credit karma

Lex chats with Anish Acharya - a general partner at Andreessen Horowitz. Andreessen Horowitz (a16z) is a venture capital firm in Silicon Valley, California, that backs bold entrepreneurs building the future through technology. Anish and Lex analyze the impact and adoption of disruptive platform shifts, before charting a journey through FinTech from innovative startups to high-profile acquisitions. Additionally, shedding light on Credit Karma's growth strategies and user behavior. Finishing off with a discussion of the future of FinTech, envisioning a landscape transformed by AI integration, Web 3.0 convergence, and innovative investment strategies that uncover non-traditional opportunities in financial services and consumer sectors

MENTIONED IN THE CONVERSATION

A16z's Website: https://bit.ly/3olOrIz

Anish's LinkedIn profile: https://bit.ly/438tqjt

Topics: Fintech, web3, mobile, generative AI, AI, Artificial intelligence, social

Companies: a16z, Andreessen Horowitz, Google, Social Deck, Snowball, Credit Karma, ChatGPT, Facebook, Google

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👉 Twitter: https://twitter.com/LexSokolin

TIMESTAMPS

1’54”: Anish’s foundational experiences with early stage startups & what pulled him towards entrepreneurship

7’05”: Reflecting on SocialDeck's beginnings: early hypotheses, insights from Facebook APIs and mobile behavior patterns, and the evolution of reality

12’22”: Analyzing modern platform Shifts: a deep dive into adoption rates and Disruptive Impact"

17’04”: Journey into FinTech: from mobile startups to Google and Credit Karma acquisitions - A founder's tale of innovation and acquisition Interests

20’14”: Insights from scaling Credit Karma: understanding consumer behavior and navigating the financial life of its users

25’08”: Walking the ethical tightrope in FinTech: balancing paternalistic products and dopamine-driven loops, lessons from Credit Karma and A16z

29’19”: The challenges of active and social-following copy investor platforms: examining the successes and shortcomings of companies like Covestor, Wealthfront, eToro, and M1 Finance

31’26”: Evolving the investment thesis at Andreessen Horowitz: reflections on a journey shaped by COVID, Web 3.0, NFTs, and the rise of generative AI

38’15”: The Future of FinTech: envisioning AI-integrated investment plugins and their potential role in Big Tech - insights from an Andreessen Horowitz GP

40’35”: The Convergence of AI and Web 3.0: exploring the future of privacy, digital ownership, and personalized AI agents in the evolving technological landscape

42’36”: Investing beyond the mainstream: uncovering under-the-radar opportunities in financial services and consumer sectors

44’39”: The channels used to connect with Anish & learn more about A16z

Disclaimer here — this newsletter does not provide investment advice and represents solely the views and opinions of FINTECH BLUEPRINT LTD.

Contributors: Lex, Laurence, Matt, Farhad, Mike, Daniella

Want to discuss? Stop by our Discord and reach out here with questions.

Carolyn Feldman of Nationwide Credit Clearing joins us for the first of two episodes today.  We cover a wide range of topics from establishing credit to the difference between a FICO Score and what she calls a "Fake-O Score."

When you're young and you need to establish credit, you may want to consider a secured credit card - Carolyn explains the difference between secured and unsecured, as well as how credit utilization and bill payment affect your credit score.

To get your true credit score, you'll want to get your FICO Score from MyFico.com. You're able to look at your true FICO score (that potential lenders see) once per year at each of the three major credit bureaus, for free.

Beware of a website called Credit Karma - this is only an estimate of your score.   They have only 2 of the 3 major credit bureaus - Experian won't participate with them.  So Carolyn calls Credit Karma your "Fake-O" score as opposed to your FICO score.

If you're a Capital One customer, they have a program called Credit Wise.  This is a true FICO Score.

It's important to know the difference between a hard pull of your credit history and a soft pull.  When you check your score, that's a soft pull.   There's no penalty for checking on your rating.   When a third party pulls your score, that's a hard pull and can affect your rating.

Credit cards have billing cycles and statements, and credit bureaus are no different - this will affect when new information hits your credit report.  Carolyn says to think of it like a report card.  She explains why.

If you find an error on your credit card report, you can challenge it.  And, by law, if the creditor doesn't respond in 30 days, it comes off your report.   But remember, often the dispute is with the lender,  not the actual credit reporting agency.

We also spend some time on medical bills, which are often a source of financial hardship.  Medical bills do not go on your credit report until they are unpaid.  This is why it's a good idea to even make small payments on a large bill, so they remain in repayment.

To reach Carolyn at Nationwide Credit Clearing, you can call her at 248-254-3315 or send her an email at carolyn@mynationwidecredit.com

To reach Paula Christine regarding any financial questions, visit her website at PaulaChristine.com or email her at Paula@PaulaChristine.com

___

Reach Paula at paula@paulachristine.com or through her website, paulachristine.com.

Episode Highlights: 

• After studying economics at USC, Shveta inadvertently fell into a career in M&A after seeing many of her peers pursue the same path. She  started out at Deloitte’s mid-market investment banking practice.
• She then was able to steer important M&A decisions on the sell side as a leader in corporate development at Lynda, where she played a key role in Linkedin’s acquisition of the company.
• It was this transaction that encouraged Shveta to think beyond just the mechanics of M&A activities and more about how the entire process impacts  employees through the transition at large.
• Today, Shveta oversees more of the buy-side of M&A as the SVP of Corporate Development at Intuit where she has managed the acquisition of Mailchimp and Credit Karma.
• Reflecting on these deals, Shveta stresses that every deal is complex and unique in its own right.
• She shares learning from Credit Karma how to navigate a deal with potential regulatory scrutiny and from Mailchimp  how to operate in a very competitive and quick process.
• Shveta talks about gender dynamics in the M&A world and the way she personally creates space for access in her role.

About the Guest:

• Shveta Mujumdar on Linkedin 
• More about Intuit

Interested in keeping up with the latest in FinTech and Retail Tech? Check out our website to learn more about us and follow our social media to stay up to date.

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This episode is a conversation with art advisor, curator, and author Maria Brito about career and creative pivots when things aren’t working, reinvention, using intuition in work and art, the importance of solitude, and much more. She tells me about her trajectory of growing up in Venezuela, moving to the states to go to Harvard Law School and becoming a corporate attorney before making her own career pivot into the art world, where she eventually became a top art advisor.

Maria's kindness is always evident throughout and especially in a section towards the beginning where she gives me a real creative advising session after I share about needing a career pivot myself. She gives me gentle and wise advice, which I’ve since been working on. 

We recorded this a couple of months ago over Zoom and since then, her new book called: How Creativity Rules The World: The Art and Business of Turning Your Ideas Into Gold is now available everywhere.

Show Notes:

- Find Maria on the Web | Instagram

- Order Maria's book

- The Let It Out Kits are 32% off with the code 32

- Take the friendship breakup survey from me and Kayleen Schaefer here

- Sign up for the waitlist for the re-imagined Creative Underdogs/In Process (coming soon)!

- Subscribe to our newsletter to get show notes + essays, etc. sent to your inbox

- Follow @letitouttt on Instagram. I'm @katiedalebout

Sponsors:

• Credit Karma helps you find low-interest personal loans to bring down credit card debt and save you money. Ready to apply? Head to creditkarma.com/loanoffers to see personalized offers
• AthleticGreens: complete daily nutrition in one tasty scoop! Get a year's supply of immune-supporting Vitamin D and five free travel pouches with your first order of AthleticGreens when you visit athleticgreens.com/letitout!

This week I spoke with herbalist and author Vanessa Chakour. At 17, a life-threatening accident led Vanessa to heal her eating disorder and work through sexual assault trauma, which in turn led to her becoming a professional boxer, eventually bringing her to New York City where she began studying herbalism. Now, she’s an author and educator who trains others in her field of helping people to connect to their environments. Her work is rooted in the natural world and what she calls our own inner-wild, or our intuitive connection to ourselves.   

In this episode we cover the connection between eating disorder recovery and our bodies connecting to nature as well as how consent and anger relate to weeds like dandelion. We get into making herbal infusions and the creative process; writing for emotional wellness; navigating highs such as new relationships and career successes (Vanessa's in one of those highs now); and how to manage the nervous system during both highs and lows. We also discuss her new book, Awakening Artemis.

Show notes:

- Find Vanessa on the Web | Instagram

- Subscribe to Vanessa's newsletter

- Check out Vanessa's book, Awakening Artemis

- Take the "We Don't Talk Anymore" survey on friend breakups

- Want to do a @letitouttt instagram takeover? Fill out this survey

- There is one spot open in my creative clinic -- if you'd like to book a free session, book here!

- Subscribe to our newsletter to get show notes + essays, etc. sent to your inbox

- Follow @letitouttt on Instagram. I'm @katiedalebout

If you liked this episode, try out:

Episode 369: Space Between the Space: Erin Lovell Verinder & Noah Checkle on Leaving Places Better Than You Found Them, The Plant Clinic Book, Change, Friendship, Beauty & More

Sponsors:

- Credit Karma: apply for low-interest, personal loans today at creditkarma.com/loanoffers

- ThirdLove: Get 20% off your first order of comfortable, quality undergarments at thirdlove.com/LETITOUT!

- AthleticGreens: complete daily nutrition in one tasty scoop! Get a year's supply of immune-supporting Vitamin D and five free travel pouches with your first order of AthleticGreens when you visit athleticgreens.com/letitout!

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Show Notes

1:40 – We’ve hit the big time! We’re 2,034 out of all podcasts in the universe! 

2:05 – An Exclusive Guide to America's Top Private Companies

https://www.inc.com/inc5000

4:00 – TikToker Shares How She Spent Millions of Dollars for Alabama Sorority at 19

https://www.insider.com/how-woman-handled-finances-for-alabama-sorority-as-teen-tiktok-2021-8

10:45 – Why this New York designer loves doing her own bookkeeping
https://businessofhome.com/articles/why-this-new-york-designer-loves-doing-her-own-bookkeeping

14:36 – These People Who Work From Home Have a Secret: They Have Two Jobs

https://www.wsj.com/articles/these-people-who-work-from-home-have-a-secret-they-have-two-jobs-11628866529

16:50 – The Remote Trend Of Working Two Jobs At The Same Time Without Both Companies Knowing
https://www.forbes.com/sites/jackkelly/2021/08/15/the-remote-trend-of-working-two-jobs-at-the-same-time-without-both-companies-knowing/

25:44 – PwC delays return to offices amid Delta spread

https://www.accountingtoday.com/news/pwc-delays-return-to-offices-amid-delta-spread

27:00 – EY launches Career Path Accelerator Program

https://www.accountingtoday.com/news/ey-launches-career-path-accelerator-program

33:15 – Better yet, why not get rid of the 150 hour requirement? Twitter thread: https://twitter.com/BlakeTOliver/status/1428364571954192393 

CPA Exam Makeover Risks Raising Hurdles for Black Accountants
https://news.bloombergtax.com/financial-accounting/cpa-exam-makeover-risks-raising-hurdles-for-black-accountants

34:09 – Art of Accounting: Buying a new suit

https://www.accountingtoday.com/opinion/art-of-accounting-buying-a-new-suit

37:40 – PPP Loan Fraud: Fintechs Found to Be Much More Likely to OK Suspicious Loans 

https://www.bloomberg.com/news/articles/2021-08-17/fintechs-found-to-be-much-more-likely-to-ok-suspicious-ppp-loans

15% of Paycheck Protection Program Loans Could Be Fraudulent, Study Shows

https://www.nytimes.com/2021/08/17/business/ppp-fraud-covid.html

42:48 – Afghanistan: What has the conflict cost the US and its allies? - BBC News

https://www.bbc.com/news/world-47391821

45:30 – Accountants must play key role in application of AI | Accountancy Daily
https://www.accountancydaily.co/accountants-must-play-key-role-application-ai

49:36 – QuickFee Integrates With Accounting Firm Xero

https://www.pymnts.com/news/b2b-payments/2021/quickfee-integration-accounting-firm-xero/

51:53 – Blue J Raises $9M in Series B Funding, Adds Key Personnel, Announces New Tax Diagramming Solution 

https://www.businesswire.com/news/home/20210810005199/en/Blue-J-Raises-9M-in-Series-B-Funding-Adds-Key-Personnel-Announces-New-Tax-Diagramming-Solution

55:16 – Credit Karma integrates Money software with QuickBooks Online Payroll 

https://www.accountingtoday.com/news/credit-karma-integrates-money-software-with-quickbooks-online-payroll

59:13 – We’ve got VOICEMAIL! Thank you, Ryan! 

62:00 – New Reviews! Thank you, Joe Gamatoria, and Colaangel! 

Get in Touch

Thanks for listening and for the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and, if you like what you hear, please do us a favor and write a review on iTunes, or Podchaser. Interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus, and NOW, you can see our smiling faces on Instagram! You can now call us and leave a voicemail, maybe we'll play it on the show. DIAL (202) 695-1040

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In this episode Brett and Dustin discuss common credit issues many people deal with. Drawing from personal and professional experiences, the hosts dissect different elements that play a role in the credit score and common issues that drag the score down. From credit cards to open lines of credit, Brett and Dustin aim to educate the listener to make the best decisions possible to avoid common pitfalls. 

Connect with Brett on Facebook, Instagram, & X @BPOP80

Watch full length episodes on YouTube at https://www.youtube.com/@brettpopish

Be sure to rate this podcast on whatever platform you're listening on and remember #BeDEFIANT

Disclaimer:  I'm not a licensed financial guru, just someone who loves to experiment and find different solutions for problems. These hacks have all worked for me, so I'm sharing for those who, like me, also like to experiment.

This episode is loaded with bonus tips to raise your score. Grab a pen and paper.

You can thank me any time by liking, sharing and commenting.

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Show Notes

03:30 - Amazon cloud-computing outage Wednesday triggered by effort to boost system’s capacity https://www.inquirer.com/business/technology/amazon-web-services-failure-added-capacity-20201128.html

AWS Outage Interrupts Service for Spotify, Square And Others
https://www.pymnts.com/amazon/2020/aws-outage-interrupts-web-service-for-spotify-square-and-others/

People Can't Vacuum Or Use Their Doorbell Because Amazon's Cloud Servers Are Down - Eminetra Australiahttps://eminetra.com.au/people-cant-vacuum-or-use-their-doorbell-because-amazons-cloud-servers-are-down/74505/

06:30 - Will Zoom Apps be the next hot startup platform?
https://techcrunch.com/2020/11/18/will-zoom-apps-be-the-next-hot-startup-platform/

08:44 -  Salesforce in Acquisition Talks with Slack – Good News or not? 

https://customerthink.com/salesforce-in-acquistion-talks-with-slack-good-news-or-not/

13:54 - Salesforce buying Slack would mark the first big software deal in a boom year for the cloud 

https://www.cnbc.com/2020/11/28/salesforce-slack-would-be-first-big-deal-in-boom-year-for-software.html

14:05 - Expensify Surpasses $100 Million in Annual Recurring Revenue
https://www.businesswire.com/news/home/20201123005455/en/Expensify-Surpasses-100-Million-in-Annual-Recurring-Revenue

19:28 - Tudor, the Virtual Accounting Robot, launched by Connections
https://business-review.eu/tech/tudor-the-virtual-accounting-robot-launched-by-connections-215189

27:22 - Pentagon fails audit yet again, could pass around 2027, comptroller says
https://uk.reuters.com/article/us-usa-pentagon-auditor/pentagon-fails-audit-yet-again-could-pass-around-2027-comptroller-says-idUSKBN27X03P

29:45 - Some in Scottsdale will get deliveries from Walmart in autonomous Cruise vehicles
https://www.azcentral.com/story/money/business/consumers/2020/11/10/walmart-use-cruise-vehicles-autonomous-deliveries-scottsdale/3761006001/

31:52 - Pandemic Speeds Americans’ Embrace of Digital Commerce

https://www.wsj.com/articles/pandemic-speeds-americans-embrace-of-digital-commerce-11605436200

34:07 - FinTech Stripe Eyes Funding Round, $100B Valuation
https://www.pymnts.com/news/investment-tracker/2020/fintech-stripe-eyes-funding-round-that-could-put-valuation-at-100b/

34:46 - Second Share Purchase Values Toast POS At $8B
https://www.pymnts.com/restaurant-technology/2020/second-share-purchase-deal-values-pos-startup-toast-at-8b/

35:58 - TurboTax maker Intuit wins U.S. antitrust nod for Credit Karma
https://bankinnovation.net/allposts/focus/comp-reg/turbotax-maker-intuit-wins-u-s-antitrust-nod-for-credit-karma/

Credit Karma To Divest Tax Unit In Merger 

https://www.pymnts.com/news/partnerships-acquisitions/2020/credit-karma-to-divest-tax-unit-to-square-in-7-1b-merger-with-intuit/

38:22 - Square and Xero: Enhanced integration and point-of-sale features for UK

https://www.xero.com/blog/2020/11/square-xero-enhanced-integration-uk/

39:05 - Xero's cash mountain suggests a major deal is on the horizon
https://www.afr.com/technology/xero-s-cash-mountain-suggests-a-major-deal-is-on-the-horizon-20201125-p56hrn

39:56 - Crunch Free is a new online accounting platform aimed at the self-employed

https://www.techradar.com/uk/news/crunch-free-is-a-new-online-accounting-platform-aimed-at-the-self-employed

41:21 - Latest product news – December 2020

https://www.xero.com/blog/2020/11/latest-product-news-december-2020/

41:52 - New: Easily Manage Your Bills With Accounts Payable
https://www.freshbooks.com/blog/accounts-payable

42:30 - FreshBooks Ramps Up Its Focus on the UK Small Business Market, Announcing a Partnership with Barclays, and Launching a Suite of New Features
https://www.globenewswire.com/news-release/2020/11/25/2133461/0/en/FreshBooks-Ramps-Up-Its-Focus-on-the-UK-Small-Business-Market-Announcing-a-Partnership-with-Barclays-and-Launching-a-Suite-of-New-Features.html

42:53 - Biden confirms he wants Janet Yellen to be his Treasury secretary — what that means for cash-strapped American families

https://www.marketwatch.com/story/janet-yellen-is-poised-to-become-treasury-secretary-in-a-biden-cabinet-what-that-means-for-cash-strapped-american-families-2020-11-24

43:17 - Virtual HQs race to win over a remote-work-fatigued market

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Show Notes

• 02:57 Shark Tank host Barbara Corcoran loses $400,000 in a scam - CNN
• 04:55 Email Scammers are Savvier, and More Successful than Ever - WSJ
• 07:51 Los Angeles is now the least affordable housing market - Housing Wire
• 10:59 SEC and PCAOB offer potential relief for audit firms in China amid coronavirus - Accounting Today
• 11:49 Under Armour is Investigated for Accounting Fraud - Yahoo! Finance
• 12:58 Intuit confirms that it is buying Credit Karma for $7.1B in cash and stock – TechCrunch
• 13:23 TurboTax's Bid to Buy Free Tax Prep Competitor Might Violate Antitrust Law, Experts Say - ProPublica
• 15:01 With Credit Karma, Intuit to boost personalization - Bank Innovation
• 16:02 How to Cancel Your Credit Karma Account If You Hate the Intuit Acquisition - Wirecutter
• 22:54 Intuit Corp (INTU) Q2 2020 Earnings Call Transcript - The Motley Fool
• 26:12 Intuit ProConnect and Karbon Ink Practice Management Partnership - AccountingWEB
• 28:05 Fintech firm Revolut bags $500 million in funding round led by TCV - CNBC
• 29:35 Best Online Business Banking for 2020 - Quicksprout
• 31:43 What's new in QuickBooks Online: February 2020 - QuickBooks
• 33:04 Misty Megia steps down as global head of QuickBooks ProAdvisor Program - Accounting Today 
• 34:05 Pilot.com Launches Three New Products That Reach Beyond Bookkeeping - oaoa.com
• 38:31 Drake Software Status - Drake
• 41:17 IRS quietly deletes guideline that Fortnite virtual currency must be reported on tax returns - CNN
  • IRS backtracks on whether video game currencies are taxable - The Verge
• 45:29 AI Comes to the Tax Code - WSJ
• 47:55 Accounting profession leaders call for action against climate change - Journal of Accountancy

Get in Touch

Thanks for listening and for the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and, if you like what you hear, please do us a favor and write a review on iTunes, or Podchaser. Interested in sponsoring the Cloud Accounting Podcast? For details, read the prospectus, and NOW, you can see our smiling faces on Instagram! 

Meet Blake and David in person!  

• May 31 - June 3, 2020: BQE Succeed - Encore at Wynn Las Vegas

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This episode of 16 Minutes on the news covers:

• all the recent fintech acquisitions! from Intuit announcing it's acquiring Credit Karma this week to Morgan Stanley announcing it's acquiring E-trade last week to Visa acquiring Plaid last month, and so on -- what’s going on, why, and why now? -- with a16z general partner Anish Acharya;
• recent hearing on SEC's complaint against Telegram, which turns out not to be about cryptocurrency at large, a particular subset of cryptocurrencies, or whether a cryptocurrencly is inherently a security -- but may have broader implications for policy and policy making -- at 7:57 with a16z managing partner Scott Kupor;

...in conversation with Sonal Chokshi.

---

The views expressed here are those of the individual AH Capital Management, L.L.C. (“a16z”) personnel quoted and are not the views of a16z or its affiliates. Certain information contained in here has been obtained from third-party sources, including from portfolio companies of funds managed by a16z. While taken from sources believed to be reliable, a16z has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.

This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in any fund managed by a16z. (An offering to invest in an a16z fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by a16z, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results. A list of investments made by funds managed by Andreessen Horowitz (excluding investments for which the issuer has not provided permission for a16z to disclose publicly as well as unannounced investments in publicly traded digital assets) is available at https://a16z.com/investments/.

Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see https://a16z.com/disclosures for additional important information.

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Show Notes

• 05:20 – Intuit Near Deal to Buy Credit Karma for $7 Billion - WSJ
• 08:39 – If you aren't paying for a product, you ARE the product
• 10:44 – More discussion on the IRS Free File flubs
• 11:19 – Tax-prep analyst sees more free filers hampering revenue growth -  Accounting Today
• 15:26 – Nevada Democrats Say They’ll Replace Their Caucus App With iPads And A Google Form - FiveThirtyEight
• 18:15 – Bloomberg botches tax return question in Democratic debate: ‘I can’t go to TurboTax’ - CNBC
• 20:11 – Just in case you forgot: All People are Tax People – Washington Post
• 21:32 – Accounting rule Warren Buffett loathes boosts Berkshire's bottom line to $81B – Fox Business
• 26:17 – Hacking of Accounting Firm Affects Medical Group – Career Info Security
• 29:07 – Want to Be a CFO? Consider Some Numeric Body Art – CFO.com
• 32:14 – Tweet us your (accounting-related?) tatts
• 33:16 – Go here for more PCAOB discussion!
• 33:52 – Weakening the oversight of US auditing is a very bad idea – Financial Times
  • Without an Independent Watchdog, Who Will Audit the Auditors? - WSJ
• 35:30 – How Accountants Took Washington’s Revolving Door to a Criminal Extreme – POGO
• 38:01 – Let's See What Some Folks Are Saying About the Proposal to Fold the PCAOB Into the SEC - Going Concern
• 39:39 – U.S. House Subcommittee Scrutinizes Accounting Rule Maker - WSJ
• 46:11 – Rippling starts billboard battle with Gusto – TechCrunch
• 50:45 – Client Hub Now Automates Resolving Unclassified Expenses – AccountingWEB
• 53:48 – QuickBooks Online: Evolution and innovation Updates
• 56:42 – Another satisfied listener! Thank you! 

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Resources:

1. Dashing Leadership, Brian's coaching business website

2. Brian's Twitter account

Resources:

1. Dashing Leadership, Brian's coaching business website

2. Brian's Twitter account

With all the recent data breaches being reported, we wanted to get dig into why we care about privacy. Yu was amazingly informed and taught us about data ethics, the complicated history of GDPR, and why we care about privacy.

Join our mailing list: bit.ly/BiCur

Transcript here: http://bit.ly/2MgVAm7

Articles and Items Referenced During the Episode:

Why We Care about Privacy - Markkula Center for Applied Ethics http://bit.ly/2TSYy2H

GDPR—Disturbing History Behind the EU's New Data Privacy Law _ Time, May 24, 2018 http://bit.ly/2SUj8Q5

China’s social credit system may be misunderstood - The Washington Post, Nov 29, 2018 https://wapo.st/2AOQlW9

Facebook could face billion dollar fine for data breaches - CNN, Dec 14, 2018 https://cnn.it/2ARqKMj

Facebook private message hack could impact millions of users – ThinkProgress, Nov 5, 2018 http://bit.ly/2FvwJuh

The 7 biggest moments from Wednesday’s social media hearings - The Verge http://bit.ly/2RwGLSs

About the Initiative _ California Consumer Privacy Act http://bit.ly/2sufwsD

Brazil’s New General Data Privacy Law Follows GDPR Provisions _ Inside Privacy, Aug 20, 2018 http://bit.ly/2MfCk8v

Credit Karma http://bit.ly/2Deyvxo

BiCurean Moment:

Rick and Morty http://bit.ly/2Mjrwq8

BoJack Horseman http://bit.ly/2W0vKHI

Seth MacFarlane http://bit.ly/2Rz6RnA

Tags: hide, privacy, data breaches, intimacy, individual, intimate, conformity, social cohesion, risk, mob rule, innovation, autonomy, instagram, facebook, social media, online behavior, data ethics, big data ethics, political movements, manipulation, russian interference, geo fencing, intrusion, free products, GDPR, Nazi, EU, Census, discrimination, ethnicity, silicon valley, technology, global, principles, hack, identity theft, credit karma, credit score, efficiency, vulnerability, India, exploitation, China, WeChat, Snap Chat, temporariness, Rick and Morty, BoJack Horseman, Futurama, Seth MacFarlane, Orville, adult cartoons