Barry Habib Bio

 Barry Habib, CEO of Highway.ai, is an American entrepreneur and frequent media resource for his mortgage and housing expertise.  

 ·       Amazon #1 bestselling author for his book “Money in the Streets”
 ·       Widely credited with saving the Mortgage Industry in 2020 from Margin Calls due to Fed Actions.  His presentation to the Fed created stability at a critical time.

Notable Awards 

·       Three-time Crystal Ball Award Winner by Zillow and Pulsenomics for the most accurate Real Estate forecasts out of 150 of the top economists in the US  
·       2019 Mortgage Professional of the Year
·       Finalist for the Ernst & Young Entrepreneur of the Year
·       Named to Mortgage Global 100 List 
·       The St. Armand Ventures Businessman of the Year 2021
·       Named to the list of 100 People to Watch in 2023  

During his mortgage sales career, Barry personally originated over $2 Billion. 

Lead Producer and Managing Partner for “Rock of Ages” – the 27th longest running show in Broadway history.   

Produced Criss Angel’s “Mindfreak” at Planet Hollywood in Vegas. 

Highest rated speaker and trainer for over 25 years in mortgage and real estate.

ABC Podcast
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Summit Lending
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OJ McDuffie | Miami Dolphins WR 1993-2001 | “Dan Marino’s Favorite Receiver”

• First round draft pick - Draft Day Experience?
• Dolphins cruise - Takeaways? KARAOKE
• Coach Shula - Known for being a tough, hard nosed leader.
  • Stories about Coach being tough on Juice
  • Was being asked to have a chat with Coach Shula like being called into the Principal’s office in elementary school? - Intimidating
• Drafted to play Professional Baseball by California Angels in 1991
• “Dan Marino’s Favorite Receiver” - But didn’t get thrown the ball much the first few years on the team
• The Fish Tank with Seth Levit - Part of the official Miami Dolphins Podcast Network
  • Emmanual Ogbah - Providing football camps to kids in Africa. Players like EO provide opportunities for kids not exposed to NFL. 
  • Catch 81 Foundation
• My favorite quarterback of all-time is Dan Marino. You were responsible for his blindside. What was it like catching passes from Dan the Man?
• Duo - OJ MCDuffie & Irving Fryar
• Toughest game you’ve ever played in?
• Dolphins VS Chiefs - Wild Card Game Christmas Eve 1994
  • Marino VS Montana | Schottenheimer VS Shula | 
  • OJ = 2 kick returns for almost 60 yards, 1 rushing ATT = 19 yards, 2 REC = 25 yards
  • Joe Montana’s FINAL game
  • OJ hitting Derrick Thomas hard
• Any WR who had a lasting impact on helping you grow into your role?
• Made a career out of being clutch on making first downs - How much of that was bc of the chemistry with Dan and your timing together?
• What do you like to do in your free time these days, 20+ years after retiring from the NFL?
• Coaches: Joe Paterno, Don Shula, Jimmy Johnson, Dave Wannstedt - Best life lessons from these leaders?
• Toughest opponent you’ve ever faced?
• Best Dan Marino story? Best Bryian Cox (LB) story

Twitter & Instagram  @OJmcduffie81 | Catch81Foundation.org
Bobby Kerr Darren Copeland
theABCpod.com | SummitLendingUSA.com | theBobbyKerr.com

ABC Podcast
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Summit Lending
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Dinn Mann | Founder of Goatnet a social/streaming and IP development platform

• Bio: Didn’t mean to write this like a book. Yet, that’s part of what I’m here to tell you. Our stories matter. Our qualifications matter. How we tick matters. Where we can go together is limitless if the course is charted and navigated with strength
• Grandfather, Judge Roy Hofeinz - Helped develop and form the original Houston Sports Authority
  • Greatest professional achievement - Build and subsequently fill the Houston Astrodome, helped develop “Astroturf”, 1967 purchased the Ringling Bros Circus
  • Astroworld Hotel - Penthouse, known as the Celestial Suite, was home of grandfather from 1969 to 1973
  • entertained Elvis Presley, Frank Sinatra, Lyndon Johnson, and Muhammad Ali.
  • One of Judge Roy Hofheinz’s admirers, fabled judge Leon Jaworski (Special Prosecutor for Watergate scandal), wrote in The Grand Huckster: “He was a dreamer up to a certain point, but his weren’t idle dreams. They were dreams that had substance. Houston and Texas owe Roy Hofheinz much
• Astros owners - The Judge & Jim Crane, Pitcher for the Central Missouri State Mules
• Family “tragedies, scandals, hilarity, business lessons?” - Father, incarceration; mother’s lover burned alive
• Lived in Kansas City in late 1990s
• MLBAM - MLB Advanced Media - MLB Advanced Media (MLBAM) is a limited partnership of the club owners of Major League Baseball (MLB) based in New York City and is the Internet and interactive branch of the league.
  • spent 17 years as an executive at MLBAM and had the honor of leading hundreds of colleagues and working in a formidable brain trust that created billions of dollars of value on top of a magnificent foundation called Major League Baseball.
  • Multipurpose ballpark metaphor - Astrodome of the 60’s to MLBAM of 2000s
• A Who’s-Who of IP royalty - WWE, HBO Max, NHL Network, CBS Sports and ESPN were among the world-class clients benefiting from our technology and associated services.
• Bad News Bears - Dinn turned down the opportunity to be an extra
• Departure from MLBAM - “Was not without some attention.”
• BAMTech - 
  • Dinn was 2% owner in BamTech
  • “Despite the fact that Mr. Mann is a 2 percent owner of BAMTech, he received no compensation when Disney recently paid approximately $2.6 billion over two transactions to purchase 75 percent of BAMTech,” the suit alleged
  • Tech purchased goes onto become Disney+ and ESPN+ for $6 Billio

ABC Podcast
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Summit Lending
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• Played every offensive snap in rookie season, only giving up two sacks
• Defensive rival = Bruce Smith, Buffalo Bills
• Webb was so dominant that he was named to the Pro Bowl in each of his first seven seasons, landing a spot on the NFL 1990s All-Decade Team
• Coach Shula - Known for being a tough, hard nosed leader.
  • Stories about Coach being tough on Richmond
  • Was being asked to have a chat with Coach Shula like being called into the Principal’s office in elementary school? - Intimidating
• My favorite quarterback of all-time is Dan Marino. You were responsible for his blindside. What was it like protecting Dan and making the left tackle position a prestigious position to play?
• Formidable Duo - Keith Sims and Richmond Webb - video from HBO Sports - Keith mentions the beauty of both Sims and Webb playing together until the year 2000 in Miami.
• Inside perspective of the greatness of Dan Marino
• NFL Hall of Fame conversation
  • It bothers me, as a lifelong Miami Dolphins fan, that you’re not yet in the NFL HOF, but you seem to take it in stride.
  • Texas A&M - HOF
  • Miami Dolphins Ring of Honor
  • STATS????
• Rivalry with Buffalo throughout 90s
  • Jim Kelly VS Dan Marino
  • Richmond Webb VS Bruce Smith
    • “I don't know how it got started – it was a long time before I got here – but these two teams don't like each other. It's like the Game of the Year every time we play them."
  • 1990 season - Lost in Div round vs Buffalo
  • 1992 season - Lost in AFC Championship vs Buffalo
  • 1994 season - Lost in Wild Card Round vs Buffalo 
• 1998 Wild Card Game VS Doug Flute & Bills - Crazy finish, 5 BUF turnovers
• Toughest game you’ve ever played in?
• Dolphins VS Cowboys snowy Thanksgiving Day game 1993 (Steve DeBerg) - Leon Lett kicking the blocked field goal near the end zone, Miami wins.
• Post football - JBM Enterprises - Real Estate Acquisitions
• What do you like to do in your free time these days, 20+ years after retiring from the NFL?
• Don Shula, Jimmy Johnson, Dave Wannstedt, Dick LeBeau - Best life lessons from these leaders?
• Toughest opponent you’ve ever faced?
• Best Dan Marino story? Best Bryian Cox (LB) story

ABC Podcast
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Summit Lending
Facebook: https://www.facebook.com/SummitLendingUSA
Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
LinkedIn: https://www.linkedin.com/company/summitlendingkc/
YouTube: https://www.youtube.com/user/loantipskc

Eddie Perez | CEO of Equity Prime Mortgage

• Eddy’s father was on the Cuban national baseball team and arrived in Miami in 1964 after spending three days at sea, rowing from Cuba to freedom. 
  • He was homeless the first week in this country. With some kindness from the community and an entrepreneurial mindset, Eddy’s father bootstrapped and created his own construction business. 
  • Symbolism of boat in the office - Visitors sign the hull of the boat - Talk about this
• Eddy was able to see firsthand what freedom of mind, spirit, and career can do in someone's life.
• Eddy is an avid learner and says from his Father he has learned what it means to be a man, to be a father, and to be a friend. From his Mother, he has learned tenacity, grit, and courage.
  • How did Eddy’s mother showcase and teach Tenacity & grit, etc? 
• Eddy believes this is the perfect recipe to what has shaped him today and with those traits he strives every day to be 1% better than the day before.
  • We often use this saying about getting 1% better today - 37% better after a year
  • Atomic Habits - James Clear starts by stating, “If you were able to improve by 1% each day for an entire year, and those gains compound, you would end up 37 times better at the end of the year.” It’s the little choices and small habits that transform a person gradually, whether it be beneficial habits that uplift, or unhelpful ones that gradually erode.”
• My expertise is to help the mortgage industry achieve homeownership so everyone can live The American Gift.
• Why not “American DREAM?”
• Empowering People More with Eddy G. Perez Jr. - my podcast (Over 30 episodes - not just mortgage related - business strategy, motivation, winning mindset)
• “The Big 4” - FAMILY! How important is it for not only mortgage pros, but any  business leader (or anyone!) to have a good balance and foundation of surrounding yourself with people who love and believe in you?
• Gary Vee comment - In order to really connect, we have to give 90 people our 2 Cents everyday - Can you dig into that a bit more?

Eddy’s social media has videos and educational advice in leadership, personal development, mortgage industry and more - @eddygperezjr on all platforms

Learn more about Eddy and EPM at EPM.Net and follow Eddy @eddygperezjr across all social media platforms.

ABC Podcast
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Summit Lending
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Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
LinkedIn: https://www.linkedin.com/company/summitlendingkc/
YouTube: https://www.youtube.com/user/loantipskc

• Johnathan Richard Buck (born July 7, 1980) is an American former professional baseball catcher. 
• his company Buck Athletics was purchased by Lizard Skins. Lizard Skins is a manufacturer of cycling, team and power sports accessories with global distribution in 80+ countries.  Their success is driven from a simple focus: meet the high-performance demands of the world’s most competitive athletes while delivering solutions for athletes at all levels.
• He played in Major League Baseball (MLB) for the Kansas City Royals, Toronto Blue Jays, Florida/Miami Marlins, New York Mets, Pittsburgh Pirates, Seattle Mariners and Los Angeles Angels of Anaheim. 
• He went to high school in Taylorsville, Utah.
• Buck's wife Brooke gave birth to twins twelve weeks prematurely in May 2008.
• The twins' names are Cooper and Brody.
• In August 2013, his wife gave birth to their third son, Bentley
• In December 2011, Buck assisted in rescuing two elderly women from an overturned car in Sunrise, Florida.

ABC Podcast
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Summit Lending
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Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
LinkedIn: https://www.linkedin.com/company/summitlendingkc/
YouTube: https://www.youtube.com/user/loantipskc

In this awesome episode of the ABC Podcast, Cindy Ertman gives several tips and advice on how to "Level Up Your Life," Knowing one self's 3 Core Strengths, the necessity of SMART Goal Planning, and how to cross the "fear bridge."

When you work with Cindy, your business isn’t the only thing that expands.

Your life does, too. Hi, I'm Cindy Ertman, CEO and Founder of The Defining Difference. My expertise as one of the nation’s Top 100 Mortgage Executives, and as one of the Top 100 Originators in the U.S. for over a decade, will help you grow your business, but my insight as a coach will transform your life well beyond your business. I will help you become the best possible leader, in every facet of your life, that you can be. I derive my coaching techniques from the intersection of a heart-centered approach to life, and a relationship-based approach to business. I believe in the power of warmth and authenticity, particularly when they are grounded in practicality.

My coaching style comes down to one defining difference: success is a choice. In fact, it’s your choice.

It’s knowing that you can turn to yourself, time and time again. And when you lose your way, I’m here to guide you with my signature problem-solving skills, that will help you transform your life from the inside out. Regardless of industry, circumstance, title, hopes or dreams—I can empower you to choose the life you want. 

I coach because I believe the greatest investment we can ever make is the investment we make in ourselves. My greatest asset as a mentor are my learnings from my own journey as a high achiever, who has dealt with disconnect, burnout and losing sight of my purpose. I help clients bridge the gap between what they want and what they need. I teach by example that success is not limited to your career. Personal and professional happiness are intrinsically connected, and when you take the time to thoughtfully cultivate one, the other follows. Whichever you’re looking to start with, I am ready to begin the transformation with you.

SummitLendingUSA.com | NMLS# 1850081 | Equal Housing Lender | 816.268.4025

Want to be part of our team? Visit: SummitLendingUSA.com or email Bobby Kerr at: info@SummitLendingUSA.com

ABC Podcast
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Summit Lending
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Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
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YouTube: https://www.youtube.com/user/loantipskc

• Born July 9th, 1970 in Cedar Rapids, Iowa.
• Grew up in St. Louis and attended….Indiana University.
• In 1991, led the Hoosiers over a highly regarded Baylor Team in the Copper Bowl.
• Drafted in the 8th round of the 1993 Draft by the San Diego Chargers.
• Played QB in the NFL…..for 15 Seasons.
• One of 13 QB’s in history to have completed a 99-yard pass play.
• Earned a Super Bowl Ring with the Rams and made 2 Pro Bowls with the KC Chiefs.
• Currently an NFL analyst for CBS Sports.
• Married to wife Julie…they have 3 amazing kids (T.J., Derek, and Janelle).
• Chiefs Legend and all around Awesome Guy….Trent Green…Welcome to the show.

ABC Podcast
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Summit Lending
Facebook: https://www.facebook.com/SummitLendingUSA
Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
LinkedIn: https://www.linkedin.com/company/summitlendingkc/
YouTube: https://www.youtube.com/user/loantipskc

• Born May 8th, 1951
• From Brooklyn, New York and attended Oceanside High School in Long Island.
• Played College Baseball at Iona College.
• Drafted in the 2nd round in the 1972 draft by KC Royals.
• Only Royals Pitcher to Record 3…20 Win Seasons.
• All Time Leader in complete games (103) and shutouts (23).
• Holds Single season records for (40)starts, (21) complete games, (294) innings pitched  and (242)K’s.
• From 1975 to 1981 won 130 games….most by any RHP in the majors.
• Inducted into the KC Royals Hall of Fame in 1989.
• Married High School sweetheart, Audrey, in 1971 who we all know and love.
• All around Awesome Guy…..Dennis Leonard welcome to the show. 😊

ABC Podcast
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Summit Lending
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Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
LinkedIn: https://www.linkedin.com/company/summitlendingkc/
YouTube: https://www.youtube.com/user/loantipskc

Willie Mays Aikens (born October 14, 1954) is an American professional baseball first baseman who played in Major League Baseball for the California Angels, Kansas City Royals, and Toronto Blue Jays between 1977 and 1985.

He had established himself as one of the top sluggers in the game before drugs derailed his career. In 1994, Aikens was sentenced to 20 years in prison on four counts of crack cocaine distribution and one count of use of a firearm during drug trafficking.

He was released on June 4, 2008, after changes in federal drug laws, and is sometimes cited as an example of the results of mandatory minimum sentencing in drug-related crimes.

ABC Podcast
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Twitter: https://twitter.com/thebobbykerr
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Summit Lending
Facebook: https://www.facebook.com/SummitLendingUSA
Twitter: https://twitter.com/SummitLendingUS
Instagram: https://www.instagram.com/summitlendingusa/
LinkedIn: https://www.linkedin.com/company/summitlendingkc/
YouTube: https://www.youtube.com/user/loantipskc

The following guests sit down with host Justin White:

•     Nathan Howry – Broker-Owner, The Mortgage Maniac
•     Darren Copeland and Bobby Kerr, Summit Lending


Five-star Google Reviews Provide the Social Proof Needed to boost your Business

You can tell a potential customer how good you are at your job or you can show them. How can independent mortgage brokers come up with a system for getting online reviews that will bring them more business? Tune into episode #10 of Good. Better. Broker. as we talk with two broker shops whose production increases have coincided with the number of 5-star reviews they receive.

In this episode of the Good. Better. Broker. Podcast, you’ll learn how and when to ask for the online reviews you need to grow.


In this episode, we discuss ...

•     1:47 – the impact of Google reviews on Nathan’s business
•     4:04 – why reviews are an essential part of a mortgage broker’s business
•     5:18 – why it’s important to ask for reviews
•     6:39 – why Darren decided to focus on online reviews
•     8:10 – Darren and Bobby’s philosophy on reviews
•     8:38 – why social proof is important for mortgage brokers
•     11:02 – the importance of leveraging your CRM for reviews
•     11:59 – Bobby’s advice on timing of asking clients for reviews
•     18:44 – how to use your reviews with real estate agents


Resources Mentioned in This Episode:

Google My Business


Show Contributors:

Nathan Howry
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Darren Copeland
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Bobby Kerr
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Justin White is UWM’s in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University.

Connect with Justin on LinkedIn,  Instagram, or Twitter


Connect with UWM on Social Media:

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