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When you create AI content on the Internet, who owns it? With AI content rising in popularity, countries are scrambling to decide what AI regulations should be implemented. Neil Peretz, Head of Legal for WooCommerce at Automattic, joins us to discuss how to approach AI content, E-commerce, and AI regulations.

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Timestamps:
[00:01:40] Daily AI news

[00:05:00] Neil's experience with AI and legal
[00:08:15] Using AI for legal business matters
[00:12:30] AI content vs. legal battles
[00:16:15] WooCommmerce's thoughts on AI content
[00:21:10] Who has rights to outputs of generative AI?
[00:23:26] Recent example of AI copyright
[00:29:20] Best practices for using generative AI legally

Topics Covered in This Episode:
A. AI and Ownership of Content
- Questions about who should own and have access to internet content
- Discussion on content ownership at Automatic (parent company of WooCommerce, WordPress, and Tumblr)
- Considerations for content scraping and copyright when using AI to generate content
B. Legal Regulations in AI
- Importance of legal regulations related to AI
- Discussion on legal issues in AI, specifically in the context of consumer credit
- AI technology developed by Leah Financial Technologies for assessing creditworthiness
- Implementation of AI technology with PNC Bank and other institutions
C. Copyright and Fair Use
- Explanation of copyright law and fair use
- Reference to the Taylor decision regarding machine-generated art and copyright
- Copyright generally associated with human creations
- Use of AI for transformative purposes and its relation to copyright and fair use
E. Unique and Ownable AI-Generated Content
- Challenge of uniqueness in solely AI-generated content
- Importance of combining AI with other creative processes for more unique and ownable content
- Mention of AI copyright battle involving Creativity Machine
F. Helping Content Creators and Store Owners
- Importance of helping content creators reach a wider audience
- Role of automated sources in gathering publicly available content
- Powering online stores and the desire for store owners to be found and influential
- Consideration of individuals who do not want to be found

Keywords:
AI, content, internet, legal regulations, guest, participate, location, Nvidia chips, ChatGPT competitor, machine learning, creditworthiness, FICO scores, Aliyah score, PNC Bank, institutions, ownership, content scraping, WordPress, copyright law, fair use, Taylor decision, creations, IT, finance, lawyers, salespeople, machine, auto-renewals, bargaining power, parody, factual assertions, AI-generated content, uniqueness, verifiable, copyright, uniqueness, ChatGPT, Google Bard, Thropic Cloud, Creativity Machine, inventor, independent thought, indexed, search engines, web crawlers, HTML code, online stores, store owners, influential, fintech, Leah, legal compliance, Contract Wrangler, key terms, responsibilities, rights, cont

As the United States edges closer to the deadline for a debt default, Wall Street speculators are hoping to capitalize on a crisis by trading credit-default swaps (shivers). We’ll talk about what they are and their role in the 2007-2009 Financial Crisis. Then, California passed a landmark zero-emission rule, but electrifying the state will come with some challenges. Plus, a round of Half-Full/Half-Empty that we hope gets us invited to Bluesky.

Here’s everything we talked about today:

• • “Bets Offering 2,400% Payout on US Default Lure Growing Crowd” from Bloomberg

• • “California air regulators approve landmark zero-emission rules for trucks and locomotives” from the Los Angeles Times

• • “California moves to phase-out diesel-powered trucks, cut locomotive pollution” from Reuters

• • “Grandchildren of ‘Sound of Music’ Von Trapp Family Form Indie Band” from Rolling Stone

• • “What’s the future of retail shopping? Snap bets on virtual try-on tech.” from Marketplace

• • “The Long Demise of the Stretch Limousine” from The New York Times

• • “People Are Flocking to Jack Dorsey’s New Twitter Alternative” from Futurism

• • “The Glorious Return of a Humble Car Feature” from Slate

• • “The Real Problem With Fake Drake” from Billboard

If you’ve got a question about business, tech or the economy, give us a shout. We’re at 508-U-B-SMART, or email us at makemesmart@marketplace.org.