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    Tuesday Morning With Justin: Healthcare, Leadership & Life

    Fascinating people, innovative healthcare ideas & opportunities for personal and professional growth. I'm a Benefit Advisor on the quest to impact millions of lives. Want to come along for the ride? Let's grow together. In Fall 2021, Justin was highlighted as one of the "Faces of Change" for bringing transparency and innovation to health care by the national editorial BenefitsPro. Justin is a Certified Self Funding Specialist and his team primarily consults for companies with 100 - 1,000 employees. Philanthropist, triathlete, professional speaker and lifelong learner. Find A Way!
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    Episodes (19)

    Solo: Pharmacy 101 - Trimming Fat in the Healthcare System

    Solo: Pharmacy 101 - Trimming Fat in the Healthcare System

    Listeners have asked for me to explain more about what my role is within the healthcare system - today I'll dive into pharmacy and help you understand more of what is happening behind the scenes of the US Healthcare system. 

    Please let me know your questions and comments! Also, if you are enjoying and learning please take the moment to leave a 5 star review!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Emerging Challenges with Health Insurance Contracts

    Emerging Challenges with Health Insurance Contracts

    Welcome to this episode where we dive into a topic that is often overlooked but affects us all - health insurance contracts.

    Have you ever found yourself confused by the terms and conditions of your health insurance policy? Do you know what your rights and responsibilities are as a policyholder? 

     Frank Pennachio is the only person I know that makes the topic of "emerging risks" engaging. "Buckle up buckaroo!" as Frank says.

    In this episode, we explore the intricacies of health insurance contracts and break down the jargon to help you understand the legal aspects of health insurance contracts, including what happens when a $1,000,000 claim is denied.

    "We have no solutions, just tradeoffs." - Thomas Sowell

    Please share your takeaway(s)/questions with me. I love hearing from you!!

    Thank you to TrueNorth Companies and ResourcePro for your commitment to educating employers of their new and emerging risks!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Appreciation is the Essence of Communication with Cornell's President Jonathan Brand

    Appreciation is the Essence of Communication with Cornell's President Jonathan Brand

    Jonathan Brand is the President at Cornell College. Join the conversation and it will be worth your time. There is a lot to learn from with this conversation! 

    One thing that made me laugh from the conversation was his quote “Just because people climb to higher titles within the organization, it doesn’t mean they are more intelligent.” Isn’t that the truth? 

    Tune in as me and my guest, Jonathan Brand, discuss leadership and what it's like to lead a college.  Personally, what I’m excited to apply right away is the idea of identifying a time to slow down and ask others for help. It’s too easy to just jump into something and try to solve the problem. But how often does that just take care of the surface level?

    If you enjoyed today’s episode, please give the podcast a review! Please continue sharing what resonated with you – also, if you have an idea for a future guest, then let me know! Text my cell 740-525-5259. Enjoy the day!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    A Typical Day, Living a Life of Purpose with Dr. Jason Steinle

    A Typical Day, Living a Life of Purpose with Dr. Jason Steinle

    If you aren't open to some personal growth, then please come back later. Dr. Jason Steinle is composed but energetic. Quite busy but mindful of being present. We will jump in to a typical day and also dive in to understand how Jason has evolved personally and professionally over the years. "When I was young, in my 20s and 30s I was totally believing 'you can do it all' then I realized, yeah I can, but can I do it all really well?" 

    The biggest takeaway? 

    "Once we accept that we matter, not just tell ourselves but truly believe that we matter, that our life is important, that YOUR life is important, the choices you make in life become easier."

    Dr. Steinle has a saying that he doesn't want to add years to your life but "Life to your years." Even if you never get to meet him, I can't help but wonder if this conversation will add life to a listener's years.

    What resonates with you from the episode? If you are willing to share, then I'd love to hear it! 

    Oh and listener, let me reiterate, that YOU MATTER.

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    HSA Education (Health Savings Accounts) with Andrew Bruns

    HSA Education (Health Savings Accounts) with Andrew Bruns

    If you are on a High Deductible Health Plan, and you have a Health Savings Account (HSA), then I recommend you press play! Andrew Bruns is back for his 3rd year in a row - Each year, Andrew shares what you "need to know" about HSA's. We cover updated IRS approved "eligible expenses" for 2023 as well as a rapid fire review of what you can and cannot use your HSA card for. 

    As mentioned in the show, Lively is an awesome platform that is free for individuals. I have had a great experience as a user the last several years.

    If you have any questions about HSA's, then please reach out!

    Thank you Andrew for your time and knowledge!!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    5 Languages of Appreciation in the Workplace with Dr. Paul White

    5 Languages of Appreciation in the Workplace with Dr. Paul White

    Have you heard of the 5 Love Languages? What about the 5 Languages of Appreciation in the Workplace? Today's conversation is with none other than co-author Dr. Paul White. You are in for a treat!!

    As mentioned in the podcast, I'm giving away 5 of his books to listeners! To be included for a chance to win, shoot me an email jfutrell@truenorthcompanies.com or a text 740-525-5259. 

    If you are interested in the assessment Dr. White mentioned, or if you are interested in an in-person or zoom workshop, you can inquire with the email and phone number above. 

    As always, Find A Way!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Mental Health & Employee Benefits to be Aware of with Soumen Bhattacharya

    Mental Health & Employee Benefits to be Aware of with Soumen Bhattacharya

    "Everyone needs a therapist or a coach." Do you agree? Join today's conversation as Soumen and I jump into mental health. Then, we transition into educating you on unique things employers are doing to go above and beyond for their people. If something sounds cool, then let's talk about how we can get that implemented in your company!

    Another line that stuck with me from today's conversation? "Keep yourself curious." 

    I've learned that leaders often don't understand they could provide so much more for their people if they simply had more healthcare strategy. It's really fun to help guide leadership teams to a better path forward. A path that frees up more money to elevate the investment they are making in their greatest asset, YOU!

    Want to talk more with Soumen? Find him on LinkedIn! Soumen Bhattacharya. Did something resonate with you from today's episode? Please let me know as I love hearing from listeners! As always, shoot me a text 740-525-5259 or send me an email jfutrell@truenorthcompanies.com. 

    Next up: World renown author of the 5 Love Languages, Dr. Paul White!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Take Yourself & Your Team from "Danger" to the "Thrive State" - Dr. V

    Take Yourself & Your Team from "Danger" to the "Thrive State" - Dr. V

    Get ready for a journey! Dr. V has worked his way up from being a refugee to being on top of the materialistic world as a Doctor with a fancy car and a fancy house in America. Then one day he realized the fulfillment he expected, never came. 

    Have a listen how Dr. V provides an incredible cellular analogy that will help us understand why it is so very important to have your body firing on all cylinders. Similarly, why it's so important for companies to pay attention to every cell in the ecosystem. In other words, every person in the organization. 

    As mentioned in the intro, if you are interested, shoot me a message and ask for a copy of Dr. V's book, "Thrive State: Your Blueprint to Optimal Health, Longevity, and Peak Performance."  I'll be giving away 5 copies to listeners! 

    As always, please share what resonates with you. I'm accessible via LinkedIn, email jfutrell@truenorthcompanies.com or text 740-525-5259. 

    Find A Way!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Learning to Walk at Age 9, Now Walking through the Finish Line - The Dynamic Duo

    Learning to Walk at Age 9, Now Walking through the Finish Line - The Dynamic Duo

    Join in for a conversation with Nick Hyndman & Josh Jordan to catch a glimpse of what it's like to go for extreme physical and mental challenges.  Cerebral palsy might slow down Nick but his mindset is the real champion. 

    Nick overcame the odds and learned how to walk at 9 years old. Then continued on to join the wrestling team in high school. Nick reminds us "it doesn't matter what physical challenge you are facing, you can overcome it." Nick continues to defy the odds. 

    Josh wrestled with Nick at Perrysburg High School (Ohio) and is the muscle behind the two of them as they compete. Marathons, triathlons, even the Ironman 70.3 in Muncie, IN last year! 

    What are your thoughts on today's episode? As always, shoot me a text - I love hearing about what resonates most with YOU! 740-525-5259

    Find A Way!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Don’t Let the Logistics Get in the Way with Mike Delmonico

    Don’t Let the Logistics Get in the Way with Mike Delmonico

    Why do kids see the 🌎 with a lens of endless possibilities? Why do we, as adults, not chase our dreams? 

    I’m thrilled to share today’s episode with Mike Delmonico as he takes us on a wild ride. Mike is simply vibrant and I’m sure you will feed off his energy. That said, it hasn’t always been that way. 

    This episode is centered around leadership but I was pleasantly surprised that we never once used the word leadership. In fact, I was reminded that leaders must first take care of themselves. You must fill up your proverbial cup first. 

    Mike Delmonico Was a bartender for 12 years in the downtown Denver area. After starting a family in 2014 he felt the pressures of parenthood and wanted more flexibility with the schedule. Tune in to understand how Mike is now to the point, eight years later, where he’s leading a team of 50 people and growing. His team culture is unlike any other in the financial industry and I will say that it’s because his desire to help people answer the two very important questions that we discussed!

    Post show notes: Well what did you think? Did you find a takeaway? Tell me about it! Text at 740-525-5259 or email jfutrell@truenorthcompanies.com

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    What is More Unifying than Water? With John Bongiorno

    What is More Unifying than Water? With John Bongiorno

    John Bongiorno is the President of WorldServe International. What fascinates me most is that John has been able to accomplish so much around the world, with his unwavering faith. John taught me that water is unifying. Both overseas and more recently, here in the United States. 

    Tune in as John helps us understand challenges that come with giving, the importance of treating people with dignity,  and the need for local buy-in for the sustainability of a project. Facilitating partnerships with The Ohio State University Global Water Institute, Coca Cola, the Waterboys, Tanzania Water Fund and many more,  David is leading the organization's mission "clean water for Africa". 

    Do you want to get involved and impact the lives of others? Reach out to John via email john@worldserveintl.org or text Justin at 740-525-5259. 

    Find a Way!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Getting Control of Healthcare Costs with Adam Russo

    Getting Control of Healthcare Costs with Adam Russo


    Today’s special guest is Adam Russo, the cofounder and CEO of the Phia Group; An experienced provider of healthcare cost containment offering comprehensive claims recovery, plan document, and consulting services designed to protect plan assets.

    Founder and managing partner of the law offices of Russo and Minchoff, a full-service law firm with offices in Boston and Braintree Massachusetts, devoted to representing employers, plant fiduciaries, third-party administrators and carriers in employment and employee benefit matters throughout the United States.

    Thank you so much for your knowledge and expertise, Adam!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    College Athletics, Unselfishness and Alexander the Great

    College Athletics, Unselfishness and Alexander the Great

    What do those three things have in common? John Cochrane. Current Athletic Director of Wartburg College, John has over 3 decades of experience in intercollegiate sports. From the first internship out of law school for the University of Iowa athletic program, to performing investigations for the NCAA, to having three kids who were NCAA student athletes, John has tremendous experience in the world of college sports. 

    Join us as we dive into leadership and character traits that resonate most with John. The big one is being unselfish. Think about leaders in your life that you respect… is there on that is selfish? 

    For me, this was a really special episode because I learned one thing an old coach (and incredible leader) did for me without ever asking for credit. 

    Also – if you make it to the end, then you will enjoy some surprising dialogue around Alexander the Great and the Joan of Arc. 

    Lastly, thank you for tuning in. Feedback (good, bad and ugly) is always welcomed! Just shoot me a text! 740-525-5259

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Personal Growth with David Meltzer - Dealing with Change & ASKING for Help

    Personal Growth with David Meltzer - Dealing with Change & ASKING for Help

    Who needs to hear this today? When you feel like you don’t have control, what do you do? Focus on what you do have control of: your mindset, your heartset, and your handset.

    What can you ask for? Can you ask your leader to listen to an idea you have to be more effective? Can you ask a friend if they will introduce you to someone you want to meet? Can you ask a colleague for help? Can you ask someone “how can I be of service for you?” 

    ASK ASK ASK as David says! 

    Want to practice your asks? If you'd like, then:
    ASK me for a free copy of David's book "Connected to Goodness." 
    ASK me for the 5 Daily Practices that David referenced.
    ASK someone for help. Whether it's for something big or small, you never know the answer until you ask. 

    Thank you David for your time and knowledge bombs. And big thanks to David Meltzer Enterprises for facilitating the interview.


    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Problems within the US Healthcare System & What Companies Can Do Right Now

    Problems within the US Healthcare System & What Companies Can Do Right Now

    This time, the tables have been turned as Justin is interviewed by Mission Matters Podcast with Adam Torres. Join in as we dive into the US Healthcare system and how problems within it create opportunities for employers.  If you are an employee listening, consider sharing what you learned with your leadership team!

    This episode we really dive into examples of how companies are taking more control of their risk/spend, then strategically reinvesting that money back into their PEOPLE. 

    We'll also touch on the latest water project - 75,000 pull-ups and $75,000 - which will bring clean water to 15,000 more people in Singida, Tanzania. 

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    What is Fertility Planning & Why Now? With Jessica Bell van der Wal

    What is Fertility Planning & Why Now? With Jessica Bell van der Wal

    Now more than ever, fertility planning seems imperative. As a whole, people are waiting longer to start families which increases the chances of people experiencing infertility.  Additionally, anyone might find themselves having to deal with infertility challenges. What kind of effect does this have on mental health? What kind of impact does this have on productivity at work?

    Did you like this episode? Please share it with a friend!

    In addition, as a benefit advisor, I see the direct correlation this has to the utilization of high cost drugs that people take to better position them to start their family. At the same time, infertility treatment is not always covered by an employer sponsored health plan. This can create a serious dilemma.

    One other thing that caught my attention is the high amount of people utilizing the family planning aspect of their service. For example, I'm not actively trying to start a family, but I know I want to have a family one day...so what do I need to know right now? 

    Want to learn more? Check out www.FrameFertility.com or email hello@framefertility.com to learn more. Do you want me to have a conversation with your leader in Human Resources? Shoot me a message and let's discuss! jfutrell@truenorthcompanies.com

    Thank you for your time and knowledge, Jessica!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    The Opioid Crisis with Heidi Williams

    The Opioid Crisis with Heidi Williams

    What do you know about the opioid crisis? Growing up in Appalachian Ohio, I knew of the old mining towns devastated by opioids, but now, opioids have slowly found their way across the country and even penetrated college campuses. 

    Join Heidi Williams, the Director of Opioid Response for the State of Colorado Attorney's General Office, and myself in today's Tuesday Morning conversation. She helps educate us on the crisis, the Purdue Pharma lawsuit, and most importantly leaves us with a challenge. 

    Thank you Heidi for sharing your knowledge with us!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Right People, Right Seats - Finding the Ideal Employer with Brad Jones

    Right People, Right Seats - Finding the Ideal Employer with Brad Jones

    Have you ever wondered if you are working at the right place? Do you have a growth path laid out to advance if that intrigues you? Is your workplace the right cultural fit? Today we dive into the complexities of finding the right employer with Brad Jones, the founder of the recruiting firm Saige Partners. Brad and his team work hard to connect the right people to the right companies. Visit www.SaigePartners.com or shoot me a text, 740-525-5259, if you'd like me to connect you to them.  

    Thanks for sharing your time and knowledge, Brad!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.

    Finding WorkLife Balance & Equity, Diversity, Inclusion & Engagement w Sarika Bhakta

    Finding WorkLife Balance & Equity, Diversity, Inclusion & Engagement w Sarika Bhakta

    Do you also struggle with work life balance? What does #empowerment mean to you? 

    Sarika Bhakta, CDE shares "Empowerment to me means having the freedom to authentically live, lead and love."

    Thank you Sarika for your knowledge and wisdom. I can appreciate that in addition to your personal knowledge, you are constantly able to learn from new people each day with your role as a Diversity Consultant.

    Thank you to TrueNorth Companies, L.C. and Nikeya Diversity Consulting for the final episode in the Equity, Diversity, Inclusion & Engagement series.

    Want to continue the conversation? Shoot me a text at 740-525-5259 or email me at jfutrell@truenorthcompanies.com

    Find A Way!

    Music by Alex Lambert.

    Contact Justin via text 740-525-5259 or via email JFutrell@TrueNorthCompanies.com

    If you want to be connected to a guest, just ask! Also, I welcome the opportunity to hear your feedback from this episode!

    Thanks again to my musically gifted friend Alex Lambert for the music.