#housingcrisis

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Episode 37 Ask Will Gentle

This week Dan and James are joined by Will Gentle - Manager of Martin & Co. Will is going to help answer two property related listener questions.

Our first question is from Samantha in Looe who asks,

“I am very interested in your podcast surrounding the 18 year property cycle and very eager to invest £150,000 of funds I have into a buy to let. I am quite flexible with location of this investment but wondered where you would recommend I look and the type of property you would recommend buying?’

Our second questions is from Holly in Padstow

"Cornwall has undoubtedly seen amazing growth over the past three years as a result of the Pandemic. Where in your mind do you see the current housing market here in Cornwall in terms of its growth/decline?”

Tune in to find out what Dan, James & Will had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

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Episode 30: Ask Dan & James

This week Dan and James answer two more listener questions.

Our first question is from Jay in Bodmin who asks,
“I know I need to improve the energy performance of my rental property but my concerns are that it is all electric? Have I got any chance of achieving a C rating on the EPC if this is the case as I understand that it is much harder without gas? ”

Next up we have a question from Emma in Truro who asks:

I know that people talk about Mundic in Cornwall but is it really something that I should concerned about when investing down here or is that a bit OTT?

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

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Episode 29 - Market Updates & Property Picks of the Week

👉🏻📰 Agents told to encourage landlords to better energy-efficiency
👉🏻📰 Free money available to make your home more energy efficient
👉🏻📰 Cost of living: Renters search for tenancies with bills included
👉🏻📰 Landlords view growing BTL sector as pension investments

👉🏻🧐 Large empty commercial unit with development potential https://www.rightmove.co.uk/properties/96598015#/?channel=COM_BUY
👉🏻🧐 Two Bed Bungalow - https://www.rightmove.co.uk/properties/121219244

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Episode 28: Ask Dan & James

Description:
This week Dan and James answer two more listener questions.

Our first question is from Rob in Exeter who asks,

“I own an unencumbered property which I currently let to my brother. I have sadly recently split from my partner and need to purchase my own property as I really don’t like the idea of renting. The property is worth around £190,000. I only have £30,000 cash currently which limits my options as it stands.

What would you recommend I do?”

Next up we have a question from John in Coverack

“ Thanks for setting up the Podcast guys, I find it really interesting and inspiring. I Would like to know a bit more about my credit rating as a recent lender said to me they would not lend but could not tell me why. My income is great and I have no debt at all! So what’s the issue here and worst thing is that I Don’t know what it is?

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

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Episode 26: Ask Dan & James

Description:
This week Dan and James answer two more listener questions.

Our first question is from Mark in Truro who asks, “I have heard you mention property sourcers previously, what do you mean by this and is it something I should be looking into when wanting to buy a property?”

Next up we have a question from Sally in Grampound who wants to know,

“Firstly thanks for all your great content guys, love listening to the podcast! I am looking at a property which looks like it would make a perfect flip or buy to let project however, we have been told by the sellers that asbestos might be present but they don’t know. Should I pull the plug on it or are there options?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

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Episode 25 - Market Updates & Property Picks of the Week

👉🏻📰 Summary of Prince Charles’s announcement during the Queen’s Speech?
👉🏻📰 Cornwall holiday lets: Compulsory registration plan
👉🏻📰 Landlords see £100-plus increase in repayments as mortgage rates rise
👉🏻📰 Landlords will be forced to rent out empty shops and retail units
👉🏻📰 Plans to streamline building procedures for brownfield land.

👉🏻🧐 Former youth hostel with vacant possession - https://www.rightmove.co.uk/properties/85079988#/?channel=COM_BUY
👉🏻🧐 Detached property gem for full restoration - https://www.rightmove.co.uk/properties/123083432

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Episode 24: Ask Dan & James

Description:
This week Dan and James answer two more listener questions.

Our first question is from Luke in Chasewater who asks, “As I understand from watching your impressive Mevagissey develop tour and Q&A episodes that you are both still buying property in the current climate. Are you not worried about an imminent market crash after such growth of late?”

Next up we have Jason in Wadebridge who asks, “I am about to start a full renovation on a 4 bed house in Wadebridge where I live as an investment. Should I use day workers or should I use a contractor? If I use a contractor I fear I am going to end up paying much more!”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

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Episode 23 - Market Updates & Property Picks of the Week
👉🏻📰 DPS reports rent increases for the sixth consecutive quarter
👉🏻📰 Secretary of State approval for controversial new selective licensing scheme
👉🏻📰 Rise in house prices creates £800bn of potential equity in Q1: Halifax
👉🏻📰 Sunak expects interest rate to hit 2.5%

👉🏻🧐 Former Bank to 8 Apartments - https://www.rightmove.co.uk/properties/122073392#/?channel=COM_BUY
👉🏻🧐 Two Bed Bungalow - https://www.rightmove.co.uk/properties/121219244

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Episode 22: Ask Dan & James

Description: 

This week Dan and James answer two more listener questions.

Our first question is from Fran who asks  “I have a buy to let which is due to be up for a mortgage renewal in the next couple of months but am not sure what the right amount of leverage to take is, can you please advise?”

Next up we have Dominic who asks, “I am wanting to get into property renovations to help with the Cornwall housing situation but know nothing about building works, DIY etc. Where should I start?”

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

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Following on from last week's special tour of Dan and James's most recent development of five stunning apartments in the beautiful Mevagissey. 

We have a special Q&A session where this time Dan and James ask each other the questions. They discuss the difficulties they've had with the project, their successes, how they funded the project as well as much much more.

It is a chance for you to not only get to know Dan and James better, but to also get the honest and open side to property investing/development from people doing it here in Cornwall.

We hope you enjoy.

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Dan and James invite you to come on a special tour of their most recent development of five stunning apartments in the beautiful Mevagissey. 

Come and take a look inside where Dan and James share all of the key details and specifications including how they have managed to achieve such high EPC passes on a building that only uses Electric.

They also share what heating systems they have used, insulation, acoustic results, venting systems, and how they have added value to the project as a whole.

These flats are all now reserved for local families to move into which is a great result.

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This week Dan and James answer two more listener questions.

Our first question is from Simon in Zelah who asks “You refer a lot to GDV’s and how important they are to a development. Can you share why they are so important and how you calculate a GDV please?”

Next up we have Michael from Port Issac who asks

“Many people tell me that property is for the long term game but is there actually a way to make short term gains also or is that a myth?” 

Tune in to find out what Dan & James had to say.

Do you have a buy-to-let or property investment related question for Dan & James? You could feature on the next episode by getting in touch via our website at www.cornwallpropertypodcast.com or messaging via the Cornwall Property Podcast Facebook page @cornwallpropertypodcast

You can also get in touch with us via email hello@cornwallpropertypodcast.com

The next question on Ask Dan & James could be yours.

Please subscribe and leave us a review.

This week Dan and James discuss news regarding the latest property/housing updates as well as the latest updates from the world of mortgages and lending.

Dan looks at Hometracks latest House Price Index which has revealed that the average house price is up 7.8% from the 12 months leading up to January. 

Breaking it further down to regions and areas, we were shocked to learn that Wales has taken the top spot with 11.7% growth! It also shows the second highest growth of 9.7% in the South West.

Link: https://www.hometrack.com/wp-content/uploads/2022/03/UK-House-Price-January-final-PZ-HT-UPDATED-.pdf

Dan also shares information about a council tax clampdown on second homeowners amid soaring house prices - will more parts of Britain follow suit?

Link: https://www.thisismoney.co.uk/property/article-10586245/Wales-announces-council-tax-clampdown-second-homeowners.html

James discusses how the cost of living is likely to ease mortgage demand according to UK Finance

Link: https://www.mortgagestrategy.co.uk/news/cost-of-living-likely-to-ease-mortgage-demand-uk-finance/

James also shares how the majority of fix rate mortgages rises

Dan and James then talk through their property picks of the week. 

Commercial property of the week:

Property Location: 18, Castle Street, Truro

Rightmove Link: https://www.rightmove.co.uk/properties/120878297#/?channel=COM_BUY

Property Type: commercial offices

Guide price: £225,000

Development opportunity description: conversion to residential

Residential property of the week:

Property Location: Penzance 

Rightmove Link: https://www.rightmove.co.uk/properties/120776042

Property Type: 4 bed end of terrace 

Guide price: £168,200

Development opportunity description:  Set over four floors this Victorian end of terrace house is due a full renovation and would make a fabulous elegant family home. 

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On this episode we welcome Dan Dunmoyer, President and CEO of the California Building Industry Association (CBIA). After a short discussion of his background as a native Californian, assembly staffer and work before the CBIA, the conversation turns almost completely to a focus on housing in California. They discuss everything from skyrocketing new home cost, housing shortages, why multifamily housing is important, how covid has made some geographic changes, why construction workers were considered essential, why the CBIA wants to make it easier to grade legislation, and what propositions they are supporting and opposing in the upcoming election. 

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