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Episode 49: Ask Dan & James 

Fix or Twist?

This week Dan and James answer two more listener questions.

Our first question is from Jonty in Tresillian who asks,  “I have a Buy to let in Bodmin with a tenant currently in situ. I am worried what to do as my mortgage is up for renewal but there are no products that fit on the stress test. This means I go onto variable rate which is £748 Per month and my rent received is £700. Before my mortgage was £299 on a 5 year fixed. Should I sell or hold?”

Next up we have Katie in Bodmin who ask , “A friend has asked for my help. He has recently split with his partner and she has had to come off of their mortgage. My friend fails all affordability stress tests on his own and has asked if I can jump on his mortgage to help ensure he doesn't lose his home. I am looking to invest in my first buy to let soon and was wondering if I did this for him, would it effect my chances of getting further lending?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

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Episode 45 🎙 Ask Dan & James

This week Dan and James answer two more listener questions.

Our first question is from Joe in Truro who asks, "Thanks for the great content guys, really appreciate your guidance and expertise around the property market of late. With everything going on in the market of late, I know at lot of us are really concerned about a property crash. I was wondering what your thoughts were and what/if you are both still pushing forward with new investments?"

Next up we have Becky in Falmouth: I have been doing a HMO renovation in Camborne and right at the last minute the day before valuation my mortgage product was pulled. I am now facing a 7.49% 5 year fixed rate which is actually more PCM than my current bridge loan which expires in March 2023, what should I do? I have investors money tied up also?

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website, email or social media.
The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 


📨Get in touch with us hello@cornwallpropertypodcast.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔 and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 41: Ask Dan & James

This week Dan and James answer two more listener questions.

Our first question is from Guy in Looe who asks, "We have a new tenant moving in next week and they want the keys a little earlier during the day to paint a couple of the rooms. Deposit and rent etc have all been paid. Is it ok and safe to give keys before the tenancy start date?"

Next up we have Jen in Saltash who asks: “I am thinking of not self managing my portfolio of 4 properties around Cornwall, I simply don’t have the time after having a new born. I am always worried that agents wont be able to deliver as good service like I do. How can I let go and know that my long serving tenants will be in good hands?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

Please subscribe and leave us a review.

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
📨Get in touch with us hello@cornwallpropertypodcast.com
💻Learn more about us www.cornwallpropertypodcast.com

Please Like 👍🏻, subscribe 🔔 and leave us a review 🙏🏻.