spending money on things you don’t need, or that’s not important to you?

    • Are you spending money on things that you don't know you’re spending money on?

    • Do you have the boldness to defy what everyone else is doing and what all the experts are saying to “do you” and instead, be who God made you to be?

    • Have you ever thought about how God is working through you when you’re spending money?

    • You need to look for the opportunities that God has given you, as He works through you!

    • If you’re married, don’t forget that you are in a partnership and that you need to consider what is important to your spouse as well 

    • The key we found to be the most helpful when it comes to marriage and finances

    • How to stop fighting about money with your partner

    • When you get your financial life in order, it doesn’t have to be one or the other…you can do it all!

    • The blessings that come from not only obeying God, but partnering with Him



    If you haven’t checked out our best-selling book Simple Money Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    Roth IRA explained: a LEGAL tax loophole too good to be true

    Roth IRA explained: a LEGAL tax loophole too good to be true

    In this lesson we are talking about the Roth IRA: a LEGAL tax loophole that is “too-good-to-last” according to a millionaire mentor of mine.

    If you have heard about the Roth IRA and are curious, this will help give you some inspiration to take advantage of this awesome tool the US Government has given us.

     

    Links:

    • Our 10x Investing course will show you (down to what buttons to press) how to open one AND teach you how to make wise investments inside of your Roth IRA - SeedTime.com/10x 

    • Our True Financial Freedom class will teach you how to master all aspects of the money in a God-honoring way - SeedTime.com/tff

    • Watch this episode on our SeedTime Money Podcast YouTube channel

     

    Here is just a little bit of what we cover in this episode:

    • Why I think almost everyone should have a ROTH IRA

    • How it could save you hundreds of thousands in taxes

    • How much can I contribute to a Roth IRA?

    • Who is eligible to open a Roth IRA?

    • What types of investments can I hold in a Roth IRA?

    • When can I withdraw money from a Roth IRA?

    • Can I withdraw contributions from a Roth IRA tax-free?

    • Are there any penalties for early withdrawals from a Roth IRA?

    • What is the difference between a Roth IRA and a traditional IRA?

    • Are there any other fees associated with a Roth IRA?

    • How do I open a Roth IRA?

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    4 things parents of successful adults never said…

    4 things parents of successful adults never said…

    As parents, we all want our kids to grow up and be successful adults right?. And, in this episode we’re talking about an article I read that is full of wisdom for all parents on this topic. The article consists of some phrases that were never said by 70 parents of highly successful adults. 



    Links:

     

    These are a few of the topics we cover:

    • It’s not only okay to get things wrong, but it’s good!

    • The success that you see comes with many failures that are not seen

    • Teaching your children how to walk with God through difficulties

    • There is real value in having to work for what you want

    • Why character is built by going through the hard stuff

    • Why you should never let school get in the way of an education

    • Why it’s ok if your child has a subject in school that they are not good at

    • Putting your energy into finding what you’re good at

    • Laying down your plans and aspirations for your kids

    • How to move your children forward in their gifts

    • Do your kids earn an allowance?

    • Money is not just something you buy stuff with, it’s a tool

    • Do you want money, or do you want what you think money is going to give you?

    • How to have your kids grow up with a sense of purpose and wanting to make a difference in the world.

     

    If you haven’t checked out our best-selling book Simple Money, Rich Life we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

    You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

    The banking collapse: what you need to do RIGHT now

    The banking collapse: what you need to do RIGHT now

    With the recent banks collapsing (Silicon Valley Bank, Signature Bank, & Silvergate Bank) a lot of people are wondering if their money is safe in their bank.  And the answer is MAYBE.

    In this episode we are discussing the 2 things you need to do right now to protect your assets in your bank (as well as your investments). 

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