credit bureaus

Register For Our FREE Credit Repair Business Masterclass!

It’s no secret. Credit bureaus want you to fail!

They use unfair practices, reject your letters, and deliberately slow down the process in hopes of you giving up. So, to win your disputes, you have to be ready to fight back! 

That's why today, I'm sharing 5 proven strategies that will significantly increase the effectiveness of your dispute letters and your chances of success.

Every dispute letter you write counts, so you better stick around! 

Key Takeaways:

• Intro (00:00)
• Facts Aren’t Enough to Win Disputes! (01:03)
• Way #1: Reason and Instructions (02:56)
• Way #2: ID and Proof of Address (03:45)
• Way #3: Proof (04:22)
• Way #4: A Reminder for 30 Days (04:50)
• Way #5: Utilizing AI for Unique Disputes (05:38)
• My Final Point (06:34)
• Community Spotlight (06:49)
• Outro (07:28)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training  

- 5 Mistakes to Avoid if You Want to Win Credit Repair Disputes

Make sure to subscribe so you stay up to date with our latest episodes.

We discuss the value of your FICO score.  What is a good score?  What is considered a GREAT score? We investigate.

Tell your friends to tune into TechMobility Topics. New episodes are posted every Tuesday!

During this show, we discuss how a barrier to urban EV ownership is being addressed;  The importance of your FICO score and your quality of life; and Why Diesel Fuel Still matters to those in the trucking industry. 

Be sure to tell your friends to tune in to The TechMobility Show!

Welcome Back to another great episode of The Mindfully Rich Podcast, ya'll!

Always have to start with gratitude; thank ya'll so much for listening and supporting me in keeping this podcast's listeners up! 

For those of you that are new, welcome; I'm the new best friend in your head who likes to talk about money and your newest unofficial money accountability partner!  Sit back; you'll love it here!

Today I'm ending the How to Survive Financially During A Recession Series, which focused on assisting you with sustaining and maintaining this economy that's giving uncertainty energy with a large side of inflation. 

Today I'm talking about your credit and the three habits you may be doing that are killing your score, especially during inflated times.  

If your credit habits have your credit coming up short, I have two solutions to assist you:

First, my Breakthrough Calls;  So is this service right for you?

If you have a problem with your credit, money, or finances in general, and you're tired of trying to figure it out on your own and want honest advice to get the results you need and don't want a long-term commitment, then this service is for you.  My Breakthrough Calls are an hour, and the call is structured to analyze your problem, and develop your plan of action, so you can move forward on your own to execute. 

Click Here to book a Breakthrough Call and schedule your appointment with me now!

Last, my 1:1 Coaching: Is this service right for you?

So just like my breakthrough calls, if you have a problem with your credit, money, or finances and the podcast gems aren't enough for you, or you've paid others to assist you with no real change to your problems, or if you need a coach to guide you through the root of your situation to maximize your solution results, keep you accountable, and build your self-discipline, then my 1:1 coaching is the right fit for you!  This three-month commitment will help you make healthier financial habits after our 90-day time together.   

Click Here to reserve your 1:1 Coaching and schedule your first appointment with me now!

If you want to advertise your service or business on the podcast, sponsor a show, or sponsor the "Let's Talk About Money" segment, email themindfullyrichpodcast@gmail.com  to get the details and rate sheet today.  

#TheMindfullyRichPodcast #Moneymindset #Recession #Inflation #MultipleIncomeStreams #PassiveIncome  #SavingMoney

Thank you for listening, sharing, and supporting me throughout this podcast journey; I hope the info I share here is valuable to ya'll, and I'm forever blessed for ya'll for listening.

Don't forget to listen, listen, listen and share this episode with ERRRRBody; keep writing those reviews too, and remember ya'll, my marketing team and support system, so please support my black business!

🖤Keep up with the pod on Instagram - @Mindfully_Rich_Podcast
🖤 The Mindfully Rich Consultant Services -  https://linktr.ee/mindfullyrich
🖤Click Here to check out my website

🖤LISTEN 🖤SUBSCRIBE 🖤SHARE
🖤Send The Mindfully Rich Podcast a love offering |  Cash App $RichE85

Sign up for our brand new 14-day Credit Hero Challenge.

We learned how to remove bankruptcies from credit reports a couple of months ago. 

But in the meantime, I’ve found out a BRAND NEW SECRET!

And Credit Heroes know that learning is a lifelong process.

Today, I’ll show you THE NEWEST secret way to remove a bankruptcy from a credit report.

You’ll learn how to get a golden ticket and how to use it to make credit bureaus respond with a deletion. 

Do you want to have another credit repair trick up your sleeve? 

Well, do you want to be a step closer to building your own credit repair business?

Then, join me for this episode! 

Key Takeaways for This Week:

• Intro (00:00)
• Inspirational story: Credit Hero Swan J. found first clients in a Starbucks (01:12)
• Does one mistake really have to affect your life for the next ten years? (02:20)
• A technicality that helps to remove bankruptcies from credit reports (03:29)
• Disputing client’s LexisNexis report (04:52)
• A letter to the court where the bankruptcy record is filed (07:09)
• A golden ticket to removing the bankruptcy and how to use it (08:55)
• Get into our Credit Hero Challenge (10:43)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

Make sure to subscribe, so you stay up to date with our latest episodes!

Sign up for our brand new 14-day Credit Hero Challenge.

What to do with a bunch of negative items on a client's credit report? How to figure out which dispute letters you should send first? You may be tempted to simply dispute all of them at once to see what gets deleted.

Well, resist the temptation, because I have a better idea!

Join me in the new episode, and I’ll explain how to figure out which dispute letters should go out first. 

I’ll share the two methods you can use to help clients remove as many negative items as possible with the least amount of effort.

Once we get started, you'll see how easy this process is… and we're starting with the low-hanging fruit first!

Let's jump right in!

Key Takeaways for This Week:

• Go for the easiest items first (00:00)
• What does “verification” mean? (02:47)
• What does “factual disputing” mean? (04:15)
• Go ahead and request verification (05:03)
• When aware of actual errors, start factual disputing (06:08)

Additional Resources:

- Get a free trial to Credit Repair Cloud

- Get my free credit repair training

- CreditRepairCloud.com/FreeBook 

Make sure to subscribe so you stay up to date with our latest episodes!

Get our Dispute Letter Templates for FREE: https://www.creditrepaircloud.com/dispute-letter-templates

After mentoring and coaching thousands of Credit Heroes in our community, one of the most common questions remains:

 “What letter do I use?”

Now, when you work to repair credit - it all boils down to legally harnessing the power of the Fair Credit Reporting Act and not taking no for an answer. 

Most credit repair companies only use a handful of letters for about 95% of their clients, so those are the letters I’m gonna focus on today. 

In this episode, I’m gonna go through the dispute letters EVERY credit repair business owner needs to get proven results for their clients.

Key Takeaways for This Week:

• What to do if you need more advanced credit repair letters? (1:06)
• Round One Letter (2:19)
• Reinvestigation Letter (3:31)
• Method of Verification Letter (4:13)
• Warning Letter (5:45)
• Validation Demand Letter (6:52)
• How to modify each credit repair letter template (7:52)
• Get free templates for these 5 types of credit repair letters (9:01)

Additional Resources:

• Get our Dispute Letter Templates for FREE: https://www.creditrepaircloud.com/dispute-letter-templates
• Get a free trial to Credit Repair Cloud
• Sign up for the Credit Hero Challenge
• Get my free credit repair training

Make sure to subscribe so you stay up to date with our latest episodes!

The #1 most misunderstood topic in the world of personal finance (outside of investing) is consumer credit. We are constantly asked how to improve a credit score, and people expect that there is one clear answer, and they will be able to fix or build it with a tweak here or there. Many people don't even know that they have a credit rating and are shocked if it's not a good one. 

This week we sit down with DebtWave Credit Counseling's Consumer credit expert and coach, Crystal Williams. She has helped hundreds of DebtWave clients and many others navigate their credit, guiding them with knowledge and sharing skills to improve it. We discuss the steps people can take to improve their credit as well as what to avoid.

Hello Hello & Welcome Back to Mindfully Rich Podcast ya'll!  Today’s topic is juicy👀 !  This is Part II to the "Did Somebody With Bad Credit Say Sum Episode" where I'll be discussing the truth about credit repair, what you need to do if you need to repair your credit and debt settlement companies.  Chile, Get👏🏾 Into👏🏾This👏🏾Conversationl!!!!!

Make sure you 
S U B S C R I B E 
Listen•Listen•Listen 
Share•Share•Share 
🤗🙌🏾🙏🏿🤗🙌🏾🙏🏿

Follow the Pod on Instagram @mindfully_rich_podcast

Also to support and donate to Mindfully Rich Podcast 
The Cash App 💰 For 
Mindfully Rich Podcast = $RichE85

Acceopting Sponsorships, Advertising, Bookings, Collaborations
Email - mindfullyrich@gmail.com

Credit Scores are important, especially when we are looking for a mortgage. 

Today Ema talks about 10 things that don't affect our credit scores, things that can, but how to avoid them.

Your credit report has information about your finances and your bill-paying history, so it’s important to make sure it’s accurate. The good news for consumers is that credit reports are free through annualcreditreport.com, and if you find an error, you can work with the credit reporting company to fix it. If you would rather not handle correcting credit report errors on your own, you can always enlist the help of a credit repair servicer.

In this episode, Chase and Felipe sit down with Jory McEachern, financial services and credit repair expert, to discuss the truths and myths of consumer credit and credit repair.
Specifically, Jory sheds some insight for us on what exactly credit repair organizations do to help consumers improve their credit score, as well as steps you should be taking at home to better your credit score.

About the Show
Comments, questions or suggestions for the show? Email us at talkwealthpodcast@gmail.com.

To learn more about DebtWave Credit Counseling, visit our website or connect with us on Facebook, Twitter, Instagram, and LinkedIn.

To learn more about the San Diego Financial Literacy Center, visit our website or connect with us on Facebook and Twitter.

Sign Up Now - Our newsletter posted on a bi-weekly basis. 

Your Privacy – Our Top Concern

In an age of unsolicited emails, you can trust FCF to keep your information confidential. We do not spam you with junk email or daily emails; which we absolutely hate ourselves. We adhere to a two-week email schedule, which may be more frequent is a significant event takes place. We never share your email addresses with any third party, and we never send unwanted emails to you. We are a company that protects and safeguard the privacy of our prospective and existing clients. See our privacy policy for more information.

Newsletter Content: The FCF Blog and Connecting Dots Podcast

The email you receive provides a brief introduction to the content on our blog and podcast that we think you may find of interest. We also provide links to articles, documents, podcasts, and videos of others that we feel you may find of interest.

Our Writing Style

We strongly encourage all FCF home office and field personnel to keep it short, simple, and to the point. We think mathematically and make liberal use of bullet-points and lists. Long-ago we learned that our style of writing must be concise, well organized, and formatted to ensure ease when scanning a document for important information.

This Money Stuff Isn’t Easy

No kidding. We know that. Even though it’s easy for us, it’s not for 95% of the U.S. population. Per 100,000 Americans, there are approximately 295 medical doctors, 40 lawyers nationwide (788 in DC, 90 in New York, and 64 in Maryland), 203 CPAs, 400 accountants, 63 financial analysts, and 15 investment advisor representatives. Moreover, so, if you happen to be a bit confused as to what an investment advisor is, don’t worry, you’re at the right place. We’ll make sure you know what a true-fiduciary based investment advisor is and how rare we are.

Paul Grant Truesdell, J.D., AIF | CEO

Founder of Fixed Cost Investing℠

Connecting Dots Disclaimer

Sponsored by Fixed Cost Financial, Inc. - The home of Fixed Cost Investing℠. 212-433-2525

Connecting Dots is a production of Fixed Cost Financial, the home of fixed cost investing. All rights reserved.  Re-broadcast or distribution prohibited without express written authorization. Connecting dots is for educational use only.  Investment Performance Is Not Guaranteed. Past performance is not indicative of future results. This broadcast does not take into account your particular investment objectives, financial situation or needs.  Nothing should be construed as an individual recommendation. Always read and all applicable information carefully before making an investment decision. Investments are not bank guaranteed, not FDIC insured. and may lose value. Due to our extensive holdings and that of our clients, you should assume that we have a position in all companies discussed and thus a conflict of interest should be assumed.