In this episode, we dive deep into the essential aspects of living a life that's present, intentional, and aligned with our true purpose. Today we are chatting with Mason King, the author of "A short guide to Spiritual Disciplines" about how we can steward tech in our daily lives (because it isn't going away) to have a healthier walk with God.

Here's what you'll discover:

1. Dethroning the Digital Savior: How technology can become an addiction, and why it's essential to recognize our attention as our most precious commodity. Learn how to regain control over your digital life and break free from the dopamine loops that keep you hooked.

2. The Journey with Technology: Personal struggles with technology and how they led to a profound realization about the importance of focus, presence, and intentionality in our lives.

3. Strategies for Presence: From using apps like Freedom to block distractions to setting specific times for email and social media, discover practical ways to be more present with your family and in your life.

4. Praying the Hours: A unique approach to prayer that helps you stay connected with God throughout the day, processing emotions and aligning your actions with your faith.

5. Reading the Bible with Joy: Moving beyond the "check-off-the-box" mentality to a more intimate, face-to-face time with God through Scripture. Learn about techniques like Lectio Divina and how poetry can enrich your spiritual life.

6. Remembering Mortality: The concept of "Memento Mori" and how keeping death in mind can lead to a more intentional and fulfilling life.

7. Balancing Work and Family: How to set limits and boundaries to ensure that work doesn't overtake your personal life, allowing you to be fully present with your loved ones.

8. And much more...

If you're feeling overwhelmed by the digital world, struggling to find balance in your life, or seeking a deeper connection with God, this episode is for you. Join us as we explore practical strategies, spiritual insights, and personal experiences that will inspire you to live a life of purpose and presence.

Whether you're looking for ways to enhance your prayer life or seeking practical tips to reclaim your attention from the digital world, this episode has something for you.

Links and Resources Mentioned:

1. A short guide to Spiritual Disciplines by Mason King

2. Freedom App

3. George Herbert's Poetry

4. "The Common Rule" by Justin Early

5. "The Paraphrase of the Soul" (Poetry Anthology)

Note: This episode is perfect for those who want to honor God with their attention, be more generous with their time, and find authentic and real ways to connect with their faith and loved ones. If you're looking to make huge improvements in these areas without feeling talked down to this episode is for you.

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 

Today, we dive into the 2nd part of looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals.

So, see you on the inside!

Want our 14-point checklist? DM @seedtime, or send an email to bob@seedtime.com and request your free PDF copy!

Links:

• Our book: Simple Money, Rich Life

• True Financial Freedom Class

• Real Money Method

• 10x Investing Course

• How to find your REAL hourly wage in 10 minutes

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals.

So, see you on the inside!

Want our 14-point checklist? DM @seedtime, or send an email to bob@seedtime.com and request your free PDF copy!

Links:

• Our book: Simple Money, Rich Life

• True Financial Freedom Class

• Real Money Method

• 10x Investing Course

• How to find your REAL hourly wage in 10 minutes

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st two chapters of the ebook version, and even get the 5-week book study companion guide.

We recently took a road trip and recorded this episode from our phone at a rest-stop. 

But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are! 

Enjoy!

Inside, I’m going to show you the 4-step process that can stop negative, reactive spending habits in their tracks and get you on the path to saving, giving, and enjoying more of your money:

1. **Identifying** the biggest (and messiest) money opportunities with the ‘RFC’ matrix.
2. **Managing** your biggest opportunity with the 80/20 Budget. 
3. **Redirecting** the surplus where you want it to go (practicing JOMO instead of FOMO). 
4.  **Enjoying** the margin you create from decluttering (how to spend more on what brings you joy).

Today we are taking a listener question and discussing some of the keys to handling money and our hearts when things are going well, as well as when they aren't.

A little of what we are covering:

1. Ever noticed how pride sneaks up on us during financial highs and evaporates during lows? Let's decode this emotional rollercoaster and the unseen challenges of financial success.

2. The two tests I believe God throws our way to measure our real success.

3. Hear personal stories from my life's highs and lows, revealing how gratitude and pride can change shades in different circumstances.

4. Two practical actions and daily practices to infuse gratitude in your life and keep financial pride at bay.

This episode is not just about handling your financial blessings. It's about transforming how you perceive these blessings and what you do with them. Prepare to change your perspective on financial success, learn how to guard your heart against pride, and embrace gratitude with practical actions.

If you've ever felt challenged by the delicate dance of success and humility, this episode will provide a new rhythm to your journey. It's time to redefine your relationship with money, balance your heart's pride and gratitude, and be a more mindful steward of the resources you have.

Remember, building wealth isn't just about numbers—it's about nurturing your character and grace too. See you on the inside. God bless!

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Have you seen "the Sound of Freedom" yet? Well, we just saw it and there is something we all need to be talking about with it.

🔑 Key Topics Covered:

• Awareness of human trafficking

• Impact of "The Sound of Freedom" movie

• The spiritual aspect of money management

• Motivation to "earn all I can" for giving 

• What you do matters on the earth

• Taking action with A21 and Our Rescue

Links:

• The Sound of Freedom Movie

• John's Real Money Method story

• Our Book: Simple Money, Rich Life

• Our Courses at SeedTime

• Tim Ballard and Our Rescue

• A21 organization and ending slavery

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This is a bit of a personal episode where I am sharing my story of stepping away from social media for a year and the massive impact it had on my life. 

Trust me, this episode is gonna make you rethink your relationship with social media and might even inspire you to take a break yourself.

What To Expect:

The Art of Presence: Ever wondered what being more present could do to your relationships and spirituality? 

Redefining Social Interactions: Are you afraid that losing touch with social media means losing connections? I was terrified! Join me as I share the unexpected turn my personal connections took during my social media fast. 

A Pathway to Contentment: Discover how stepping away from social media led me to an unforeseen wellspring of contentment. I talk about how breaking free from the unending stream of comparisons and achievements on social media paved the way to more contentment. 

The Continuum of Life: What happens when you go off the grid? I share a humble yet eye-opening realization. 

Whether or not you decide to take a social media fast, this episode is an invitation to reflect on where your time and focus are channeled. Together, let's weigh the eternal impact and the higher calling beyond the quickly fading thrills of likes and shares.

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

On our 10x Live investing workshop we hosted last week we gave away a couple stacks of books that deeply impacted how I handle money.

And a bunch of you kept asking for the list, so here we are.  

Now at this point I have read about 100 money books over the last 15 years. And this list is the 10 or so that have made a significant impact on my thinking or behaving with money. 

Some are written by Christians and some are not. I don’t agree with everything anyone says or writes regardless of whether or not they are a Christian, so I chew the meat and spit out the bones and encourage you to do the same thing!

#1 https://amzn.to/3Py7JWn

#2 https://amzn.to/46n9Q5v

#3 https://amzn.to/3JA15Lt 

#4 https://amzn.to/3Psn3ny 

#5 https://amzn.to/42XHJa1 

#6 https://amzn.to/3CNeoV1 

#7 https://amzn.to/3JWbilV  

#8 https://amzn.to/42XHJa1 

#9 https://amzn.to/46jI6yN 

#10 https://amzn.to/3XzVgDF 

#11 https://amzn.to/3qZTqzH

Additionally, there are some other fantastic money books out there that are NOT on this list. But these just happen to be the ones that spoke to me most at the time I read them. 

And as a little shameless plug to possibly save you a little time, part of why I wrote Simple Money, Rich Life was to be able to distill everything I learned in these 100 books into 1. 

So if you want the best nuggets from most of these books you will find it all rolled up in our book Simple Money, Rich Life which you can get with free shipping here: https://seedtime.com/smrl

It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Watch this episode on our SeedTime Money Podcast YouTube channel!

Are You Doing Something Wrong if You Aren’t Financially Blessed? That's the question we are tackling today and I promise you, this topic is just the tip of the iceberg of what we’re about to unfold.

Here's a little of what we are discussing today:

1. Redefining Blessed: We tackle the big question - what does being “blessed” really mean? Is it just about the dollars in your bank account, or is there more? This episode might just change how you look at the world.

2. Social Media Mirage: We’re spilling the beans on social media’s “highlight reels” and how they mess with our minds. You might think everybody’s killing it except you. But, is that really true?

3. Count Your Blessings: No, seriously, count them. We chat about gratitude, the importance of cherishing the little things, and keeping your focus on what truly matters. Sometimes, it’s about re-centering your heart.

4. Seed Time & Harvest: We explore the powerful concept of sowing and reaping. Sometimes you’re planting seeds and it doesn't seem like much is happening. But stay patient, my friends. There’s a time to reap what you sow.

5. Asking the Right Questions: Are you asking, “What am I getting out of this?” Instead, let’s pivot to “What can I give or put into this experience?” We're flipping the script!

6. Is It You, or Is It Timing?: We talk about those seasons when you feel like you’re in a rut. Is it because you’re doing something wrong, or is it just not the right time? Hang tight, breakthroughs are real!

7. Wise Counsel vs. The Noise: It's important to surround yourself with people who can provide honest feedback and encouragement. Learn how to discern between genuine counsel and the noise.

8. Embracing the Ups and Downs: Life is full of cycles. We discuss embracing the seasons of life, both the challenges and the triumphs. There's wisdom and growth in every season.

Whether you’re looking to build wealth, find contentment, or understand the season you’re in, this is an episode you don’t want to miss. Let’s embark on this journey together and remember - we're all in this crazy thing called life together. Hit play and let’s get this party started! 🚀 

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 400 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Starting Monday, June 19th, we’ll be going live every afternoon for 10x Investing LIVE!

We’ll be talking about Biblical multiplication principles, how to practically apply them in our lives by investing wisely, and a whole lot more!

Here’s what we’ve got planned for this FREE event…

• Day 1: Investing is God's Idea (Biblical Principles of Multiplication).
• Day 2: Why Investing Isn't Gambling (and How to Find Your Risk Tolerance).
• Day 3: 3 No-brainer Investments Everyone Should Consider.
• Day 4: The “10x Path” I've Followed to Multiply Multiple Investments by 10 Times – or More (and How You Can Use it, Too)!
• Day 5: 5 Common Risky Mistakes That Almost All Investors Make... and What I Do Instead.

Over these 5 days together, you'll realize investing isn't as complicated or scary as it often seems. Instead, it's part of God's plan to be fruitful and multiply! It's not about 'getting rich quick' but watching your simple efforts bear fruit in the long term.

When is it?

Monday, June 19th - Friday, June 23rd at 1p CST / 2p EST.

Will there be recordings?

If you would like on-demand access to the event recordings, they’ll be available at a discount once you sign up for 10x Investing LIVE at the link below.

The event is totally free to sign up, but we do plan to sell this as a product in the future at $47. The special deal we have to kickoff this event knocks the recordings down to about half-price.

Grab LIFETIME access to the recordings here: https://seedtime.com/replays

In this must-listen episode, we delve into seven crucial financial truths that we wish we'd known in our twenties. By sharing these gems, we aim to provide a shortcut to financial wisdom, enabling you to make well-informed financial decisions that will set you up for a prosperous future.

Here's what you can expect:

1️⃣ Becoming a Money Scholar: We'll talk about why becoming a student of money is the first step towards financial freedom. You'll learn about available resources and how knowledge acquisition sets the stage for better decision-making in your financial life.

2️⃣ Discipline over Motivation: We'll reveal why discipline is your most valuable asset and how having a budget - and sticking to it - is the secret sauce for achieving your financial goals.

3️⃣ Demystifying Debt: We'll cover the dual nature of debt, both as a potential tool for achieving financial goals and as a burdensome pitfall when misused.

4️⃣ The Long Game of Investing: Discover why the stock market, despite its volatility, can be a profitable long-term game. We'll discuss the benefits of starting your investment journey early and riding the ups and downs to accumulate wealth.

5️⃣ Living Below Your Means: We'll provide practical tips on how to save money by cutting back on expenses and living a lifestyle that costs less than your earnings.

6️⃣ The Power of Seeking Help: We'll talk about how no one is an island in the journey of financial management.

The best time to start planning for your financial future is now. So, tune in to get inspired, informed, and put these lessons into action for a better financial future.

Not only does this episode arm you with valuable insights into money management, but it also fosters a mindset that encourages you to start planning for your financial future immediately.

Whether you are in your twenties or beyond, this episode is a game-changer. If you're ready to transform your relationship with money, grab your headphones and let's dive in! 🎧🚀

Links:

•  @IanBuildsWealth on Instagram - instagram.com/p/ClQ5xxQOWsl/

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Guess what? SeedTime just turned sweet 16 today! 🎉 (Psst… we've got some cool gifts and bonuses for you today!)

It's been a crazy ride these past 16 years, hasn't it? 

I mean, by God’s remarkable grace, we've had the chance to connect with over 55 million folks through our website, the SeedTime Money Podcast, and our YouTube channels. 

Can you believe that!? 

And then we've seen more than 9,200 students pass through our courses https://seedtime.com/u and nearly 20k copies of Simple Money, Rich Life https://seedtime.com/smrl have found new homes.

But even though I am admittedly a numbers nerd, the numbers aren't even close to the best part...

From day one I have been collecting stories from people like you who have shared with me the things God has done in their financial lives. 

And over 16 years I now have thousands of those stories that I treasure.  Every story, every success, is another reminder of the great things God can do. Looking back, it's pretty amazing seeing what God has done the last 16 years.

But, it never should have happened…

The unlikely story of SeedTime

On June 1st, 2007, SeedTime (or originally ChristianPF.com) was born. 

It was just a little blog where I shared the personal finance lessons I was learning along with what I was finding in the Bible about money. 

At the time I was stuck in a dead-end job and felt hopeless about my career and my ability to make any sort of impact in the world.

And I had this pipe-dream that one day we could earn enough from the blog to eat and live indoors. 

But the odds were terrible. 

At the time earning money from a blog was incredibly difficult.  In fact, in 2007 I literally was only aware of 2 bloggers in the entire world that were earning anything close to a full-time income from blogging.

And my millionaire mentor, who had taught me so much about money, told me going full-time as a blogger was a terrible idea.

And He was right. 

But here’s the thing. The Bible is full of “terrible ideas” that just happened to be exactly what God wanted. 

Here’s one: “Hey, I have a military strategy for you. Just march around the city 7 times and then yell real loud. Oh and if it doesn’t work, you’ll probably die.”

God seems to love to use “terrible ideas” because no one can take credit for it when it works out.

Today Linda and I are going into the full story of how SeedTime began.  

• How we went from being the financial messes that we were to following God into the unknown
• How we overcame our fears and insecurities and nay-sayers
• How we handled “stepping out of the boat” after I got laid off and became a “full-time blogger”.
• One critical mistake I made that should have sunk us
• And the most important thing we did to keep SeedTime alive and well 16 years later.
• And a lot more of the ins and outs of how God took 2 broke kids from Missouri and did something only He could do

Links:

• Enter the $2k giveaway: https://seedtime.com/2k-giveaway 

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In today's episode of the SeedTime Money podcast, we dive into a fundamental question many listeners are curious about - where to put your money when saving for significant purchases like a car or a home renovation. It's a loaded question with a multitude of possible answers, so today, we're aiming to bring clarity to the subject.

Links: 

• Get 4.6% on your savings with CIT's Savings Connect account here:  https://seedtime.com/cit 

• The $2k giveaway - https://seedtime.com/2k-giveaway

(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) 

Key Questions & Topics we cover:

• 3 places you definitely should not be putting your money.

• Learn about the dangers of putting all your eggs in one basket, especially when it comes to financial institutions and their surprising limits.

• Discover the alarming truth about the misleading returns on investment that most people don't realize until it's too late.

• Thinking of investing your savings in the stock market or crypto? We're sharing why this could be a gamble you don't want to take.

• Find out why we are adamant about not putting our money into individual stocks or index funds for short-term goals.

• We'll break down why CDs could be your golden ticket when saving for a large purchase in the near future.

• Stumped about where to put your savings? We're revealing the high-interest savings accounts we're personally using and why.

• Discover why choosing the right bank matters and how it could make the difference between earning peanuts and striking gold with your savings.

• The shocking tactics big banks are using to profit off us

If you're saving up for a big purchase, or even if you're just curious about how to make your money work harder for you in a safe and secure way, then this episode is for you. We'll debunk some common misconceptions and equip you with the knowledge you need to make smart, informed decisions about your money.

We even dig a little bit into the banking world and explore how traditional big banks like Bank of America and Wells Fargo compare with newer, online banking options like CIT Bank when it comes to savings accounts.

So if you're interested in making your savings work for you, growing your money in safe places, or just getting a better understanding of the banking world, then this is an episode you don't want to miss!

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence. 

Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles.

What we are covering today:

• Discover the "Biblical Formula" for paying off debt miraculously fast

• Uncover the secret behind leveraging what's already in your house to make a dent in your debt

• Learn how a simple question from the Bible can transform your financial situation – what do you have that God can bless and multiply?

• Explore the power of surrounding yourself with the right people in your debt-free journey and why shutting the door to naysayers is crucial

• Get inspired by real-life examples of ordinary people turning their seemingly insignificant skills into extraordinary opportunities

• How to unlock the potential of your faith and open the door to supernatural miracles in your finances

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Lot's of great stuff in today's episode, friend! We are going to be talking about the difference between the wealthy mindset vs the middle-class mindset and why it has nothing to do with how much you earn. We are also going to explore God's design for multiplication and how it directly applies to our financial lives.

• Uncover the crucial differences between the middle-class and wealthy mindsets

• Unlock the power of long-term thinking for exponential financial growth

• Learn the secret to creating a sustainable and ever-growing cycle of wealth

• Find out how shifting your mindset can lead to true financial freedom

• and a lot more!

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode of the SeedTime Money podcast, we dive into 10 reasons why you might not be sticking to your budget and discuss how you can overcome these obstacles. Inspired by @IanBuildsWealth on Instagram, we share insights on how to create a realistic and effective budget that works for you.

Here's what we cover in this episode:

✅ The common budgeting myth that's sabotaging your financial goals - and how to fix it for good

✅ Why your budget might be failing you, even if you think it's working well - and the steps to supercharge your progress

✅ The surprising reason your budget is "janky" and difficult to stick to - and the simple mindset shift to make it work like a well-oiled machine

✅ The one thing you absolutely need to include in your budget for it to be successful

✅ How to use a zero-based budget to take control of your money and finally stop wondering where it went

✅ The budgeting method that works like nothing else, allowing you to use real money without cash or envelopes

✅ The importance of having realistic numbers in your budget and how it can make or break your financial success

✅ How to make your budget work for your unique lifestyle and personal financial goals, no matter where you live or what you do 

Links:

• Our Real Money Method Budgeting Course

• Ian Builds Wealth

• Empower (spending tracker)

• Instacart (grocery delivery)

• Rover (pet sitting)

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode we are exploring 7 of our favorite ways to bless someone financially. So if you need some gift ideas or other ideas of how you can use your wallet to be a blessing to someone in your life, we think you'll like this episode. 

Here are the ideas/links mentioned:

• (01:18) Pray about who you can be a blessing to today

• (01:40) Our True Financial Freedom Class 

• (02:34) Send money on Venmo 

• (03:56) Spoonful of Comfort 

• (06:11) Alabaster Co 

• (07:11) But God (book)

• (08:03) Buy from an artist or small business

• (13:39) Buy a spa treatment

• (15:34) Buy a book for someone

• (16:07) A Gift from the Sea (book)

• (16:14) I’m so Glad You Were Born (book)

• (18:31) Pay for a couple to go on a date and/or a babysitter for their kids

• DM us on Instagram @seedtime

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 

A friend recently shared how she is being unfairly paid at her job and a lot of good came out of the conversation we had. You don't want to miss this episode if you're looking to transform your mindset around money, generosity, and faith. Get ready for some incredible insights, as we explore:

🔸 The power of reframing an unfair situation

🔸 The importance of tracking your giving

🔸 How generosity can impact your financial success

🔸 Trusting God in your financial journey

🔸 A surprising mindset shift to embrace in your giving process

🔸 The art of turning unexpected expenses into acts of generosity

🔸 Learning to trust God as our provider in all circumstances

Join us in this uplifting conversation and discover how you can unlock the joy of giving, even in the most challenging situations. This episode will give you the tools to not only change your financial mindset but also strengthen your faith in the process. And share with a friend who needs to hear it!

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

This ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting?

But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate…

🔑 Key Topics Covered:

• We’ve tested out several budgeting methods

• Previous budgeting methods just didn’t work for us and it would lead to confusion and overspending

• Linda found a “crack” in our budget that would allow uncontrolled spending

• We created a budgeting system that works for us, Our Real Money Method!

• We now maintain financial accountability with ease

Links:

• Our Real Money Method Budgeting Course

Watch this episode on our SeedTime Money Podcast YouTube channel!

If you haven’t checked out our best-selling book Simple Money, Rich Life, we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.