Two years on: How devastating floods changed the face of Lismore
Two years after the flooding, the Lismore community is still working to rebuild and recover from the costliest natural disaster on record.
Explore " buyback" with insightful episodes like "Two years on: How devastating floods changed the face of Lismore", "Brian Peat: Retirement Village Residents Association president on the proposed changes set to impact the sector", "Empirically Addressing Repurchase Allegations: A Chat with Nick Guest", "Chandra moves to raise Dish TV stake" and "T2E9 Dividendos: ¿convienen más?" from podcasts like ""Australia Wide", "Heather du Plessis-Allan Drive", "Tax Chats", "Mint Business News" and "Dinero más inteligente"" and more!
Two years after the flooding, the Lismore community is still working to rebuild and recover from the costliest natural disaster on record.
Retirement village operators claim that a proposed change in regulations governing the sector will put smaller facilities out of business.
The Ministry of Housing and Urban Development aims to make it mandatory for retirement villages to buy back units from the residents within a year after they vacate them.
Retirement Village Residents Association president Brian Peat says a clearly defined timeframe will be beneficial to residents- or their estates.
"We want to see a defined period, whether it's 28 days or 3 months or 6 months- we want a defined period so that residents or their estates know that they will get their money back."
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Juan Carlos y Julio nos dan su opinión sobre las inversiones en empresas que pagan dividendos y todo lo que debes tomar en cuenta si quieres empezar a invertir en alguna de ellas. No te pierdas este episodio de Dinero más inteligente para saber más sobre este tema.
La información y opiniones presentadas en el presente podcast, son únicamente de carácter conversacional y cualquier uso de la información contenida se hace bajo responsabilidad y riesgo del oyente. Los puntos de vista y opiniones que se reproducen en el mismo no necesariamente representan la opinión, estándares o políticas de GBM, ni de sus funcionarios y/o empleados.
Short update on Wienerberger's current performance and the status of its share buyback program: 2022 has been turbulent and marked by incredible geopolitical instability, by high inflation due to the difficult supply chains, energy shortage and hiking energy prices. Wienerberger however has performed very well. With a strong performance in all our markets, we have been able to grow organically and also by means of M&A - in North America as well as in Europe. Therefore, we have decided to buy back our own shares - we see it as the best investment in the future.
Today, Marielena and I are joined by two women from the Waterfall Unity Alliance to talk about the land buy back project for the Kanien’kehá:ka people.
Kawenniiosta Jock, Kanien’kehá:ka Wolf Clan, is an activist, land protector, master seamstress and artist. Kawenniiosta has helped develop traditional support, cultural teachings and language preservation within the tribe and is a traditional full-spectrum doula who uses indigenous methods and medicines. Kawenniiosta is an alumna of the Akwesasne Freedom School and is passionate about her people and culture.
Bethany Yarrow sings music of power and praise. She is a song keeper, earth activist, and student of the spiritual traditions of the Americas. With a living prayer for unity at the heart of her music, she uses her voice to help protect the land & water and build community & collaborative solutions to address the existential threats of our time.
All levels of contribution are welcomed at https://www.gofundme.com/f/MohawkReturn
"On a spectacular ribbon of cropland in the Schoharie Valley of Central New York sit the remains of an old Mohawk village on what is now a 60-acre working berry farm. The Waterfall Unity Alliance, a 501c3, put a deposit down on the farm as part of a community-supported landback effort, butan additional $575,000 is needed by Sept. 30, the closing date, to purchase the farm for a new Kanien’kehá:ka community in the Valley. Please help us get the farm!!!!"
Our show music is from Shana Falana!
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On Wednesday, Australian shares rose to a two-month high, as tech shares gained 3.5%, following the US tech rally. The local tech sector was led by Afterpay’s parent company Block (ASX:SQ2), which rose to its highest closing price since the company officially listed on the ASX in January, at $188.10.
Financials closed at the sector’s highest level since mid-November. Major banks, NAB, CBA, Westpac and ANZ all closed with solid gains, which may partly reflect comments on the increase in interest rates by US Federal Reserve Chairman Jerome Powell. Morgan Stanley has said that ANZ and NAB could announced a $1 billion and $2 billion buyback, respectively, in May, while CBA may launch another share buyback, with an additional $2 billion, if it goes ahead with plans to sell its 10% stake in the Chinese Bank, the Bank of Hangzhou.
Looking at the ASX200 leaderboard shares in Uniti Group (ASX:UWL) led among blue chips. UWL surged 10.7% before entering into a trading halt in afternoon trade. This followed news of a $5 a share bid for Uniti, made by Macquarie Asset Management and PSP Investments. This new proposal beats the current offer on the table from Morrison & Co by approximately 11%. Meanwhile Fisher & Paykel Healthcare (ASX:FPH) fell 8%, after the company announced it expects a decline in its sales guidance for FY22 and also warned that freight costs are weighing on margins.
The most traded stocks by Bell Direct clients yesterday included Lake Resources (ASX:LKE), Northern Star Resources (ASX:NST) and the Australian Foundation Investment (ASX:AFI).
US equities closed in the red, with all three major benchmarks lower. The Dow was down 1.3%, the S&P500 down 1.2% and the Nasdaq down 1.3%.
What to watch today:
Trading Ideas:
Yesterday, the Aussie share market managed to claw back some of its losses from Friday, gaining 0.37%. Leading the gains were oil and gold stocks, following escalating fears of a Russian invasion of Ukraine.
Looking at the sector performances, only six out of 11 sectors closed higher. The energy sector gained the most, up over 3%, while the healthcare sector declined 1.4%.
Gold miners dominated the leaderboard, including Regis Resources (ASX:RRL), Evolution Mining (ASX:EVN), and Northern Star Resources (ASX:NST). The best performing stock on the ASX200 was Beach Energy (ASX:BPT), up an impressive 9.4%, after the company reported a solid first-half result, which included a 26% increase in EBITDA to $513 million. Meanwhile, the worst performing stocks were NOVONIX (ASX:NVX), Imugene (ASX:IMU) and Liontown Resources (ASX:LTR), all falling over 7%.
The most traded stock by Bell Direct clients yesterday was JB Hi-Fi (ASX:JBH). The company released strong half-results yesterday, and announced a $250m share buyback, which sent its share price up 5.4%. Bell Potter maintain their HOLD rating on the stock but have increased its price target to $51.85, from $49.60.
In the US, all three benchmarks closed lower, as investors evaluate concerns about the Fed’s next plan for interest rate hikes, as well as the tensions between Russia and Ukraine. And earnings results are expected to ramp up again this week, with Nvidia, Walmart, Shopify and more scheduled to report.
Following the negative session on Wall Street, the futures are suggesting the Aussie share market will open 0.9% lower this morning.
What to watch today:
Trading Ideas:
If you served on active duty in the military and then become a federal civilian employee, that military time may count as time in service for calculating your FERS or CSRS pension. Periods of active duty while in the any of the military reserves, including your annual active duty training, count. However, National Guard active duty only counts if it was Title 10, section 233(d), or under a call by the president. Service must be honorable. And a deposit has to be received before you retire (that’s the buyback).
You need to qualify for a FERS or CSRS pension, which generally means serving at least 5 years as a federal civilian. Then the military time you deposit, nicknamed buyback, is added to the years you actually work as a civilian when calculating your FERS or CSRS pension benefit.
The pension formula for a FERS employee is the average of your High 3 salaries times your creditable service times our multiplier. If you have 24 years of federal civilian service, a high-3 pay of $110,000, and will retire before age 62, your pension would be $110,000 x 24 years x 1%. That’s $26,400 a year. If your buy back 6 years of military time, that 30 years which is $33,000. That’s $6,600 more a year in your FERS pension. Live 30 years in retirement and that’s almost $200,000 more with the buyback. And buying back military time may give you enough creditable years you to retire earlier.
A buyback for a FERS employees is about 3% of your total military BASE pay for the years you are depositing. If you wait more than 3 years to buyback, you will also have to pay interest Even with the interest it is usually worthwhile to buy back the time.
The multiplier for CSRS employees is about 7%. But the rules for CSRS employees are more complicated. If you are a CSRS employee that will not be eligible for Social Security, no deposit, or buyback, is required and you will get full credit for military service after 1956.
If you’re a CSRS employee that will be eligible for Social Security, the military time you buy back will count towards eligibility for retirement and computation of your pension. If you don’t buyback any time, your military time will count towards eligibility for retirement. And if you retire before your eligible for Social Security at 62, your military time will count toward your pension computation just up until you reach 62.
If you have a regular military pension and buy back those years you will have to give up your military pension. This very rarely makes financial sense. But if you’re entitled to a reserve pension that starts at age 60 you can keep that, whether you buyback or not. This often does come out as a great deal.
You don’t need to do all the math your HR office will do the calculations for you. You will need a copy of your DD 214 the Report of Transfer or Discharge. If you can’t find it, you can request a copy it from the National Personnel Records Center by filling out a Standard Form 180.
Then complete a form RI 20-97 Estimated Earnings During Military Service and mail with a copy of your DD214 to your appropriate military finance center. They send back your statement of estimated earnings.
Take your estimate of earnings and your DD214 to HR and fill out an SF 2803 Application to Make Deposit or Redeposit. HR will then compute the amount of your military deposit using the Military Deposit Worksheet, let you know the amount, and options for making payments.
Once HR gives you the buyback cost, compare that to how much more your pension payments would be with the buyback. The process can be a pain, but it is usually well worth it. You can payoff all at once or in payments over time. And remember, your application to deposit, buyback, military time has to be approved and paid BEFORE you retire.
UN, and Bill Gate, Kamala/Biden Administration push for global knife and blunt object buy-back program Woman stabbed 25 times in broad day light in Delhi India and no one stops to help, Oh the savagery! Oh the sexism! Oh the tyrannical patriarchy that is so evident! Oh if only you and I were there surely we would have helped!
00:00:00 Intro
00:01:21 UN, Gates, and Biden Knife and blunt object buyback program?
00:01:39 Knife and blunt object killing stats in USA.
00:02:42 Woman stab over 20 times in broad day light in India
00:04:22 Evidence of tyrannical patriarchy?
00:07:48 Man Killed wife in UK over jealousy of her touching other men as Care Giver.
00:08:53 Woman Stabs Husband 22 times . . . husband tries to cover for wife.
00:11:00 Woman bludgeons husband 20 times with hammer, and then finishes washing the dishes.
00:13:22 Karma?
00:16:04 I saw a man attack a bus with meter long fire ax . . . and I did nothing.
00:19:11 Kitty Genovese - Passage from book "Anchored Discipline to Stop Drifting"
00:23:17 Would you or I have acted any different?
00:26:05 People are waiting for a leader. Situational awareness and taking responsibility
00:27:12 How extract more value from this show.
00:27:42 Story of man dying in my arms.
00:29:47 Challenge to you...
00:30:07 Where you Money is there your heart is also... how to support this show through micro payments (Breez App)
00:31:33 Weaver and Loom
00:32:11 Quote by Aleksandr Solzhenitsyn
00:34:55 Settle who you are before you are tested.
00:36:19 Closing
Links:
https://khqa.com/news/local/new-report-more-people-killed-with-knives-other-weapons-than-rifles-10-17-2019
https://www.thehindu.com/news/cities/Delhi/man-murders-wife-aspassers-by-look-on/article34292477.ece
https://www.bbc.com/news/uk-england-manchester-37561463
https://www.theguardian.com/uk-news/2018/sep/29/devoted-wife-who-killed-husband-with-hammer-sally-challen
https://www.bbc.com/news/uk-england-humber-56399393
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Until next time… Be a purpose seeker, discern the Truth, and own the future.
To take more steps to live a focus life to achieve your dreams and fulfill your destiny–get my book Anchored the Discipline to Stop Drifting. https://amzn.to/2Vwb22n
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