#housingcrisis

This week on the Five Minute Advocate, Dr. Michael Walker explores the housing crisis Australia finds itself in, attributing the situation to the government’s lack of meaningful action and its hands-off approach. Michael calls for a universal housing guarantee and emphasizes the necessity for non-market solutions for affordability and a fair go.  

See omnystudio.com/listener for privacy information.

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Episode 74: Ask Dan, James & Alan Treloar

👀 👉🏻 What are the hot commercial opportunities in 2023?

This week Dan and James are joined by commercial property experts Alan and Morwenna. Alan and Moreenna help to answer two more listener questions.

Our first question is from Joanne in Falmouth who asks, “thank you so much for all the amazing content guys, really enjoyed the podcast. My husband and I are looking to invest in a listed commercial opportunity in Truro which involves a number of areas we have little experience in such as business rates, party wall issues, valuations and leases and overall property management. We are a little overwhelmed and looking for some guidance and words of advice."

we are looking to hold and let for a our solicitor is recommend we get a surveyor on board ? ”

Next up we have Steve in Helston who asks “ What would you say is a popular investment commercially in 2023? Is there a type of property that investors are going for?"

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 


📨Get in touch with us podcast@cl-property.com

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Episode 72: Ask Dan & James 

👀 👉🏻 How do I get started in property?  

This week Dan and James answer two more listener questions.

Our first question is from Ian in Redruth who asks,  “I’m looking at a plot of land to purchase which already has planning approval. The seller informs me that building regulations have been agreed and that they have managed to have the site ‘started’ already so it will be falling under old regs still. Is there a way I can check this? ”

Next up we have Heather in St Austell who asks , “I’m really inspired by your podcast guys and the great work you have been doing with your own developments. I’m a property novice myself and would like to ask where and how I can get started myself? What would you recommend I do first? ”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

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Episode 66: Ask Dan, James & Rhodri Mcatee 

👀 👉🏻 

This week Dan and James are joined by associate surveyor, Rhodri Mcatee. Rhodri helps Dan and James to answer two more listener questions.

Our first question is from Jo in Tresillian who asks,  “When on a house viewing, what are the top 5 areas I should be paying attention to and looking for?”

Next up we have Sam in Wendron who asks the following, " I currently manage two of my own buy to let properties but with all the legislation and regulations around lettings, I am fearful not ticking every box. Therefore I am looking to move my management over to an agent and wondered what fees I should expect to pay?"

Tune in to find out what Dan, James & Rhodri had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

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Episode 63 🎙- Buyers' strike eases  👀 👉🏻 

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰  Almost a third of mortgage holders worried about repayments
👉🏻📰  Buy-to-let product choice at highest level since last summer
👉🏻📰 Agents see a 'more stable' outlook as buyers' strike eases
👉🏻📰  How much would it cost to make your home greener?

Commercial pick of the week 👉🏻🧐 Vacant Commercial to residential opportunity 📞 with Start & Co, Newquay 🔗https://www.rightmove.co.uk/properties/132082700#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  3 Bed Terrace Development 📞 Fox & Sons
https://www.rightmove.co.uk/properties/131821034 

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗 https://www.mortgagestrategy.co.uk/news/almost-a-third-of-mortgage-holders-worried-about-repayments-dye-durham/
🔗 https://www.mortgagestrategy.co.uk/news/buy-to-let-product-choice-at-highest-level-since-last-summer/
🔗https://www.thisismoney.co.uk/money/mortgageshome/article-11834811/Rics-survey-points-stable-house-price-outlook-decline-buyers-eases.html
🔗https://www.thisismoney.co.uk/money/mortgageshome/article-11826971/Two-thirds-homeowners-want-make-properties-greener-does-cost.html

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Episode 61: Ask Dan, James & Tom Smith of Miller Commercial

👀 👉🏻 

This week Dan and James are joined by commercial property expert Tom Smith who together answer two more listener questions.

Our first question is from Paul in Penryn who asks,  “really enjoying your podcast gents. I’m interested in a couple of commercial properties currently on the market but when working out the GDV, I obviously need to use a yield. With this in mind, what are the yields typically used to calculate values in the Truro? Thank you in Ad”

Next up we have Sandra from Truro asks "What is the commercial market like in Cornwall currently on both sales and rental units? Is there real demand or not?"

Tune in to find out what Dan & James and special guest Tom Smith had to say.

Get in touch with Tom at www.miller-commercial.co.uk or via LinkedIn at https://www.linkedin.com/in/thomaslasmith/

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 60 🎙- House prices stabilise  👀 👉🏻 

This week Dan and James are joined by commercial property expert Tom Smith who discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 New Record - most expensive house ever sold in Cornwall
👉🏻📰 House prices stable in January 
👉🏻📰 Private landlords with BTL mortgage face ‘significantly higher’ costs in 2023
👉🏻📰  Conveyancing fees lift 8% to £1,184 for homebuyers in 2023

Commercial pick of the week 👉🏻🧐 City centre commercial uni with residential potential 📞 with Miller Commercial 🔗https://www.rightmove.co.uk/properties/131568002#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  2 Bed terrace cottage in Camborne  📞 Bradleys 
https://www.rightmove.co.uk/properties/125034962 

Tune in to find out what Dan & James and special guest Tom Smith had to say.

Get in touch with Tom at www.miller-commercial.co.uk or via LinkedIn at https://www.linkedin.com/in/thomaslasmith/

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗 https://www.cornwalllive.com/news/cornwall-news/new-record-most-expensive-house-8094619?utm_source=app
🔗 https://www.halifax.co.uk/assets/pdf/january-2023-house-price-index.pdf
🔗https://www.mortgagestrategy.co.uk/news/conveyancing-fees-lift-8-to-1184-for-homebuyers-in-2023/
🔗https://www.mortgagestrategy.co.uk/news/private-landlords-with-btl-mortgage-face-significantly-higher-costs-in-2023-nrla/

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Episode 55: Ask Dan & James 

👀 👉🏻 

This week Dan and James answer two more listener questions.

Our first question is from Kris who asks, “Hi guys, is it worth paying down the interest only mortgage over the 25 -30yr term to reduce payments or just wait until the term finishes?”

Sally from St Mabyn asks, “I have been listening to your Podcast and love your work and content. I am just looking at investing in a BTL property but also thinking about waiting and watching the market in 2023. I know you work with investors,  if I wanted to invest it with you guys, could that work on 12 month basis whilst I decide and of course if you had the opportunity for me?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 54 🎙NEW year NEW opportunities -  👀 👉🏻 

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Positive business rate news for commercial landlords/tenants
👉🏻📰 House listings rose 46%
👉🏻📰 Home buying remains a ‘stressful’ life experience: Smoove  
👉🏻📰  Brokers eye remortgages to drive new business: Paragon

Commercial pick of the week 👉🏻🧐 Land for possible small development 📞 with Bradleys Eatate Agents🔗https://www.rightmove.co.uk/properties/130211462#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  2 Bed semi detached  in need of full renovation 📞 Millerson https://www.rightmove.co.uk/properties/130310567


📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us podcast@cl-property.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.landlordzone.co.uk/news/business-rates-revaluation-2023-will-hit-small-retailers-hardest/
🔗https://www.thisismoney.co.uk/money/mortgageshome/article-11599433/Homes-sale-spiked-Boxing-Day-Rightmove-says.html
🔗https://www.mortgagestrategy.co.uk/news/home-buying-remains-a-stressful-life-experience-smoove/
🔗https://www.mortgagestrategy.co.uk/news/brokers-eye-remortgages-to-drive-new-business-paragon/

Episode 53: How to work with investors

Ask Dan & James 

This week Dan and James answer two more listener questions.

Our first question is from Paul in Feock who asks, “really enjoying the content you guys put out. I have been listening for a while now and I hear you mention that you work with investors to help fund your projects? Would you mind sharing how this collaboration works? How do you structure your deals with investors? I hope you don’t mind sharing this as I’m sure many others are thinking the same?”

Next up we have Jade in Rock who asks “ You guys seem to work on many projects with some decent sized investments, how do you offer security for your investors on these projects? 

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 52 🎙- Sit tight until next year 👀 👉🏻 https://m.youtube.com/watch?v=8FFlhL4WEZI

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Hardest places to sell in Cornwall right now
👉🏻📰 Michael Gove has announced plans to crack down on landlords
👉🏻📰 Five-year fix rate falls below 6%
👉🏻📰 Buyers ‘sit tight until next year’

Commercial pick of the week 👉🏻🧐 mixed use commercial opportunity 📞 with Miller Commercial 🔗https://www.rightmove.co.uk/properties/129440507#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐 3 Bed Cottage renovation opportunity -📞 Stratton Creber 🔗https://www.rightmove.co.uk/properties/129675353  

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us hello@cornwallpropertypodcast.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.cornwalllive.com/news/property/cornwall-house-sales-showing-hardest-7871939?utm_source=app
🔗https://www.propertymark.co.uk/resource/levelling-up-and-regeneration-bill-now-has-a-focus-on-planning.html
🔗https://www.mortgagestrategy.co.uk/news/five-year-fix-rate-falls-below-6-moneyfacts/
🔗https://www.mortgagestrategy.co.uk/news/news-analysis-buyers-sit-tight-until-next-year/

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Episode 51: Ask Dan & James 

This week Dan answers two more listener questions.

Our first question is Paul in Falmouth who asks, “ I’ve been wanting to start investing for sometime and your podcast and great content has inspired me to take action. I’m wanting additional cashflow so being located in Falmouth I’m naturally looking at student HMO’s. Is now a good time to get in with mortgage rates where they are? ”

Next up we have Eve in Sithians who asks , “I am in the process of purchasing a buy-to-let investment property which happens to have a tenant currently in situ. The tenant has been in the property for over two and a half years. The property is managed by a local agent who has been in charge of the property for over 10 years. I found buy with a tenant in situ attractive as I will be earning from day one. I believe we have everything covered with regards to buying with tenants in situ, but wondered if you had any additional guidance I may have missed? Thank you in advance for you help and all the great content! ”

Tune in to find out what Dan had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 50 🎙- Mortgage rates dropping! 👀 👉🏻

This week Dan discusses the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰Mortgage rates dropped for first time in 7 weeks
👉🏻📰Funding help is needed to make homes more energy efficient 
👉🏻📰Average buy-to-let landlord selling up will lose £2,600 more to the taxman

Commercial pick of the week 👉🏻🧐 Former school to residential 📞 with Vickery Holman 🔗https://www.rightmove.co.uk/properties/125502380#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐  Stunning pair of properties with development potential📞 Lillicrap Chilcott 🔗 https://www.rightmove.co.uk/properties/129166922

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA
📨Get in touch with us hello@cornwallpropertypodcast.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://thismon.ee/a/10350007
🔗https://www.property118.com/funding-help-is-needed-to-make-homes-more-energy-efficient/
🔗https://www.thisismoney.co.uk/money/buytolet/article-11439549/Autumn-Statement-capital-gains-tax-changes-mean-landlords-pay-2-600-selling-properties.html

🔊 OUT NOW!!! 🚨

Episode 49: Ask Dan & James 

Fix or Twist?

This week Dan and James answer two more listener questions.

Our first question is from Jonty in Tresillian who asks,  “I have a Buy to let in Bodmin with a tenant currently in situ. I am worried what to do as my mortgage is up for renewal but there are no products that fit on the stress test. This means I go onto variable rate which is £748 Per month and my rent received is £700. Before my mortgage was £299 on a 5 year fixed. Should I sell or hold?”

Next up we have Katie in Bodmin who ask , “A friend has asked for my help. He has recently split with his partner and she has had to come off of their mortgage. My friend fails all affordability stress tests on his own and has asked if I can jump on his mortgage to help ensure he doesn't lose his home. I am looking to invest in my first buy to let soon and was wondering if I did this for him, would it effect my chances of getting further lending?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by messaging via the Cornwall Property Podcast Facebook and Instagram pages @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram  @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 https://open.spotify.com/show/6yITO5ckCR3thdj1hnKp0o?si=CmoEXBaSQLmhLYADBt5rtA

Please Like 👍🏻, share 🙏🏻, subscribe 🔔  and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 48 🎙- Is it time to be worried? 👀 👉🏻

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 Sharpest drop in value since February 2021
👉🏻📰 Demand grows for energy-efficient homes
👉🏻📰 Fall throughs costing the property market £476m
👉🏻📰 One in six ‘too embarrassed’ to seek financial support

Commercial pick of the week 👉🏻🧐 New Build Development Opportunity 📞 with Your Move🔗https://www.rightmove.co.uk/properties/126074582#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐 2 Bed Semi-Detached Bungalow 📞 with Desmond & Co Estate Agents 🔗https://www.rightmove.co.uk/properties/128914457#/?channel=RES_BUY

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 


📨Get in touch with us hello@cornwallpropertypodcast.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔 and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.thisismoney.co.uk/money/mortgageshome/article-11397979/House-prices-fell-October-slipping-0-4-sharpest-drop-value-February-2021.html
🔗https://www.property118.com/demand-grows-from-buyers-for-energy-efficient-homes/
🔗https://www.mortgagestrategy.co.uk/news/fall-throughs-costing-the-property-market-476m-house-buyer-bureau/
🔗https://www.mortgagestrategy.co.uk/news/one-in-six-too-embarrassed-to-see-financial-support-bluestone-mortgages/

🔊 OUT NOW!!! 🚨

Episode 46 🎙- How to LOWER your ENERGY bills

This week Dan and James discuss the latest property/housing & mortgage news as well as sharing their Cornish investment picks of the week.

👉🏻📰 How much stamp duty will I pay?
👉🏻📰 Nine ‘easy ways’ to lower energy bills
👉🏻📰 Homeownership still cheaper than renting
👉🏻📰 Rising cost of living a concern for potential borrowers

Commercial pick of the week 👉🏻🧐 Industrial Development - 7 flats 📞 with May Whetter & Grose 🔗https://www.rightmove.co.uk/properties/126708569#/?channel=COM_BUY

Residential pick of the week 👉🏻🧐 5 Bed semi detached full renovation in St Columb Major 📞 Miller Countrywide
https://www.rightmove.co.uk/properties/128116295

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 


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Please Like 👍🏻, share 🙏🏻, subscribe 🔔 and leave us a review ⭐️⭐️⭐️⭐️⭐️.

🔗https://www.rightmove.co.uk/news/articles/property-news/stamp-duty-changes-to-remain/
🔗https://www.express.co.uk/life-style/property/1685386/energy-how-to-reduce-energy-bills-winter
🔗https://www.mortgagestrategy.co.uk/news/cost-of-living-crisis-creates-concern-for-those-looking-to-get-a-mortgage-together/
🔗https://www.mortgagestrategy.co.uk/news/homeownership-still-cheaper-than-renting-revolution-brokers/

🔊 OUT NOW!!! 🚨

Episode 45 🎙 Ask Dan & James

This week Dan and James answer two more listener questions.

Our first question is from Joe in Truro who asks, "Thanks for the great content guys, really appreciate your guidance and expertise around the property market of late. With everything going on in the market of late, I know at lot of us are really concerned about a property crash. I was wondering what your thoughts were and what/if you are both still pushing forward with new investments?"

Next up we have Becky in Falmouth: I have been doing a HMO renovation in Camborne and right at the last minute the day before valuation my mortgage product was pulled. I am now facing a 7.49% 5 year fixed rate which is actually more PCM than my current bridge loan which expires in March 2023, what should I do? I have investors money tied up also?

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website, email or social media.
The next question on Ask Dan & James could be yours.

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
🍎Podcast 🔗https://podcasts.apple.com/gb/podcast/cornwall-property-podcast/id1589779159
🎧🔗 


📨Get in touch with us hello@cornwallpropertypodcast.com

Please Like 👍🏻, share 🙏🏻, subscribe 🔔 and leave us a review ⭐️⭐️⭐️⭐️⭐️

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Episode 43: Ask Dan & James

This week Dan and James answer two more listener questions.

Our first question is from Scott in Hayle who asks, "Thank you for all the great content you guys are sharing on the podcast. I really enjoy listening and learning from you both. You are really inspiring me to get involved and make my first investment into the buy to let world. With this in mind, I have a question that may sound really silly but I wanted to ask it anyway. If I use investors money to buy a property for BRR, do I also need a deposit to get the buy to let mortgage on it or do I just leave 25% of the equity in instead of a deposit (for the re-mortgage that is)? In other words, would they lend me 75% of the done up value of the property without any deposit at all? Thank you very much for any help you can give."


Next up we have a question from Steve in Liskard who asks: My Tenant has been in my Buy to let property for 5 years now. My 5 year fixed mortgage is coming to and end in December. The rates are obviously higher with everything going on currently and as a result, my mortgage payments are now £150 more expensive. Should I simply put the rent up? I fear they might not be able to afford it and move out and then I would have a empty property on my hands?

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

Please subscribe and leave us a review.

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
📨Get in touch with us hello@cornwallpropertypodcast.com
💻Learn more about us www.cornwallpropertypodcast.com

Please Like 👍🏻, subscribe 🔔 and leave us a review 🙏🏻.

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Episode 42- Market Updates & Property Picks of the Week

👉🏻📰 Rogue landlords face prison sentences under new rules
👉🏻📰 Mortgage rate hikes halve profits of average UK buy-to-let landlord... and a base rate rise to 2.5% could see them turn negative
👉🏻📰 Truss needs to bring back tax allowances for landlords: Cluttons
👉🏻📰 Mortgage choice plummets in September: Moneyfacts

👉🏻🧐 Potential guest house conversion https://www.rightmove.co.uk/properties/123973289?utm_campaign=property-details&utm_content=commercial-buying&utm_medium=sharing&utm_source=copytoclipboard#/&channel=COM_BUY
👉🏻🧐 Bring back a 3 bed home in Tuckingmill https://www.rightmove.co.uk/properties/124509209

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
📨Get in touch with us hello@cornwallpropertypodcast.com
💻Learn more about us www.cornwallpropertypodcast.com

Article links below:
🔗 https://www.landlordzone.co.uk/news/briefing-rogue-landlords-face-prison-sentences-under-new-rules/
🔗https://www.thisismoney.co.uk/money/buytolet/article-11084499/Landlord-profits-turn-negative-base-rate-reached-2-5.html
🔗 https://www.mortgagestrategy.co.uk/news/mortgage-choice-plummets-in-september-moneyfacts/
🔗 https://www.mortgagestrategy.co.uk/news/truss-needs-to-bring-back-tax-allowances-for-landlords-cluttons/

Please Like 👍🏻, subscribe 🔔 and leave us a review 🙏🏻.

🔊 OUT NOW!!! 🚨
Episode 39: Ask Dan & James

This week Dan and James answer two more listener questions.

Our first question is from Adam in Plymouth who asks,
“Just a quick question (I may of missed this in one your podcasts already), how are you guys overcoming the continued price increases? With each project you take on you would have a projected budget in place, this must be fairly tough when materials like timber, steel, insulation keep increasing? Plus short supply of many others as well. Hope you don't mind me asking, just a very curious fan ?”

Next up we have a question from Olli in Truro who asks “ I am starting to look for my first buy to let property in Cornwall. I can see from obtaining quotes that solicitor fees vary hugely, does it really matter which one i go with as they all do the same thing which it to get to completion?

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

Please subscribe and leave us a review.

📱Follow us on Facebook & Instagram @cornwallpropertypodcast
🎥Subscribe to our YouTube channel https://www.youtube.com/channel/UC_EOpyHjzrevXIHjAvLhqNg
📨Get in touch with us hello@cornwallpropertypodcast.com
💻Learn more about us www.cornwallpropertypodcast.com

Please Like 👍🏻, subscribe 🔔 and leave us a review 🙏🏻.